8072 Penrose Pl · Wildwood, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.3/30.0
- Condition / age +4.8/5.0
- Schools +4.3/10.0
- 1% rule +3.7/10.0
- Livability +3.5/5.0
- Rent growth +3.2/5.0
- DSCR +1.4/10.0
- Appreciation +0.0/10.0
$249,500
8072 Penrose Pl · Wildwood, FL 34785
3 bd · 2.0 ba · 1,504 sqft · SingleFamily
public records
· 183 Days on market
Built 2022
4,748 sqft lot
2-car garage
$166/sqft
· 23% below area
Est $325k · 23% under
$150/mo HOA · 7% of rent
↓ 17% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One or more photo(s) has been virtually staged. Under Construction. This all concrete block constructed, open concept home offers a great room that lead out to a covered lanai. At the front of the home, you will find two bedrooms with full bathroom and laundry room. Bedroom 1 which includes Bathroom 1, boasts an oversized shower which are located at the back of the home for maximum privacy. This home includes a stainless-steel electric range, microwave, and built-in dishwasher. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.
Key facts
- Gated community
- Private backyard
- Covered lanai
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $250k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-335 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $190k (23.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (13.2% below list).
- Recommended offer: $190k (23.8% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
- Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.9%/yr); 660 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
- This rent runs 39% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 183 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago; this cycle's ask has dropped $24k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$190,239
(23.8% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 183 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 4.68%
- Cash-on-cash
- -5.76%
- DSCR
- 0.74
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $325,208
- List price
- $249,500
- Delta
- -23.28%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2408 Carriage Hill Way | 0.31mi | 3/2.0 | 1,488 (-1%) | 3mo | $362,500 | $244 | 82 |
| 5051 Stokes Way | 0.14mi | 3/2.0 | 1,614 (+7%) | 1mo | $252,000 | $156 | 80 |
| 2346 Grenadier Way | 0.42mi | 3/2.0 | 1,561 (+4%) | 1mo | $389,200 | $249 | 74 |
| 2264 Wayland St | 0.47mi | 3/2.0 | 1,397 (-7%) | 1mo | $355,000 | $254 | 65 |
| 4632 Connection Rd | 0.63mi | 4/2.0 (+1) | 1,498 (-0%) | 2mo | $273,990 | $183 | 63 |
| 8753 Triumph Cir | 0.66mi | 4/2.0 (+1) | 1,498 (-0%) | 2mo | $265,000 | $177 | 61 |
| 8471 Clearway Dr | 0.68mi | 4/2.0 (+1) | 1,500 (-0%) | 2mo | $258,000 | $172 | 61 |
| 4635 Connection Rd | 0.61mi | 3/2.0 | 1,408 (-6%) | 2mo | $258,990 | $184 | 59 |
| 2287 Hopespring Loop | 0.66mi | 3/2.0 | 1,596 (+6%) | 1mo | $530,000 | $332 | 58 |
| 8403 Clearway Dr | 0.58mi | 3/2.0 | 1,672 (+11%) | 1mo | $285,000 | $170 | 53 |
| 4644 Connection Rd | 0.61mi | 3/2.0 | 1,672 (+11%) | 1mo | $287,990 | $172 | 52 |
| 2435 Pomeroy Ter | 0.59mi | 3/2.0 | 1,289 (-14%) | 2mo | $294,000 | $228 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.85% rent growth · sell at horizon
5-year hold
- IRR
- -26.2%
- Equity multiple
- 0.11×
- Total profit
- $-61,891
- Equity at exit
- $37,201
10-year hold
- IRR
- -23.4%
- Equity multiple
- -0.17×
- Total profit
- $-81,805
- Equity at exit
- $21,572
Cash invested: $69,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Balanced market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 38 active · 53 under contract
- Months of supply
- 4.7 mo (21%/mo absorbed)
- Median asking
- $296,500 ($173/sqft)
- Median days on market
- 111 d
- This list price
- 11% of active listings are priced below it
- ARV vs active asking
- +24.7% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34785
