CashFlowRE
Sign in Sign up
852 Brook St
B- Composite 67.96
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.3/10.0
  • 1% rule +5.5/10.0
  • Livability +4.5/5.0
  • Schools +4.0/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$112,000

852 Brook St · Lynchburg, VA 24501
2 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 148 Days on market
Built 1910 5,001 sqft lot $106/sqft · 24% below area Est $147k · 24% under ↓ 50% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

Key facts

  • New floors
  • Tall ceilings
  • Spacious rooms

Tags

1910 BUNGALOWSPACIOUS ROOMSTALL CEILINGSEARLY-20TH-CENTURY DETAILSNEW WINDOWSNEW FLOORS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $112k.

Deal economics

  • At list price, monthly cash flow is $253 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $112k).
  • Recommended offer: $99k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 4.0% in Lynchburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 91/100 on livability (#1 in VA, #58 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime C-, employment D+.
  • Lynchburg City Public School District (urban): math 36% / reading 61% proficiency, ranked #104 of 131 in VA (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.1%/yr); 216 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 472 units permitted in Lynchburg city in 2024 (240 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $774 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lynchburg County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 148 days — a 12% lower offer ($99k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 8y ago; this cycle's ask has dropped $38k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $65k; list at $112k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $98,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 148 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
9.01%
Cash-on-cash
9.69%
DSCR
1.43
GRM
7.9

CMA / ARV

ARV (median comp)
$146,909
List price
$112,000
Delta
-23.76%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
325 Saint Augustine St 0.20mi 3/1.0 (+1) 1,113 (+5%) 4mo $189,900 $171 73
2346 Aragon St 0.61mi 2/1.0 1,048 (-1%) 3mo $139,000 $133 67
1303 Tilden Ave 0.41mi 3/2.0 (+1) 1,040 (-2%) 3mo $200,000 $192 67
17 Beverly St 0.37mi 2/2.0 1,012 (-4%) 9mo $159,900 $158 65
706 Euclid Ave Ave 0.38mi 2/1.0 972 (-8%) 9mo $173,000 $178 62
1066 Brook St 0.18mi 2/1.0 918 (-13%) 10mo $140,000 $153 62
3428 Richmond St. St 0.65mi 2/1.0 986 (-7%) 1mo $161,800 $164 58
249 Mcwane Cir 0.49mi 2/1.0 932 (-12%) 9mo $165,000 $177 50
701 Mansfield Ave 0.36mi 3/2.0 (+1) 910 (-14%) 5mo $182,000 $200 47
211 Warren Ave Ave 0.70mi 3/1.0 (+1) 1,133 (+7%) 5mo $175,000 $154 46
118 Morgan St 0.67mi 3/1.0 (+1) 1,120 (+6%) 11mo $205,000 $183 44
2001 3rd St 0.58mi 3/1.0 (+1) 912 (-14%) 11mo $164,900 $181 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.87×
Total profit
$-4,209
Equity at exit
$16,700
10-year hold
IRR
4.0%
Equity multiple
1.27×
Total profit
$8,434
Equity at exit
$9,684

Cash invested: $31,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24501

Rents YoY
1.1%
Active inventory
216
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,176 high interval (Pro) →
Mortgage (P&I)
$587
Tax from tax record
$42 /mo · $504/yr
Insurance
$47
HOA
$0
Vacancy / Maint / Mgmt
$247
Net cashflow
$253

