313 E Booker St · Avon Park, FL 33825

$94,995

2 bd · 1.0 ba · 720 sqft · SingleFamily public records · 69 Days on market

Built 1946 4,350 sqft lot Est $66k · 45% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.3/30.0
• DSCR +9.5/10.0
• 1% rule +6.8/10.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

One or more photo(s) has been virtually staged. Value-Add Opportunity! Character-Rich Cottage with Endless Potential Calling all investors and DIY enthusiasts! 313 E Booker St is a 2-bedroom, 1-bathroom residence being offered As-Is, providing a blank canvas for your next project. Whether you are looking for a high-yield rental or a flip in a growing Central Florida pocket, this property is the ultimate entry-level opportunity. The Potential: • Solid Bones & Unique Style: The durable stone/stucco exterior provides a custom look that stands out from standard siding homes. • Interior Refresh Ready: With a functional ~900 sq. ft. layout, this home is primed for a modern cosme

Key facts

• Solid bones
• Unique style
• Backyard blank slate

Tags

• CHARACTER-RICH COTTAGE
• SOLID BONES
• UNIQUE STYLE
• INTERIOR REFRESH READY
• BACKYARD BLANK SLATE
• PRIME LOCATION

Property features AI

Finance

• Other: Living area approximately 900 sq ft
• Financial info: No lease restrictions; Unfurnished
• HOA & community: No association indicated

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Private sewer; Public utilities
• Home design: Single family residence; Residential property; Two-level home; Faces southeast; Zoned R1A
• Construction: Block, stone and stucco construction; Shingle roof; Slab foundation; Built on a 0.1-acre lot
• Exterior features: Other exterior features; Paved road access

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Laminate flooring; Tile flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Other heating; Wall/window air conditioning units
• Interior features: Other interior features
• Laundry & utility: Laundry: Other

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $274 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $89k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.8% vs local median 3.9% in Avon Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#407 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, schools F, amenities F.
• Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 475 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 6y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $73k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $89,295 (6.0% below list)

Questions for the listing agent

1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 9.76%
• Cash-on-cash: 12.38%
• DSCR: 1.55
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $65,520
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
308 E Booker St	0.03mi	3/1.0 (+1)	672 (-7%)	18mo	$52,500	$78	68
605 E Green St	0.31mi	2/1.5	700 (-3%)	14mo	$120,000	$171	67
425 Las Palmas Cir #612	0.49mi	2/1.0	810 (+12%)	7mo	$75,000	$93	50
483 Las Palmas Cir #658	0.52mi	2/1.0	810 (+12%)	7mo	$75,000	$93	49
330 Blanco Ct	0.53mi	2/1.0	810 (+12%)	9mo	$67,500	$83	47
332 Blanco Ct	0.54mi	2/1.0	810 (+12%)	9mo	$67,500	$83	47
412 Las Palmas Cir #607	0.52mi	2/1.0	810 (+12%)	15mo	$65,000	$80	43
338 Blanco Ct #655	0.55mi	2/1.0	810 (+12%)	15mo	$65,000	$80	41
311 Blanco Ct	0.50mi	2/1.0	810 (+12%)	21mo	$74,000	$91	38
505 Las Palmas Cir #680	0.56mi	2/1.0	810 (+12%)	21mo	$75,000	$93	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 2.0%
• Equity multiple: 1.08×
• Total profit: $2,072
• Equity at exit: $14,164

10-year hold

• IRR: 11.6%
• Equity multiple: 1.91×
• Total profit: $24,264
• Equity at exit: $8,213

Cash invested: $26,599 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33825

• Home prices YoY: -25.9%
• Active inventory: 475
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,121 medium
• Mortgage (P&I): −$498
• Tax from tax record: −$73 /mo · $880/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$235
• Net cashflow: $274

Break-even live

Break-even rent $774

Max offer price $94,995

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,749
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1015 W Bell St Avon Park, FL	1.0	1.0	576	$985	$1.71	23d	1	1.16mi
1002 Locke St Avon Park, FL	1.0	1.0	462	$920	$1.99	13d	10	1.37mi

