3302 Maple St · Omaha, NE 68111

$129,000

2 bd · 1.0 ba · 900 sqft · SingleFamily public records · 33 Days on market

Built 1886 3,950 sqft lot $143/sqft · 7% above area Est $121k · 7% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.9/30.0
• Appreciation +10.0/10.0
• DSCR +6.3/10.0
• ARV discount +4.5/15.0
• 1% rule +4.3/10.0
• Livability +4.2/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

$2,000.00 SELLER CREDIT! NEW ROOF with 10 year transferrable warranty & ceiling repaired. Perfect for First-Time Home Buyers or Investors! This 2 bed, 1 bath, 900 SF turnkey Ranch is a fantastic opportunity, ideal for investors looking to add tenants. This home has large open living and dining space, flooded with natural light. Kitchen appliances and washer/dryer included for convenience.Situated on a corner lot with large wrapping porch & there's ample room for a future garage or parking pad. The neighborhood has undergone a beautiful transformation, making it a desirable area. Conveniently located near a park, activity center, easy access to 1-480 & Lake. Seller addressed major items, NEW ROOF ON ORDER NOW-DONE Kitchen leak in corner of kitchen will also be repaired-DONE It has newer windows, furnace, A/C, carpet & paint. This is Sold as is need exterior repairs. Make me an offer!

Key facts

• Functional kitchen
• Extra outdoor space
• Corner lot

Tags

• MAIN FLOOR LAUNDRY ROOM
• CORNER LOT
• FUNCTIONAL KITCHEN
• EXTRA OUTDOOR SPACE

Property features AI

Exterior

• Parking: No garage
• Utilities: Electricity available; Natural gas available; Public water; Public sewer
• Home design: Single family residence; Residential property; Not new (existing home); One-story entry with living areas on the main floor
• Construction: Built in 1886; Block foundation; Composition roof
• Exterior features: Front porch; City lot up to 1/4 acre

Interior

• Kitchen: Range; Oven; Refrigerator; Vinyl flooring in kitchen
• Bedrooms: Master bedroom on main floor with wall-to-wall carpeting and 9'+ ceiling; Additional bedroom(s) on main floor with wall-to-wall carpeting and 9'+ ceiling
• Flooring: Carpet; Vinyl
• Bathrooms: One full bathroom (main level)
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: Ceiling fan(s); Direct-vent gas fireplace
• Laundry & utility: Washer; Dryer; Vinyl flooring in laundry area

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $129k.

Deal economics

• At list price, monthly cash flow is $156 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (7.1% below list).
• Recommended offer: $120k (7.1% below list) — sets the bar for 1% rule.
• Cap rate 7.7% vs local median 3.6% in Omaha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#7 in NE, #663 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Omaha Public Schools (urban): math 20% / reading 28% proficiency, ranked #110 of 111 in NE (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.2%/yr); 139 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).
• This rent runs 34% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $14k of equity ($892 loan paydown + $13k appreciation (10.0% local appreciation)).
• Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 3.2% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $100k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1886 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $119,805 (7.1% below list)

Questions for the listing agent

1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
2. Built in 1886 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.74%
• Cash-on-cash: 5.18%
• DSCR: 1.23
• GRM: 9.0

CMA / ARV

• ARV (median comp): $120,968
• List price: $129,000
• Delta: 6.64%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3322 Corby St	0.08mi	2/1.0	892 (-1%)	2mo	$175,000	$196	93
2434 N 33rd Ave	0.28mi	2/1.0	848 (-6%)	5mo	$127,500	$150	73
3708 N 36th Ave	0.61mi	2/1.0	912 (+1%)	1mo	$130,000	$143	69
3919 Miami St	0.55mi	2/1.0	860 (-4%)	2mo	$115,000	$134	65
2878 Wirt St	0.34mi	2/0.5	790 (-12%)	8mo	$167,000	$211	55
2587 Pinkney St	0.67mi	2/1.0	884 (-2%)	12mo	$137,320	$155	55
2623 Burdette St	0.67mi	2/1.0	851 (-5%)	6mo	$120,000	$141	54
2847 Wirt St	0.42mi	1/1.0 (-1)	824 (-8%)	11mo	$100,000	$121	52
3325 N 38th St	0.51mi	2/2.0	960 (+7%)	12mo	$128,000	$133	51
3514 Parker St	0.60mi	2/1.0	808 (-10%)	9mo	$66,000	$82	47
3937 Blondo St	0.73mi	3/1.0 (+1)	864 (-4%)	12mo	$143,500	$166	44
1822 N 38th St	0.69mi	3/2.0 (+1)	999 (+11%)	12mo	$105,000	$105	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold

