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456 Edith Ct
F Composite 33.43
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.9/30.0
  • 1% rule +4.0/10.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • DSCR +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • ARV discount +0.4/15.0
  • Appreciation +0.0/10.0

$302,765

456 Edith Ct · Blythewood, SC 29016
4 bd · 2.5 ba · 1,967 sqft · SingleFamily · 65 Days on market
Built 2026 Good condition 5,227 sqft lot Est $262k · 16% over $127/mo HOA · 5% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

Key facts

  • 12-acre lake
  • Open green space
  • Spacious loft

Tags

FLEXIBLE FIRST-FLOOR BEDROOMOPEN KITCHENSPACIOUS LOFTLUXURY VINYL PLANK FLOORING12-ACRE LAKEOPEN GREEN SPACE

Property features AI

Finance

  • Other: New construction builder warranty; Sidewalks in the community
  • HOA & community: Community association; Association amenities include cable TV, common area maintenance, playground, pool, road maintenance, sidewalk maintenance, street light maintenance, tennis courts, and green areas

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family property; Entry facing unspecified
  • Construction: Slab foundation
  • Exterior features: Automatic sprinkler system; Vinyl exterior finish; Paved road access

Interior

  • Kitchen: Eat-in kitchen with island; Pantry; Tiled backsplash; Painted cabinets; Quartz countertops; Recessed lighting; Dishwasher; Disposal; Microwave above stove; Gas stove (free-standing, vented exhaust)
  • Bedrooms: Master bedroom with double vanity, private bath, separate shower, walk-in closet, recessed lighting, and carpeted floors (second level); Additional bedrooms with private closets and carpeted floors
  • Flooring: Luxury vinyl plank in living areas; Carpet in bedrooms
  • Bathrooms: Two full bathrooms; One partial bathroom; One half bathroom
  • Heating & cooling: Central cooling; Gas heating on both first and second levels
  • Interior features: Garage opener; Smoke detector; Attic with pull-down access
  • Laundry & utility: Tankless water heater; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $303k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-77 ($-921/yr) — negative.
  • To cash-flow at today's rent, offer at most $292k (3.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $271k (10.4% below list).
  • Recommended offer: $271k (10.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lake Carolina Elementary Lower Campus (494 students, 49% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
  • Zoned-school proficiency averages 82% at this address vs 41% district-wide (+41 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($285k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $271,209 (10.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
5.99%
Cash-on-cash
-1.09%
DSCR
0.95
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$261,611
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
770 Pennywell Ct 0.72mi 4/2.5 1,875 (-5%) 24mo $250,000 $133 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.0%
Equity multiple
0.36×
Total profit
$-53,833
Equity at exit
$45,143
10-year hold
IRR
-10.2%
Equity multiple
0.38×
Total profit
$-52,691
Equity at exit
$26,178

Cash invested: $84,774 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,712 medium interval (Pro) →
Mortgage (P&I)
$1,588
Tax est. 1.5%
$378 /mo · $4,541/yr
Insurance
$126
HOA
$127
Vacancy / Maint / Mgmt
$570
Net cashflow
$-77

Break-even live

Break-even rent $2,809
Max offer price $291,653
Occupancy floor 98%

Sensitivity live

Price -10% $132 -5% $28 +0% $-77 +5% $-181 +10% $-286
Rent -10% $-291 -5% $-184 +0% $-77 +5% $30 +10% $137
Rate -1.0pp $76 -0.5pp $0 base $-77 +0.5pp $-155 +1.0pp $-235

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,691
Closing costs
$9,083
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
330 Fox Glen Dr Blythewood, SC 4.0 2.0 1766 $2,245 $1.27 24d 1 0.24mi
7 Back Bay Ct Columbia, SC 4.0 2.5 2438 $2,370 $0.97 4d 1 1.28mi
223 Sunny Hill DR Blythewood, SC 3.0 3.5 1892 $2,495 $1.32 4d 1 1.49mi

HOA detail

Monthly dues
$127 · $1,524/yr

Listing history 24 events

  1. 2026-06-18
    days on market $302,765 Active 65 DOM
  2. 2026-06-17
    days on market $302,765 Active 64 DOM
  3. 2026-06-16
    days on market $302,765 Active 63 DOM
  4. 2026-06-15
    days on market $302,765 Active 62 DOM
  5. 2026-06-14
    days on market $302,765 Active 60 DOM
  6. 2026-06-13
    days on market $302,765 Active 59 DOM
  7. 2026-06-10
    days on market $302,765 Active 57 DOM
  8. 2026-06-09
    days on market $302,765 Active 56 DOM
  9. 2026-06-09
    remarks 681-char remark
  10. 2026-06-08
    days on market $302,765 Active 55 DOM
  11. 2026-06-07
    days on market $302,765 Active 54 DOM
  12. 2026-06-05
    days on market $302,765 Active 51 DOM
  13. 2026-06-03
    days on market $302,765 Active 50 DOM
  14. 2026-06-03
    days on market $302,765 Active 49 DOM
  15. 2026-06-01
    days on market $302,765 Active 48 DOM
  16. 2026-05-31
    days on market $302,765 Active 47 DOM
  17. 2026-05-07
    price $302,765 199-char remark
    Show marketing remark (199 chars)

    Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

  18. 2026-05-05
    price $302,765
  19. 2026-04-26
    status Active 199-char remark
    Show marketing remark (199 chars)

    Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

  20. 2026-04-25
    historical 199-char remark
    Show marketing remark (199 chars)

    Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

  21. 2026-04-19
    status Active 199-char remark
    Show marketing remark (199 chars)

    Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

  22. 2026-04-18
    historical 199-char remark
    Show marketing remark (199 chars)

    Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

  23. 2026-04-17
    listed $304,765 Active 199-char remark
    Show marketing remark (199 chars)

    Thoughtfully designed with a main-level guest suite and full bath, a spacious loft, sleek white cabinetry with quartz countertops, luxury vinyl plank flooring, and a covered lanai for outdoor living.

  24. 2026-04-14
    listed $304,765 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,545
− Mortgage interest
−$16,960
− Property taxes
−$4,541
− Insurance
−$1,514
− Repairs & maintenance
−$2,604
− Management
−$2,604
− HOA
−$1,524
− Depreciation
−$8,808
Taxable loss
−$6,009
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,442
After-tax cash flow
$521/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This home is in good condition with modern updates and a well-maintained exterior. It has potential for minor improvements to enhance its curb appeal and interior comfort.

Value-add opportunities

  • Resale Paint exterior siding — Fresh paint can enhance curb appeal and property value
  • Both Replace carpet in bedrooms — Carpet can be outdated and may need replacement for both resale and rental
  • Both Install smart home devices — Smart home devices can increase convenience and appeal to potential buyers/renters

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior siding — Fresh paint can enhance curb appeal and property value
  • Both Replace carpet in bedrooms — Carpet can be outdated and may need replacement for both resale and rental
  • Both Install smart home devices — Smart home devices can increase convenience and appeal to potential buyers/renters

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-0.7% since first listed
8 events — show timeline
  • 2026-05-07 Price Changed $302,765 Zillow
  • 2026-05-05 Price Changed $302,765 Consolidated MLS
  • 2026-04-26 Relisted Zillow
  • 2026-04-25 Delisted Zillow
  • 2026-04-19 Relisted Zillow
  • 2026-04-18 Delisted Zillow
  • 2026-04-17 Listed $304,765 Zillow
  • 2026-04-14 Listed $304,765 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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