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5 Pinewood Ct
B- Composite 67.83
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.6/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.3/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Schools +3.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$150,000

5 Pinewood Ct · South Daytona, FL 32119
3 bd · 2.0 ba · 1,638 sqft · Manufactured public records · 3 Days on market
Built 1971 3,193 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This spacious 3-bedroom, 2-bath home is ready for your personal touches and offers endless possibilities. Situated on an oversized irregular lot at the end of a quiet cul-de-sac, this property features a beautiful pond view and is located in the quaint and desirable Big Tree Shores neighborhood. Conveniently located in the heart of South Daytona, you'll enjoy easy access to shopping, dining, schools, and major roadways. The home offers generous living space, a covered carport, double driveway, and a storage shed for added convenience. Whether you're looking for a primary residence, investment opportunity, or a home to customize to your taste. This property is full of potential and waiting f

Key facts

  • Pond view
  • Double driveway
  • Covered carport

Tags

POND VIEWBIG TREE SHORES NEIGHBORHOODCOVERED CARPORTDOUBLE DRIVEWAYSTORAGE SHEDGUEST OR IN-LAW SUITE

Property features AI

Exterior

  • Parking: Covered carport (1 car)
  • Utilities: Public water; Public sewer; Cable available and connected; Electricity connected; Water connected
  • Home design: Mobile home (residential); One level; Has view
  • Construction: Wood siding; Shingle roof; Other foundation
  • Exterior features: Pond and waterfront view; Shed(s); Cul-de-sac location; Irregular lot; Paved road

Interior

  • Kitchen: Electric range, Microwave, Dishwasher, Refrigerator
  • Bedrooms: Total rooms: 9
  • Flooring: Carpet, Laminate, Vinyl, Other
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Wall/window air conditioning units
  • Interior features: Washer, Dryer, Refrigerator, Microwave, Electric Range, Dishwasher; Wall/window cooling units; Electric and other heating
  • Laundry & utility: In-unit laundry (washer and dryer included)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $115 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).

Location & tenants

  • Location reads 80/100 on livability (#114 in FL, #1,755 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, employment D, commute F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.0%/yr); 280 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $47k; list at $150k implies a 219% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.33%
Cap rate
10.62%
Cash-on-cash
15.46%
DSCR
1.69
GRM
6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.7%
Equity multiple
0.46×
Total profit
$-22,571
Equity at exit
$22,365
10-year hold
IRR
-16.8%
Equity multiple
0.25×
Total profit
$-31,690
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32119

Rents YoY
-2.0%
Active inventory
280
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,997 high interval (Pro) →
Mortgage (P&I)
$787
Tax est. 1.5%
$188 /mo · $2,250/yr
Insurance
$62
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$419
Net cashflow
$115

Break-even live

Break-even rent $1,852
Max offer price $150,000
Occupancy floor 89%

Sensitivity live

Price -10% $218 -5% $166 +0% $115 +5% $63 +10% $11
Rent -10% $-43 -5% $36 +0% $115 +5% $193 +10% $272
Rate -1.0pp $190 -0.5pp $153 base $115 +0.5pp $76 +1.0pp $36

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2313 Incandescent Way Unit 1 South Daytona, FL 3.0 2.5 1500 $1,900 $1.27 15d 1 0.09mi
2208 Flourescent Way South Daytona, FL 3.0 2.5 1400 $2,300 $1.64 24d 1 0.11mi
2085 Oak Meadow Cir South Daytona, FL 3.0 2.0 1632 $1,900 $1.16 15d 1 0.14mi
10 Harbor Cove Ct Daytona Beach, FL 3.0 2.0 1456 $1,499 $1.03 24d 1 0.53mi
910 Carey Dr South Daytona, FL 3.0 2.0 1529 $2,500 $1.64 24d 1 0.55mi
793 Aspen Dr South Daytona, FL 2.0 2.0 1300 $1,940 $1.49 24d 1 0.57mi
1952 Menger Cir South Daytona, FL 3.0 2.0 1600 $2,300 $1.44 24d 1 0.59mi
794 Silver Pond Dr South Daytona, FL 3.0 2.0 2184 $1,900 $0.87 21d 1 0.65mi
1200 Floral Springs Blvd Port Orange, FL 1.0–3.0 1.0–2.0 1047 $2,175 $2.08 11d 81 0.80mi
716 Boston Ave South Daytona, FL 2.0 2.0 1373 $2,100 $1.53 15d 1 0.83mi
1505 Edgewater Rd Daytona Beach, FL 3.0 2.0 1209 $1,800 $1.49 24d 1 0.91mi
1270 Reed Canal Rd Port Orange, FL 1.0–3.0 1.0–2.0 1001 $2,137 $2.13 11d 29 0.93mi
137 Bryan Cave Rd South Daytona, FL 3.0 2.0 2167 $2,550 $1.18 15d 1 1.01mi
1436 Suwanee Rd Daytona Beach, FL 4.0 2.0 1823 $2,500 $1.37 24d 1 1.03mi
2203 Nottingham Rd South Daytona, FL 4.0 2.0 1600 $2,400 $1.50 24d 1 1.08mi
110 Dolphin Fleet Cir Daytona Beach, FL 1.0–3.0 1.0–2.5 1125 $2,124 $1.89 11d 20 1.17mi
1401 Reed Canal Rd Port Orange, FL 1.0–3.0 1.0–2.0 1045 $2,125 $2.03 15d 25 1.26mi
2140 S Palmetto Ave South Daytona, FL 2.0 1.5 1100 $1,499 $1.36 24d 1 1.32mi
2250 S Palmetto Ave South Daytona, FL 2.0 2.5 1386 $1,600 $1.15 24d 1 1.33mi
3537 Forest Branch Dr Unit A Port Orange, FL 3.0 2.0 1352 $1,950 $1.44 11d 1 1.35mi
488 Autumn Trl Port Orange, FL 3.0 2.0 1393 $1,499 $1.08 24d 1 1.35mi
121 Westwood Dr Daytona Beach, FL 3.0 2.0 1548 $2,300 $1.49 15d 1 1.36mi

Listing history 4 events

  1. 2026-06-18
    days on market $150,000 Active 3 DOM
  2. 2026-06-17
    days on market $150,000 Active 2 DOM
  3. 2026-06-15
    remarks 699-char remark
  4. 2026-06-15
    listed $150,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 59% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,965
− Mortgage interest
−$8,402
− Property taxes
−$2,250
− Insurance
−$5,868
− Repairs & maintenance
−$1,917
− Management
−$1,917
− Depreciation
−$4,364
Taxable loss
−$754
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$181
After-tax cash flow
$1,556/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — South Daytona

Score
80/100
State rank
#114
US rank
#1755

Category grades

Amenities A+ Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
South Daytona, FL
County
Volusia County · 556,871 people
City population
22,348
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
22,348
Household income
$56,862
Rent vs Own
36.6% rent · 63.4% own
Severe rent burden
1158.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 10% Hispanic / Latino 9% Two or more races 5% Asian 2%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 2%
Foreign-born
9% · Canada, South Korea, Jamaica
Languages at home
87% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -247.99%
Current HPI
309.304
Rent YoY
▼ -2.01%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+219.1% since first listed
2 events — show timeline
  • 2026-06-09 Listed $150,000 Daytona MLS
  • 2010-05-21 Sold (Public Records) $47,000 Public Records

Property tax history

+51.5%/yr

Latest (2025): $90 · +21.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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