2030 170th St · Hazel Crest, IL 60429

$144,000

3 bd · 1.0 ba · 1,100 sqft · SingleFamily public records · 7 Days on market

Built 1918 Est $153k · 6% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +10.1/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks

This 3-bedroom, 1-bath ranch features a bright, functional layout with standout features inside and out. You're welcomed by a charming screened-in porch that opens into a sun-filled living room with oversized windows and a warm, inviting feel. The main level includes a modern kitchen with a gas stovetop, ample cabinet space, and excellent natural light. Just off the kitchen is a versatile secondary room-ideal for a home office, den, or flex space-with a designated laundry nook nearby. All bedrooms are generously sized with fresh carpet, ample closet space, and large windows. A full bathroom serves the main floor, while the finished sub-basement adds valuable space for storage or additional

Key facts

• Screened-in porch
• Concrete patio
• Modern kitchen

Tags

• SCREENED-IN PORCH
• MODERN KITCHEN
• VERSATILE SECONDARY ROOM
• FINISHED SUB-BASEMENT
• FENCED BACKYARD
• CONCRETE PATIO

Property features AI

Finance

• Other: Property assessed using assessor living area source; Built before 1978
• HOA & community: No master association fee required

Exterior

• Parking: 1 parking space (total)
• Utilities: Water source: Lake Michigan; Public sewer
• Home design: Detached single-family home; One-story layout; Fee simple ownership; Built over 100 years ago; Vinyl siding
• Construction: Vinyl siding construction
• Exterior features: Lot less than 1/4 acre; Lot dimensions: 5512

Interior

• Kitchen: Kitchen on main level (14 x 10)
• Bedrooms: 3 bedrooms (all on main level); Master bedroom on main level (15 x 10); Second bedroom on main level (13 x 11); Third bedroom on main level (12 x 10)
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: Partially finished basement
• Laundry & utility: Main-level laundry room (10 x 6)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $144k.

Deal economics

• At list price, monthly cash flow is $720 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $144k).
• Cap rate 12.3% vs local median 8.9% in Hazel Crest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#229 in IL, #4,242 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, schools D-, crime F.
• Thornton Twp Hsd 205 (suburban): math 7% / reading 8% proficiency, ranked #594 of 620 in IL (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 80 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $996 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $40k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 13y ago; this cycle's ask has dropped $29k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $40k; list at $144k implies a 260% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; built in 1918 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $144,000

Questions for the listing agent

1. Built in 1918 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.63% ✓
• Cap rate: 12.29%
• Cash-on-cash: 21.41%
• DSCR: 1.95
• GRM: 5.1

CMA / ARV

• ARV (on-the-fly): $152,900
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1924 169th St	0.20mi	2/1.0 (-1)	1,086 (-1%)	3mo	$189,900	$175	81
16784 Crane Ave	0.34mi	3/1.0	1,059 (-4%)	2mo	$155,000	$146	76
16738 Crane Ave	0.38mi	3/1.0	1,059 (-4%)	2mo	$147,000	$139	75
16727 Head Ave	0.35mi	3/1.5	1,150 (+4%)	1mo	$157,000	$137	74
16876 Head Ave	0.22mi	4/2.0 (+1)	1,147 (+4%)	1mo	$185,000	$161	73
16628 Winchester Ave	0.45mi	2/1.0 (-1)	1,134 (+3%)	1mo	$84,000	$74	68
16784 Trapet Ave	0.27mi	3/1.0	970 (-12%)	1mo	$96,000	$99	67
16807 Wood St	0.42mi	3/1.0	985 (-10%)	0mo	$90,000	$91	62
16444 Wolcott Ave	0.68mi	3/1.5	1,080 (-2%)	3mo	$112,500	$104	61
16735 Dixie Hwy	0.29mi	2/1.0 (-1)	965 (-12%)	1mo	$153,000	$159	60
16619 Marshfield Ave	0.71mi	4/2.0 (+1)	1,150 (+4%)	4mo	$240,000	$209	47
17557 Sycamore Dr	0.75mi	2/1.0 (-1)	949 (-14%)	1mo	$130,000	$137	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 14.0%
• Equity multiple: 1.56×
• Total profit: $22,610
• Equity at exit: $21,471

10-year hold

• IRR: 22.8%
• Equity multiple: 2.96×
• Total profit: $79,177
• Equity at exit: $12,450

Cash invested: $40,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60429

• Home prices YoY: -14.0%
• Active inventory: 80
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $2,341 high
• Mortgage (P&I): −$755
• Tax from tax record: −$315 /mo · $3,778/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$492
• Net cashflow: $720

Break-even live

Break-even rent $1,430

Max offer price $144,000

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,000
• Closing costs: $4,320
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2107 171st St Unit 2107 Hazel Crest, IL	3.0	1.5	1158	$2,300	$1.99	1d	1	0.17mi
2173 171st St Hazel Crest, IL	3.0	1.5	1159	$2,350	$2.03	1d	1	0.22mi
2308 170th St Hazel Crest, IL	3.0	2.0	1020	$2,400	$2.35	1d	1	0.32mi
16901 Orchard Ridge Ave Hazel Crest, IL	4.0	2.0	1406	$2,700	$1.92	1d	1	0.36mi
16751 Crane Ave Hazel Crest, IL	3.0	1.0	1200	$1,800	$1.50	1d	1	0.36mi
16752 Artesian Ave Hazel Crest, IL	3.0	1.0	867	$2,500	$2.88	1d	1	0.57mi
17561 Hillside Ave Homewood, IL	3.0	1.0	1174	$2,500	$2.13	16d	1	0.79mi
17561 Hillside Ave Homewood, IL	3.0	1.0	1174	$2,300	$1.96	1d	1	0.79mi
2722 Larkspur Ln Hazel Crest, IL	3.0	1.5	1441	$2,650	$1.84	12d	1	1.16mi
16125 Marshfield Ave Markham, IL	3.0	1.0	1043	$2,400	$2.30	1d	1	1.20mi