• IRR: 28.1%
• Equity multiple: 3.23×
• Total profit: $80,416
• Equity at exit: $116,213

10-year hold

• IRR: 24.5%
• Equity multiple: 7.35×
• Total profit: $229,453
• Equity at exit: $250,619

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68111

• Home prices YoY: 4.0%
• Rents YoY: 3.2%
• Active inventory: 139
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,198 high
• Mortgage (P&I): −$676
• Tax from tax record: −$60 /mo · $722/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $156

Break-even live

Break-even rent $1,001

Max offer price $129,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,250
• Closing costs: $3,870
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3502 Lake St Omaha, NE	2.0	1.0	974	$995	$1.02	3d	1	0.27mi
2305 John a Creighton Blvd Omaha, NE	2.0	1.0	672	$1,200	$1.79	21d	1	0.41mi
3674 Bedford Ave Omaha, NE	3.0	1.0	864	$1,275	$1.48	24d	1	0.42mi
3212 N 39th St Omaha, NE	1.0	1.0	1025	$785	$0.77	24d	1	0.50mi
3323 N 40th St Omaha, NE	2.0	1.0	1000	$1,575	$1.57	3d	1	0.60mi
3356 N 41st St Omaha, NE	2.0	1.0	720	$1,295	$1.80	24d	1	0.76mi
1407 N 31st St Omaha, NE	2.0	1.0	1040	$1,395	$1.34	3d	1	0.90mi
3425 N 45th St Omaha, NE	2.0	1.0	872	$1,500	$1.72	14d	1	1.02mi
2816 N 19th Ave Omaha, NE	3.0	1.0	860	$1,700	$1.98	44d	1	1.06mi
4102 Hamilton St Unit 014 Omaha, NE	2.0	1.0	811	$1,120	$1.38	24d	1	1.11mi
4102 Hamilton St Omaha, NE	2.0	1.0	811	$1,120	$1.38	3d	1	1.11mi
1004 Glenwood Ave Unit 2 Omaha, NE	3.0	1.5	1000	$1,500	$1.50	3d	1	1.11mi
1308 N 40th St Omaha, NE	1.0	1.0	600	$800	$1.33	14d	1	1.11mi
4157 Hamilton St Unit 7W Omaha, NE	1.0	1.0	600	$750	$1.25	44d	1	1.13mi
4153 Hamilton St Unit 1e Omaha, NE	1.0	1.0	600	$750	$1.25	44d	1	1.14mi
4315 Charles St Apt 17 Omaha, NE	1.0	1.0	570	$795	$1.39	3d	1	1.18mi
3708 Florence Blvd Omaha, NE	3.0	1.0	1102	$1,395	$1.27	21d	1	1.18mi
1111 N 27th St Omaha, NE	1.0–2.0	1.0	941	$1,200	$1.28	44d	11	1.19mi
2625 Nicholas Ct Unit 2625NA Omaha, NE	2.0	1.0	1042	$1,250	$1.20	24d	1	1.22mi
1825 NW Radial Hwy Omaha, NE	1.0	1.0	650	$775	$1.19	44d	1	1.22mi
2619 Nicholas Ct Unit 2619ND Omaha, NE	2.0	1.0	1042	$1,250	$1.20	19d	1	1.23mi
2613 Nicholas Ct Unit 2613NA Omaha, NE	1.0	1.0	840	$925	$1.10	3d	1	1.23mi
2613 Nicholas Ct Unit 2613NC Omaha, NE	2.0	1.0	1042	$1,250	$1.20	3d	1	1.23mi
3302 Burt St Unit 5 Omaha, NE	1.0	1.0	664	$900	$1.36	44d	1	1.24mi
1816 Florence Blvd Apt 102 Omaha, NE	2.0	1.0	900	$900	$1.00	14d	1	1.24mi
2575 Nicholas Ct Unit 2575NB Omaha, NE	1.0	1.0	840	$925	$1.10	19d	1	1.25mi
2569 Nicholas Ct Unit 2569NC Omaha, NE	2.0	1.0	1042	$1,100	$1.06	19d	1	1.25mi
2563 Nicholas Ct Unit 2563NF Omaha, NE	2.0	1.0	1042	$1,100	$1.06	44d	1	1.25mi
2563 Nicholas Ct Unit 2563NC Omaha, NE	2.0	1.0	1042	$1,100	$1.06	24d	1	1.25mi
2563 Nicholas Ct Unit 2563NE Omaha, NE	2.0	1.0	1042	$1,100	$1.06	3d	1	1.25mi
2575 Irving Ct Unit 2575IRB Omaha, NE	2.0	1.0	1042	$1,250	$1.20	19d	1	1.27mi
2575 Irving Ct Unit 2575IRF Omaha, NE	2.0	1.0	1042	$1,100	$1.06	19d	1	1.27mi
2623 Izard Ct Unit 2623IZE Omaha, NE	2.0	1.0	1042	$1,100	$1.06	44d	1	1.28mi
2563 Irving Ct Unit 2563IRF Omaha, NE	2.0	1.0	1042	$1,100	$1.06	44d	1	1.28mi
2605 Izard Ct Unit 2605IZA Omaha, NE	2.0	1.0	1042	$1,250	$1.20	44d	1	1.30mi
2579 Izard Ct Unit 2579IZD Omaha, NE	2.0	1.0	1042	$1,100	$1.06	44d	1	1.30mi
2567 Izard Ct Unit 2567IZE Omaha, NE	2.0	1.0	1042	$1,100	$1.06	44d	1	1.30mi
2561 Izard Ct Unit 2561IZD Omaha, NE	2.0	1.0	1042	$1,250	$1.20	24d	1	1.30mi
2561 Izard Ct Unit 2561IZC Omaha, NE	2.0	1.0	1042	$1,100	$1.06	24d	1	1.30mi
2561 Izard Ct Unit 2561IZA Omaha, NE	1.0	1.0	840	$975	$1.16	24d	1	1.30mi