Break-even live

Break-even rent $856
Max offer price $112,000
Occupancy floor 73%

Sensitivity live

Price -10% $317 -5% $285 +0% $253 +5% $222 +10% $190
Rent -10% $160 -5% $207 +0% $253 +5% $300 +10% $346
Rate -1.0pp $310 -0.5pp $282 base $253 +0.5pp $224 +1.0pp $195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,000
Closing costs
$3,360
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
318 Wadsworth St Lynchburg, VA 3.0 1.0 943 $995 $1.06 21d 1 0.12mi
317 Grove St Unit A Lynchburg, VA 2.0 1.0 900 $895 $0.99 44d 1 0.13mi
403 Grove St Lynchburg, VA 3.0 2.0 1400 $1,600 $1.14 44d 1 0.16mi
905 Centerdale St Lynchburg, VA 2.0 1.0 780 $895 $1.15 13d 1 0.17mi
216 Kenyon St Lynchburg, VA 2.0 1.0 1114 $995 $0.89 44d 1 0.19mi
2107 Park Ave Unit 4 Lynchburg, VA 2.0 1.0 800 $785 $0.98 13d 1 0.30mi
2734 Fort Ave Lynchburg, VA 1.0–2.0 1.0–2.0 875 $1,450 $1.66 44d 1 0.31mi
2021 Rose Ln Lynchburg, VA 2.0 1.0 836 $1,095 $1.31 21d 1 0.42mi
106 Yeardley Ave Unit B Lynchburg, VA 3.0 1.0 1060 $895 $0.84 21d 1 0.48mi
803 Mansfield Ave Lynchburg, VA 2.0 1.0 900 $1,300 $1.44 21d 1 0.48mi
1625 Shaffer St Lynchburg, VA 2.0 1.0 895 $850 $0.95 44d 1 0.56mi
2269 Aragon St Lynchburg, VA 3.0 2.0 1200 $1,695 $1.41 44d 1 0.60mi
209 Munford St Lynchburg, VA 3.0 2.5 1420 $1,497 $1.05 44d 1 0.62mi
2336 Aragon St Lynchburg, VA 2.0 1.0 1042 $995 $0.95 13d 1 0.63mi
1401 Kemper St Lynchburg, VA 2.0–3.0 2.0 1118 $707 $0.63 21d 6 0.64mi
2245 Landover Pl Lynchburg, VA 1.0–3.0 1.0–1.5 925 $870 $0.94 44d 2 0.74mi
1106 Pierce St Lynchburg, VA 3.0 2.0 1018 $875 $0.86 21d 1 0.75mi
1219 Pierce St Unit 1221 Lynchburg, VA 2.0 1.0 1168 $825 $0.71 13d 1 0.76mi
1705 1st St Unit A Lynchburg, VA 2.0 1.0 1100 $1,395 $1.27 21d 1 0.77mi
1105 Fillmore St Unit B Lynchburg, VA 3.0 1.0 1300 $1,250 $0.96 44d 1 0.79mi
1415 Floyd St Lynchburg, VA 3.0 2.0 1300 $1,800 $1.38 21d 1 0.92mi
540 Monticello Ave Unit B Lynchburg, VA 2.0 1.0 900 $995 $1.11 21d 1 0.96mi
1308 16th St Lynchburg, VA 3.0 2.0 1380 $1,800 $1.30 13d 1 1.03mi
2121 Langhorne Rd Lynchburg, VA 2.0 2.0 1142 $1,575 $1.38 21d 1 1.04mi
2121 Langhorne Rd Lynchburg, VA 1.0 1.0 983 $1,475 $1.50 44d 1 1.04mi
1008 8th St Lynchburg, VA 3.0 2.0 1316 $1,795 $1.36 21d 1 1.06mi
1521 Taylor St Lynchburg, VA 3.0 1.0 1337 $1,195 $0.89 21d 1 1.07mi
1810 Broadway St #112 Lynchburg, VA 2.0 2.5 1210 $1,600 $1.32 44d 1 1.08mi
2518 Carter St Lynchburg, VA 3.0 2.0 1091 $1,500 $1.37 44d 1 1.08mi
2121 Langhorne Rd Unit 1103756SF 1BR/1BA Lynchburg, VA 1.0 1.0 756 $1,225 $1.62 21d 1 1.09mi
2121 Langhorne Rd Unit 11041092SF 2BR/2BA Lynchburg, VA 2.0 2.0 1092 $1,495 $1.37 21d 1 1.09mi
900 Polk St Unit A Lynchburg, VA 3.0 1.0 1100 $895 $0.81 13d 1 1.10mi
512 Polk St Lynchburg, VA 3.0 1.0 1340 $1,295 $0.97 21d 1 1.12mi
317 Polk St Lynchburg, VA 3.0 2.0 925 $1,650 $1.78 44d 1 1.13mi
601 Jackson St Lynchburg, VA 3.0 2.0 1138 $1,595 $1.40 44d 1 1.15mi
4067 Fort Ave Unit 3 Lynchburg, VA 2.0 1.0 950 $995 $1.05 21d 1 1.15mi
1320 Saint Cloud Ave Lynchburg, VA 3.0 1.0 960 $1,550 $1.61 44d 1 1.30mi
1810 Laurel St Lynchburg, VA 2.0 1.0 720 $995 $1.38 44d 1 1.31mi
2205 Easley Ave Lynchburg, VA 2.0 2.0 870 $1,400 $1.61 44d 1 1.32mi
1218 Shirley Rd Lynchburg, VA 2.0 1.0 742 $950 $1.28 21d 1 1.34mi

