4452 Sandhill Rd · Point Pleasant, WV
Flood risk 9/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 4/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.8/30.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.6/10.0
- 1% rule +4.3/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
$145,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Must see this Completely Remodeled Home on a flat 1 Acre Lot just minutes from town. Home Looks New Inside with all New Kitchen Cabinets, Counter Tops, Vinyl Flooring, Light Fixtures, All New Paint throughout the home, New Carpet, 4 Bedrooms with Oversize walk-in Closets, Huge Master Bedroom and 12x7 Closet. You will Love the light colors and Bright Rooms. Older workshop out back and a Older home/shop on the Property ready for your creativity. This Home is Ready for its New Owners
Key facts
- Vinyl flooring
- Flat 1 acre lot
- Light fixtures
Tags
Property features AI
Exterior
- Parking: Parking pad
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer
- Home design: Manufactured home (residential); 1-acre lot
- Construction: Vinyl siding; Composition/shingle roof; No basement
- Exterior features: Deck; Storage; Creek/stream on the property
Interior
- Bedrooms: 10 total rooms (includes bedrooms and living spaces)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric forced-air heating; Has cooling (type: other)
- Interior features: Insulated windows; Storage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $146k.
Deal economics
- At list price, monthly cash flow is $135 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (6.6% below list).
- Recommended offer: $136k (6.6% below list) — sets the bar for 1% rule.
- Cap rate 7.9% vs local median 6.1% in Point Pleasant — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#95 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, employment D, amenities F.
- Mason County Schools (town): math 20% / reading 33% proficiency, ranked #44 of 55 in WV (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Pt. Pleasant Primary (351 students, 0% FRL); Point Pleasant Junior/Senior High School (math 13% / reading 35%, grade F, #95 of 110 statewide, top 86%, 1,107 students, 0% FRL) — zoned schools average 0% FRL vs 47% district-wide (47 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 58 active listings in the ZIP; 3 units permitted in Mason County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
- Mason County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($144k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.95%
- Cash-on-cash
- 5.90%
- DSCR
- 1.26
- GRM
- 8.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 27.1%
- Equity multiple
- 3.15×
- Total profit
- $88,008
- Equity at exit
- $131,438
- IRR
- 23.7%
- Equity multiple
- 7.18×
- Total profit
- $252,391
- Equity at exit
- $283,452
Cash invested: $40,852 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25550
- Home prices YoY
- 6.7%
- Active inventory
- 58
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,362 medium interval (Pro) →
- Mortgage (P&I)
- −$765
- Tax from tax record
- −$49 /mo · $592/yr
- Insurance
- −$61
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$286
- Net cashflow
- $135
Break-even live
Sensitivity live
| Price | -10% $217 | -5% $176 | +0% $135 | +5% $93 | +10% $52 |
|---|---|---|---|---|---|
| Rent | -10% $27 | -5% $81 | +0% $135 | +5% $188 | +10% $242 |
| Rate | -1.0pp $208 | -0.5pp $172 | base $135 | +0.5pp $97 | +1.0pp $58 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,475
- Closing costs
- $4,377
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-21days on market $145,900 Active 24 DOM
-
2026-06-19days on market $145,900 Active 22 DOM
-
2026-06-18days on market $145,900 Active 21 DOM
-
2026-06-17days on market $145,900 Active 20 DOM
-
2026-06-16days on market $145,900 Active 19 DOM
-
2026-06-15days on market $145,900 Active 18 DOM
-
2026-06-14days on market $145,900 Active 16 DOM
-
2026-06-12days on market $145,900 Active 15 DOM
-
2026-06-09days on market $145,900 Active 12 DOM
-
2026-06-08days on market $145,900 Active 11 DOM
-
2026-06-07days on market $145,900 Active 10 DOM
-
2026-06-05days on market $145,900 Active 7 DOM
-
2026-06-03days on market $145,900 Active 6 DOM
-
2026-06-02days on market $145,900 Active 5 DOM
-
2026-06-01days on market $145,900 Active 4 DOM
-
2026-05-31days on market $145,900 Active 3 DOM
-
2026-05-30days on market $145,900 Active 2 DOM
-
2026-02-19price $154,900 485-char remark
-
2025-11-21$169,900 Active 485-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $592 · $49/mo
- Projected year-2 tax
- $861 · $72/mo
- Expected delta
- +$269/yr (+$22/mo · 45.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,347
- − Mortgage interest
- −$8,173
- − Property taxes
- −$592
- − Insurance
- −$1,527
- − Repairs & maintenance
- −$1,308
- − Management
- −$1,308
- − Depreciation
- −$4,244
- Taxable loss
- −$804
- Est. tax savings @ 24.0%
- +$193
- After-tax cash flow
- $1,807/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mason County Schools
- NCES district ID
- 5400780
- Math proficiency
- 20% ▼ -13.00%
- Reading proficiency
- 33% ▼ -10.00%
- Median HH income
- $37,623
- Composite
- 22.07/100
- National rank
- #8191
- State rank
- #44 of 55 in WV
Livability — Point Pleasant
- Score
- 67/100
- State rank
- #95
- US rank
- #10881
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Mason · 14,594 people
- Population (ZIP)
- 8,925
- Household income
- $49,940
- Rent vs Own
- Severe rent burden
- 10.6
Population outlook (Mason County) Hauer SSP2
- Today (2025)
- 26,174 people
- By 2030
- 25,482 · -2.6%
- By 2040
- 23,934 · -8.6%
- By 2050
- 22,432 · -14.3%
- By 2075
- 19,241 · -26.5%
- By 2100
- 15,427 · -41.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 2% Hispanic / Latino 2% Black 2%
- Common ancestry
- Slovak 1% Serbian 1% Lithuanian 1%
- Foreign-born
- 0%
Political lean MEDSL · Mason
- 2024 margin
- Solid R (+58.0) · D 20.0% · R 78.0% · Other 1.9%
- 2008→2024 swing
- -45.1pp toward R · 2008: -12.9pp · 2024: -58.0pp
- All cycles
- 2024: R+58.0 2020: R+53.2 2016: R+54.7 2012: R+20.3 2008: R+12.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 11.63%
- Current HPI
- 185.6226
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
-14.1% since first listed3 events — show timeline
- 2026-05-28 Listed $145,900 KVBOR
- 2026-02-19 Price Changed $154,900 KVBOR
- 2025-11-21 Listed $169,900 KVBOR
Property tax history
+5.3%/yrLatest (2025): $592 · +19.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…