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286-126 Lower Nis Hollow Dr
B- Composite 67.54
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +5.9/15.0
  • Schools +3.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$49,900

286-126 Lower Nis Hollow Dr · Parryville, PA 18235
3 bd · 2.0 ba · 1,080 sqft · Manufactured · 129 Days on market
Built 1994 Fair condition $46/sqft · at area comps Est $48k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!

Key facts

  • Covered front porch
  • Community setting
  • Extra storage

Tags

PRIVATE PRIMARY SUITEWALK-IN CLOSETCOVERED FRONT PORCHIN-UNIT LAUNDRYEXTRA STORAGECOMMUNITY SETTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $50k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($975 rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#985 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
  • Lehighton Area SD (suburban): math 32% / reading 50% proficiency, ranked #336 of 539 in PA (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 139 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago; this cycle's ask has dropped $8k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.95%
Cap rate
16.52%
Cash-on-cash
36.54%
DSCR
2.63
GRM
4.3

CMA / ARV

ARV (median comp)
$48,193
List price
$49,900
Delta
3.54%
Verdict
FAIR
Comps
2 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
40 Apache Ln 0.20mi 3/2.0 980 (-9%) 4mo $55,000 $56 72
58 Shawnee Ln 0.13mi 3/1.0 980 (-9%) 9mo $45,000 $46 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.4%
Equity multiple
2.36×
Total profit
$19,023
Equity at exit
$7,440
10-year hold
IRR
39.4%
Equity multiple
4.69×
Total profit
$51,513
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18235

Home prices YoY
-27.1%
Active inventory
139
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$975 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $748/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$425

Break-even live

Break-even rent $437
Max offer price $49,900
Occupancy floor 51%

Sensitivity live

Price -10% $460 -5% $443 +0% $425 +5% $408 +10% $391
Rent -10% $348 -5% $387 +0% $425 +5% $464 +10% $502
Rate -1.0pp $451 -0.5pp $438 base $425 +0.5pp $412 +1.0pp $399

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
318 Bridge St Unit A Weissport, PA 2.0 1.0 900 $975 $1.08 3d 1 1.34mi

Listing history 17 events

  1. 2026-06-15
    status $49,900 Pending 129 DOM
  2. 2026-06-15
    days on market $49,900 Active 129 DOM
  3. 2026-06-14
    days on market $49,900 Active 127 DOM
  4. 2026-06-10
    days on market $49,900 Active 124 DOM
  5. 2026-06-09
    days on market $49,900 Active 123 DOM
  6. 2026-06-08
    days on market $49,900 Active 122 DOM
  7. 2026-06-07
    days on market $49,900 Active 121 DOM
  8. 2026-06-03
    days on market $49,900 Active 117 DOM
  9. 2026-06-02
    days on market $49,900 Active 116 DOM
  10. 2026-06-01
    days on market $49,900 Active 115 DOM
  11. 2026-05-31
    days on market $49,900 Active 114 DOM
  12. 2026-05-31
    days on market $49,900 Active 113 DOM
  13. 2026-03-13
    status Active 635-char remark
    Show marketing remark (635 chars)

    Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!

  14. 2026-01-19
    status Pending 635-char remark
    Show marketing remark (635 chars)

    Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!

  15. 2026-01-08
    price $49,900 635-char remark
    Show marketing remark (635 chars)

    Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!

  16. 2025-12-15
    listed $57,500 Active 635-char remark
    Show marketing remark (635 chars)

    Monthly Lot Rent is $525. School Tax is $400 yearly. Step into easy, affordable living with this charming 3-bedroom, 2-bath manufactured home in Lehighton! Featuring a bright open layout, an inviting electric fireplace, eat-in kitchen, and a private primary suite with walk-in closet and full bath, this home is both comfortable and functional. Relax on the covered front porch, enjoy the convenience of in-unit laundry and extra storage in the shed, and take advantage of a community setting just minutes from Route 209, shopping, dining, and outdoor adventures--low-maintenance living with high appeal at a price that's hard to beat!

  17. 2017-04-04
    listed $24,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,700
− Mortgage interest
−$2,795
− Property taxes
−$748
− Insurance
−$250
− Repairs & maintenance
−$936
− Management
−$936
− Depreciation
−$1,452
Taxable income
$4,583
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,100
After-tax cash flow
$4,005/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This manufactured home requires moderate repairs and updates to improve its condition and value. The kitchen and bathroom need updates, and the exterior siding and interior walls need fresh paint. Landscaping and a fresh coat of paint would significantly enhance the home's curb appeal and value.

Repairs flagged

  • Minor kitchen cabinets — slight wear
  • Minor bathroom fixtures — slight wear
  • Moderate exterior siding — weathered and faded
  • Minor interior walls — faded paint

Value-add opportunities

  • Resale update kitchen cabinets — modernizing kitchen
  • Resale update bathroom fixtures — modernizing bathroom
  • Resale paint interior walls — refreshing interior
  • Resale repair exterior siding — improving curb appeal
  • Both landscaping — enhancing curb appeal and increasing property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · slight wear Minor $500–3,000
bathroom fixtures · slight wear Minor $500–3,000
exterior siding · weathered and faded Moderate $3,000–15,000
interior walls · faded paint Minor $500–3,000
Total estimated repair cost · 4 items $4,500–24,000

Value-add ROI direction

  • Resale update kitchen cabinets — modernizing kitchen
  • Resale update bathroom fixtures — modernizing bathroom
  • Resale paint interior walls — refreshing interior
  • Resale repair exterior siding — improving curb appeal
  • Both landscaping — enhancing curb appeal and increasing property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lehighton Area SD
NCES district ID
4213500
Math proficiency
32% ▼ -7.00%
Reading proficiency
50% ▼ -11.00%
Median HH income
$51,115
Composite
35.36/100
National rank
#4958
State rank
#336 of 539 in PA

Livability — Parryville

Score
67/100
State rank
#985
US rank
#10814

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
314
Population (ZIP)
19,121

Population outlook (Carbon County) Hauer SSP2

Today (2025)
61,643 people
By 2030
59,840 · -2.9%
By 2040
55,413 · -10.1%
By 2050
50,843 · -17.5%
By 2075
43,326 · -29.7%
By 2100
37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Polish 5% Iranian 3%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Carbon

2024 margin
Solid R (+34.8) · D 32.2% · R 67.0%
2008→2024 swing
-36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
All cycles
2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.77%
Current HPI
187.4645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+100.4% since first listed
5 events — show timeline
  • 2026-03-13 Relisted PMAR
  • 2026-01-19 Pending PMAR
  • 2026-01-08 Price Changed $49,900 PMAR
  • 2025-12-15 Listed $57,500 PMAR
  • 2017-04-04 Listed $24,900 PMAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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