Listing history 37 events

1. 2026-06-18
   days on market $144,000 Active 7 DOM
2. 2026-06-17
   days on market $144,000 Active 6 DOM
3. 2026-06-16
   days on market $144,000 Active 5 DOM
4. 2026-06-15
   days on market $144,000 Active 4 DOM
5. 2026-06-13
   days on market $144,000 Active 2 DOM
6. 2026-06-13
   pricedays on marketlisting id $144,000 Active 1 DOM
7. 2026-06-09
   days on market $148,000 Active 138 DOM
8. 2026-06-08
   days on market $148,000 Active 137 DOM
9. 2026-06-07
   days on market $148,000 Active 136 DOM
10. 2026-06-04
    days on market $148,000 Active 133 DOM
11. 2026-06-03
    days on market $148,000 Active 132 DOM
12. 2026-06-02
    days on market $148,000 Active 131 DOM
13. 2026-06-01
    days on market $148,000 Active 130 DOM
14. 2026-05-31
    days on market $148,000 Active 129 DOM
15. 2026-05-15
    price $148,000
16. 2026-04-17
    price $153,000
17. 2026-03-27
    price $158,000
18. 2026-02-27
    price $163,000
19. 2026-01-30
    price $168,000
20. 2026-01-22
    listed $173,000 Active
21. 2026-01-22
    historical
22. 2026-01-09
    price
23. 2025-12-05
    price
24. 2025-11-14
    price
25. 2025-10-24
    listed Active
26. 2025-10-24
    historical
27. 2025-10-03
    price
28. 2025-09-19
    price
29. 2025-09-12
    price
30. 2025-09-04
    price
31. 2025-08-29
    price
32. 2025-08-15
    price
33. 2025-07-31
    listed Active
34. 2013-05-10
    historical
35. 2013-05-06
    soldstatus $40,000 Closed Sale
36. 2013-04-15
    historical Contingent
37. 2013-04-05
    listed $45,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $3,778 · $315/mo
• Projected year-2 tax: $3,778 · $315/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,094
• − Mortgage interest: −$8,066
• − Property taxes: −$3,778
• − Insurance: −$720
• − Repairs & maintenance: −$2,248
• − Management: −$2,248
• − Depreciation: −$4,189
• Taxable income: $6,845
• Est. tax owed @ 24.0%: −$1,643
• After-tax cash flow: $6,991/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Thornton Twp Hsd 205
• NCES district ID: 1738970
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 8% ▼ -2.00%
• Median HH income: $43,392
• Composite: 6.92/100
• National rank: #9976
• State rank: #594 of 620 in IL

Livability — Hazel Crest

• Score: 75/100
• State rank: #229
• US rank: #4242

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hazel Crest, IL
• City population: 14,602
• Population (ZIP): 14,602

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (83%)
• Race & ethnicity: Black 83% White 7% Hispanic / Latino 7% Two or more races 4%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 1% Iranian 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 6%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -46.04%
• Current HPI: 282.3552
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+228.9% since first listed

23 events — show timeline

• 2026-05-15 Price Changed $148,000 MRED as Distributed by MLS Grid
• 2026-04-17 Price Changed $153,000 MRED as Distributed by MLS Grid
• 2026-03-27 Price Changed $158,000 MRED as Distributed by MLS Grid
• 2026-02-27 Price Changed $163,000 MRED as Distributed by MLS Grid
• 2026-01-30 Price Changed $168,000 MRED as Distributed by MLS Grid
• 2026-01-22 Listing Removed — MRED as Distributed by MLS Grid
• 2026-01-22 Listed $173,000 MRED as Distributed by MLS Grid
• 2026-01-09 Price Changed — MRED as Distributed by MLS Grid
• 2025-12-05 Price Changed — MRED as Distributed by MLS Grid
• 2025-11-14 Price Changed — MRED as Distributed by MLS Grid
• 2025-10-24 Listing Removed — MRED as Distributed by MLS Grid
• 2025-10-24 Listed — MRED as Distributed by MLS Grid
• 2025-10-03 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-19 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-12 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-04 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-29 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-15 Price Changed — MRED as Distributed by MLS Grid
• 2025-07-31 Listed — MRED as Distributed by MLS Grid
• 2013-05-10 Listing Removed — MRED as Distributed by MLS Grid
• 2013-05-06 Sold (MLS) $40,000 MRED as Distributed by MLS Grid
• 2013-04-15 Contingent — MRED as Distributed by MLS Grid
• 2013-04-05 Listed $45,000 MRED as Distributed by MLS Grid

Property tax history

+5.0%/yr

Latest (2023): $3,778 · -6.4% YoY. Source: county tax records.