9000 Edinburg Dr · Fairplay, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.5/30.0
- ARV discount +15.0/15.0
- DSCR +6.5/10.0
- 1% rule +4.1/10.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$239,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to your move-in ready retreat overlooking the beautiful St. Andrews Golf Course in Winston, GA, where the inviting wraparound porch sets the tone for relaxed Southern-style living. Inside, you'll find bright, open living spaces with rich hardwood floors and abundant natural light, along with an updated kitchen featuring white shaker cabinets, granite countertops, stainless steel appliances, and plenty of space for cooking and gathering. Just off the kitchen, the formal dining room is perfect for hosting friends and family. The main-level primary suite offers comfort and convenience with a dual vanity, walk-in shower, and spacious closet, while a guest bedroom and full bath are also located on the main floor. Upstairs, two versatile bonus rooms provide endless possibilities for additional bedrooms, a home office, or media space. The full unfinished basement offers room to grow with options for storage, a workshop, or future finished living space. Enjoy the privacy, scenic golf course views, and peaceful setting this home provides-this is more than a home, it's a lifestyle, and an incredible opportunity to make golf course living your reality.
Key facts
- Formal dining room
- Updated kitchen
- Wraparound porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $239k.
Deal economics
- At list price, monthly cash flow is $314 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (9.1% below list).
- Recommended offer: $217k (9.1% below list) — sets the bar for 1% rule.
- Cap rate 7.9% vs local median 2.2% in Fairplay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Douglas County (suburban): math 23% / reading 35% proficiency, ranked #92 of 174 in GA (top 53%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 127 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 595 units permitted in Douglas County in 2024 (72 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Douglas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 78 days — a 6% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $111k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $72k; list at $239k implies a 234% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 78 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 7.87%
- Cash-on-cash
- 5.63%
- DSCR
- 1.25
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $369,346
- List price
- $239,000
- Delta
- -35.29%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8970 Callaway Dr | 0.53mi | 3/2.0 (+1) | 1,939 (+7%) | 2mo | $388,900 | $201 | 56 |
| 8851 Callaway Dr | 0.53mi | 3/2.0 (+1) | 1,801 (-0%) | 19mo | $375,000 | $208 | 54 |
| 8851 Callaway Dr Lot 74 CALDWELL | 0.56mi | 3/2.0 (+1) | 1,801 (-0%) | 19mo | $375,000 | $208 | 53 |
| 8840 Callaway Dr Lot 102 HOLLY | 0.53mi | 3/2.5 (+1) | 1,884 (+4%) | 14mo | $355,000 | $188 | 50 |
| 8950 Callaway Dr | 0.75mi | 3/2.0 (+1) | 1,939 (+7%) | 15mo | $374,900 | $193 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -7.6%
- Equity multiple
- 0.72×
- Total profit
- $-18,844
- Equity at exit
- $35,636
- IRR
- 1.9%
- Equity multiple
- 1.13×
- Total profit
- $8,861
- Equity at exit
- $20,664
Cash invested: $66,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30187
- Home prices YoY
- -15.8%
- Active inventory
- 127
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,173 medium interval (Pro) →
- Mortgage (P&I)
- −$1,253
- Tax from tax record
- −$50 /mo · $596/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$456
- Net cashflow
- $314
Break-even live
Sensitivity live
| Price | -10% $449 | -5% $382 | +0% $314 | +5% $246 | +10% $179 |
|---|---|---|---|---|---|
| Rent | -10% $142 | -5% $228 | +0% $314 | +5% $400 | +10% $486 |
| Rate | -1.0pp $434 | -0.5pp $375 | base $314 | +0.5pp $252 | +1.0pp $189 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,750
- Closing costs
- $7,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8395 Loch Lomand Ln Unit 28 Winston, GA | 3.0 | 2.0 | 1796 | $2,173 | $1.21 | 16d | 1 | 0.93mi |
Listing history 24 events
-
2026-06-18days on market $239,000 Active 78 DOM
-
2026-06-17days on market $239,000 Active 77 DOM
-
2026-06-16days on market $239,000 Active 76 DOM
-
2026-06-15days on market $239,000 Active 75 DOM
-
2026-06-13days on market $239,000 Active 73 DOM
-
2026-06-09days on market $239,000 Active 69 DOM
-
2026-06-08days on market $239,000 Active 68 DOM
-
2026-06-07statusdays on market $239,000 Active 67 DOM
-
2026-06-04pricestatusdays on market $239,000 Price Change 64 DOM
-
2026-06-03days on market $299,900 Active 63 DOM
-
2026-06-02days on market $299,900 Active 62 DOM
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2026-06-01days on market $299,900 Active 61 DOM
-
2026-05-31days on market $299,900 Active 60 DOM
-
2026-05-19price $299,900 1167-char remark
Show marketing remark (1167 chars)
Welcome to your move-in ready retreat overlooking the beautiful St. Andrews Golf Course in Winston, GA, where the inviting wraparound porch sets the tone for relaxed Southern-style living. Inside, you'll find bright, open living spaces with rich hardwood floors and abundant natural light, along with an updated kitchen featuring white shaker cabinets, granite countertops, stainless steel appliances, and plenty of space for cooking and gathering. Just off the kitchen, the formal dining room is perfect for hosting friends and family. The main-level primary suite offers comfort and convenience with a dual vanity, walk-in shower, and spacious closet, while a guest bedroom and full bath are also located on the main floor. Upstairs, two versatile bonus rooms provide endless possibilities for additional bedrooms, a home office, or media space. The full unfinished basement offers room to grow with options for storage, a workshop, or future finished living space. Enjoy the privacy, scenic golf course views, and peaceful setting this home provides-this is more than a home, it's a lifestyle, and an incredible opportunity to make golf course living your reality.