Listing history 26 events

1. 2026-06-03
   days on market $129,000 Active 33 DOM
2. 2026-06-03
   days on market $129,000 Active 32 DOM
3. 2026-06-01
   days on market $129,000 Active 31 DOM
4. 2026-06-01
   days on market $129,000 Active 30 DOM
5. 2026-04-30
   listed $129,000 New 425-char remark
6. 2024-05-06
   soldstatus $100,000
7. 2024-05-03
   soldstatus $100,000 Sold 911-char remark

   Show marketing remark (911 chars)

   $2,000.00 SELLER CREDIT! NEW ROOF with 10 year transferrable warranty & ceiling repaired. Perfect for First-Time Home Buyers or Investors! This 2 bed, 1 bath, 900 SF turnkey Ranch is a fantastic opportunity, ideal for investors looking to add tenants. This home has large open living and dining space, flooded with natural light. Kitchen appliances and washer/dryer included for convenience.Situated on a corner lot with large wrapping porch & there's ample room for a future garage or parking pad. The neighborhood has undergone a beautiful transformation, making it a desirable area. Conveniently located near a park, activity center, easy access to 1-480 & Lake. Seller addressed major items, NEW ROOF ON ORDER NOW-DONE Kitchen leak in corner of kitchen will also be repaired-DONE It has newer windows, furnace, A/C, carpet & paint. This is Sold as is need exterior repairs. Make me an offer!

8. 2024-04-04
   status Pending 911-char remark

   Show marketing remark (911 chars)

   $2,000.00 SELLER CREDIT! NEW ROOF with 10 year transferrable warranty & ceiling repaired. Perfect for First-Time Home Buyers or Investors! This 2 bed, 1 bath, 900 SF turnkey Ranch is a fantastic opportunity, ideal for investors looking to add tenants. This home has large open living and dining space, flooded with natural light. Kitchen appliances and washer/dryer included for convenience.Situated on a corner lot with large wrapping porch & there's ample room for a future garage or parking pad. The neighborhood has undergone a beautiful transformation, making it a desirable area. Conveniently located near a park, activity center, easy access to 1-480 & Lake. Seller addressed major items, NEW ROOF ON ORDER NOW-DONE Kitchen leak in corner of kitchen will also be repaired-DONE It has newer windows, furnace, A/C, carpet & paint. This is Sold as is need exterior repairs. Make me an offer!

9. 2024-03-22
   listed $99,900 New 911-char remark

   Show marketing remark (911 chars)

   $2,000.00 SELLER CREDIT! NEW ROOF with 10 year transferrable warranty & ceiling repaired. Perfect for First-Time Home Buyers or Investors! This 2 bed, 1 bath, 900 SF turnkey Ranch is a fantastic opportunity, ideal for investors looking to add tenants. This home has large open living and dining space, flooded with natural light. Kitchen appliances and washer/dryer included for convenience.Situated on a corner lot with large wrapping porch & there's ample room for a future garage or parking pad. The neighborhood has undergone a beautiful transformation, making it a desirable area. Conveniently located near a park, activity center, easy access to 1-480 & Lake. Seller addressed major items, NEW ROOF ON ORDER NOW-DONE Kitchen leak in corner of kitchen will also be repaired-DONE It has newer windows, furnace, A/C, carpet & paint. This is Sold as is need exterior repairs. Make me an offer!

