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34645 Camphor Dr N
B Composite 70.13
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.6/15.0
  • Schools +4.3/10.0
  • Livability +3.9/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$120,000

34645 Camphor Dr N · Pinellas Park, FL 33781
2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 362 Days on market
Built 1980 Est $120k · at est. $210/mo HOA · 10% of rent ↓ 25% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

Key facts

  • New roof-over
  • New water heater
  • Storage shed

Tags

GOLF CART IS INCLUDEDNEW ROOF-OVERLUXURY VINYL FLOORSNEW WATER HEATERKITCHEN STAINLESS APPLIANCESSTORAGE SHED

Property features AI

Finance

  • Other: Partially furnished; Clubhouse, sidewalks, and association recreation owned
  • Financial info: Total monthly HOA fees $210; total annual fees $2,520; Lease restrictions apply
  • HOA & community: Has HOA; monthly fee $210; Association amenities: clubhouse, fitness center, laundry, pool, recreation facilities, shuffleboard court; private road maintenance; management and grounds maintenance included; Buyer/association approval required; Deed-restricted senior community; pets not allowed

Exterior

  • Parking: Carport with 2 spaces
  • Utilities: Public water; Public sewer; Cable available; Electricity connected; Water connected; Sewer connected
  • Home design: Manufactured double-wide home; One story; South-facing
  • Construction: Metal siding; Roof over; Crawlspace foundation with pillar/post/pier
  • Exterior features: Rain gutters; Sidewalk; Sliding doors; Shed(s)

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Concrete flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; Walk-in closets; Window treatments (blinds)
  • Laundry & utility: Washer; Dryer; Electric dryer hookup in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $120k.

Deal economics

  • At list price, monthly cash flow is $459 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 4.1% in Pinellas Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#170 in FL, #2,546 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Pinellas Park Elementary School (math 43% / reading 39%, grade F, #1,454 of 2,144 statewide, top 69%, 452 students, 74% FRL); Pinellas Park Middle School (math 44% / reading 38%, grade F, #353 of 571 statewide, top 63%, 1,126 students, 67% FRL); Pinellas Park High School (math 28% / reading 35%, grade F, #424 of 667 statewide, top 64%, 1,919 students, 57% FRL) — zoned schools average 66% FRL vs 48% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 38% at this address vs 51% district-wide (-13 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-3.0%/yr); 230 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 362 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $23k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $105,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 362 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
10.89%
Cash-on-cash
16.41%
DSCR
1.73
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$120,384
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
34479 Cactus Dr N 0.20mi 2/2.0 1,056 (0%) 2mo $118,500 $112 89
34541 Violet Dr N 0.14mi 2/2.0 1,008 (-4%) 1mo $110,000 $109 85
82226 F St N #226 0.15mi 2/2.0 1,056 (0%) 10mo $175,000 $166 85
34098 Cherry Dr N 0.14mi 2/2.0 1,128 (+7%) 2mo $125,000 $111 80
34657 Orange Dr N 0.04mi 2/2.0 1,152 (+9%) 4mo $128,000 $111 80
82177 E St N #177 0.16mi 2/2.0 1,008 (-4%) 9mo $30,000 $30 78
34175 Canal Dr 0.14mi 2/2.0 954 (-10%) 2mo $117,500 $123 76
82009 A St N #9 0.29mi 2/2.0 1,060 (+0%) 12mo $139,900 $132 76
82425 New Circle Dr N 0.32mi 2/2.0 1,144 (+8%) 6mo $130,500 $114 66
82402 New Circle Dr N #402 0.30mi 2/2.0 1,144 (+8%) 9mo $120,000 $105 65
82121 B St N #121 0.26mi 2/2.0 1,144 (+8%) 13mo $165,000 $144 63
82015 A St N #15 0.30mi 2/2.0 915 (-13%) 6mo $108,000 $118 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
3.3%
Equity multiple
1.12×
Total profit
$4,075
Equity at exit
$17,892
10-year hold
IRR
8.9%
Equity multiple
1.57×
Total profit
$19,096
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33781

