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7332 Azimuth Ln #21
B Composite 71.65
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.1/5.0
  • Condition / age +3.8/5.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Appreciation +0.0/10.0

$47,500

7332 Azimuth Ln #21 · Foothill Farms, CA 95842
1 bd · 1.0 ba · 624 sqft · Manufactured · 19 Days on market
Built 1977 Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Move-in ready and well maintained, this charming approximately 624 sq. ft. home offers comfortable, low-maintenance living with a bright and inviting floor plan. The interior features updated flooring, neutral paint, abundant natural light, and an open living area that flows seamlessly into the kitchen. The kitchen offers ample cabinetry, generous counter space, and a convenient breakfast bar perfect for casual dining. The spacious bedroom provides a relaxing retreat, while the well-appointed bathroom offers functionality and comfort. Enjoy your morning coffee or unwind in the evening on the large covered front porch. Additional features include covered parking, storage shed, and easy-care

Key facts

  • Ample cabinetry
  • Open living area
  • Updated flooring

Tags

UPDATED FLOORINGABUNDANT NATURAL LIGHTOPEN LIVING AREAAMPLE CABINETRYGENEROUS COUNTER SPACEBREAKFAST BAR

Property features AI

Finance

  • Other: Located at 7332 Azimuth Ln #21, Sacramento, CA 95842; Use GPS for directions; cross street Antelope Road; Not a senior community
  • Financial info: Land lease amount applies
  • HOA & community: No homeowners association; Land lease community with monthly land lease

Exterior

  • Parking: Covered parking; Boat storage available; Guest parking available; No garage
  • Utilities: Individual electric meter; Individual gas meter; 220 volts in kitchen; 220 volts in laundry; Public water; Public sewer
  • Home design: Manufactured home in a park; Single-wide; Original condition; Facing direction not specified; Entry level not specified; Built in 1977
  • Construction: Metal roof; Aluminum skirting; Manufacturer: SKYLINE
  • Exterior features: Carport awning and porch awning; Covered patio; Porch with steps and railing; Storage area / shed; Located close to the clubhouse; Regular-shaped lot

Interior

  • Kitchen: Free standing gas range; Range hood; Disposal; Pantry closet; Laminate and synthetic counters
  • Bedrooms: One bedroom (master bedroom listed)
  • Flooring: Laminate flooring
  • Bathrooms: One full bathroom with tub and shower over
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Free standing gas range, range hood, and garbage disposal; Pantry closet and laminate counters; Dining bar and kitchen dining space; Great room living area; Covered patio with porch steps, railing, and carpeted porch; Storage shed on property; Cats and dogs allowed
  • Laundry & utility: Stacked washer/dryer included in laundry closet inside the home

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $48k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $922 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $48k).
  • Recommended offer: $47k (1.5% below list) — sets the bar for market timing.
  • Cap rate 29.6% vs local median 3.9% in Foothill Farms — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#433 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, schools A; Watch: employment D+, crime F, amenities F.
  • Twin Rivers Unified (suburban): math 29% / reading 37% proficiency, ranked #970 of 1,400 in CA (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.5%/yr); 132 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 6,825 units permitted in Sacramento County in 2024 (1,752 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $328 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Sacramento County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.5% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($47k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $46,787 (1.5% below list)

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.33%
Cap rate
29.59%
Cash-on-cash
83.20%
DSCR
4.70
GRM
2.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.52% rent growth · sell at horizon

5-year hold
IRR
87.5%
Equity multiple
5.28×
Total profit
$56,859
Equity at exit
$7,082
10-year hold
IRR
91.4%
Equity multiple
12.34×
Total profit
$150,836
Equity at exit
$4,107

Cash invested: $13,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95842

Home prices YoY
-30.3%
Rents YoY
6.5%
Active inventory
132
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$1,583 medium interval (Pro) →
Mortgage (P&I)
$249
Tax est. 1.5%
$59 /mo · $712/yr
Insurance
$20
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$922