- Home prices YoY
- -10.7%
- Rents YoY
- 2.9%
- Active inventory
- 660
- Price-to-rent
- 9.6×
Monthly cashflow live
↻
- Estimated rent
- $2,165 high interval (Pro) →
- Mortgage (P&I)
- −$1,308
- Tax from tax record
- −$483 /mo · $5,799/yr
- Insurance
- −$104
- HOA
- −$150
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$455
- Net cashflow
- $-335
Break-even live
Break-even rent
$2,589
Max offer price
$190,239
Occupancy floor
—
Sensitivity live
| Price | -10% $-194 | -5% $-265 | +0% $-335 | +5% $-406 | +10% $-477 |
|---|---|---|---|---|---|
| Rent | -10% $-506 | -5% $-421 | +0% $-335 | +5% $-250 | +10% $-164 |
| Rate | -1.0pp $-210 | -0.5pp $-272 | base $-335 | +0.5pp $-400 | +1.0pp $-466 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,375
- Closing costs
- $7,485
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8053 Penrose Pl Wildwood, FL | 4.0 | 2.0 | 2034 | $2,350 | $1.16 | 2d | 1 | 0.03mi |
| 7851 June Ln Wildwood, FL | 3.0 | 2.0 | 1614 | $1,900 | $1.18 | 51d | 1 | 0.12mi |
| 5059 Stokes Way Wildwood, FL | 3.0 | 2.0 | 1504 | $1,747 | $1.16 | 51d | 1 | 0.15mi |
| 5039 Stokes Way Wildwood, FL | 3.0 | 2.0 | 1395 | $1,747 | $1.25 | 51d | 1 | 0.19mi |
| 7926 Penrose Pl Wildwood, FL | 4.0 | 2.0 | 2031 | $2,400 | $1.18 | 2d | 1 | 0.22mi |
| 8062 Rexwood Rd Wildwood, FL | 3.0 | 3.0 | 1638 | $2,345 | $1.43 | 162d | 1 | 0.22mi |
| 8061 Patagonia Dr Wildwood, FL | 3.0 | 2.0 | 1855 | $2,585 | $1.39 | 162d | 1 | 0.23mi |
| 8073 Patagonia Dr Wildwood, FL | 3.0 | 3.0 | 1638 | $2,645 | $1.61 | 162d | 1 | 0.25mi |
| 5247 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1638 | $2,441 | $1.49 | 51d | 1 | 0.27mi |
| 5255 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1638 | $2,410 | $1.47 | 162d | 1 | 0.27mi |
| 5263 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1638 | $2,265 | $1.38 | 0d | 1 | 0.27mi |
| 4980 Red Maple Ln Unit C1 Wildwood, FL | 3.0 | 2.0 | 1445 | $1,762 | $1.22 | 40d | 1 | 0.28mi |
| 4980 Red Maple Ln Unit B1 Wildwood, FL | 2.0 | 2.0 | 1095 | $1,879 | $1.72 | 40d | 1 | 0.28mi |
| 5223 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,365 | $1.40 | 0d | 1 | 0.28mi |
| 8233 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,885 | $1.18 | 49d | 1 | 0.29mi |
| 5339 Loblolly Ln Wildwood, FL | 3.0 | 2.5 | 1688 | $2,000 | $1.18 | 162d | 1 | 0.30mi |
| 5234 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,475 | $1.46 | 162d | 1 | 0.30mi |
| 5246 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1855 | $2,495 | $1.35 | 0d | 1 | 0.30mi |
| 5258 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1855 | $2,495 | $1.35 | 0d | 1 | 0.30mi |
| 4980 RED MAPLE LN Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 1070 | $2,425 | $2.27 | 0d | 20 | 0.30mi |
| 5226 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1572 | $2,395 | $1.52 | 0d | 1 | 0.31mi |
| 5222 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,295 | $1.36 | 0d | 1 | 0.31mi |
| 5115 Spanish Harbor Dr Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 627 | $1,675 | $2.67 | 10d | 1 | 0.32mi |
| 5115 Spanish Harbor Dr Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 990 | $1,680 | $1.70 | 162d | 29 | 0.32mi |
| 2393 Carriage Hill Way The Villages, FL | 3.0 | 2.0 | 1631 | $4,300 | $2.64 | 162d | 1 | 0.32mi |
| 5192 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1572 | $2,590 | $1.65 | 162d | 1 | 0.33mi |
| 5212 Hartwood Loop Wildwood, FL | 3.0 | 3.0 | 1693 | $2,561 | $1.51 | 51d | 1 | 0.33mi |
| 8170 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,745 | $1.09 | 0d | 1 | 0.34mi |
| 5027 Starwood Pl Wildwood, FL | 3.0 | 2.5 | 1604 | $1,835 | $1.14 | 51d | 1 | 0.34mi |
| 5330 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1688 | $1,825 | $1.08 | 51d | 1 | 0.34mi |
| 5334 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1673 | $1,700 | $1.02 | 51d | 1 | 0.34mi |
