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80 Juniper Ct
B+ Composite 75.63
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.7/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$64,900

80 Juniper Ct · East Allen, PA 18014
3 bd · 2.0 ba · 1,577 sqft · Manufactured public records · 26 Days on market
Built 1988 Est $79k · 18% under $998/mo HOA · 47% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this 3-bedroom, 2 full bath mobile home located in the desirable Greenbriar Village community! Situated on a corner lot, this home offers plenty of potential for someone looking to add their personal style and updates. Inside, you’ll find a spacious layout with comfortable living areas and a cozy propane fireplace, perfect for chilly evenings. The home features three nicely sized bedrooms, two full bathrooms, and functional living space ready to be transformed into your own. Outside, enjoy the convenience of three parking spaces along with an attached shed providing valuable extra storage for tools, seasonal items, or outdoor equipment. Whether you’re a first-time buy

Key facts

  • Parking
  • Built 1988
  • Listed 25 days

Property features AI

Finance

  • HOA & community: Monthly association fee of $998

Exterior

  • Parking: Driveway; Off-street parking; Parking pad
  • Utilities: Public water; Public sewer
  • Home design: Single-story; Vinyl siding; Asphalt/fiberglass roof
  • Construction: Vinyl siding construction
  • Exterior features: Flat lot; Mobile home on property

Interior

  • Kitchen: Gas cooktop; Microwave; Refrigerator
  • Bedrooms: Two bedrooms on the first floor
  • Flooring: Carpet; Laminate; Resilient flooring
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Dining area; Gas log fireplace in family room
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $65k.

Deal economics

  • At list price, monthly cash flow is $216 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $65k).
  • Recommended offer: $64k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Northampton Area SD (suburban): math 47% / reading 54% proficiency, ranked #153 of 539 in PA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 62 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($64k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 47% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $63,926 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.25%
Cap rate
10.28%
Cash-on-cash
14.26%
DSCR
1.63
GRM
2.6

CMA / ARV

ARV (on-the-fly)
$78,850
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
86 Juniper Ct 0.02mi 3/2.0 1,568 (-1%) 8mo $57,000 $36 91
188 Greenbriar Dr 0.20mi 3/2.0 1,568 (-1%) 4mo $70,000 $45 86
77 Juniper Ct 0.04mi 3/2.0 1,472 (-7%) 9mo $75,000 $51 80
6 Briarwood Ct N 0.30mi 3/2.0 1,556 (-1%) 10mo $87,000 $56 76
196 Fawn Meadow Ct 0.17mi 3/2.0 1,456 (-8%) 5mo $70,000 $48 75
199 Goldenrod Ct 0.14mi 3/2.0 1,456 (-8%) 21mo $72,500 $50 64
58 Acorn Ct N 0.12mi 2/2.0 (-1) 1,344 (-15%) 14mo $65,000 $48 53
172 Bentwood Cir 0.27mi 2/2.0 (-1) 1,344 (-15%) 9mo $70,000 $52 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.5%
Equity multiple
1.21×
Total profit
$3,881
Equity at exit
$9,677
10-year hold
IRR
15.5%
Equity multiple
2.30×
Total profit
$23,713
Equity at exit
$5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18014

Active inventory
62
Price-to-rent
2.6×

Monthly cashflow live

Estimated rent
$2,108 medium interval (Pro) →
Mortgage (P&I)
$340
Tax from tax record
$84 /mo · $1,008/yr
Insurance
$27
HOA
$998
Vacancy / Maint / Mgmt
$443
Net cashflow
$216

Break-even live

Break-even rent $1,835
Max offer price $64,900
Occupancy floor 85%

Sensitivity live

Price -10% $253 -5% $234 +0% $216 +5% $198 +10% $179
Rent -10% $49 -5% $133 +0% $216 +5% $299 +10% $382
Rate -1.0pp $249 -0.5pp $232 base $216 +0.5pp $199 +1.0pp $182

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,225
Closing costs
$1,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
252 N Walnut St #208 Bath, PA 2.0 1.5 1100 $1,850 $1.68 4d 1 1.01mi
282 N Walnut St Bath, PA 1.0–2.0 1.0–2.0 1025 $2,250 $2.20 4d 8 1.07mi
284 N Walnut St Unit 284-107 Bath, PA 2.0 2.0 1175 $2,250 $1.91 15d 1 1.14mi

HOA detail

Monthly dues
$998 · $11,976/yr

Listing history 17 events

  1. 2026-06-21
    days on market $64,900 Active 26 DOM
  2. 2026-06-18
    days on market $64,900 Active 23 DOM
  3. 2026-06-17
    days on market $64,900 Active 22 DOM
  4. 2026-06-16
    days on market $64,900 Active 21 DOM
  5. 2026-06-15
    days on market $64,900 Active 20 DOM
  6. 2026-06-14
    days on market $64,900 Active 18 DOM
  7. 2026-06-10
    days on market $64,900 Active 15 DOM
  8. 2026-06-09
    days on market $64,900 Active 14 DOM
  9. 2026-06-08
    days on market $64,900 Active 13 DOM
  10. 2026-06-07
    days on market $64,900 Active 12 DOM
  11. 2026-06-05
    days on market $64,900 Active 9 DOM
  12. 2026-06-03
    days on market $64,900 Active 8 DOM
  13. 2026-06-02
    days on market $64,900 Active 7 DOM
  14. 2026-06-01
    days on market $64,900 Active 6 DOM
  15. 2026-05-31
    days on market $64,900 Active 5 DOM
  16. 2026-05-31
    days on market $64,900 Active 4 DOM
  17. 2026-05-27
    listed $64,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,008 · $84/mo
Projected year-2 tax
$1,017 · $85/mo
Expected delta
+$9/yr (+$1/mo · 0.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,296
− Mortgage interest
−$3,635
− Property taxes
−$1,008
− Insurance
−$324
− Repairs & maintenance
−$2,024
− Management
−$2,024
− HOA
−$11,976
− Depreciation
−$1,888
Taxable income
$2,416
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$580
After-tax cash flow
$2,011/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northampton Area SD
NCES district ID
4217370
Math proficiency
47% ▼ -1.00%
Reading proficiency
54% ▼ -13.00%
Median HH income
$62,326
Composite
44.35/100
National rank
#2822
State rank
#153 of 539 in PA

Livability — East Allen

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
12,474

Population outlook (Northampton County) Hauer SSP2

Today (2025)
312,227 people
By 2030
314,769 · +0.8%
By 2040
316,914 · +1.5%
By 2050
318,037 · +1.9%
By 2075
334,003 · +7.0%
By 2100
344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 4% Polish 3% Danish 3%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Northampton

2024 margin
Toss-up / Even · D 48.6% · R 50.4%
2008→2024 swing
-14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -145.54%
Current HPI
212.4688
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-27 Listed $64,900 GLVRMLS

Property tax history

+1.3%/yr

Latest (2026): $1,008 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…