10. 2024-03-19
    historical
11. 2024-02-10
    price $99,900
12. 2023-12-21
    listed $120,000 New
13. 2023-08-04
    historical
14. 2023-07-28
    listed
15. 2022-11-22
    historical
16. 2022-10-16
    historical
17. 2022-10-01
    price $99,900
18. 2022-09-16
    listed $109,900 Active - New
19. 2022-09-16
    historical
20. 2022-08-30
    price $119,900
21. 2022-08-06
    listed $125,000 Active - New
22. 2022-05-13
    status Pending
23. 2022-05-12
    historical
24. 2022-04-30
    listed $100,000 Active - New
25. 2017-12-14
    soldstatus $18,000
26. 2000-07-06
    soldstatus $5,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $722 · $60/mo
• Projected year-2 tax: $2,232 · $186/mo
• Expected delta: +$1,509/yr (+$126/mo · 208.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥105°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,377
• − Mortgage interest: −$7,226
• − Property taxes: −$722
• − Insurance: −$645
• − Repairs & maintenance: −$1,150
• − Management: −$1,150
• − Depreciation: −$3,753
• Taxable loss: −$270
• Est. tax savings @ 24.0%: +$65
• After-tax cash flow: $1,937/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Omaha Public Schools
• NCES district ID: 3174820
• Math proficiency: 20% ▼ -10.00%
• Reading proficiency: 28% ▼ -5.00%
• Median HH income: $46,039
• Composite: 20.83/100
• National rank: #8502
• State rank: #110 of 111 in NE

Livability — Omaha

• Score: 84/100
• State rank: #7
• US rank: #663

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment B- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Omaha, NE
• County: Douglas County · 538,646 people
• City population: 552,986
• Metro: Omaha-Council Bluffs, NE-IA
• Population (ZIP): 24,210
• Household income: $42,185
• Rent vs Own: 60.3% rent · 39.7% own
• Severe rent burden: 1913.0

Population outlook (Douglas County) Hauer SSP2

• Today (2025): 625,245 people
• By 2030: 661,613 · +5.8%
• By 2040: 732,395 · +17.1%
• By 2050: 801,988 · +28.3%
• By 2075: 968,637 · +54.9%
• By 2100: 1,101,871 · +76.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 52% Hispanic / Latino 21% White 17% Two or more races 15% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Ukrainian 3% Lithuanian 0%
• Foreign-born: 14% · Canada, Philippines
• Languages at home: 75% English-only · Spanish 16% Other Asian/Pacific 3% French/Haitian/Cajun 1%

Political lean MEDSL · Douglas

• 2024 margin: D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
• 2008→2024 swing: +5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
• All cycles: 2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.82%
• Current HPI: 358.7174
• Rent YoY: ▲ 3.22%
• Metro: Omaha-Council Bluffs, NE-IA
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

+2245.5% since first listed

23 events — show timeline

• 2026-06-03 Listing Removed — GPRMLS
• 2026-04-30 Listed $129,000 GPRMLS
• 2024-05-06 Sold (Public Records) $100,000 Public Records
• 2024-05-03 Sold (MLS) $100,000 GPRMLS
• 2024-04-04 Pending — GPRMLS
• 2024-03-22 Listed $99,900 GPRMLS
• 2024-03-19 Listing Removed — GPRMLS
• 2024-02-10 Price Changed $99,900 GPRMLS
• 2023-12-21 Listed $120,000 GPRMLS
• 2023-08-04 Rental Removed — APPFOLIO
• 2023-07-28 Listed for Rent — APPFOLIO
• 2022-11-22 Rental Removed — APPFOLIO
• 2022-10-16 Listing Removed — GPRMLS
• 2022-10-01 Price Changed $99,900 GPRMLS
• 2022-09-16 Listing Removed — GPRMLS
• 2022-09-16 Listed $109,900 GPRMLS
• 2022-08-30 Price Changed $119,900 GPRMLS
• 2022-08-06 Listed $125,000 GPRMLS
• 2022-05-13 Pending — GPRMLS
• 2022-05-12 Listing Removed — GPRMLS
• 2022-04-30 Listed $100,000 GPRMLS
• 2017-12-14 Sold (Public Records) $18,000 Public Records
• 2000-07-06 Sold (Public Records) $5,500 Public Records

Property tax history

+6.7%/yr

Latest (2025): $722 · +2.5% YoY. Source: county tax records.