Rents YoY
-3.0%
Active inventory
230
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$2,035 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$259 /mo · $3,108/yr
Insurance
$50
HOA
$210
Vacancy / Maint / Mgmt
$427
Net cashflow
$459

Break-even live

Break-even rent $1,454
Max offer price $120,000
Occupancy floor 72%

Sensitivity live

Price -10% $527 -5% $493 +0% $459 +5% $425 +10% $391
Rent -10% $299 -5% $379 +0% $459 +5% $540 +10% $620
Rate -1.0pp $520 -0.5pp $490 base $459 +0.5pp $428 +1.0pp $397

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3110 Grand Ave Pinellas Park, FL 1.0–3.0 1.0–2.0 1104 $2,467 $2.23 0d 35 0.47mi
4071 76th Ave N Pinellas Park, FL 2.0 1.0 700 $1,724 $2.46 0d 4 0.58mi
2901 Gandy Blvd N Pinellas Park, FL 1.0–2.0 1.0–2.0 940 $2,424 $2.58 0d 12 0.59mi
2903 Gandy Blvd St. Petersburg, FL 2.0 2.0 1055 $2,012 $1.91 0d 1 0.61mi
4355 84th Ave N Pinellas Park, FL 1.0 1.0 700 $1,550 $2.21 4d 10 0.63mi
2790 Grand Ave Saint Petersburg, FL 1.0–3.0 1.0–2.0 1017 $2,806 $2.76 0d 15 0.81mi
4057 71st Ter N Pinellas Park, FL 3.0 2.5 1420 $2,650 $1.87 6d 1 0.83mi
4520 76th Ave N Pinellas Park, FL 2.0 1.0 700 $1,545 $2.21 26d 1 0.89mi
4480 76th Ave N Pinellas Park, FL 2.0 1.0 775 $1,875 $2.42 0d 1 0.89mi
4701 88th Ave N Pinellas Park, FL 1.0–2.0 1.0–2.0 855 $1,853 $2.17 12d 20 0.94mi
4771 78th Ave N Pinellas Park, FL 2.0 2.0 903 $1,640 $1.82 25d 1 1.00mi
3715 66th Ave N Unit B Pinellas Park, FL 2.0 1.0 750 $1,475 $1.97 23d 1 1.09mi
8400 49th St N Pinellas Park, FL 1.0–2.0 1.0–2.0 707 $1,749 $2.47 0d 21 1.12mi
4940 87th Ave Unit C Pinellas Park, FL 2.0 1.0 700 $2,600 $3.71 26d 1 1.12mi
4675 72nd Ave N Pinellas Park, FL 2.0 1.0 750 $1,649 $2.20 23d 1 1.13mi
4631 69th Pl N Pinellas Park, FL 3.0 2.5 1420 $2,595 $1.83 26d 1 1.21mi
9505 49th St N Pinellas Park, FL 1.0–3.0 1.0–2.0 1049 $2,273 $2.17 0d 20 1.25mi
4973 91st Ave Unit 12 (C) Pinellas Park, FL 2.0 2.0 875 $1,475 $1.69 16d 1 1.26mi
4973 91st Ave Unit C Pinellas Park, FL 2.0 2.0 875 $1,475 $1.69 15d 1 1.26mi
7050 48th St N Pinellas Park, FL 3.0 1.5 1008 $2,350 $2.33 26d 1 1.27mi
5060 76th Ave N #409 Pinellas Park, FL 1.0 1.0 750 $1,295 $1.73 23d 1 1.32mi
6898 47th Ln N Pinellas Park, FL 3.0 2.5 1500 $2,525 $1.68 26d 1 1.32mi
7800 52nd St N Pinellas Park, FL 3.0 1.0 1163 $1,850 $1.59 26d 1 1.34mi
4732 68th Ave N Pinellas Park, FL 2.0 3.0 1210 $2,000 $1.65 26d 1 1.36mi
6379 29th St N Saint Petersburg, FL 3.0 2.0 1323 $2,869 $2.17 26d 1 1.40mi
2715 63rd Ter N Unit B St. Petersburg, FL 2.0 2.0 1030 $1,900 $1.84 26d 1 1.47mi

