54 Hill Dr · Brent, AL 35034

$154,900

3 bd · 2.0 ba · 1,772 sqft · SingleFamily public records · 24 Days on market

Built 1940 0.37 ac lot $87/sqft · 8% above area Est $173k · 11% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.3/15.0
• Cash flow +11.3/30.0
• Appreciation +4.8/10.0
• DSCR +3.3/10.0
• Livability +2.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.9/10.0
• Schools +1.8/10.0

Listing remarks

Welcome home to 54 Hill Street in the heart of Brent! This charming 3-bedroom, 2-bath home blends timeless character with spacious living. Built in 1940, it offers approximately 2,150 square feet of comfortable living space on a 0.37-acre level lot, giving you plenty of room to spread out and enjoy the outdoors. Inside, you’ll find a warm and inviting layout that’s full of potential, with generous bedrooms and a cozy atmosphere throughout. The property also features a storage shed, great for tools, hobbies, or extra storage space. Located just off Main Street, this home offers the convenience of being near local shopping, restaurants, and parks. Whether you’re looking for

Key facts

• Near local shopping
• Near restaurants
• Level lot

Tags

• STORAGE SHED
• LEVEL LOT
• NEAR LOCAL SHOPPING
• NEAR RESTAURANTS
• NEAR PARKS

Property features AI

Exterior

• Parking: Driveway
• Utilities: Sewer: Other
• Home design: Single-family residence; One level
• Construction: Aluminum siding; Other roof
• Exterior features: Shed(s)

Interior

• Kitchen: Water heater listed (appliance)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Has heating; Has cooling
• Interior features: See remarks
• Laundry & utility: Laundry: Other

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $-57 ($-678/yr) — negative.
• To cash-flow at today's rent, offer at most $145k (6.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $108k (30.5% below list).
• Recommended offer: $108k (30.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 52/100 on livability (#496 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: housing C-, health & safety D, amenities F.
• Bibb County (rural): math 12% / reading 31% proficiency, ranked #105 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Brent Elementary School (math 8% / reading 27%, grade F, #486 of 627 statewide, top 79%, 601 students, 71% FRL); Centreville Middle School (math 4% / reading 24%, grade F, #209 of 257 statewide, top 82%, 425 students, 71% FRL); Bibb County High School (math 22% / reading 22%, grade F, #142 of 305 statewide, top 51%, 471 students, 72% FRL) — zoned schools average 71% FRL vs 54% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 13 active listings in the ZIP; 16 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $407 of equity ($1k loan paydown + $-664 appreciation (-0.4% local appreciation)).
• Bibb County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $100k; list at $155k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $107,588 (30.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.86%
• Cash-on-cash: -1.56%
• DSCR: 0.93
• GRM: 12.0

CMA / ARV

• ARV (median comp): $173,423
• List price: $154,900
• Delta: -10.68%
• Verdict: UNDERPRICED
• Comps: 5 within 1.0 mi

Projected returns pro-forma

-0.43% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.7%
• Equity multiple: 0.74×
• Total profit: $-11,308
• Equity at exit: $41,688

10-year hold

• IRR: 0.5%
• Equity multiple: 1.05×
• Total profit: $2,070
• Equity at exit: $47,555

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35034

• Home prices YoY: -0.3%
• Active inventory: 13
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $1,076 medium
• Mortgage (P&I): −$812
• Tax from tax record: −$30 /mo · $355/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$226
• Net cashflow: $-57

Break-even live

Break-even rent $1,147

Max offer price $144,918

Occupancy floor —

Sensitivity live

Price	-10% $31	-5% $-13	+0% $-57	+5% $-100	+10% $-144
Rent	-10% $-142	-5% $-99	+0% $-57	+5% $-14	+10% $28
Rate	-1.0pp $22	-0.5pp $-17	base $-57	+0.5pp $-97	+1.0pp $-137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,725
• Closing costs: $4,647
• Reserves months: —
• Total cash needed: —

