752 E 35th St N · Tulsa, OK 74106

$105,000

3 bd · 1.0 ba · 1,508 sqft · SingleFamily public records · 115 Days on market

Built 1954 7,686 sqft lot Est $196k · 46% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.1/10.0
• Livability +3.8/5.0
• Rent growth +3.4/5.0
• Appreciation +2.7/10.0
• Condition / age +2.5/5.0
• Schools +0.8/10.0

Listing remarks

3 Bedroom, 2 Baths, 2 Living Areas. Fixer-up in North Tulsa. SELLING AS-IS! Windows Replaced, (2025) Exterior Siding Replaced (2025) , Handicap Ramp (2025), INSIDE need TLC. Call for an appointment!

Key facts

• Windows replaced
• 7,686 sq ft lot
• Garage

Tags

• WINDOWS REPLACED
• EXTERIOR SIDING REPLACED

Property features AI

Exterior

• Parking: Attached garage (1 car)
• Security: Smoke detector(s)
• Utilities: Electricity available; Natural gas available; Public water; Public sewer; Phone available
• Home design: Single-story; Faces south; Crawlspace foundation
• Construction: Wood siding with wood frame construction; Asphalt/fiberglass roof; Built according to public records
• Exterior features: Front porch; Partial fencing; Smoke detector(s); No safety shelter indicated

Interior

• Kitchen: Gas oven connection
• Flooring: Wood flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Gas heating
• Interior features: Vinyl windows; Laminate counters; Ceiling fan(s); Gas oven connection; Handicap access; Accessible approach with ramp
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $528 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $96k (9.0% below list) — sets the bar for market timing.
• Cap rate 12.3% vs local median 3.8% in Tulsa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#13 in OK, #4,058 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment D-.
• Tulsa (urban): math 7% / reading 12% proficiency, ranked #250 of 270 in OK (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.5%/yr); 137 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
• This rent runs 44% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.5% rent growth), your $29k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 115 days — a 9% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,550 (9.0% below list)

Questions for the listing agent

1. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.41% ✓
• Cap rate: 12.33%
• Cash-on-cash: 21.55%
• DSCR: 1.96
• GRM: 5.9

CMA / ARV

• ARV (on-the-fly): $196,040
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3245 N Hartford Ave	0.20mi	3/1.5	1,588 (+5%)	17mo	$164,000	$103	66
3377 N Lansing Pl	0.14mi	3/1.0	1,296 (-14%)	23mo	$190,000	$147	51
427 E 40th Pl N	0.70mi	4/2.0 (+1)	1,344 (-11%)	13mo	$175,000	$130	29
3758 N Hartford Ave	0.41mi	4/2.0 (+1)	1,300 (-14%)	24mo	$160,000	$123	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.54% rent growth · sell at horizon

5-year hold

• IRR: 14.7%
• Equity multiple: 1.59×
• Total profit: $17,397
• Equity at exit: $15,656

10-year hold

• IRR: 23.8%
• Equity multiple: 3.10×
• Total profit: $61,706
• Equity at exit: $9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 74106

• Home prices YoY: -2.5%
• Rents YoY: 3.5%
• Active inventory: 137
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,485 high
• Mortgage (P&I): −$551
• Tax from tax record: −$51 /mo · $611/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$312
• Net cashflow: $528

Break-even live

Break-even rent $817

Max offer price $105,000

Occupancy floor 59%

Sensitivity live

Price	-10% $587	-5% $558	+0% $528	+5% $498	+10% $469
Rent	-10% $411	-5% $469	+0% $528	+5% $587	+10% $645
Rate	-1.0pp $581	-0.5pp $555	base $528	+0.5pp $501	+1.0pp $473

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3120 N Hartford Pl Tulsa, OK	4.0	1.0	1176	$1,500	$1.28	4d	1	0.34mi
1715 E 31st Pl N Tulsa, OK	3.0	2.0	1789	$1,495	$0.84	4d	1	0.94mi
1904 Mohawk Blvd Tulsa, OK	3.0	1.0	1679	$1,295	$0.77	17d	1	0.98mi
230 E Zion St Tulsa, OK	4.0	2.0	1857	$1,650	$0.89	25d	1	1.16mi
245 E Young Pl Tulsa, OK	3.0	2.0	1528	$1,450	$0.95	17d	1	1.17mi
4430 N Main St Tulsa, OK	3.0	1.0	1100	$950	$0.86	3d	1	1.30mi
313 E Woodrow Pl Tulsa, OK	4.0	2.0	1747	$1,640	$0.94	22d	1	1.32mi
2159 E 28th St N Tulsa, OK	3.0	1.5	1765	$1,250	$0.71	4d	1	1.38mi