HOA detail

Monthly dues
$210 · $2,520/yr
Likely covers
waterpoolgym

Listing history 28 events

  1. 2026-06-22
    days on market $120,000 Active 362 DOM
  2. 2026-06-18
    days on market $120,000 Active 359 DOM
  3. 2026-06-17
    days on market $120,000 Active 358 DOM
  4. 2026-06-16
    days on market $120,000 Active 357 DOM
  5. 2026-06-15
    days on market $120,000 Active 356 DOM
  6. 2026-06-13
    days on market $120,000 Active 354 DOM
  7. 2026-06-09
    days on market $120,000 Active 350 DOM
  8. 2026-06-08
    days on market $120,000 Active 349 DOM
  9. 2026-06-07
    days on market $120,000 Active 348 DOM
  10. 2026-06-04
    days on market $120,000 Active 345 DOM
  11. 2026-06-03
    days on market $120,000 Active 344 DOM
  12. 2026-06-01
    days on market $120,000 Active 342 DOM
  13. 2026-05-31
    days on market $120,000 Active 341 DOM
  14. 2025-12-29
    price $120,000
  15. 2025-11-07
    price $129,900
  16. 2025-06-24
    listed $142,900 Active
  17. 2024-09-24
    soldstatus $163,800
  18. 2024-09-19
    soldstatus $163,800 Closed 1585-char remark
    Show marketing remark (1585 chars)

    Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

  19. 2024-09-05
    status Pending 1585-char remark
    Show marketing remark (1585 chars)

    Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

  20. 2024-09-03
    price $164,900 1585-char remark
    Show marketing remark (1585 chars)

    Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

  21. 2024-08-22
    price $166,900 1585-char remark
    Show marketing remark (1585 chars)

    Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

  22. 2024-08-06
    price $169,900 1585-char remark
    Show marketing remark (1585 chars)

    Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

  23. 2024-06-28
    listed $174,500 Active 1585-char remark
    Show marketing remark (1585 chars)

    Check out this beautifully updated home. .. in a Desired 55+ Community, Share included ($55,000 value)! GOLF CART IS INCLUDED WITH THE SALE AS WELL! Fully furnished, MOVE IN READY! Sellers have spared no expense in putting fresh updates through out the home, just to mention a few of the updates, ALL done within 2 years; NEW ROOF-OVER. .. Luxury vinyl floors through out the home. .. Interior paint. .. new water heater. .. kitchen and bathroom countertops. .. SOFA BED with (very comfortable) European Queen mattress. .. set of 4 kitchen Stainless appliances (Stove has an air-fryer), .. MOST of the furniture all purchased from Matter Bros. .. 2nd bedroom features a 'RARELY slept on' adjustable bed (foot and head) ($3000+), etc, AC is approx 13 yrs, serviced regularly. .. Kitchen has storage closet and a closet pantry. Storage shed is stocked with tools and lots of goodies, plus washer & dryer. BE sure and check out the fully furnished Lanai on the side of the home (right now the Golf cart is stored there). Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. .. This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, beautiful, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), etc. , etc.

