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1833 Willow St
B Composite 71.0
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +14.8/15.0
  • Appreciation +10.0/10.0
  • DSCR +6.7/10.0
  • 1% rule +5.8/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0

$134,900

1833 Willow St · San Angelo, TX 76901
2 bd · 1.0 ba · 1,042 sqft · SingleFamily public records · 337 Days on market
Built 1987 $129/sqft · 8% above area Est $161k · 16% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Take a look at this great starter home or investment property! Offering a large bonus utility room that could act as a 3rd bedroom and original hardwood floors that flow throughout! Centrally located off Loop 306.

Key facts

  • Centrally located
  • Bonus utility room
  • Garage

Tags

BONUS UTILITY ROOMORIGINAL HARDWOOD FLOORSCENTRALLY LOCATED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $190 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $135k).
  • Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 3.8% in San Angelo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#199 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, schools F, amenities F.
  • San Angelo ISD (urban): math 27% / reading 33% proficiency, ranked #627 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.8%/yr); 331 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 61% of comp listings sitting > 30 days — soft ceiling on asking rent; 233 units permitted in Tom Green County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $14k of equity ($933 loan paydown + $13k appreciation (10.0% local appreciation)).
  • Tom Green County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 5.8% rent growth), your $38k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 337 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 337 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.98%
Cash-on-cash
6.04%
DSCR
1.27
GRM
7.7

CMA / ARV

ARV (median comp)
$161,201
List price
$134,900
Delta
-16.32%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2019 Freeland Ave 0.21mi 2/1.0 1,008 (-3%) 4mo $127,500 $126 81
206 N Van Buren St 0.32mi 2/1.0 1,008 (-3%) 1mo $167,500 $166 79
2005 Bailey St 0.23mi 2/2.0 1,104 (+6%) 4mo $129,000 $117 72
215 Westland St 0.41mi 2/1.0 971 (-7%) 1mo $124,900 $129 69
2105 Coleman St 0.33mi 3/1.0 (+1) 1,105 (+6%) 2mo $160,000 $145 67
1825 N St St 0.29mi 2/1.0 940 (-10%) 5mo $100,000 $106 66
1024 N Bishop St 0.52mi 3/1.0 (+1) 1,070 (+3%) 1mo $135,000 $126 65
2403 Freeland Ave 0.49mi 2/2.0 1,120 (+8%) 2mo $179,900 $161 59
2410 Lindell Ave 0.73mi 2/1.0 960 (-8%) 2mo $157,000 $164 52
1906 Juanita Ave 0.66mi 2/2.0 964 (-8%) 3mo $165,000 $171 51
2414 Chestnut St 0.53mi 2/1.0 910 (-13%) 4mo $142,000 $156 51
2319 North St 0.48mi 3/1.0 (+1) 1,180 (+13%) 1mo $129,500 $110 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 5.78% rent growth · sell at horizon

5-year hold
IRR
29.8%
Equity multiple
3.38×
Total profit
$89,817
Equity at exit
$121,529
10-year hold
IRR
26.8%
Equity multiple
8.00×
Total profit
$264,570
Equity at exit
$262,081

Cash invested: $37,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76901

Home prices YoY
6.4%
Rents YoY
5.8%
Active inventory
331
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,459 high interval (Pro) →
Mortgage (P&I)
$707
Tax from tax record
$198 /mo · $2,382/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$190

Break-even live

Break-even rent $1,218
Max offer price $134,900
Occupancy floor 82%

Sensitivity live

Price -10% $267 -5% $228 +0% $190 +5% $152 +10% $114
Rent -10% $75 -5% $133 +0% $190 +5% $248 +10% $305
Rate -1.0pp $258 -0.5pp $224 base $190 +0.5pp $155 +1.0pp $120

