286-126 Lower Nis Hollow Dr · Parryville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 11.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +5.9/15.0
- Schools +3.5/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!
Key facts
- Covered front porch
- Community setting
- Extra storage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $50k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $425 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($975 rent vs $50k).
- Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#985 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
- Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 139 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago; this cycle's ask has dropped $8k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.95% ✓
- Cap rate
- 16.52%
- Cash-on-cash
- 36.54%
- DSCR
- 2.63
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $48,193
- List price
- $49,900
- Delta
- 3.54%
- Verdict
- FAIR
- Comps
- 2 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 40 Apache Ln | 0.20mi | 3/2.0 | 980 (-9%) | 4mo | $55,000 | $56 | 72 |
| 58 Shawnee Ln | 0.13mi | 3/1.0 | 980 (-9%) | 9mo | $45,000 | $46 | 67 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.4%
- Equity multiple
- 2.36×
- Total profit
- $19,023
- Equity at exit
- $7,440
- IRR
- 39.4%
- Equity multiple
- 4.69×
- Total profit
- $51,513
- Equity at exit
- $4,314
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18235
- Home prices YoY
- -27.1%
- Active inventory
- 139
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $975 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $748/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $425
Break-even live
Sensitivity live
| Price | -10% $460 | -5% $443 | +0% $425 | +5% $408 | +10% $391 |
|---|---|---|---|---|---|
| Rent | -10% $348 | -5% $387 | +0% $425 | +5% $464 | +10% $502 |
| Rate | -1.0pp $451 | -0.5pp $438 | base $425 | +0.5pp $412 | +1.0pp $399 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 318 Bridge St Unit A Weissport, PA | 2.0 | 1.0 | 900 | $975 | $1.08 | 3d | 1 | 1.34mi |
Listing history 17 events
-
2026-06-15status $49,900 Pending 129 DOM
-
2026-06-15days on market $49,900 Active 129 DOM
-
2026-06-14days on market $49,900 Active 127 DOM
-
2026-06-10days on market $49,900 Active 124 DOM
-
2026-06-09days on market $49,900 Active 123 DOM
-
2026-06-08days on market $49,900 Active 122 DOM
-
2026-06-07days on market $49,900 Active 121 DOM
-
2026-06-03days on market $49,900 Active 117 DOM
-
2026-06-02days on market $49,900 Active 116 DOM
-
2026-06-01days on market $49,900 Active 115 DOM
-
2026-05-31days on market $49,900 Active 114 DOM
-
2026-05-31days on market $49,900 Active 113 DOM
-
2026-03-13status Active 635-char remark
Show marketing remark (635 chars)
Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!
-
2026-01-19status Pending 635-char remark
Show marketing remark (635 chars)
Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!
-
2026-01-08price $49,900 635-char remark
Show marketing remark (635 chars)
Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!
-
2025-12-15$57,500 Active 635-char remark
Show marketing remark (635 chars)
Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!
-
2017-04-04$24,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,700
- − Mortgage interest
- −$2,795
- − Property taxes
- −$748
- − Insurance
- −$250
- − Repairs & maintenance
- −$936
- − Management
- −$936
- − Depreciation
- −$1,452
- Taxable income
- $4,583
- Est. tax owed @ 24.0%
- −$1,100
- After-tax cash flow
- $4,005/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home requires moderate repairs and updates to improve its condition and value. The kitchen and bathroom need updates, and the exterior siding and interior walls need fresh paint. Landscaping and a fresh coat of paint would significantly enhance the home's curb appeal and value.
Repairs flagged
- Minor kitchen cabinets — slight wear
- Minor bathroom fixtures — slight wear
- Moderate exterior siding — weathered and faded
- Minor interior walls — faded paint
Value-add opportunities
- Resale update kitchen cabinets — modernizing kitchen
- Resale update bathroom fixtures — modernizing bathroom
- Resale paint interior walls — refreshing interior
- Resale repair exterior siding — improving curb appeal
- Both landscaping — enhancing curb appeal and increasing property value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · slight wear | Minor | $500–3,000 |
| bathroom fixtures · slight wear | Minor | $500–3,000 |
| exterior siding · weathered and faded | Moderate | $3,000–15,000 |
| interior walls · faded paint | Minor | $500–3,000 |
| Total estimated repair cost · 4 items | $4,500–24,000 |
Value-add ROI direction
- Resale update kitchen cabinets — modernizing kitchen ↑
- Resale update bathroom fixtures — modernizing bathroom ↑
- Resale paint interior walls — refreshing interior ↑
- Resale repair exterior siding — improving curb appeal ↑
- Both landscaping — enhancing curb appeal and increasing property value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lehighton Area SD
- NCES district ID
- 4213500
- Math proficiency
- 32% ▼ -7.00%
- Reading proficiency
- 50% ▼ -11.00%
- Median HH income
- $51,115
- Composite
- 35.36/100
- National rank
- #4958
- State rank
- #336 of 539 in PA
Livability — Parryville
- Score
- 67/100
- State rank
- #985
- US rank
- #10814
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 314
- Population (ZIP)
- 19,121
Population outlook (Carbon County) Hauer SSP2
- Today (2025)
- 61,643 people
- By 2030
- 59,840 · -2.9%
- By 2040
- 55,413 · -10.1%
- By 2050
- 50,843 · -17.5%
- By 2075
- 43,326 · -29.7%
- By 2100
- 37,126 · -39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 6% Polish 5% Iranian 3%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 96% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Carbon
- 2024 margin
- Solid R (+34.8) · D 32.2% · R 67.0%
- 2008→2024 swing
- -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
- All cycles
- 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.77%
- Current HPI
- 187.4645
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+100.4% since first listed5 events — show timeline
- 2026-03-13 Relisted — PMAR
- 2026-01-19 Pending — PMAR
- 2026-01-08 Price Changed $49,900 PMAR
- 2025-12-15 Listed $57,500 PMAR
- 2017-04-04 Listed $24,900 PMAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…