  24. 2022-08-08
    soldstatus $149,000 Closed 2640-char remark
    Show marketing remark (2640 chars)

    Back on market, due to no fault of sellers. FULLY FURNISHED MOVE IN READY UPDATED 2 BEDROOM 2 BATH HOME WITH GOLF CART INCLUDED RARE OPPORTUNITY in highly sought-after Sunset Palms. This double wide 1256 sq ft. (which includes the original space of the home along with the enclosed Florida room) is the definition of turn-key. Nothing needs to be done except to unpack and enjoy Florida. Just look at that great room and open dining room with custom built-in cabinets. No lack of bright Florida sunshine here. This home is being sold fully furnished. All appliances, furniture, kitchenware, cookware, Florida room furniture, linens, light fixtures, window treatments, washer & dryer, patio furniture, and golf cart. Everything stays with the sale of the home. Inside you will find laminate flooring throughout. The kitchen is spacious with plenty of counter and cabinet space and a dishwasher. There is a breakfast bar for your morning coffee or walk through the door to the Florida room and sit and sip your coffee there. The guest bathroom is a tub/shower combo. Next to the guest bathroom you will find the bright and airy guest bedroom with a walk-in closet. The master bedroom is surrounded by windows and has a huge en-suite bathroom with step in shower and walk-in closet. Off the screened lanai you will find the spacious laundry room with plenty of shelves for additional storage. No walking outside to get to the laundry room here. The low monthly maintenance fee makes Florida living affordable. The home has central AC /heat. Sunset Palms is a five-star 55+ resident owned community with private maintained roads which offers many amenities to its residents. The community is located close to a Walmart Super Store. Take your golf cart grocery shopping there is an access pathway from the community – The store has designated golf cart parking! There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is $45,000. No pets allowed except for certified service or emotional support animals. Buyer to verify all measurements and restrictions and rules of the community. Requires community approval of application. Sunset Palms is a 55+ resident owned community with private maintained roads which offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more.

  25. 2022-07-13
    status Pending 2640-char remark
    Show marketing remark (2640 chars)

    Back on market, due to no fault of sellers. FULLY FURNISHED MOVE IN READY UPDATED 2 BEDROOM 2 BATH HOME WITH GOLF CART INCLUDED RARE OPPORTUNITY in highly sought-after Sunset Palms. This double wide 1256 sq ft. (which includes the original space of the home along with the enclosed Florida room) is the definition of turn-key. Nothing needs to be done except to unpack and enjoy Florida. Just look at that great room and open dining room with custom built-in cabinets. No lack of bright Florida sunshine here. This home is being sold fully furnished. All appliances, furniture, kitchenware, cookware, Florida room furniture, linens, light fixtures, window treatments, washer & dryer, patio furniture, and golf cart. Everything stays with the sale of the home. Inside you will find laminate flooring throughout. The kitchen is spacious with plenty of counter and cabinet space and a dishwasher. There is a breakfast bar for your morning coffee or walk through the door to the Florida room and sit and sip your coffee there. The guest bathroom is a tub/shower combo. Next to the guest bathroom you will find the bright and airy guest bedroom with a walk-in closet. The master bedroom is surrounded by windows and has a huge en-suite bathroom with step in shower and walk-in closet. Off the screened lanai you will find the spacious laundry room with plenty of shelves for additional storage. No walking outside to get to the laundry room here. The low monthly maintenance fee makes Florida living affordable. The home has central AC /heat. Sunset Palms is a five-star 55+ resident owned community with private maintained roads which offers many amenities to its residents. The community is located close to a Walmart Super Store. Take your golf cart grocery shopping there is an access pathway from the community – The store has designated golf cart parking! There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is $45,000. No pets allowed except for certified service or emotional support animals. Buyer to verify all measurements and restrictions and rules of the community. Requires community approval of application. Sunset Palms is a 55+ resident owned community with private maintained roads which offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more.

