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207 Ethereal St
F Composite 34.27
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +8.8/15.0
  • Cash flow +5.8/30.0
  • Schools +5.1/10.0
  • Condition / age +4.8/5.0
  • Livability +3.9/5.0
  • Rent growth +2.9/5.0
  • 1% rule +2.8/10.0
  • DSCR +0.2/10.0
  • Appreciation +0.0/10.0

$269,000

207 Ethereal St · Youngsville, LA 70592
3 bd · 2.0 ba · 1,659 sqft · SingleFamily · 135 Days on market
Built 2023 Excellent condition 6,969 sqft lot $162/sqft · at area comps Est $277k · at est. $325/mo HOA · 16% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LIKE NEW HOUSE in the Gabriel's Place Community built by DSLD Homes! The BANBURY IV A has an open floor plan with 3 bedrooms & 2 full bathrooms + a study! This home includes upgraded cabinets, quartz counters, blinds for windows, wood plank tile flooring & more. Special features: kitchen island, walk-in closet, garden tub & separate shower in primary bedroom, framed bathroom mirrors, smart connect Wi-Fi thermostat, covered patio, fully sodded yard with seasonal landscaping package, gas tankless water heater, post-tension slab & so much more!

Key facts

  • 6,969 sq ft lot
  • Garage
  • Built 2023

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $269k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-532 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $192k (28.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (22.3% below list).
  • Recommended offer: $192k (28.6% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); O. Comeaux High School (math 38% / reading 40%, grade F, #86 of 265 statewide, top 33%, 1,098 students, 56% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: Rents rising (+1.6%/yr); 811 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,011 (28.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
3.92%
Cash-on-cash
-8.48%
DSCR
0.62
GRM
10.7

CMA / ARV

ARV (median comp)
$276,887
List price
$269,000
Delta
-2.85%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
117 Interpreter St 0.00mi 3/2.0 1,689 (+2%) 1mo $260,000 $154 96
112 Maroon St 0.00mi 3/2.0 1,689 (+2%) 4mo $262,545 $155 93
108 Maroon St 0.00mi 3/2.0 1,689 (+2%) 4mo $262,231 $155 93
101 Embark Ln 0.00mi 4/2.0 (+1) 1,684 (+2%) 4mo $297,900 $177 89
117 Maroon St 0.00mi 3/2.0 1,825 (+10%) 0mo $273,346 $150 83
504 Beacon Dr 0.26mi 4/2.0 (+1) 1,638 (-1%) 3mo $275,000 $168 78
101 Folklore Dr 0.00mi 4/2.0 (+1) 1,858 (+12%) 1mo $279,524 $150 74
119 Maroon St 0.00mi 4/2.5 (+1) 1,833 (+10%) 4mo $272,865 $149 72
707 Iberia St 0.58mi 3/2.0 1,626 (-2%) 2mo $330,000 $203 68
101 Shadowbrook Ln 0.48mi 3/2.0 1,746 (+5%) 1mo $284,000 $163 68
725 Copper Meadows Blvd 0.45mi 3/2.0 1,514 (-9%) 3mo $235,000 $155 62
202 Rue Cordorcet 0.66mi 4/2.0 (+1) 1,900 (+14%) 3mo $260,000 $137 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.65% rent growth · sell at horizon

5-year hold
IRR
-33.0%
Equity multiple
-0.06×
Total profit
$-80,048
Equity at exit
$40,109
10-year hold
IRR
-49.9%
Equity multiple
-0.64×
Total profit
$-123,592
Equity at exit
$23,258

Cash invested: $75,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
57 active · 30 under contract
Months of supply
7.3 mo (14%/mo absorbed)
Median asking
$313,553 ($180/sqft)
Median days on market
157 d
This list price
26% of active listings are priced below it
ARV vs active asking
-7.3% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70592

Home prices YoY
-23.4%
Rents YoY
1.6%
Active inventory
811
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,091 high interval (Pro) →
Mortgage (P&I)
$1,411
Tax est. 1.5%
$336 /mo · $4,035/yr
Insurance
$112
HOA
$325
Vacancy / Maint / Mgmt
$439
Net cashflow
$-532

Break-even live

Break-even rent $2,765
Max offer price $192,011
Occupancy floor

Sensitivity live

Price -10% $-346 -5% $-439 +0% $-532 +5% $-625 +10% $-718
Rent -10% $-697 -5% $-615 +0% $-532 +5% $-449 +10% $-367
Rate -1.0pp $-397 -0.5pp $-464 base $-532 +0.5pp $-602 +1.0pp $-673