Listing history 20 events

  1. 2026-05-14
    status Pending 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  2. 2026-04-14
    price $112,000 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  3. 2026-03-09
    price $127,000 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  4. 2026-03-08
    status Active 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  5. 2026-02-23
    status Pending 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  6. 2026-02-02
    price $139,000 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  7. 2026-01-05
    price $145,000 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  8. 2025-12-31
    price $147,000 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  9. 2025-12-11
    historical $1,100
  10. 2025-12-01
    listed $149,900 Active 679-char remark
    Show marketing remark (679 chars)

    Classic 1910 bungalow in Lynchburg's Miller Park neighborhood featuring 2 bedrooms, 1 full bath, and 1,056 sq ft of convenient one-level living. This home offers spacious rooms, tall ceilings, and charming early-20th-century character, combined with valuable updates including new windows, flooring, paint, HVAC, and appliances, including washer and dryer. The flat, usable backyard provides excellent space for outdoor living, gardening, or future enhancements. Conveniently located near parks, schools, downtown, and major routes, this property offers an excellent opportunity for homeowners or investors seeking quality, character, and value. Call today for your private tour!

  11. 2025-11-12
    listed $1,100
  12. 2024-10-02
    soldstatus $65,000 Closed 487-char remark
    Show marketing remark (487 chars)

    This adorable bungalow is situated just 2 blocks from Miller Park and all it has to offer. This owner has replaced the windows and its now ready for your touch. This is an ideal rental property or possible flip project. Large rooms with loads of natural light make the inside inviting while the remarkably flat back yard and front porch make the outside just as enjoyable. A wonderful house in a neighborhood full of homes that are quickly being renovating- don't miss this opportunity.

  13. 2024-10-02
    soldstatus $65,000
    Show marketing remark (487 chars)

    This adorable bungalow is situated just 2 blocks from Miller Park and all it has to offer. This owner has replaced the windows and its now ready for your touch. This is an ideal rental property or possible flip project. Large rooms with loads of natural light make the inside inviting while the remarkably flat back yard and front porch make the outside just as enjoyable. A wonderful house in a neighborhood full of homes that are quickly being renovating- don't miss this opportunity.

  14. 2024-09-09
    status Pending 487-char remark
    Show marketing remark (487 chars)

    This adorable bungalow is situated just 2 blocks from Miller Park and all it has to offer. This owner has replaced the windows and its now ready for your touch. This is an ideal rental property or possible flip project. Large rooms with loads of natural light make the inside inviting while the remarkably flat back yard and front porch make the outside just as enjoyable. A wonderful house in a neighborhood full of homes that are quickly being renovating- don't miss this opportunity.