  26. 2022-06-30
    status Active 2640-char remark
    Show marketing remark (2640 chars)

    Back on market, due to no fault of sellers. FULLY FURNISHED MOVE IN READY UPDATED 2 BEDROOM 2 BATH HOME WITH GOLF CART INCLUDED RARE OPPORTUNITY in highly sought-after Sunset Palms. This double wide 1256 sq ft. (which includes the original space of the home along with the enclosed Florida room) is the definition of turn-key. Nothing needs to be done except to unpack and enjoy Florida. Just look at that great room and open dining room with custom built-in cabinets. No lack of bright Florida sunshine here. This home is being sold fully furnished. All appliances, furniture, kitchenware, cookware, Florida room furniture, linens, light fixtures, window treatments, washer & dryer, patio furniture, and golf cart. Everything stays with the sale of the home. Inside you will find laminate flooring throughout. The kitchen is spacious with plenty of counter and cabinet space and a dishwasher. There is a breakfast bar for your morning coffee or walk through the door to the Florida room and sit and sip your coffee there. The guest bathroom is a tub/shower combo. Next to the guest bathroom you will find the bright and airy guest bedroom with a walk-in closet. The master bedroom is surrounded by windows and has a huge en-suite bathroom with step in shower and walk-in closet. Off the screened lanai you will find the spacious laundry room with plenty of shelves for additional storage. No walking outside to get to the laundry room here. The low monthly maintenance fee makes Florida living affordable. The home has central AC /heat. Sunset Palms is a five-star 55+ resident owned community with private maintained roads which offers many amenities to its residents. The community is located close to a Walmart Super Store. Take your golf cart grocery shopping there is an access pathway from the community – The store has designated golf cart parking! There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is $45,000. No pets allowed except for certified service or emotional support animals. Buyer to verify all measurements and restrictions and rules of the community. Requires community approval of application. Sunset Palms is a 55+ resident owned community with private maintained roads which offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more.

  27. 2022-06-13
    status Pending 2640-char remark
    Show marketing remark (2640 chars)

    Back on market, due to no fault of sellers. FULLY FURNISHED MOVE IN READY UPDATED 2 BEDROOM 2 BATH HOME WITH GOLF CART INCLUDED RARE OPPORTUNITY in highly sought-after Sunset Palms. This double wide 1256 sq ft. (which includes the original space of the home along with the enclosed Florida room) is the definition of turn-key. Nothing needs to be done except to unpack and enjoy Florida. Just look at that great room and open dining room with custom built-in cabinets. No lack of bright Florida sunshine here. This home is being sold fully furnished. All appliances, furniture, kitchenware, cookware, Florida room furniture, linens, light fixtures, window treatments, washer & dryer, patio furniture, and golf cart. Everything stays with the sale of the home. Inside you will find laminate flooring throughout. The kitchen is spacious with plenty of counter and cabinet space and a dishwasher. There is a breakfast bar for your morning coffee or walk through the door to the Florida room and sit and sip your coffee there. The guest bathroom is a tub/shower combo. Next to the guest bathroom you will find the bright and airy guest bedroom with a walk-in closet. The master bedroom is surrounded by windows and has a huge en-suite bathroom with step in shower and walk-in closet. Off the screened lanai you will find the spacious laundry room with plenty of shelves for additional storage. No walking outside to get to the laundry room here. The low monthly maintenance fee makes Florida living affordable. The home has central AC /heat. Sunset Palms is a five-star 55+ resident owned community with private maintained roads which offers many amenities to its residents. The community is located close to a Walmart Super Store. Take your golf cart grocery shopping there is an access pathway from the community – The store has designated golf cart parking! There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is $45,000. No pets allowed except for certified service or emotional support animals. Buyer to verify all measurements and restrictions and rules of the community. Requires community approval of application. Sunset Palms is a 55+ resident owned community with private maintained roads which offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more.