Listing history 41 events

1. 2026-06-19
   days on market $94,995 Active 69 DOM
2. 2026-06-18
   days on market $94,995 Active 68 DOM
3. 2026-06-17
   days on market $94,995 Active 67 DOM
4. 2026-06-16
   days on market $94,995 Active 66 DOM
5. 2026-06-15
   days on market $94,995 Active 65 DOM
6. 2026-06-14
   days on market $94,995 Active 63 DOM
7. 2026-06-10
   days on market $94,995 Active 60 DOM
8. 2026-06-09
   days on market $94,995 Active 59 DOM
9. 2026-06-08
   days on market $94,995 Active 58 DOM
10. 2026-06-07
    days on market $94,995 Active 57 DOM
11. 2026-06-02
    days on market $94,995 Active 52 DOM
12. 2026-06-01
    days on market $94,995 Active 51 DOM
13. 2026-05-31
    days on market $94,995 Active 50 DOM
14. 2026-05-30
    days on market $94,995 Active 49 DOM
15. 2026-05-22
    price $98,995
16. 2026-04-27
    price $99,995
17. 2026-04-11
    listed $104,995 Active
18. 2024-10-08
    status Active
19. 2024-09-03
    historical
20. 2024-07-31
    status Pending
21. 2024-07-06
    price $92,500
22. 2024-06-03
    listed $119,000 Active
23. 2024-05-25
    historical $1,060
24. 2024-05-24
    listed $1,060
25. 2024-05-17
    historical $1,080
26. 2024-04-12
    listed $1,080
27. 2024-04-10
    historical $1,080
28. 2024-04-04
    listed $1,080
29. 2024-04-04
    historical $1,080
30. 2024-04-04
    listed $1,080
31. 2024-03-07
    historical $1,080
32. 2024-03-02
    listed $1,080
33. 2024-02-25
    historical $1,080
34. 2024-02-18
    listed $1,080
35. 2021-03-18
    soldstatus $73,000
36. 2021-02-08
    historical
37. 2021-01-11
    listed $74,900
38. 2021-01-11
    historical
39. 2020-12-12
    listed $76,900
40. 1992-03-01
    soldstatus $7,500
41. 1988-05-01
    soldstatus $5,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $880 · $73/mo
• Projected year-2 tax: $880 · $73/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,451
• − Mortgage interest: −$5,321
• − Property taxes: −$880
• − Insurance: −$475
• − Repairs & maintenance: −$1,076
• − Management: −$1,076
• − Depreciation: −$2,763
• Taxable income: $1,859
• Est. tax owed @ 24.0%: −$446
• After-tax cash flow: $2,847/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Highlands
• NCES district ID: 1200840
• Math proficiency: 45% ▼ -7.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,276
• Composite: 36.42/100
• National rank: #4672
• State rank: #54 of 73 in FL

Livability — Avon Park

• Score: 71/100
• State rank: #407
• US rank: #7205

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Avon Park, FL
• County: Highlands County · 98,898 people
• City population: 25,501
• Metro: Sebring-Avon Park, FL
• Population (ZIP): 25,501
• Household income: $46,949
• Rent vs Own: 25.9% rent · 74.1% own
• Severe rent burden: 691.0

Population outlook (Highlands County) Hauer SSP2

• Today (2025): 99,674 people
• By 2030: 99,615 · -0.1%
• By 2040: 99,342 · -0.3%
• By 2050: 98,242 · -1.4%
• By 2075: 93,291 · -6.4%
• By 2100: 79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 51% Hispanic / Latino 27% Black 17% Two or more races 11% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 13% Cuban 2%
• Common ancestry: Slovak 2% Lithuanian 2% Iranian 1%
• Foreign-born: 10% · Canada, Vietnam, Guatemala
• Languages at home: 74% English-only · Spanish 24% Tagalog/Filipino 1%

Political lean MEDSL · Highlands

• 2024 margin: Solid R (+40.8) · D 29.3% · R 70.1%
• 2008→2024 swing: -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
• All cycles: 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -98.54%
• Current HPI: 281.8067
• Rent YoY: —
• Metro: Sebring-Avon Park, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1879.9% since first listed

27 events — show timeline

• 2026-05-22 Price Changed $98,995 Stellar MLS as Distributed by MLS Grid
• 2026-04-27 Price Changed $99,995 Stellar MLS as Distributed by MLS Grid
• 2026-04-11 Listed $104,995 Stellar MLS as Distributed by MLS Grid
• 2024-10-08 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-09-03 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-07-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-07-06 Price Changed $92,500 Stellar MLS as Distributed by MLS Grid
• 2024-06-03 Listed $119,000 Stellar MLS as Distributed by MLS Grid
• 2024-05-25 Rental Removed $1,060 HAOR
• 2024-05-24 Listed for Rent $1,060 HAOR
• 2024-05-17 Rental Removed $1,080 STELLARMLS
• 2024-04-12 Listed for Rent $1,080 STELLARMLS
• 2024-04-10 Rental Removed $1,080 APPFOLIO
• 2024-04-04 Listed for Rent $1,080 APPFOLIO
• 2024-04-04 Rental Removed $1,080 TURBOTENANT
• 2024-04-04 Listed for Rent $1,080 TURBOTENANT
• 2024-03-07 Rental Removed $1,080 TURBOTENANT
• 2024-03-02 Listed for Rent $1,080 TURBOTENANT
• 2024-02-25 Rental Removed $1,080 TURBOTENANT
• 2024-02-18 Listed for Rent $1,080 TURBOTENANT
• 2021-03-18 Sold (Public Records) $73,000 Public Records
• 2021-02-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2021-01-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2021-01-11 Listed $74,900 Stellar MLS as Distributed by MLS Grid
• 2020-12-12 Listed $76,900 Stellar MLS as Distributed by MLS Grid
• 1992-03-01 Sold (Public Records) $7,500 Public Records
• 1988-05-01 Sold (Public Records) $5,000 Public Records

Property tax history

+8.9%/yr

Latest (2025): $880 · +11.4% YoY. Source: county tax records.