  15. 2024-09-04
    listed $65,000 Active 487-char remark
    Show marketing remark (487 chars)

    This adorable bungalow is situated just 2 blocks from Miller Park and all it has to offer. This owner has replaced the windows and its now ready for your touch. This is an ideal rental property or possible flip project. Large rooms with loads of natural light make the inside inviting while the remarkably flat back yard and front porch make the outside just as enjoyable. A wonderful house in a neighborhood full of homes that are quickly being renovating- don't miss this opportunity.

  16. 2018-11-29
    soldstatus $27,000
  17. 2018-11-05
    soldstatus $22,000
  18. 2018-02-05
    listed $30,000
  19. 2005-08-18
    soldstatus $35,000
  20. 2002-10-03
    soldstatus $225,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$504 · $42/mo
Projected year-2 tax
$918 · $77/mo
Expected delta
+$414/yr (+$35/mo · 82.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,116
− Mortgage interest
−$6,274
− Property taxes
−$504
− Insurance
−$560
− Repairs & maintenance
−$1,129
− Management
−$1,129
− Depreciation
−$3,258
Taxable income
$1,261
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$303
After-tax cash flow
$2,737/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lynchburg City Public School District
NCES district ID
5102340
Math proficiency
36% ▼ -38.00%
Reading proficiency
61% ▼ -8.00%
Median HH income
$39,097
Composite
40.4/100
National rank
#3730
State rank
#104 of 131 in VA

Livability — Lynchburg

Score
91/100
State rank
#1
US rank
#58

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lynchburg, VA
County
Lynchburg City · 97,036 people
City population
97,036
Metro
Lynchburg, VA
Population (ZIP)
25,006
Household income
$42,222
Rent vs Own
53.0% rent · 47.0% own
Severe rent burden
1717.0

Population outlook (Lynchburg County) Hauer SSP2

Today (2025)
87,977 people
By 2030
93,626 · +6.4%
By 2040
106,145 · +20.7%
By 2050
120,783 · +37.3%
By 2075
162,249 · +84.4%
By 2100
191,358 · +117.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 58% Black 34% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Slovak 1% Italian 1% Serbian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Lynchburg

2024 margin
Lean R (+7.9) · D 45.4% · R 53.3% · Other 1.3%
2008→2024 swing
-3.9pp toward R · 2008: -4.0pp · 2024: -7.9pp
All cycles
2024: R+7.9 2020: D+2.6 2016: R+9.0 2012: R+10.6 2008: R+4.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.06%
Current HPI
223.6839
Rent YoY
▲ 1.15%
Metro
Lynchburg, VA
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

-50.2% since first listed
20 events — show timeline
  • 2026-05-14 Pending LMLS
  • 2026-04-14 Price Changed $112,000 LMLS
  • 2026-03-09 Price Changed $127,000 LMLS
  • 2026-03-08 Relisted LMLS
  • 2026-02-23 Pending LMLS
  • 2026-02-02 Price Changed $139,000 LMLS
  • 2026-01-05 Price Changed $145,000 LMLS
  • 2025-12-31 Price Changed $147,000 LMLS
  • 2025-12-11 Rental Removed $1,100 BUILDIUM
  • 2025-12-01 Listed $149,900 LMLS
  • 2025-11-12 Listed for Rent $1,100 BUILDIUM
  • 2024-10-02 Sold (Public Records) $65,000 Public Records
  • 2024-10-02 Sold (MLS) $65,000 LMLS
  • 2024-09-09 Pending LMLS
  • 2024-09-04 Listed $65,000 LMLS
  • 2018-11-29 Sold (Public Records) $27,000 Public Records
  • 2018-11-05 Sold (Public Records) $22,000 Public Records
  • 2018-02-05 Listed $30,000 LMLS
  • 2005-08-18 Sold (Public Records) $35,000 Public Records
  • 2002-10-03 Sold (Public Records) $225,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $504 · +32.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…