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701 W Lucille St
C- Composite 54.45
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • ARV discount +7.3/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.3/10.0
  • Appreciation +4.5/10.0
  • Livability +3.1/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$97,500

701 W Lucille St · Hebbronville, TX 78361
3 bd · 2.0 ba · 1,520 sqft · SingleFamily · 75 Days on market
Built 2005 7,400 sqft lot $64/sqft · at area comps Est $97k · at est. ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious home on a corner lot. This is a 2005 mobile home (double wide) 3 bedroom, 2 full baths with an open floor plan, great for entertaining! This home has been recently remodeled and painted. The home has tile floors throughout. Custom cabinets with granite counter tops in the kitchen. Home features a covered patio area perfect for gatherings. There is a storage room in the backyard and a carport on the side of the home for parking. Home is being sold as is. Call today to preview this home!

Key facts

  • Open floor plan
  • Remodeled
  • Tile floors

Tags

CORNER LOTOPEN FLOOR PLANREMODELEDTILE FLOORSCUSTOM CABINETSGRANITE COUNTER TOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $98k.

Deal economics

  • At list price, monthly cash flow is $124 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $98k).
  • Recommended offer: $92k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#1,032 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools D-, amenities F.
  • Jim Hogg County ISD (town): math 31% / reading 31% proficiency, ranked #622 of 826 in TX (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 36 active listings in the ZIP.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $674 of loan paydown is wiped out by about $931 of value loss. Plan a longer hold.
  • Jim Hogg County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-0.9% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 93% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $91,650 (6.0% below list)

Questions for the listing agent

  1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.83%
Cash-on-cash
5.47%
DSCR
1.24
GRM
8.1

CMA / ARV

ARV (median comp)
$97,030
List price
$97,500
Delta
0.48%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
411 S Smith Ave 0.72mi 3/2.0 1,440 (-5%) 21mo $119,900 $83 40
1212 N Houston Ave N 0.62mi 2/2.0 (-1) 1,298 (-15%) 11mo $45,995 $35 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.7%
Equity multiple
1.03×
Total profit
$796
Equity at exit
$23,743
10-year hold
IRR
7.2%
Equity multiple
1.70×
Total profit
$19,100
Equity at exit
$25,110

Cash invested: $27,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78361

Home prices YoY
-0.9%
Active inventory
36
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,006 medium interval (Pro) →
Mortgage (P&I)
$511
Tax from tax record
$118 /mo · $1,420/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$211
Net cashflow
$124

Break-even live

Break-even rent $848
Max offer price $97,500
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,375
Closing costs
$2,925
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-05-31
    status $97,500 Pending 75 DOM
  2. 2026-04-23
    price $97,500 499-char remark
    Show marketing remark (499 chars)

    Spacious home on a corner lot. This is a 2005 mobile home (double wide) 3 bedroom, 2 full baths with an open floor plan, great for entertaining! This home has been recently remodeled and painted. The home has tile floors throughout. Custom cabinets with granite counter tops in the kitchen. Home features a covered patio area perfect for gatherings. There is a storage room in the backyard and a carport on the side of the home for parking. Home is being sold as is. Call today to preview this home!

  3. 2026-04-07
    status Active 499-char remark
    Show marketing remark (499 chars)

    Spacious home on a corner lot. This is a 2005 mobile home (double wide) 3 bedroom, 2 full baths with an open floor plan, great for entertaining! This home has been recently remodeled and painted. The home has tile floors throughout. Custom cabinets with granite counter tops in the kitchen. Home features a covered patio area perfect for gatherings. There is a storage room in the backyard and a carport on the side of the home for parking. Home is being sold as is. Call today to preview this home!

  4. 2026-02-14
    status Pending 499-char remark
    Show marketing remark (499 chars)

    Spacious home on a corner lot. This is a 2005 mobile home (double wide) 3 bedroom, 2 full baths with an open floor plan, great for entertaining! This home has been recently remodeled and painted. The home has tile floors throughout. Custom cabinets with granite counter tops in the kitchen. Home features a covered patio area perfect for gatherings. There is a storage room in the backyard and a carport on the side of the home for parking. Home is being sold as is. Call today to preview this home!

  5. 2026-02-08
    historical 499-char remark
    Show marketing remark (499 chars)

    Spacious home on a corner lot. This is a 2005 mobile home (double wide) 3 bedroom, 2 full baths with an open floor plan, great for entertaining! This home has been recently remodeled and painted. The home has tile floors throughout. Custom cabinets with granite counter tops in the kitchen. Home features a covered patio area perfect for gatherings. There is a storage room in the backyard and a carport on the side of the home for parking. Home is being sold as is. Call today to preview this home!

  6. 2026-01-16
    listed $99,000 Active 499-char remark
    Show marketing remark (499 chars)

    Spacious home on a corner lot. This is a 2005 mobile home (double wide) 3 bedroom, 2 full baths with an open floor plan, great for entertaining! This home has been recently remodeled and painted. The home has tile floors throughout. Custom cabinets with granite counter tops in the kitchen. Home features a covered patio area perfect for gatherings. There is a storage room in the backyard and a carport on the side of the home for parking. Home is being sold as is. Call today to preview this home!

  7. 2024-01-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,420 · $118/mo
Projected year-2 tax
$1,784 · $149/mo
Expected delta
+$364/yr (+$30/mo · 25.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 93% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,072
− Mortgage interest
−$5,462
− Property taxes
−$1,420
− Insurance
−$488
− Repairs & maintenance
−$966
− Management
−$966
− Depreciation
−$2,836
Taxable loss
−$65
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$16
After-tax cash flow
$1,509/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jim Hogg County ISD
NCES district ID
4824750
Math proficiency
31% ▼ -15.00%
Reading proficiency
31% ▼ -2.00%
Median HH income
$35,870
Composite
25.69/100
National rank
#7391
State rank
#622 of 826 in TX

Livability — Hebbronville

Score
61/100
State rank
#1032
US rank
#18361

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hebbronville, TX
Population (ZIP)
4,764

Population outlook (Jim Hogg County) Hauer SSP2

Today (2025)
5,023 people
By 2030
4,897 · -2.5%
By 2040
4,722 · -6.0%
By 2050
4,510 · -10.2%
By 2075
3,827 · -23.8%
By 2100
2,794 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (78%)
Race & ethnicity
Hispanic / Latino 78% Two or more races 40% White 21%
Hispanic origin (detail)
Mexican 76%
Foreign-born
1% · Canada
Languages at home
41% English-only · Spanish 58% Tagalog/Filipino 1%

Political lean MEDSL · Jim Hogg

2024 margin
Lean D (+8.3) · D 54.0% · R 45.7%
2008→2024 swing
-39.3pp toward R · 2008: 47.6pp · 2024: 8.3pp
All cycles
2024: D+8.3 2020: D+17.9 2016: D+56.9 2012: D+56.7 2008: D+47.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.95%
Current HPI
99.0946
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-1.5% since first listed
6 events — show timeline
  • 2026-04-23 Price Changed $97,500 CBMLS
  • 2026-04-07 Relisted CBMLS
  • 2026-02-14 Pending CBMLS
  • 2026-02-08 Delisted CBMLS
  • 2026-01-16 Listed $99,000 CBMLS
  • 2024-01-22 Sold (Public Records) Public Records

Property tax history

+9.9%/yr

Latest (2025): $1,420 · -52.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…