Break-even live

Break-even rent $416
Max offer price $47,500
Occupancy floor 37%

Sensitivity live

Price -10% $955 -5% $939 +0% $922 +5% $906 +10% $889
Rent -10% $797 -5% $860 +0% $922 +5% $985 +10% $1,047
Rate -1.0pp $946 -0.5pp $934 base $922 +0.5pp $910 +1.0pp $897

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,875
Closing costs
$1,425
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7918 Blazingwood Dr Citrus Heights, CA 1.0 1.0 420 $1,600 $3.81 15d 1 0.74mi
6413 Tupelo Dr Citrus Heights, CA 1.0–2.0 1.0–2.0 775 $1,700 $2.19 2d 10 0.78mi
6430 Verner Ave Sacramento, CA 1.0–2.0 1.0–2.0 705 $1,415 $2.01 24d 1 1.33mi

Listing history 12 events

  1. 2026-06-21
    days on market $47,500 Active 19 DOM
  2. 2026-06-18
    days on market $47,500 Active 16 DOM
  3. 2026-06-17
    days on market $47,500 Active 15 DOM
  4. 2026-06-16
    days on market $47,500 Active 14 DOM
  5. 2026-06-15
    days on market $47,500 Active 13 DOM
  6. 2026-06-13
    days on market $47,500 Active 11 DOM
  7. 2026-06-13
    days on market $47,500 Active 10 DOM
  8. 2026-06-09
    days on market $47,500 Active 7 DOM
  9. 2026-06-08
    days on market $47,500 Active 6 DOM
  10. 2026-06-07
    days on market $47,500 Active 5 DOM
  11. 2026-06-03
    remarks 699-char remark
  12. 2026-06-03
    listed $47,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 36 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,993
− Mortgage interest
−$2,661
− Property taxes
−$712
− Insurance
−$238
− Repairs & maintenance
−$1,519
− Management
−$1,519
− Depreciation
−$1,382
Taxable income
$10,961
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,631
After-tax cash flow
$8,434/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready manufactured home offers a good condition with updated flooring and neutral paint, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Updating kitchen appliances — Improves functionality and appeal
  • Both Upgrading bathroom fixtures — Enhances functionality and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Updating kitchen appliances — Improves functionality and appeal
  • Both Upgrading bathroom fixtures — Enhances functionality and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Twin Rivers Unified
NCES district ID
0601332
Math proficiency
29% ▲ 2.00%
Reading proficiency
37% ▲ 2.00%
Median HH income
$42,481
Composite
30.67/100
National rank
#11437
State rank
#970 of 1400 in CA

Livability — Foothill Farms

Score
64/100
State rank
#433
US rank
#14728

Category grades

Amenities F Commute F Cost of living F Crime F Employment D+ Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Foothill Farms, CA
County
Sacramento County · 1,539,646 people
City population
35,031
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
34,034
Household income
$68,276
Rent vs Own
49.5% rent · 50.5% own
Severe rent burden
1906.0

Population outlook (Sacramento County) Hauer SSP2

Today (2025)
1,660,763 people
By 2030
1,732,990 · +4.3%
By 2040
1,855,755 · +11.7%
By 2050
1,941,335 · +16.9%
By 2075
2,046,162 · +23.2%
By 2100
1,961,444 · +18.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 45% Hispanic / Latino 23% Two or more races 14% Asian 12% Black 12% Native American 1%
Hispanic origin (detail)
Mexican 19%
Common ancestry
Scotch-Irish 5% Subsaharan African 5% Lithuanian 2%
Foreign-born
26% · Canada, Vietnam, South Korea
Languages at home
61% English-only · Spanish 14% Russian/Polish/Slavic 11% Other Indo-European 5%

Political lean MEDSL · Sacramento

2024 margin
D (+19.7) · D 58.1% · R 38.4% · Other 3.5%
2008→2024 swing
+0.7pp no change · 2008: 19.0pp · 2024: 19.7pp
All cycles
2024: D+19.7 2020: D+25.3 2016: D+23.7 2012: D+16.3 2008: D+19.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -166.74%
Current HPI
384.1812
Rent YoY
▲ 6.52%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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