-
2026-05-19price $239,000 1167-char remark
Show marketing remark (1167 chars)
Welcome to your move-in ready retreat overlooking the beautiful St. Andrews Golf Course in Winston, GA, where the inviting wraparound porch sets the tone for relaxed Southern-style living. Inside, you'll find bright, open living spaces with rich hardwood floors and abundant natural light, along with an updated kitchen featuring white shaker cabinets, granite countertops, stainless steel appliances, and plenty of space for cooking and gathering. Just off the kitchen, the formal dining room is perfect for hosting friends and family. The main-level primary suite offers comfort and convenience with a dual vanity, walk-in shower, and spacious closet, while a guest bedroom and full bath are also located on the main floor. Upstairs, two versatile bonus rooms provide endless possibilities for additional bedrooms, a home office, or media space. The full unfinished basement offers room to grow with options for storage, a workshop, or future finished living space. Enjoy the privacy, scenic golf course views, and peaceful setting this home provides-this is more than a home, it's a lifestyle, and an incredible opportunity to make golf course living your reality.
-
2026-04-01$350,000 New 1167-char remark
Show marketing remark (1167 chars)
Welcome to your move-in ready retreat overlooking the beautiful St. Andrews Golf Course in Winston, GA, where the inviting wraparound porch sets the tone for relaxed Southern-style living. Inside, you'll find bright, open living spaces with rich hardwood floors and abundant natural light, along with an updated kitchen featuring white shaker cabinets, granite countertops, stainless steel appliances, and plenty of space for cooking and gathering. Just off the kitchen, the formal dining room is perfect for hosting friends and family. The main-level primary suite offers comfort and convenience with a dual vanity, walk-in shower, and spacious closet, while a guest bedroom and full bath are also located on the main floor. Upstairs, two versatile bonus rooms provide endless possibilities for additional bedrooms, a home office, or media space. The full unfinished basement offers room to grow with options for storage, a workshop, or future finished living space. Enjoy the privacy, scenic golf course views, and peaceful setting this home provides-this is more than a home, it's a lifestyle, and an incredible opportunity to make golf course living your reality.
-
2025-05-15historical
-
2025-04-15price $270,000
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2025-04-04price $280,000
-
2025-03-20price $290,000
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2025-02-15price $300,000
-
2025-02-15$310,000 New
-
1992-03-10soldstatus $71,500
-
1990-05-21soldstatus $77,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $596 · $50/mo
- Projected year-2 tax
- $2,199 · $183/mo
- Expected delta
- +$1,603/yr (+$134/mo · 269.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,076
- − Mortgage interest
- −$13,388
- − Property taxes
- −$596
- − Insurance
- −$1,195
- − Repairs & maintenance
- −$2,086
- − Management
- −$2,086
- − Depreciation
- −$6,953
- Taxable loss
- −$228
- Est. tax savings @ 24.0%
- +$55
- After-tax cash flow
- $3,824/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Douglas County
- NCES district ID
- 1301860
- Math proficiency
- 23% ▼ -16.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $55,335
- Composite
- 25.84/100
- National rank
- #7353
- State rank
- #92 of 174 in GA
Livability — Fairplay
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 8,130
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 163,022 people
- By 2030
- 173,956 · +6.7%
- By 2040
- 196,859 · +20.8%
- By 2050
- 220,017 · +35.0%
- By 2075
- 279,831 · +71.7%
- By 2100
- 322,702 · +97.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Black 18% Hispanic / Latino 9% Two or more races 9% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 3%
- Common ancestry
- Slovak 2% Lithuanian 2% Serbian 2%
- Foreign-born
- 6% · Canada, Jamaica, Vietnam
- Languages at home
- 88% English-only · Spanish 9% Vietnamese 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Douglas
- 2024 margin
- Solid D (+31.4) · D 65.4% · R 33.9%
- 2008→2024 swing
- +29.6pp toward D · 2008: 1.8pp · 2024: 31.4pp
- All cycles
- 2024: D+31.4 2020: D+25.1 2016: D+10.8 2012: D+4.0 2008: D+1.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.56%
- Current HPI
- 270.0582
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+287.0% since first listed11 events — show timeline
- 2026-05-19 Price Changed $299,900 GAMLS
- 2026-05-19 Price Changed $239,000 GAMLS
- 2026-04-01 Listed $350,000 GAMLS
- 2025-05-15 Listing Removed — GAMLS
- 2025-04-15 Price Changed $270,000 GAMLS
- 2025-04-04 Price Changed $280,000 GAMLS
- 2025-03-20 Price Changed $290,000 GAMLS
- 2025-02-15 Price Changed $300,000 GAMLS
- 2025-02-15 Listed $310,000 GAMLS
- 1992-03-10 Sold (Public Records) $71,500 Public Records
- 1990-05-21 Sold (Public Records) $77,500 Public Records
Property tax history
-6.4%/yrLatest (2025): $596 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…