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,725
Closing costs
$4,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1835 Willow St San Angelo, TX 3.0 1.0 1267 $1,750 $1.38 44d 1 0.01mi
711 N Monroe St San Angelo, TX 3.0 1.0 1345 $1,500 $1.12 44d 1 0.23mi
121 N Van Buren St Unit A San Angelo, TX 2.0 1.0 715 $1,095 $1.53 21d 1 0.35mi
2102 Webster St San Angelo, TX 3.0 1.0 1233 $1,750 $1.42 44d 1 0.42mi
705 Childress St San Angelo, TX 2.0 1.0 872 $1,400 $1.61 44d 1 0.58mi
2430 Rio Grande St San Angelo, TX 3.0 1.0 1200 $1,395 $1.16 44d 1 0.64mi
212 S Fillmore St Unit B San Angelo, TX 2.0 1.0 800 $999 $1.25 44d 1 0.70mi
902 Shiloh St Unit RE-908-C San Angelo, TX 2.0 1.5 925 $1,175 $1.27 44d 1 0.70mi
902 Shiloh St Unit RE-908-20 San Angelo, TX 1.0 1.0 800 $1,025 $1.28 44d 1 0.70mi
902 Shiloh St Unit RE-908-16 San Angelo, TX 2.0 1.0 875 $1,125 $1.29 44d 1 0.70mi
2630 Waco St San Angelo, TX 3.0 2.0 1024 $1,600 $1.56 21d 1 0.75mi
2629 Forest Park Ave San Angelo, TX 3.0 2.0 1336 $1,895 $1.42 44d 1 0.79mi
1929 Raney St San Angelo, TX 1.0–2.0 1.0–2.0 765 $1,000 $1.31 21d 4 0.80mi
2065 Live Oak St San Angelo, TX 2.0 1.0 720 $950 $1.32 44d 1 0.85mi
1905 Meadowbrook Dr San Angelo, TX 3.0 2.0 1184 $1,400 $1.18 44d 1 0.86mi
2102 Raney St San Angelo, TX 3.0 1.0 1040 $1,295 $1.25 21d 1 0.87mi
2804 Abilene St San Angelo, TX 3.0 2.0 1304 $1,550 $1.19 44d 1 0.88mi
1405 Hassell St San Angelo, TX 3.0 2.0 1064 $1,950 $1.83 44d 1 1.02mi
706 W 16th St San Angelo, TX 3.0 2.0 1298 $1,590 $1.22 21d 1 1.04mi
810 W 19th St San Angelo, TX 3.0 2.0 1090 $1,249 $1.15 21d 1 1.06mi
1717 Greenwood St San Angelo, TX 1.0 1.0 754 $625 $0.83 21d 1 1.07mi
1210 Guthrie St San Angelo, TX 3.0 2.0 1157 $1,400 $1.21 21d 1 1.14mi
540 W 16th St San Angelo, TX 3.0 2.0 1090 $1,364 $1.25 44d 1 1.18mi
2802 Field St San Angelo, TX 3.0 2.0 1384 $1,600 $1.16 44d 1 1.20mi
1725 West Avenue M Unit M San Angelo, TX 2.0 1.0 1202 $1,350 $1.12 21d 1 1.21mi
1818 S Lincoln St San Angelo, TX 2.0 1.0–2.0 555 $1,199 $2.16 21d 19 1.24mi
1714 Cordell Dr San Angelo, TX 3.0 2.0 1416 $1,850 $1.31 44d 1 1.40mi
2013 Rosemont Dr San Angelo, TX 3.0 2.0 1400 $2,100 $1.50 21d 1 1.42mi

Listing history 26 events

  1. 2026-06-19
    days on market $134,900 Active 337 DOM
  2. 2026-06-18
    days on market $134,900 Active 336 DOM
  3. 2026-06-17
    days on market $134,900 Active 335 DOM
  4. 2026-06-16
    days on market $134,900 Active 334 DOM
  5. 2026-06-15
    days on market $134,900 Active 333 DOM
  6. 2026-06-14
    days on market $134,900 Active 331 DOM
  7. 2026-06-13
    days on market $134,900 Active 330 DOM
  8. 2026-06-10
    days on market $134,900 Active 328 DOM
  9. 2026-06-09
    days on market $134,900 Active 327 DOM
  10. 2026-06-08
    days on market $134,900 Active 326 DOM
  11. 2026-06-07
    days on market $134,900 Active 325 DOM
  12. 2026-06-02
    days on market $134,900 Active 320 DOM
  13. 2026-06-01
    days on market $134,900 Active 319 DOM
  14. 2026-05-31
    days on market $134,900 Active 318 DOM
  15. 2026-05-30
    days on market $134,900 Active 317 DOM
  16. 2026-02-10
    price $134,900 213-char remark
    Show marketing remark (213 chars)

    Take a look at this great starter home or investment property! Offering a large bonus utility room that could act as a 3rd bedroom and original hardwood floors that flow throughout! Centrally located off Loop 306.

  17. 2026-01-18
    status Active 213-char remark
    Show marketing remark (213 chars)

    Take a look at this great starter home or investment property! Offering a large bonus utility room that could act as a 3rd bedroom and original hardwood floors that flow throughout! Centrally located off Loop 306.

  18. 2025-11-21
    price $136,000 213-char remark
    Show marketing remark (213 chars)

    Take a look at this great starter home or investment property! Offering a large bonus utility room that could act as a 3rd bedroom and original hardwood floors that flow throughout! Centrally located off Loop 306.

  19. 2025-08-19
    price $138,000 213-char remark
    Show marketing remark (213 chars)

    Take a look at this great starter home or investment property! Offering a large bonus utility room that could act as a 3rd bedroom and original hardwood floors that flow throughout! Centrally located off Loop 306.

  20. 2025-07-14
    listed $139,999 Active 213-char remark
    Show marketing remark (213 chars)

    Take a look at this great starter home or investment property! Offering a large bonus utility room that could act as a 3rd bedroom and original hardwood floors that flow throughout! Centrally located off Loop 306.

