14243 Adair St · Brookridge, FL 34613

$175,000

2 bd · 2.0 ba · 1,253 sqft · Manufactured public records · 202 Days on market

Built 1980 7,000 sqft lot Est $179k · at est. $50/mo HOA · 3% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.9/30.0
• ARV discount +8.5/15.0
• DSCR +5.3/10.0
• 1% rule +4.8/10.0
• Schools +4.2/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

Key facts

• Updated appliances
• Stall showers
• Remodeled kitchen

Tags

• REMODELED KITCHEN
• UPDATED COUNTERS
• UPDATED APPLIANCES
• REDONE BATHROOMS
• UPDATED SINKS
• STALL SHOWERS

Property features AI

Finance

• Other: Property zoned R1-MH; Total acreage: less than 1/4 acre (approx. 0.16 acres, 70 x 100); Building area and living area reported in public records
• Financial info: Total annual HOA fees $600; Lease restrictions apply
• HOA & community: Brookridge Community HOA (monthly fee $50); Association amenities: clubhouse, fitness center, pool, tennis courts, pickleball courts, shuffleboard, recreation facilities, golf course access, gated community, security, wheelchair access; Association fee includes guard (24-hour), grounds maintenance, and recreational facilities; Buyer/association approval required; Senior community; cats and dogs allowed; Deed restrictions and other community restrictions apply

Exterior

• Parking: Has carport (1 space)
• Security: Gated community; 24-hour guard included with HOA; Community security
• Utilities: Public water; Public sewer; Electricity connected
• Home design: Manufactured home (double wide); One story; Faces south; Residential property
• Construction: Metal siding; Membrane roof; Crawlspace foundation with pillar/post/pier
• Exterior features: Rain gutters; Outdoor storage; Landscaped lot; Near golf course; Paved lot/drive

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Water softener
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Open floorplan; Thermostat
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $175k.

Deal economics

• At list price, monthly cash flow is $116 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (1.8% below list).
• Recommended offer: $154k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#421 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: employment C-, health & safety C-, amenities F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Pine Grove Elementary School (math 60% / reading 45%, grade C-, #976 of 2,144 statewide, top 46%, 991 students, 60% FRL); Central High School (math 34% / reading 44%, grade F, #312 of 667 statewide, top 48%, 1,426 students, 53% FRL) — zoned schools at 56% FRL track the district average.
• Market conditions: 691 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 35% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 202 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 8y ago; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 202 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.09%
• Cash-on-cash: 2.84%
• DSCR: 1.13
• GRM: 8.5

CMA / ARV

• ARV (on-the-fly): $179,179
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9155 Fontaine Dr	0.22mi	2/2.0	1,296 (+3%)	2mo	$172,200	$133	82
15712 Brookridge Blvd	0.34mi	2/2.0	1,246 (-1%)	2mo	$200,000	$161	81
9847 Scepter Ave	0.46mi	2/2.0	1,248 (-0%)	0mo	$154,000	$123	78
9847 Scepter Ave	0.46mi	2/2.0	1,248 (-0%)	0mo	$154,000	$123	78
8223 Fortune Hunter Dr	0.34mi	2/2.0	1,176 (-6%)	1mo	$100,000	$85	73
14986 Rialto Ave	0.37mi	2/2.0	1,188 (-5%)	2mo	$185,000	$156	72
14311 Action St	0.16mi	3/2.0 (+1)	1,369 (+9%)	1mo	$230,000	$168	71
9259 Salvini Dr	0.34mi	2/2.0	1,152 (-8%)	1mo	$165,000	$143	70
9128 Scepter Ave	0.47mi	3/2.0 (+1)	1,280 (+2%)	0mo	$183,000	$143	69
15682 Brookridge Blvd	0.41mi	2/2.0	1,104 (-12%)	0mo	$144,000	$130	61
14883 Rialto Ave	0.57mi	2/2.0	1,144 (-9%)	0mo	$148,000	$129	59
16229 Brookridge Blvd	0.42mi	3/2.0 (+1)	1,380 (+10%)	1mo	$215,000	$156	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.8%
• Equity multiple: 0.57×
• Total profit: $-20,929
• Equity at exit: $26,093