| 5338 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1812 | $2,050 | $1.13 | 43d | 1 | 0.34mi |
| 5338 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1812 | $2,000 | $1.10 | 2d | 1 | 0.34mi |
| 5338 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1812 | $2,050 | $1.13 | 10d | 1 | 0.34mi |
| 8187 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,885 | $1.18 | 29d | 1 | 0.34mi |
| 8093 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,745 | $1.09 | 0d | 1 | 0.35mi |
| 8176 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,735 | $1.32 | 10d | 1 | 0.35mi |
| 8168 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,754 | $1.33 | 162d | 1 | 0.36mi |
| 5189 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1572 | $2,591 | $1.65 | 51d | 1 | 0.36mi |
| 5267 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1688 | $1,945 | $1.15 | 162d | 1 | 0.36mi |
Property features AI
Finance
- Other
- Irrigation equipment installedLot approx. 0.11 acres (paved road access)
- Financial info
- CDD present
- HOA & community
- Has HOA (monthly approx. $150.33 / $451 quarterly)Association covers cable TV, electricity, insurance, maintenance (structure & grounds), management, pest control, pool, recreational facilities, security, sewer, trash, water and moreCommunity amenities include clubhouse, fitness center, pool, tennis courts, community mailbox, street lights, deed restrictions, wheelchair access and golf-cart friendlyPets allowed (cats and dogs)
Exterior
- Parking
- Attached 2-car garage
- Security
- Gated community access
- Utilities
- Public waterPublic sewerCable connectedElectricity connectedWater connectedSewer connected
- Home design
- Single family residenceOne storyFaces north
- Construction
- Block constructionShingle roofSlab foundationBuilt as residential single-family
- Exterior features
- LightingPrivate mailboxSidewalkSliding doors
Interior
- Kitchen
- Built-in ovenDishwasherDisposalMicrowaveElectric water heater
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Kitchen/family room comboFormal dining areaOpen floorplanThermostatWindow treatments
- Laundry & utility
- Laundry roomElectric dryer hookup
HOA detail $150/mo · $1,800/yr
- Likely covers
- electric
Listing history 50 events
-
2026-11-08days on market $249,500 Active 183 DOM
-
2026-11-07days on market $249,500 Active 182 DOM
-
2026-11-06days on market $249,500 Active 181 DOM
-
2026-11-05days on market $249,500 Active 180 DOM
-
2026-11-04days on market $249,500 Active 179 DOM
-
2026-11-02days on market $249,500 Active 177 DOM
-
2026-11-01days on market $249,500 Active 176 DOM
-
2026-10-31days on market $249,500 Active 175 DOM
-
2026-10-30days on market $249,500 Active 174 DOM
-
2026-10-29days on market $249,500 Active 173 DOM
-
2026-10-28days on market $249,500 Active 172 DOM
-
2026-10-27days on market $249,500 Active 171 DOM
-
2026-10-26days on market $249,500 Active 170 DOM
-
2026-10-25days on market $249,500 Active 169 DOM
-
2026-10-24days on market $249,500 Active 168 DOM
-
2026-10-23days on market $249,500 Active 167 DOM
-
2026-10-22days on market $249,500 Active 166 DOM
-
2026-10-21days on market $249,500 Active 165 DOM
-
2026-10-20days on market $249,500 Active 164 DOM
-
2026-10-19days on market $249,500 Active 163 DOM
-
2026-10-18days on market $249,500 Active 162 DOM
-
2026-10-17days on market $249,500 Active 161 DOM
-
2026-10-16days on market $249,500 Active 160 DOM
-
2026-10-15days on market $249,500 Active 159 DOM
-
2026-10-14days on market $249,500 Active 158 DOM
-
2026-10-13days on market $249,500 Active 157 DOM
-
2026-10-12days on market $249,500 Active 156 DOM
-
2026-10-11days on market $249,500 Active 155 DOM
-
2026-10-10days on market $249,500 Active 154 DOM
-
2026-10-09days on market $249,500 Active 153 DOM
-
2026-10-08days on market $249,500 Active 152 DOM
-