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,250
Closing costs
$8,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
118 Gadwall DR Youngsville, LA 2.0 2.5 1334 $1,700 $1.27 93d 1 0.03mi
120 Mayberry Grove ST Youngsville, LA 2.0 2.5 1500 $1,725 $1.15 93d 1 0.03mi
Youngsville, LA 4.0 3.0 2072 $2,550 $1.23 93d 1 0.03mi
102 Canvasback DR Youngsville, LA 2.0 2.5 1305 $1,900 $1.46 93d 1 0.03mi
204 Benson GRV Youngsville, LA 4.0 2.0 1700 $2,500 $1.47 93d 1 0.03mi
104 Field Pt Youngsville, LA 4.0 2.0 1700 $2,500 $1.47 93d 1 0.03mi
205 Jacques St Youngsville, LA 2.0 1.0 1100 $995 $0.90 70d 1 0.07mi
101 Seneca Cir Youngsville, LA 3.0 2.0 1640 $1,900 $1.16 70d 1 0.16mi
210 Revere Dr Youngsville, LA 3.0 2.0 1690 $2,500 $1.48 93d 1 0.17mi
139 Iberia St Unit I Youngsville, LA 3.0 3.0 1645 $1,900 $1.16 93d 1 0.27mi
204 Romero St Unit C Youngsville, LA 2.0 2.5 1202 $1,650 $1.37 62d 1 0.27mi
110 Fourth St Youngsville, LA 3.0 2.5 1700 $1,800 $1.06 93d 1 0.40mi
407 Copper Ridge Dr Youngsville, LA 3.0 2.0 1564 $2,100 $1.34 93d 1 0.84mi
220 Tall Oaks Ln Youngsville, LA 4.0 2.0 1885 $2,200 $1.17 70d 1 1.02mi
805 Broyles St Unit 102 Youngsville, LA 3.0 2.5 1600 $2,495 $1.56 93d 1 1.06mi
201 Prescott Blvd Youngsville, LA 1.0–2.0 1.0–2.0 829 $1,956 $2.36 62d 14 1.10mi
115 Gaunt Ln Unit 204 Youngsville, LA 2.0 2.5 1575 $2,095 $1.33 62d 1 1.17mi
309 Sun Ridge St Youngsville, LA 3.0 2.0 1568 $1,750 $1.12 93d 1 1.20mi
213 Woodhaven Rd Youngsville, LA 3.0 2.0 1982 $1,995 $1.01 62d 1 1.21mi
540 Guillot Rd Lot E Youngsville, LA 4.0 2.0 1280 $1,265 $0.99 62d 1 1.25mi
103 Sapphire Springs Rd Youngsville, LA 4.0 2.0 1906 $2,400 $1.26 93d 1 1.31mi
200 Crick Point WAY Youngsville, LA 2.0–3.0 2.0 1134 $2,040 $1.80 62d 6 1.32mi
405 Claystone Rd Youngsville, LA 3.0 2.0 1740 $1,850 $1.06 93d 1 1.37mi
106 Valcour Pl Youngsville, LA 3.0 2.0 1495 $1,950 $1.30 93d 1 1.41mi
1931 Chemin Metairie Pkwy Youngsville, LA 1.0–3.0 1.0–2.0 1132 $1,899 $1.68 62d 69 1.46mi