  28. 2022-05-31
    listed $159,900 Active 2640-char remark
    Show marketing remark (2640 chars)

    Back on market, due to no fault of sellers. FULLY FURNISHED MOVE IN READY UPDATED 2 BEDROOM 2 BATH HOME WITH GOLF CART INCLUDED RARE OPPORTUNITY in highly sought-after Sunset Palms. This double wide 1256 sq ft. (which includes the original space of the home along with the enclosed Florida room) is the definition of turn-key. Nothing needs to be done except to unpack and enjoy Florida. Just look at that great room and open dining room with custom built-in cabinets. No lack of bright Florida sunshine here. This home is being sold fully furnished. All appliances, furniture, kitchenware, cookware, Florida room furniture, linens, light fixtures, window treatments, washer & dryer, patio furniture, and golf cart. Everything stays with the sale of the home. Inside you will find laminate flooring throughout. The kitchen is spacious with plenty of counter and cabinet space and a dishwasher. There is a breakfast bar for your morning coffee or walk through the door to the Florida room and sit and sip your coffee there. The guest bathroom is a tub/shower combo. Next to the guest bathroom you will find the bright and airy guest bedroom with a walk-in closet. The master bedroom is surrounded by windows and has a huge en-suite bathroom with step in shower and walk-in closet. Off the screened lanai you will find the spacious laundry room with plenty of shelves for additional storage. No walking outside to get to the laundry room here. The low monthly maintenance fee makes Florida living affordable. The home has central AC /heat. Sunset Palms is a five-star 55+ resident owned community with private maintained roads which offers many amenities to its residents. The community is located close to a Walmart Super Store. Take your golf cart grocery shopping there is an access pathway from the community – The store has designated golf cart parking! There are numerous stores and restaurants within a minute's drive away and is close to major airports and interstates. Best of all it is 15 minutes from the award-winning Florida Gulf Beaches. The listing price includes the cost of the landshare which is $45,000. No pets allowed except for certified service or emotional support animals. Buyer to verify all measurements and restrictions and rules of the community. Requires community approval of application. Sunset Palms is a 55+ resident owned community with private maintained roads which offers many amenities to its residents. There are men’s and women’s clubs, shuffleboard, horseshoe pit, bocce ball court, heated pool and spa, social activities, planned outings, movie nights, and so much more.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,108 · $259/mo
Projected year-2 tax
$3,108 · $259/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,420
− Mortgage interest
−$6,722
− Property taxes
−$3,108
− Insurance
−$600
− Repairs & maintenance
−$1,954
− Management
−$1,954
− HOA
−$2,520
− Depreciation
−$3,491
Taxable income
$4,072
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$977
After-tax cash flow
$4,535/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — Pinellas Park

Score
78/100
State rank
#170
US rank
#2546

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pinellas Park, FL
County
Pinellas County · 939,478 people
City population
50,533
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
28,072
Household income
$57,785
Rent vs Own
35.6% rent · 64.4% own
Severe rent burden
1115.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 59% Hispanic / Latino 16% Asian 14% Two or more races 11% Black 7%
Hispanic origin (detail)
Mexican 2% Puerto Rican 6% Cuban 5%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 2%
Foreign-born
18% · Canada, Vietnam, Jamaica
Languages at home
72% English-only · Spanish 12% Vietnamese 7% Other Asian/Pacific 3%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -409.77%
Current HPI
348.546
Rent YoY
▼ -2.95%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-25.0% since first listed
15 events — show timeline
  • 2025-12-29 Price Changed $120,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-07 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2025-06-24 Listed $142,900 Stellar MLS as Distributed by MLS Grid
  • 2024-09-24 Sold (Public Records) $163,800 Public Records
  • 2024-09-19 Sold (MLS) $163,800 Stellar MLS as Distributed by MLS Grid
  • 2024-09-05 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-09-03 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
  • 2024-08-22 Price Changed $166,900 Stellar MLS as Distributed by MLS Grid
  • 2024-08-06 Price Changed $169,900 Stellar MLS as Distributed by MLS Grid
  • 2024-06-28 Listed $174,500 Stellar MLS as Distributed by MLS Grid
  • 2022-08-08 Sold (MLS) $149,000 Stellar MLS as Distributed by MLS Grid
  • 2022-07-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-06-30 Relisted Stellar MLS as Distributed by MLS Grid
  • 2022-06-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-05-31 Listed $159,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+8.3%/yr

Latest (2025): $3,108 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…