10-year hold

• IRR: -2.6%
• Equity multiple: 0.83×
• Total profit: $-8,532
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34613

• Home prices YoY: -17.2%
• Active inventory: 691
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,718 high
• Mortgage (P&I): −$918
• Tax from tax record: −$201 /mo · $2,407/yr
• Insurance: −$73
• HOA: −$50
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $116

Break-even live

Break-even rent $1,571

Max offer price $175,000

Occupancy floor 88%

Sensitivity live

Price	-10% $215	-5% $165	+0% $116	+5% $66	+10% $17
Rent	-10% $-20	-5% $48	+0% $116	+5% $184	+10% $252
Rate	-1.0pp $204	-0.5pp $160	base $116	+0.5pp $71	+1.0pp $24

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8761 Fetterbush Ct Brooksville, FL	3.0	2.0	1730	$1,850	$1.07	25d	1	0.29mi
8871 Southern Charm Cir Brooksville, FL	3.0	2.0	1482	$2,050	$1.38	25d	1	0.36mi
9289 Scepter Ave Brooksville, FL	3.0	2.0	1512	$1,400	$0.93	5d	1	0.38mi
8917 Southern Charm Cir Brooksville, FL	3.0	2.0	1437	$1,695	$1.18	4d	1	0.40mi
9919 Scepter Ave Brooksville, FL	3.0	2.0	1188	$1,250	$1.05	5d	1	0.52mi
8407 Weatherford Ave Brooksville, FL	2.0	2.0	1104	$1,500	$1.36	18d	1	0.75mi
14131 Lemon Yellow Tree Ln Brooksville, FL	3.0	2.0	1840	$1,979	$1.08	5d	1	0.76mi
9356 Southern Charm Cir Brooksville, FL	3.0	2.0	1621	$1,800	$1.11	25d	1	0.80mi
14342 Starcross St Brooksville, FL	2.0	1.0	900	$1,025	$1.14	22d	1	1.25mi
13020 Sun Rd Brooksville, FL	2.0	2.0	1424	$1,700	$1.19	25d	1	1.39mi

HOA detail

• Monthly dues: $50 · $600/yr
• Likely covers: poolsecurity

Listing history 35 events

1. 2026-06-08
   statusdays on market $175,000 Pending 202 DOM
2. 2026-06-07
   days on market $175,000 Active 201 DOM
3. 2026-06-04
   days on market $175,000 Active 198 DOM
4. 2026-06-03
   pricedays on market $175,000 Active 197 DOM
5. 2026-06-02
   days on market $179,900 Active 196 DOM
6. 2026-06-01
   days on market $179,900 Active 195 DOM
7. 2026-05-31
   days on market $179,900 Active 194 DOM
8. 2026-04-24
   price $179,900 877-char remark

   Show marketing remark (877 chars)

   One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

9. 2026-04-24
   price $179,900

   Show marketing remark (877 chars)

   One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

10. 2026-04-09
    price $182,500 877-char remark

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

11. 2026-04-09
    price $182,500

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

12. 2026-02-10
    price $187,500 877-char remark

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

13. 2026-02-10
    price $187,500

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

14. 2026-01-27
    price $188,500 877-char remark

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

15. 2026-01-27
    price $188,500

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

16. 2026-01-20
    price $189,000 877-char remark

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

17. 2026-01-20
    price $189,000

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

18. 2025-12-11
    price $189,900 877-char remark

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

19. 2025-12-11
    price $189,900

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

20. 2025-11-18
    listed $195,000 Active 877-char remark

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

21. 2025-11-18
    listed $195,000 Active

    Show marketing remark (877 chars)

    One or more photo(s) was virtually staged. NEW HVAC INSTALLED MARCH 2026! THE BEST VALUE IN BROOKRIDGE! Remodeled from top to bottom with a 2019 roof, new windows, and a modern open floor plan, this move-in-ready 3-bedroom beauty is a must-see. You OWN THE LAND in this premier 24-hour secured retirement community. The home features a remodeled kitchen with updated counters, two completely redone bathrooms, and stylish laminate flooring throughout. Relax in your beautiful four-season porch or enjoy partial golf course views from the gated backyard. Includes covered golf cart parking and an oversized driveway. Residents enjoy a clubhouse, heated pool, tennis, and shuffleboard. Incredible location: 15 mins to the hospital, 25 mins to Pine Island Park & Gulf beaches, and 45 mins to TPA. This is the perfect blend of comfort and lifestyle--schedule your tour today!