HOA detail $325/mo · $3,900/yr

Likely covers
watergasinternetlandscaping

Listing history 50 events

  1. 2026-08-08
    days on market $269,000 Active 135 DOM
  2. 2026-08-07
    days on market $269,000 Active 134 DOM
  3. 2026-08-06
    days on market $269,000 Active 133 DOM
  4. 2026-08-05
    days on market $269,000 Active 132 DOM
  5. 2026-08-04
    days on market $269,000 Active 131 DOM
  6. 2026-08-03
    days on market $269,000 Active 130 DOM
  7. 2026-08-01
    price $269,000 Active 127 DOM
  8. 2026-07-31
    days on market $269,900 Active 127 DOM
  9. 2026-07-30
    days on market $269,900 Active 126 DOM
  10. 2026-07-29
    days on market $269,900 Active 125 DOM
  11. 2026-07-27
    days on market $269,900 Active 123 DOM
  12. 2026-07-23
    days on market $269,900 Active 119 DOM
  13. 2026-07-22
    days on market $269,900 Active 118 DOM
  14. 2026-07-21
    days on market $269,900 Active 117 DOM
  15. 2026-07-18
    days on market $269,900 Active 114 DOM
  16. 2026-07-16
    days on market $269,900 Active 112 DOM
  17. 2026-07-16
    days on market $269,900 Active 111 DOM
  18. 2026-07-14
    days on market $269,900 Active 110 DOM
  19. 2026-07-13
    days on market $269,900 Active 109 DOM
  20. 2026-07-12
    days on market $269,900 Active 108 DOM
  21. 2026-07-11
    days on market $269,900 Active 107 DOM
  22. 2026-07-10
    days on market $269,900 Active 106 DOM
  23. 2026-07-09
    days on market $269,900 Active 105 DOM
  24. 2026-07-08
    days on market $269,900 Active 104 DOM
  25. 2026-07-07
    days on market $269,900 Active 103 DOM
  26. 2026-07-06
    days on market $269,900 Active 102 DOM
  27. 2026-07-05
    days on market $269,900 Active 101 DOM
  28. 2026-07-04
    days on market $269,900 Active 100 DOM
  29. 2026-07-03
    days on market $269,900 Active 99 DOM
  30. 2026-07-02
    days on market $269,900 Active 98 DOM
  31. 2026-07-01
    days on market $269,900 Active 97 DOM
  32. 2026-06-30
    days on market $269,900 Active 96 DOM
  33. 2026-06-29
    days on market $269,900 Active 95 DOM
  34. 2026-06-28
    days on market $269,900 Active 94 DOM
  35. 2026-06-28
    days on market $269,900 Active 93 DOM
  36. 2026-06-27
    days on market $269,900 Active 92 DOM
  37. 2026-06-25
    days on market $269,900 Active 90 DOM
  38. 2026-06-23
    days on market $269,900 Active 88 DOM
  39. 2026-06-21
    days on market $269,900 Active 87 DOM
  40. 2026-06-18
    days on market $269,900 Active 84 DOM
  41. 2026-06-17
    days on market $269,900 Active 83 DOM
  42. 2026-06-16
    days on market $269,900 Active 82 DOM
  43. 2026-06-15
    days on market $269,900 Active 81 DOM
  44. 2026-06-14
    days on market $269,900 Active 79 DOM
  45. 2026-06-13
    days on market $269,900 Active 78 DOM
  46. 2026-06-10
    days on market $269,900 Active 76 DOM
  47. 2026-06-09
    days on market $269,900 Active 75 DOM
  48. 2026-06-08
    days on market $269,900 Active 74 DOM
  49. 2026-06-07
    days on market $269,900 Active 73 DOM
  50. 2026-06-05
    days on market $269,900 Active 70 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,093
− Mortgage interest
−$15,068
− Property taxes
−$4,035
− Insurance
−$1,345
− Repairs & maintenance
−$2,007
− Management
−$2,007
− HOA
−$3,900
− Depreciation
−$7,825
Taxable loss
−$11,096
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,663
After-tax cash flow
$-3,722/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It is move-in ready and has a great curb appeal.

Value-add opportunities

  • Both Landscaping and curb appeal — Enhancing the landscaping and curb appeal can improve both the resale and rental value of the property.
D Composite school gradezoned avg 51/100

Zoned Schools

Elementary Green T. Lindon Elementary School B+ LA #37/646 Nat'l #4,921/41,679 Middle Youngsville Middle School D+ LA #37/218 Nat'l #4,159/14,009 High O. Comeaux High School F LA #86/265 Nat'l #8,724/17,239

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA
B Composite livability gradescore 78/100

Livability — Youngsville

Score
78/100
State rank
#8
US rank
#2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngsville, LA
County
Lafayette Parish · 280,930 people
City population
32,167
Metro
Lafayette, LA
Population (ZIP)
32,167
Household income
$93,204
Rent vs Own
12.9% rent · 87.1% own
Severe rent burden
6% of renters

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
Common ancestry
Lithuanian 24% Romanian 3% Italian 1%
Foreign-born
3% · Canada
Languages at home
94% English-only · French/Haitian/Cajun 3% Spanish 2%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Price history

+5.5% since first listed
4 events — show timeline
  • 2026-05-05 Price Changed $269,900 AcadianaMLS
  • 2026-03-26 Listed $275,900 AcadianaMLS
  • 2023-12-28 Sold (MLS) $255,840 AcadianaMLS
  • 2023-11-01 Listed $255,840 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…