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8030 Country Dr
D- Composite 36.56
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • DSCR +5.0/10.0
  • 1% rule +3.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • ARV discount +1.7/15.0
  • Appreciation +0.0/10.0

$239,900

8030 Country Dr · Tillmans Corner, AL 36619
3 bd · 2.0 ba · 1,519 sqft · SingleFamily public records · 28 Days on market
Built 1985 0.51 ac lot Est $213k · 13% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

Key facts

  • Brick fireplace
  • Split floor plan
  • Vaulted living room

Tags

SPLIT FLOOR PLANWELCOMING FRONT PORCHVAULTED LIVING ROOMBRICK FIREPLACEUPDATED PRIMARY BATHROOMMARBLE WALK-IN SHOWER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $132 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (18.7% below list).
  • Recommended offer: $195k (18.7% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 5.1% in Tillmans Corner — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#260 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Orourke Elementary School (math 27% / reading 59%, grade F, #204 of 627 statewide, top 33%, 862 students, 54% FRL); Bernice J Causey Middle School (math 17% / reading 51%, grade F, #98 of 257 statewide, top 38%, 1,418 students, 53% FRL); Baker High School (math 25% / reading 28%, grade F, #107 of 305 statewide, top 36%, 2,491 students, 42% FRL) — zoned schools average 49% FRL vs 67% district-wide (18 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 143 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $195,000 (18.7% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.95%
Cash-on-cash
2.36%
DSCR
1.10
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$212,660
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8030 Country Dr 0.00mi 3/2.0 1,515 (-0%) 1mo $239,900 $158 99
3650 Creek Dr 0.14mi 3/2.0 1,500 (-1%) 12mo $125,000 $83 82
7810 Country Dr 0.29mi 3/2.0 1,431 (-6%) 2mo $230,000 $161 75
3560 Creekway Rd 0.15mi 3/2.0 1,446 (-5%) 19mo $175,000 $121 70
3644 Creek Mill Cir 0.18mi 3/2.0 1,584 (+4%) 21mo $222,500 $140 67
3301 Zephyr Dr 0.74mi 3/2.0 1,705 (+12%) 22mo $224,500 $132 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.6%
Equity multiple
0.54×
Total profit
$-30,595
Equity at exit
$35,770
10-year hold
IRR
-3.7%
Equity multiple
0.76×
Total profit
$-16,325
Equity at exit
$20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36619

Home prices YoY
-20.8%
Active inventory
143
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,950 medium interval (Pro) →
Mortgage (P&I)
$1,258
Tax from tax record
$51 /mo · $607/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$410
Net cashflow
$132

Break-even live

Break-even rent $1,783
Max offer price $239,900
Occupancy floor 88%

Sensitivity live

Price -10% $268 -5% $200 +0% $132 +5% $64 +10% $-4
Rent -10% $-22 -5% $55 +0% $132 +5% $209 +10% $286
Rate -1.0pp $253 -0.5pp $193 base $132 +0.5pp $70 +1.0pp $7

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2719 Rosebud Dr Mobile, AL 3.0 2.0 1704 $1,950 $1.14 15d 1 1.49mi

Listing history 8 events

  1. 2026-04-27
    status Pending
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  2. 2026-04-27
    status Pending 815-char remark
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  3. 2026-04-04
    status Active 815-char remark
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  4. 2026-04-04
    status Active
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  5. 2026-03-23
    status Pending 815-char remark
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  6. 2026-03-23
    status Pending
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  7. 2026-03-18
    listed $239,900 Active 815-char remark
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

  8. 2026-03-18
    listed $239,900 Active
    Show marketing remark (815 chars)

    Charming 3-bedroom, 2-bath home with a split floor plan on a half-acre lot off Schillinger Road. Enjoy the welcoming front porch, complete with rocking chairs that stay! Inside, you'll find a vaulted living room with a cozy brick fireplace and a kitchen with matching appliances, plus a dishwasher still under warranty. The primary bathroom has been beautifully updated with a marble walk-in shower and new vanity. Relax on the brand-new back deck or take advantage of the wired workshop, perfect for hobbies or a she shed. A manual generator transfer switch adds peace of mind, and the septic system was recently serviced with new field lines installed in 2025. A fortified roof to be installed before closing with an accepted contract. A happy blend of comfort, charm, and space, don't miss this one!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$607 · $51/mo
Projected year-2 tax
$984 · $82/mo
Expected delta
+$377/yr (+$31/mo · 62.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,400
− Mortgage interest
−$13,438
− Property taxes
−$607
− Insurance
−$1,200
− Repairs & maintenance
−$1,872
− Management
−$1,872
− Depreciation
−$6,979
Taxable loss
−$2,567
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$616
After-tax cash flow
$2,199/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Tillmans Corner

Score
61/100
State rank
#260
US rank
#18090

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
14,550
Population (ZIP)
14,550

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 11% Two or more races 6% Hispanic / Latino 6% Asian 6%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 5% Romanian 1% Portuguese 1%
Foreign-born
4% · Canada, Vietnam
Languages at home
90% English-only · Vietnamese 5% Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.67%
Current HPI
197.1074
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
8 events — show timeline
  • 2026-04-27 Pending BCAR
  • 2026-04-27 Pending GCMLS AL
  • 2026-04-04 Relisted GCMLS AL
  • 2026-04-04 Relisted BCAR
  • 2026-03-23 Pending GCMLS AL
  • 2026-03-23 Pending BCAR
  • 2026-03-18 Listed $239,900 GCMLS AL
  • 2026-03-18 Listed $239,900 BCAR

Property tax history

+2.1%/yr

Latest (2025): $607 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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