2026-10-07days on market $249,500 Active 151 DOM
-
2026-10-06days on market $249,500 Active 150 DOM
-
2026-10-05days on market $249,500 Active 149 DOM
-
2026-10-04days on market $249,500 Active 148 DOM
-
2026-10-04days on market $249,500 Active 147 DOM
-
2026-10-02days on market $249,500 Active 146 DOM
-
2026-10-01days on market $249,500 Active 145 DOM
-
2026-09-30days on market $249,500 Active 144 DOM
-
2026-09-29days on market $249,500 Active 143 DOM
-
2026-09-27days on market $249,500 Active 141 DOM
-
2026-09-26days on market $249,500 Active 140 DOM
-
2026-09-25days on market $249,500 Active 139 DOM
-
2026-09-24days on market $249,500 Active 138 DOM
-
2026-09-24days on market $249,500 Active 137 DOM
-
2026-09-22days on market $249,500 Active 136 DOM
-
2026-09-20days on market $249,500 Active 134 DOM
-
2026-09-18days on market $249,500 Active 132 DOM
-
2026-09-17days on market $249,500 Active 131 DOM
-
2026-09-16days on market $249,500 Active 130 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,799 · $483/mo
- Projected year-2 tax
- $5,799 · $483/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,977
- − Mortgage interest
- −$13,976
- − Property taxes
- −$5,799
- − Insurance
- −$1,248
- − Repairs & maintenance
- −$2,078
- − Management
- −$2,078
- − HOA
- −$1,800
- − Depreciation
- −$7,258
- Taxable loss
- −$8,260
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,982
- After-tax cash flow
- $-2,043/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
95/100
None rehab
This well-maintained single-family home in Wildwood, FL offers a serene living space with modern amenities and a great location.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both smart home integration — increases convenience and marketability ↑
F
Composite school gradezoned avg 43/100
Zoned Schools
Elementary
Wildwood Elementary School
D+
FL #1,055/2,144
Nat'l #12,398/41,679
High
Wildwood Middle/ High School
F
FL #379/667
Nat'l #9,567/17,239
Schools (NCES district)
- District
- Sumter
- NCES district ID
- 1201800
- Math proficiency
- 61% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $48,240
- Composite
- 51.74/100
- National rank
- #1682
- State rank
- #11 of 73 in FL
C
Composite livability gradescore 69/100
Livability — Wildwood
- Score
- 69/100
- State rank
- #471
- US rank
- #8500
Category grades
Amenities F
Commute F
Cost of living A
Crime A-
Employment D-
Housing B-
Health & safety A+
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wildwood, FL
- County
- Sumter County · 161,172 people
- City population
- 21,568
- Metro
- The Villages, FL
- Population (ZIP)
- 21,568
- Household income
- $66,136
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 161,172 people
- By 2030
- 180,083 · +11.7%
- By 2040
- 209,892 · +30.2%
- By 2050
- 234,186 · +45.3%
- By 2075
- 284,602 · +76.6%
- By 2100
- 317,039 · +96.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2%
- Languages at home
- 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Sumter
- 2024 margin
- Solid R (+37.6) · D 30.9% · R 68.6%
- 2008→2024 swing
- -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.14%
- Current HPI
- 267.9137
- Rent YoY
- ▲ 2.85%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-17.5% since first listed7 events — show timeline
- 2026-06-08 Price Changed $267,500 Stellar MLS as Distributed by MLS Grid
- 2026-05-09 Listed $273,880 Stellar MLS as Distributed by MLS Grid
- 2022-10-26 Sold (MLS) $314,165 Stellar MLS as Distributed by MLS Grid
- 2022-10-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-10-11 Price Changed $314,990 Stellar MLS as Distributed by MLS Grid
- 2022-10-06 Price Changed $319,990 Stellar MLS as Distributed by MLS Grid
- 2022-09-19 Listed $324,165 Stellar MLS as Distributed by MLS Grid
Property tax history
+27.6%/yrLatest (2025): $5,799 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…