2119 Mcminn St · Aliquippa, PA 15001

$130,000

2 bd · 1.0 ba · 912 sqft · SingleFamily public records · 118 Days on market

Built 1948 3,920 sqft lot $143/sqft · at area comps Est $127k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.5/30.0
• ARV discount +6.3/15.0
• DSCR +5.1/10.0
• 1% rule +4.2/10.0
• Livability +4.0/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

Key facts

• Private backyard
• Cozy front porch
• 3,920 sq ft lot

Tags

• PRIVATE BACKYARD
• COZY FRONT PORCH
• STAINLESS STEEL APPLIANCES

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $76 ($912/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (7.5% below list).
• Recommended offer: $118k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.0% vs local median 4.3% in Aliquippa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#216 in PA, #1,891 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
• Aliquippa SD (suburban): math 4% / reading 19% proficiency, ranked #530 of 539 in PA (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Aliquippa El Sch (math 2% / reading 15%, grade F, #1,458 of 1,518 statewide, top 96%, 474 students, 86% FRL); Aliquippa Jshs (math 8% / reading 22%, grade F, #407 of 437 statewide, top 94%, 474 students, 88% FRL).
• Market conditions: Rents rising (+2.0%/yr); 127 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 9y ago; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $48k; list at $130k implies a 171% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $118,300 (9.0% below list)

Questions for the listing agent

1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.99%
• Cash-on-cash: 2.51%
• DSCR: 1.11
• GRM: 9.0

CMA / ARV

• ARV (median comp): $126,565
• List price: $130,000
• Delta: 2.71%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2013 Davidson St	0.16mi	2/2.0	882 (-3%)	2mo	$120,000	$136	81
2116 Mcminn St	0.02mi	3/1.0 (+1)	994 (+9%)	1mo	$119,000	$120	78
2406 Marion St	0.28mi	2/1.0	864 (-5%)	1mo	$170,000	$197	77
2515 Martha St	0.38mi	2/1.0	911 (-0%)	7mo	$140,000	$154	76
2445 Linden Ave	0.43mi	2/1.5	936 (+3%)	1mo	$155,000	$166	73
104 Grand Ave	0.43mi	2/2.0	884 (-3%)	5mo	$138,000	$156	67
126 Chestnut St	0.26mi	3/1.5 (+1)	1,000 (+10%)	2mo	$170,000	$170	63
1631 Mcminn St	0.45mi	2/2.0	1,032 (+13%)	2mo	$145,000	$141	51
14 Cedar Ave	0.50mi	3/1.0 (+1)	799 (-12%)	3mo	$27,500	$34	48
722 Golf Course Rd	0.56mi	2/1.5	1,008 (+10%)	9mo	$180,000	$179	46
1607 Polk St	0.70mi	2/1.5	823 (-10%)	7mo	$55,000	$67	44
1740 Buchanan St	0.70mi	2/1.0	806 (-12%)	6mo	$107,000	$133	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold

• IRR: -13.4%
• Equity multiple: 0.52×
• Total profit: $-17,360
• Equity at exit: $19,383

10-year hold

• IRR: -6.0%
• Equity multiple: 0.63×
• Total profit: $-13,455
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15001

• Home prices YoY: -20.8%
• Rents YoY: 2.0%
• Active inventory: 127
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,202 medium
• Mortgage (P&I): −$682
• Tax from tax record: −$138 /mo · $1,655/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $76

Break-even live

Break-even rent $1,106

Max offer price $130,000

Occupancy floor 89%

Sensitivity live

Price	-10% $150	-5% $113	+0% $76	+5% $39	+10% $2
Rent	-10% $-19	-5% $29	+0% $76	+5% $123	+10% $171
Rate	-1.0pp $141	-0.5pp $109	base $76	+0.5pp $42	+1.0pp $8

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1620 Polk St Aliquippa, PA	3.0	1.0	1124	$1,045	$0.93	3d	1	0.68mi
141 Carroll St Aliquippa, PA	2.0	1.0	704	$995	$1.41	3d	1	1.30mi