Listing history 29 events

1. 2026-06-22
   days on market $154,900 Active 24 DOM
2. 2026-06-18
   days on market $154,900 Active 21 DOM
3. 2026-06-17
   days on market $154,900 Active 20 DOM
4. 2026-06-16
   days on market $154,900 Active 19 DOM
5. 2026-06-15
   days on market $154,900 Active 18 DOM
6. 2026-06-13
   days on market $154,900 Active 16 DOM
7. 2026-06-13
   days on market $154,900 Active 15 DOM
8. 2026-06-10
   days on market $154,900 Active 13 DOM
9. 2026-06-09
   days on market $154,900 Active 12 DOM
10. 2026-06-08
    days on market $154,900 Active 11 DOM
11. 2026-06-07
    days on market $154,900 Active 10 DOM
12. 2026-06-03
    days on market $154,900 Active 6 DOM
13. 2026-06-02
    days on market $154,900 Active 5 DOM
14. 2026-06-01
    days on market $154,900 Active 4 DOM
15. 2026-05-31
    days on market $154,900 Active 3 DOM
16. 2026-05-20
    price $154,900 799-char remark
17. 2026-05-19
    price $154,900 799-char remark
18. 2026-03-20
    price $165,500 799-char remark
19. 2026-03-19
    price $165,500 799-char remark
20. 2026-01-24
    price $189,000 799-char remark
21. 2026-01-23
    price $189,000 799-char remark
22. 2025-11-13
    listed $199,900 Active 799-char remark
23. 2025-11-06
    listed $199,900 Active 799-char remark
24. 2024-03-15
    listed $219,900 Active
25. 2023-09-06
    listed $239,000 Active
26. 2020-06-22
    soldstatus $100,000
27. 2020-06-16
    soldstatus $100,000
28. 2020-04-08
    listed $99,900
29. 2018-08-01
    soldstatus $79,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $355 · $30/mo
• Projected year-2 tax: $635 · $53/mo
• Expected delta: +$280/yr (+$23/mo · 78.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,911
• − Mortgage interest: −$8,677
• − Property taxes: −$355
• − Insurance: −$774
• − Repairs & maintenance: −$1,033
• − Management: −$1,033
• − Depreciation: −$4,506
• Taxable loss: −$3,468
• Est. tax savings @ 24.0%: +$832
• After-tax cash flow: $154/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bibb County
• NCES district ID: 0100360
• Math proficiency: 12% ▼ -22.00%
• Reading proficiency: 31% ▼ -6.00%
• Median HH income: $40,196
• Composite: 18.14/100
• National rank: #8964
• State rank: #105 of 129 in AL

Livability — Brent

• Score: 52/100
• State rank: #496
• US rank: #24763

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing C- Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Brent, AL
• Population (ZIP): 5,132

Population outlook (Bibb County) Hauer SSP2

• Today (2025): 21,965 people
• By 2030: 21,437 · -2.4%
• By 2040: 20,248 · -7.8%
• By 2050: 19,023 · -13.4%
• By 2075: 16,513 · -24.8%
• By 2100: 14,871 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (50%)
• Race & ethnicity: Black 50% White 47% Two or more races 2% Hispanic / Latino 2%
• Common ancestry: Serbian 1% Slovak 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · Bibb

• 2024 margin: Solid R (+64.4) · D 17.5% · R 81.9%
• 2008→2024 swing: -18.6pp toward R · 2008: -45.8pp · 2024: -64.4pp
• All cycles: 2024: R+64.4 2020: R+57.7 2016: R+55.5 2012: R+46.9 2008: R+45.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.43%
• Current HPI: 139.6548
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+95.6% since first listed

14 events — show timeline

• 2026-05-28 Listed $154,900 WAMLS
• 2026-05-20 Price Changed $154,900 Greater Alabama MLS
• 2026-05-19 Price Changed $154,900 WAMLS
• 2026-03-20 Price Changed $165,500 Greater Alabama MLS
• 2026-03-19 Price Changed $165,500 WAMLS
• 2026-01-24 Price Changed $189,000 Greater Alabama MLS
• 2026-01-23 Price Changed $189,000 WAMLS
• 2025-11-06 Listed $199,900 WAMLS
• 2024-03-15 Listed $219,900 WAMLS
• 2023-09-06 Listed $239,000 WAMLS
• 2020-06-22 Sold (MLS) $100,000 WAMLS
• 2020-06-16 Sold (Public Records) $100,000 Public Records
• 2020-04-08 Listed $99,900 WAMLS
• 2018-08-01 Sold (Public Records) $79,200 Public Records

Property tax history

+4.4%/yr

Latest (2025): $355 · +30.9% YoY. Source: county tax records.