22. 2025-11-08
    historical
23. 2025-07-31
    listed $198,000 Active
24. 2021-07-09
    soldstatus $178,500
25. 2021-07-06
    soldstatus $178,500 Closed
26. 2021-07-06
    soldstatus $178,500
27. 2021-06-09
    listed Active Under Contract - Accepting Back Up Offers
28. 2021-05-25
    listed $182,000
29. 2021-05-25
    listed $182,000
30. 2018-12-10
    soldstatus $82,000
31. 2018-11-23
    soldstatus $82,000
32. 2018-11-23
    soldstatus $82,000
33. 2018-11-01
    listed $84,900
34. 2018-11-01
    listed $84,900
35. 1989-11-01
    soldstatus $36,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,407 · $201/mo
• Projected year-2 tax: $2,407 · $201/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,615
• − Mortgage interest: −$9,803
• − Property taxes: −$2,407
• − Insurance: −$875
• − Repairs & maintenance: −$1,649
• − Management: −$1,649
• − HOA: −$600
• − Depreciation: −$5,091
• Taxable loss: −$1,459
• Est. tax savings @ 24.0%: +$350
• After-tax cash flow: $1,741/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — Brookridge

• Score: 70/100
• State rank: #421
• US rank: #7529

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C- Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Brookridge, FL
• County: Hernando County · 169,677 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 19,337
• Household income: $58,596
• Rent vs Own: 9.2% rent · 90.8% own
• Severe rent burden: 307.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.51%
• Current HPI: 276.2229
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+399.7% since first listed

28 events — show timeline

• 2026-04-24 Price Changed $179,900 HCAR
• 2026-04-24 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Price Changed $182,500 HCAR
• 2026-04-09 Price Changed $182,500 Stellar MLS as Distributed by MLS Grid
• 2026-02-10 Price Changed $187,500 HCAR
• 2026-02-10 Price Changed $187,500 Stellar MLS as Distributed by MLS Grid
• 2026-01-27 Price Changed $188,500 HCAR
• 2026-01-27 Price Changed $188,500 Stellar MLS as Distributed by MLS Grid
• 2026-01-20 Price Changed $189,000 HCAR
• 2026-01-20 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-11 Price Changed $189,900 HCAR
• 2025-12-11 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
• 2025-11-18 Listed $195,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-18 Listed $195,000 HCAR
• 2025-11-08 Listing Removed — HCAR
• 2025-07-31 Listed $198,000 HCAR
• 2021-07-09 Sold (Public Records) $178,500 Public Records
• 2021-07-06 Sold (MLS) $178,500 St. Augustine and St. Johns County Board of REALTORS®
• 2021-07-06 Sold (MLS) $178,500 HCAR
• 2021-06-09 Listed — HCAR
• 2021-05-25 Listed $182,000 St. Augustine and St. Johns County Board of REALTORS®
• 2021-05-25 Listed $182,000 HCAR
• 2018-12-10 Sold (Public Records) $82,000 Public Records
• 2018-11-23 Sold (MLS) $82,000 St. Augustine and St. Johns County Board of REALTORS®
• 2018-11-23 Sold (MLS) $82,000 HCAR
• 2018-11-01 Listed $84,900 St. Augustine and St. Johns County Board of REALTORS®
• 2018-11-01 Listed $84,900 HCAR
• 1989-11-01 Sold (Public Records) $36,000 Public Records

Property tax history

+14.4%/yr

Latest (2025): $2,407 · -6.1% YoY. Source: county tax records.