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Crestfall II Plan 🏗️ New Construction
D Composite 40.42
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.2/10.0
  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.1/10.0

$287,900

Crestfall II Plan · Graniteville, SC 29829
3 bd · 2.5 ba · 2,001 sqft · SingleFamily · 298 Days on market

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Crestfall II is a thoughtfully designed home offering 2001 square feet of comfortable living space, perfect for families. This two-story plan includes three bedrooms and 2.5 bathrooms, providing ample space and privacy. The main level features an inviting open-concept layout seamlessly blending the family room, kitchen, and dining area, creating a perfect space for family gatherings and entertaining. A covered porch extends the living area outdoors. Upstairs, a spacious owner's suite provides a private retreat, complete with a walk-in closet and a luxurious ensuite bathroom. Additional bedrooms share a well-appointed bathroom, ensuring convenience and privacy for all. A versatile loft a

Key facts

  • Covered porch
  • Walk-in closet
  • Versatile loft area

Tags

OPEN-CONCEPT LAYOUTCOVERED PORCHWALK-IN CLOSETENSUITE BATHROOMVERSATILE LOFT AREARAISED BAR IN KITCHEN

Property features AI

Finance

  • Other: Inventory type: Plan
  • Financial info: List price: $287,900
  • HOA & community: HOA/community details not provided

Exterior

  • Parking: 2 parking spaces
  • Security: Security details not provided
  • Utilities: Natural gas available; Electric service available; Public or central water/sewer details not provided
  • Home design: New construction plan (Crestfall II); Active listing
  • Construction: Construction details not provided
  • Exterior features: Property listed as the Crestfall II plan; Address: Crestfall II Plan, Re7kps Graniteville, SC 29829

Interior

  • Kitchen: Plan includes standard kitchen (details not provided)
  • Bedrooms: 3 bedrooms
  • Flooring: Flooring details not provided
  • Bathrooms: 2 full baths and 1 half bath (2.5 total)
  • Heating & cooling: Natural gas and electric forced-air heating; Central air conditioning
  • Interior features: Open living area (approx. 2001 finished area)
  • Laundry & utility: Laundry/utility details not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $287,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $302,151.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $288k.

Deal economics

  • At list price, monthly cash flow is $-304 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $258k (10.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (21.6% below list).
  • Recommended offer: $226k (21.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 298 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$44k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 298 days — a 12% lower offer ($253k) is reasonable based on typical stale-listing flexibility.
Recommended offer $225,850 (21.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 298 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.09%
Cash-on-cash
-4.31%
DSCR
0.81
GRM
11.1

CMA / ARV

ARV (on-the-fly)
$302,151
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
760 Brisbane Ct 0.02mi 3/2.5 2,001 (0%) 6mo $302,900 $151 94
817 Brisbane Ct 0.03mi 3/2.5 2,001 (0%) 7mo $299,900 $150 92
849 Brisbane Ct 0.05mi 3/2.5 1,766 (-12%) 2mo $269,900 $153 76
828 Brisbane Ct 0.06mi 3/2.5 1,793 (-10%) 7mo $269,900 $151 74
796 Brisbane Ct 0.04mi 3/2.5 1,766 (-12%) 6mo $285,000 $161 74
746 Brisbane Ct 0.01mi 3/2.5 1,766 (-12%) 8mo $265,000 $150 73
381 Anmore Ct 0.37mi 3/2.5 2,254 (+13%) 5mo $251,000 $111 58
318 Mansell Park 0.57mi 3/2.5 1,792 (-10%) 3mo $268,000 $150 54
338 Mansell Park 0.58mi 4/2.5 (+1) 2,122 (+6%) 6mo $279,000 $131 53
4427 Hartshorn Cir 0.72mi 3/2.0 1,900 (-5%) 6mo $308,255 $162 51
4427 Hartshorn Cir 0.72mi 3/2.0 1,900 (-5%) 6mo $308,255 $162 51
4213 Hartshorn Cir 0.71mi 4/2.5 (+1) 1,889 (-6%) 7mo $269,900 $143 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.6%
Equity multiple
2.33×
Total profit
$112,534
Equity at exit
$237,409
10-year hold
IRR
16.7%
Equity multiple
5.04×
Total profit
$341,415
Equity at exit
$478,951

Cash invested: $84,602 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,258 high interval (Pro) →
Mortgage (P&I)
$1,585
Tax est. 1.5%
$378 /mo · $4,532/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$474
Net cashflow
$-304

Break-even live

Break-even rent $2,643
Max offer price $258,179
Occupancy floor

Sensitivity live

Price -10% $-95 -5% $-199 +0% $-304 +5% $-408 +10% $-513
Rent -10% $-482 -5% $-393 +0% $-304 +5% $-215 +10% $-125
Rate -1.0pp $-152 -0.5pp $-227 base $-304 +0.5pp $-382 +1.0pp $-462

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,538
Closing costs
$9,065
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
860 Delta Ln Unit 860 Aiken, SC 4.0 4.0 2336 $2,100 $0.90 16d 1 0.40mi
293 Mansell Park Aiken, SC 4.0 2.5 2386 $2,250 $0.94 23d 1 0.54mi
266 Mansell Park Aiken, SC 3.0 2.5 1807 $1,950 $1.08 23d 1 0.57mi
983 Manitou Cir Aiken, SC 3.0 2.0 1551 $1,980 $1.28 25d 1 0.63mi
3124 Saint Charles Ave Aiken, SC 3.0 2.0 1550 $2,085 $1.35 23d 1 0.94mi
430 Whitby Ct Aiken, SC 3.0 2.5 1749 $2,050 $1.17 23d 1 1.21mi
721 Grovebury Ct Aiken, SC 3.0 2.5 1435 $1,750 $1.22 16d 1 1.29mi

Listing history 16 events

  1. 2026-06-21
    days on market $287,900 Active 298 DOM
  2. 2026-06-18
    days on market $287,900 Active 295 DOM
  3. 2026-06-17
    days on market $287,900 Active 294 DOM
  4. 2026-06-16
    days on market $287,900 Active 293 DOM
  5. 2026-06-15
    days on market $287,900 Active 292 DOM
  6. 2026-06-14
    days on market $287,900 Active 290 DOM
  7. 2026-06-13
    days on market $287,900 Active 289 DOM
  8. 2026-06-10
    days on market $287,900 Active 287 DOM
  9. 2026-06-09
    days on market $287,900 Active 286 DOM
  10. 2026-06-08
    days on market $287,900 Active 285 DOM
  11. 2026-06-07
    days on market $287,900 Active 284 DOM
  12. 2026-06-03
    days on market $287,900 Active 280 DOM
  13. 2026-06-02
    days on market $287,900 Active 279 DOM
  14. 2026-06-01
    days on market $287,900 Active 278 DOM
  15. 2026-05-31
    days on market $287,900 Active 277 DOM
  16. 2026-05-30
    days on market $287,900 Active 276 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,102
− Mortgage interest
−$16,925
− Property taxes
−$4,532
− Insurance
−$1,511
− Repairs & maintenance
−$2,168
− Management
−$2,168
− Depreciation
−$8,790
Taxable loss
−$8,992
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,158
After-tax cash flow
$-1,488/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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