  21. 2022-06-17
    soldstatus
  22. 2022-06-17
    soldstatus
  23. 2022-06-10
    soldstatus Closed 973-char remark
    Show marketing remark (973 chars)

    Freshly remodeled 2 bed/1 bath home, with a large bonus utility room that could act as a 3rd bedroom, cradled stately in the heart of San Angelo. This home is perfect for young families as the front porch looks out onto the Austin Elementary playground! Being right across the street from the elementary school and in a great neighborhood, you can have piece of mind when your child is able to walk themselves to school each morning. The large back yard is perfect for all pets and the location is easily accessible as it is a block away from Loop 306 in San Angelo. As you walk into this home, you immediately notice the refinished, original hardwood floors that flow throughout the house and into the kitchen. In the kitchen, durable tile floors give way to a newly built rustic wooden counter top that match the hardwood floors throughout other rooms in the house. Be the envy of your neighborhood while paying a fraction of the price as this home is priced to sell NOW!

  24. 2022-04-22
    historical 973-char remark
    Show marketing remark (973 chars)

    Freshly remodeled 2 bed/1 bath home, with a large bonus utility room that could act as a 3rd bedroom, cradled stately in the heart of San Angelo. This home is perfect for young families as the front porch looks out onto the Austin Elementary playground! Being right across the street from the elementary school and in a great neighborhood, you can have piece of mind when your child is able to walk themselves to school each morning. The large back yard is perfect for all pets and the location is easily accessible as it is a block away from Loop 306 in San Angelo. As you walk into this home, you immediately notice the refinished, original hardwood floors that flow throughout the house and into the kitchen. In the kitchen, durable tile floors give way to a newly built rustic wooden counter top that match the hardwood floors throughout other rooms in the house. Be the envy of your neighborhood while paying a fraction of the price as this home is priced to sell NOW!

  25. 2022-03-18
    listed $119,500 973-char remark
    Show marketing remark (973 chars)

    Freshly remodeled 2 bed/1 bath home, with a large bonus utility room that could act as a 3rd bedroom, cradled stately in the heart of San Angelo. This home is perfect for young families as the front porch looks out onto the Austin Elementary playground! Being right across the street from the elementary school and in a great neighborhood, you can have piece of mind when your child is able to walk themselves to school each morning. The large back yard is perfect for all pets and the location is easily accessible as it is a block away from Loop 306 in San Angelo. As you walk into this home, you immediately notice the refinished, original hardwood floors that flow throughout the house and into the kitchen. In the kitchen, durable tile floors give way to a newly built rustic wooden counter top that match the hardwood floors throughout other rooms in the house. Be the envy of your neighborhood while paying a fraction of the price as this home is priced to sell NOW!

  26. 2021-08-31
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,382 · $198/mo
Projected year-2 tax
$2,469 · $206/mo
Expected delta
+$87/yr (+$7/mo · 3.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,503
− Mortgage interest
−$7,556
− Property taxes
−$2,382
− Insurance
−$674
− Repairs & maintenance
−$1,400
− Management
−$1,400
− Depreciation
−$3,924
Taxable income
$166
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$40
After-tax cash flow
$2,242/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Angelo ISD
NCES district ID
4838700
Math proficiency
27% ▼ -9.00%
Reading proficiency
33% ▼ -3.00%
Median HH income
$43,501
Composite
25.56/100
National rank
#7427
State rank
#627 of 826 in TX

Livability — San Angelo

Score
73/100
State rank
#199
US rank
#5030

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Angelo, TX
County
Tom Green County · 113,188 people
City population
81,357
Metro
San Angelo, TX
Population (ZIP)
31,831
Household income
$69,450
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1034.0

Population outlook (Tom Green County) Hauer SSP2

Today (2025)
135,110 people
By 2030
144,090 · +6.6%
By 2040
162,561 · +20.3%
By 2050
182,158 · +34.8%
By 2075
232,274 · +71.9%
By 2100
268,218 · +98.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (55%)
Race & ethnicity
White 55% Hispanic / Latino 41% Two or more races 17% Black 2%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 3% Slovak 3% Iranian 1%
Foreign-born
5% · Canada
Languages at home
77% English-only · Spanish 21% German/W. Germanic 1%

Political lean MEDSL · Tom Green

2024 margin
Solid R (+48.0) · D 25.5% · R 73.5% · Other 1.0%
2008→2024 swing
-6.3pp toward R · 2008: -41.7pp · 2024: -48.0pp
All cycles
2024: R+48.0 2020: R+44.4 2016: R+47.9 2012: R+47.9 2008: R+41.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.96%
Current HPI
798.58
Rent YoY
▲ 5.78%
Metro
San Angelo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+12.9% since first listed
11 events — show timeline
  • 2026-02-10 Price Changed $134,900 SAAR TX
  • 2026-01-18 Relisted SAAR TX
  • 2025-11-21 Price Changed $136,000 SAAR TX
  • 2025-08-19 Price Changed $138,000 SAAR TX
  • 2025-07-14 Listed $139,999 SAAR TX
  • 2022-06-17 Sold (Public Records) Public Records
  • 2022-06-17 Sold (Public Records) Public Records
  • 2022-06-10 Sold (MLS) SAAR TX
  • 2022-04-22 Delisted SAAR TX
  • 2022-03-18 Listed $119,500 SAAR TX
  • 2021-08-31 Sold (Public Records) Public Records

Property tax history

+9.3%/yr

Latest (2025): $2,382 · +14.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…