Listing history 23 events

1. 2026-06-18
   days on market $105,000 Active 115 DOM
2. 2026-06-17
   days on market $105,000 Active 114 DOM
3. 2026-06-16
   days on market $105,000 Active 113 DOM
4. 2026-06-15
   days on market $105,000 Active 112 DOM
5. 2026-06-13
   days on market $105,000 Active 110 DOM
6. 2026-06-10
   days on market $105,000 Active 107 DOM
7. 2026-06-09
   days on market $105,000 Active 106 DOM
8. 2026-06-08
   days on market $105,000 Active 105 DOM
9. 2026-06-07
   days on market $105,000 Active 104 DOM
10. 2026-06-05
    days on market $105,000 Active 101 DOM
11. 2026-06-03
    days on market $105,000 Active 100 DOM
12. 2026-06-02
    days on market $105,000 Active 99 DOM
13. 2026-06-01
    days on market $105,000 Active 98 DOM
14. 2026-05-31
    days on market $105,000 Active 97 DOM
15. 2026-03-08
    price $105,000
16. 2026-02-20
    listed $120,000 Active
17. 2025-07-25
    historical
18. 2025-07-12
    listed $90,000 Active
19. 2019-10-19
    historical
20. 2019-07-03
    historical
21. 2019-07-03
    listed $45,000 Active
22. 2019-04-16
    price $45,000
23. 2019-02-04
    listed $60,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $611 · $51/mo
• Projected year-2 tax: $945 · $79/mo
• Expected delta: +$334/yr (+$28/mo · 54.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,822
• − Mortgage interest: −$5,882
• − Property taxes: −$611
• − Insurance: −$525
• − Repairs & maintenance: −$1,426
• − Management: −$1,426
• − Depreciation: −$3,055
• Taxable income: $4,898
• Est. tax owed @ 24.0%: −$1,176
• After-tax cash flow: $5,160/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tulsa
• NCES district ID: 4030240
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 12% ▼ -7.00%
• Median HH income: $37,895
• Composite: 8.04/100
• National rank: #9919
• State rank: #250 of 270 in OK

Livability — Tulsa

• Score: 75/100
• State rank: #13
• US rank: #4058

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tulsa, OK
• County: Tulsa County · 640,811 people
• City population: 389,418
• Metro: Tulsa, OK
• Population (ZIP): 15,655
• Household income: $40,776
• Rent vs Own: 53.7% rent · 46.3% own
• Severe rent burden: 1055.0

Population outlook (Tulsa County) Hauer SSP2

• Today (2025): 723,846 people
• By 2030: 766,033 · +5.8%
• By 2040: 851,386 · +17.6%
• By 2050: 938,389 · +29.6%
• By 2075: 1,166,011 · +61.1%
• By 2100: 1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 55% White 17% Hispanic / Latino 14% Two or more races 13% Native American 4%
• Hispanic origin (detail): Mexican 11%
• Common ancestry: Romanian 1% Serbian 1% Lithuanian 1%
• Foreign-born: 5% · Canada
• Languages at home: 87% English-only · Spanish 10% German/W. Germanic 1%

Political lean MEDSL · Tulsa

• 2024 margin: R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
• 2008→2024 swing: +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
• All cycles: 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.58%
• Current HPI: 179.5268
• Rent YoY: ▲ 3.54%
• Metro: Tulsa, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

+75.0% since first listed

9 events — show timeline

• 2026-03-08 Price Changed $105,000 MLS Technology, Inc.
• 2026-02-20 Listed $120,000 MLS Technology, Inc.
• 2025-07-25 Listing Removed — MLS Technology, Inc.
• 2025-07-12 Listed $90,000 MLS Technology, Inc.
• 2019-10-19 Listing Removed — MLS Technology, Inc.
• 2019-07-03 Listed $45,000 MLS Technology, Inc.
• 2019-07-03 Listing Removed — MLS Technology, Inc.
• 2019-04-16 Price Changed $45,000 MLS Technology, Inc.
• 2019-02-04 Listed $60,000 MLS Technology, Inc.

Property tax history

+7.1%/yr

Latest (2025): $611 · +7.4% YoY. Source: county tax records.