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341 Canton St
B- Composite 68.52
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.4/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$34,900

341 Canton St · East Liverpool, OH 43920
2 bd · 2.0 ba · 1,386 sqft · SingleFamily public records · 18 Days on market
Built 1930 6,642 sqft lot ↓ 29% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor Special! Opportunity to renovate this home and make it your own! Awesome potential with great upside. This is a 2 bed, 1.5 bath, 1,386 sq ft home. Being sold as is.

Key facts

  • 6,642 sq ft lot
  • 2 garage spots
  • Built 1930

Property features AI

Exterior

  • Parking: Detached garage; 2 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: Wood-sided exterior; Composition roof; Above-grade finished living area approximately 1,386
  • Construction: Wood siding construction; Composition roof
  • Exterior features: Lot about 0.1525 acres; Property listed as fixer condition

Interior

  • Kitchen: Kitchen on the first floor (14 x 15)
  • Bedrooms: Bedroom on the first floor (10 x 10)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heating via fireplace(s); Window cooling units
  • Interior features: Full basement; Wood-burning fireplace (1)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $35k.

Deal economics

  • At list price, monthly cash flow is $261 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($712 rent vs $35k).
  • Recommended offer: $34k (1.5% below list) — sets the bar for market timing.
  • Cap rate 15.3% vs local median 9.4% in East Liverpool — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#613 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
  • East Liverpool City (town): math 28% / reading 37% proficiency, ranked #571 of 656 in OH (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 115 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 49 units permitted in Columbiana County in 2024 (0 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($51k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $241 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Columbiana County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($34k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.6% of price; built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $34,376 (1.5% below list)

Questions for the listing agent

  1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.04%
Cap rate
15.27%
Cash-on-cash
32.07%
DSCR
2.43
GRM
4.1

CMA / ARV

ARV (on-the-fly)
$91,476
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1714 Allison St 0.22mi 3/1.0 (+1) 1,328 (-4%) 4mo $118,500 $89 70
920 Mckinnon Ave 0.56mi 2/1.5 1,400 (+1%) 4mo $55,000 $39 67
622 Blackmore St 0.27mi 3/1.5 (+1) 1,344 (-3%) 13mo $110,000 $82 65
1955 St Clair Ave 0.23mi 3/3.0 (+1) 1,496 (+8%) 8mo $170,000 $114 60
628 Fisher Ave 0.23mi 3/1.0 (+1) 1,546 (+12%) 5mo $170,000 $110 57
626 Garner Ave 0.38mi 3/1.0 (+1) 1,448 (+4%) 12mo $90,000 $62 56
1507 Saint Clair Ave 0.39mi 3/1.0 (+1) 1,232 (-11%) 2mo $28,000 $23 53
600 Marcus St 0.31mi 3/1.5 (+1) 1,232 (-11%) 8mo $137,500 $112 53
153 Beechwood St 0.60mi 3/1.5 (+1) 1,272 (-8%) 2mo $25,000 $20 50
1520 Smithfield St 0.35mi 3/2.0 (+1) 1,190 (-14%) 7mo $21,000 $18 49
921 Orchard Grove Ave 0.51mi 3/1.0 (+1) 1,588 (+15%) 2mo $72,000 $45 42
401 Ray St 0.64mi 2/1.0 1,188 (-14%) 12mo $78,000 $66 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.1%
Equity multiple
2.13×
Total profit
$11,027
Equity at exit
$5,204
10-year hold
IRR
34.7%
Equity multiple
4.19×
Total profit
$31,216
Equity at exit
$3,018

Cash invested: $9,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43920

Home prices YoY
-29.3%
Active inventory
115
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$712 medium interval (Pro) →
Mortgage (P&I)
$183
Tax from tax record
$104 /mo · $1,250/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$150
Net cashflow
$261

Break-even live

Break-even rent $382
Max offer price $34,900
Occupancy floor 58%

Sensitivity live

Price -10% $281 -5% $271 +0% $261 +5% $251 +10% $241
Rent -10% $205 -5% $233 +0% $261 +5% $289 +10% $317
Rate -1.0pp $279 -0.5pp $270 base $261 +0.5pp $252 +1.0pp $243

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,725
Closing costs
$1,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
707 Saint Clair Ave Unit 06 East Liverpool, OH 2.0 1.0 900 $725 $0.81 44d 1 0.92mi
707 Saint Clair Ave Unit 03 East Liverpool, OH 2.0 1.0 900 $700 $0.78 44d 1 0.92mi

Listing history 9 events

  1. 2026-06-09
    status $34,900 Pending 18 DOM
  2. 2026-06-08
    days on market $34,900 Active 18 DOM
  3. 2026-06-07
    days on market $34,900 Active 17 DOM
  4. 2026-06-03
    days on market $34,900 Active 13 DOM
  5. 2026-06-02
    days on market $34,900 Active 12 DOM
  6. 2026-06-01
    days on market $34,900 Active 11 DOM
  7. 2026-05-31
    days on market $34,900 Active 10 DOM
  8. 2026-05-21
    listed $34,900 Active
  9. 1997-12-11
    soldstatus $48,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,250 · $104/mo
Projected year-2 tax
$1,250 · $104/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$8,550
− Mortgage interest
−$1,955
− Property taxes
−$1,250
− Insurance
−$174
− Repairs & maintenance
−$684
− Management
−$684
− Depreciation
−$1,015
Taxable income
$2,788
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$669
After-tax cash flow
$2,465/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Liverpool City
NCES district ID
3904391
Math proficiency
28% ▼ -16.00%
Reading proficiency
37% ▼ -10.00%
Median HH income
$34,021
Composite
26.72/100
National rank
#7148
State rank
#571 of 656 in OH

Livability — East Liverpool

Score
67/100
State rank
#613
US rank
#10580

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Liverpool, OH
County
Columbiana · 99,532 people
Population (ZIP)
21,124
Household income
$50,820
Rent vs Own
31.0% rent · 69.0% own
Severe rent burden
12.6

Population outlook (Columbiana County) Hauer SSP2

Today (2025)
98,353 people
By 2030
94,225 · -4.2%
By 2040
85,169 · -13.4%
By 2050
76,157 · -22.6%
By 2075
58,451 · -40.6%
By 2100
42,805 · -56.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Black 3% Hispanic / Latino 1%
Common ancestry
Romanian 2% Slovak 2% Serbian 2%
Foreign-born
0%

Political lean MEDSL · Columbiana

2024 margin
Solid R (+49.0) · D 25.1% · R 74.1%
2008→2024 swing
-41.4pp toward R · 2008: -7.6pp · 2024: -49.0pp
All cycles
2024: R+49.0 2020: R+44.9 2016: R+41.6 2012: R+12.0 2008: R+7.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.53%
Current HPI
196.3908
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-28.6% since first listed
2 events — show timeline
  • 2026-05-21 Listed $34,900 MLSNOW
  • 1997-12-11 Sold (Public Records) $48,900 Public Records

Property tax history

+9.0%/yr

Latest (2025): $1,250 · -9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…