Listing history 22 events

1. 2026-06-13
   statusdays on market $130,000 Pending 118 DOM
2. 2026-06-09
   days on market $130,000 Contingent 116 DOM
3. 2026-06-08
   days on market $130,000 Contingent 115 DOM
4. 2026-06-07
   days on market $130,000 Contingent 114 DOM
5. 2026-06-03
   days on market $130,000 Contingent 110 DOM
6. 2026-06-02
   days on market $130,000 Contingent 109 DOM
7. 2026-06-01
   days on market $130,000 Contingent 108 DOM
8. 2026-05-31
   days on market $130,000 Contingent 107 DOM
9. 2026-05-05
   status Active 548-char remark

   Show marketing remark (548 chars)

   Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

10. 2026-04-13
    status Pending 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

11. 2026-03-24
    historical Contingent 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

12. 2026-03-11
    price $140,000 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

13. 2026-01-22
    listed $145,000 Active 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

14. 2025-11-22
    historical Contingent 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

15. 2025-11-11
    price $139,900 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

16. 2025-10-12
    price $149,900 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

17. 2025-09-18
    listed $165,000 Active 548-char remark

    Show marketing remark (548 chars)

    Charming 2-Bed, 2-Bath Home in Aliquippa – Newly Renovated & Move-In Ready! Welcome to your fresh start in Aliquippa! This cute, quaint home has been beautifully renovated and features two bedrooms and two full bathrooms. The interior is clean and bright, with stainless steel appliances giving the kitchen a modern touch. Enjoy your own private backyard—great for relaxing or entertaining—and a cozy front porch perfect for warm evenings. Fresh paint, updated fixtures, modern surfaces… this one is totally turn-key.

18. 2017-09-10
    historical Expired
19. 2017-03-10
    listed $72,000 Active
20. 2006-04-13
    soldstatus $48,000
21. 1985-09-27
    soldstatus $18,500
22. 1979-04-01
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,655 · $138/mo
• Projected year-2 tax: $1,855 · $155/mo
• Expected delta: +$199/yr (+$17/mo · 12.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,428
• − Mortgage interest: −$7,282
• − Property taxes: −$1,655
• − Insurance: −$650
• − Repairs & maintenance: −$1,154
• − Management: −$1,154
• − Depreciation: −$3,782
• Taxable loss: −$1,250
• Est. tax savings @ 24.0%: +$300
• After-tax cash flow: $1,212/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aliquippa SD
• NCES district ID: 4202130
• Math proficiency: 4% ▼ -9.00%
• Reading proficiency: 19% ▼ -10.00%
• Median HH income: $31,613
• Composite: 9.05/100
• National rank: #9874
• State rank: #530 of 539 in PA

Livability — Aliquippa

• Score: 80/100
• State rank: #216
• US rank: #1891

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Aliquippa, PA
• County: Beaver County · 116,001 people
• City population: 31,976
• Metro: Pittsburgh, PA
• Population (ZIP): 31,976
• Household income: $70,985
• Rent vs Own: 24.4% rent · 75.6% own
• Severe rent burden: 720.0

Population outlook (Beaver County) Hauer SSP2

• Today (2025): 164,976 people
• By 2030: 161,449 · -2.1%
• By 2040: 151,752 · -8.0%
• By 2050: 141,155 · -14.4%
• By 2075: 118,142 · -28.4%
• By 2100: 91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Serbian 2% Subsaharan African 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Beaver

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -65.21%
• Current HPI: 247.7251
• Rent YoY: ▲ 2.05%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+330.8% since first listed

14 events — show timeline

• 2026-05-05 Relisted — West Penn MLS
• 2026-04-13 Pending — West Penn MLS
• 2026-03-24 Contingent — West Penn MLS
• 2026-03-11 Price Changed $140,000 West Penn MLS
• 2026-01-22 Listed $145,000 West Penn MLS
• 2025-11-22 Contingent — West Penn MLS
• 2025-11-11 Price Changed $139,900 West Penn MLS
• 2025-10-12 Price Changed $149,900 West Penn MLS
• 2025-09-18 Listed $165,000 West Penn MLS
• 2017-09-10 Delisted — West Penn MLS
• 2017-03-10 Listed $72,000 West Penn MLS
• 2006-04-13 Sold (Public Records) $48,000 Public Records
• 1985-09-27 Sold (Public Records) $18,500 Public Records
• 1979-04-01 Sold (Public Records) $32,500 Public Records

Property tax history

+3.8%/yr

Latest (2026): $1,655 · -1.2% YoY. Source: county tax records.