365 Bronx River Rd Unit 3J · Yonkers, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +10.5/15.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- Schools +5.9/10.0
- Rent growth +5.0/5.0
- Condition / age +3.8/5.0
- Livability +3.4/5.0
- Appreciation +0.0/10.0
$159,800
365 Bronx River Rd Unit 3J · Yonkers, NY 10704
1 bd · 1.0 ba · 750 sqft · Townhouse
· 140 Days on market
Built 1959
$213/sqft
· 7% below area
Est $171k · 7% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious One-Bedroom Co-Op. .. Yonkers. .. CARPETS REMOVED--NOW HIGH GLOSS FABULOUS HARDWOOD FLOORS--IMMEDIATE ASSIGNED PARKING. .. Swimming Pool. .. Two blocks from the Mt. Vernon West Metro-North station. .. 23 minutes to Grand Central. .. STRIKING HIGH GLOSS MODERN KITCHEN with 11 cabinets & 7 drawers. .. this generously sized one-bedroom puts Manhattan commuters in an enviable position. SO AFFORDABLE, CONSIDER BUYING RATHER THAN RENTING. Step inside to striking, newly painted interiors and freshly refinished hardwood floors throughout.
Key facts
- Dedicated desk area
- Garage
- Community pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $160k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $770 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $160k).
- Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.1% vs local median 5.1% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Yonkers Early Childhood Academy (327 students, 72% FRL); Yonkers Middle School (math 17% / reading 37%, grade F, #587 of 729 statewide, top 81%, 601 students, 88% FRL); Yonkers High School (math 92% / reading 88%, grade A+, #238 of 1,100 statewide, top 23%, 1,060 students, 76% FRL) — zoned schools average 79% FRL vs 64% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+21.0%/yr); 295 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 95d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $45k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 140 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$140,624
(12.0% below list)
Questions for the listing agent
- It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 12.08%
- Cash-on-cash
- 20.66%
- DSCR
- 1.92
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $171,191
- List price
- $159,800
- Delta
- -6.65%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1122 Yonkers Ave Unit 6F | 0.14mi | 1/1.0 | 750 (0%) | 1mo | $160,000 | $213 | 93 |
| 20 Secor Unit 6U | 0.17mi | 1/1.0 | 750 (0%) | 6mo | $168,000 | $224 | 87 |
| 245 Bronx River Rd Bronx River Rd Unit 3E | 0.28mi | 1/1.0 | 762 (+2%) | 4mo | $150,000 | $197 | 81 |
| 355 Bronx River Rd Unit 1i | 0.04mi | 1/1.0 | 850 (+13%) | 5mo | $160,000 | $188 | 72 |
| 485 Bronx River Rd Unit C62 | 0.29mi | 1/1.0 | 800 (+7%) | 4mo | $190,000 | $238 | 72 |
| 255 Bronx River Rd Unit 4M | 0.27mi | 1/1.0 | 800 (+7%) | 6mo | $135,000 | $169 | 71 |
| 255 Bronx River Rd Unit 3K | 0.27mi | 1/1.0 | 825 (+10%) | 5mo | $155,500 | $188 | 67 |
| 475 Bronx River Rd Unit 6C | 0.26mi | 1/1.0 | 850 (+13%) | 4mo | $176,000 | $207 | 63 |
| 85 Bronx River Rd Unit 2K | 0.66mi | 1/1.0 | 800 (+7%) | 1mo | $176,000 | $220 | 58 |
| 55 Halley St Unit 5E | 0.64mi | 1/1.0 | 700 (-7%) | 3mo | $165,000 | $236 | 56 |
| 85 Bronx River Road Rd Unit 3S | 0.66mi | 1/1.0 | 815 (+9%) | 3mo | $181,000 | $222 | 52 |
| 125 Bronx River Rd Unit 2C | 0.57mi | 1/1.0 | 860 (+15%) | 0mo | $199,000 | $231 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
5-year hold
- IRR
- 18.5%
- Equity multiple
- 1.80×
- Total profit
- $35,745
- Equity at exit
- $23,827
10-year hold
- IRR
- 30.2%
- Equity multiple
- 4.39×
- Total profit
- $151,527
- Equity at exit
- $13,817
Cash invested: $44,744 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
Westchester rent guidelines board.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 33 active · 38 under contract
- Months of supply
- 8.6 mo (12%/mo absorbed)
- Median asking
- $165,000 ($219/sqft)
- Median days on market
- 90 d
- This list price
- 30% of active listings are priced below it
- ARV vs active asking
- +4.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10704
- Rents YoY
- 21.0%
- Active inventory
- 295
- Price-to-rent
- 5.6×
Monthly cashflow live
↻
- Estimated rent
- $2,373 high interval (Pro) →
- Mortgage (P&I)
- −$838
- Tax est. 1.5%
- −$200 /mo · $2,397/yr
- Insurance
- −$67
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$498
- Net cashflow
- $770
Break-even live
Break-even rent
$1,398
Max offer price
$159,800
Occupancy floor
63%
Sensitivity live
| Price | -10% $881 | -5% $826 | +0% $770 | +5% $715 | +10% $660 |
|---|---|---|---|---|---|
| Rent | -10% $583 | -5% $677 | +0% $770 | +5% $864 | +10% $958 |
| Rate | -1.0pp $851 | -0.5pp $811 | base $770 | +0.5pp $729 | +1.0pp $687 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,950
- Closing costs
- $4,794
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 411 Bronx River Rd Unit 9A Yonkers, NY | 1.0 | 1.0 | 800 | $2,295 | $2.87 | 85d | 1 | 0.05mi |
| 52 Yonkers Ter Apt 6H Yonkers, NY | 1.0 | 1.0 | 750 | $2,000 | $2.67 | 10d | 1 | 0.05mi |
| 52 Yonkers Ter Apt 6H Yonkers, NY | 1.0 | 1.0 | 750 | $1,975 | $2.63 | 96d | 1 | 0.05mi |
| 20 Overhill Pl Unit 3 Yonkers, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 184d | 1 | 0.05mi |
| 52 Yonkers Ter Unit 7k Yonkers, NY | 1.0 | 1.0 | 690 | $1,750 | $2.54 | 37d | 1 | 0.07mi |
| 14 S High St Mount Vernon, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 57d | 1 | 0.25mi |
| 34 N Terrace Ave Unit 2nd floor Mt Vernon, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 109d | 1 | 0.25mi |
| 34 N Terrace Ave Unit 2ndFL Mt Vernon, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 81d | 1 | 0.25mi |
| 277 Bronx River Rd Apt 3M Yonkers, NY | — | 1.0 | 550 | $1,700 | $3.09 | 184d | 1 | 0.26mi |
| 255 Bronx River Rd Unit 4R Yonkers, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 7d | 1 | 0.31mi |
| 4 N Bleeker St Fl 4 Mt Vernon, NY | 2.0 | 1.0 | 800 | $2,000 | $2.50 | 130d | 1 | 0.32mi |
| 111 Hart Ave Yonkers, NY | 2.0 | 1.0 | 800 | $2,800 | $3.50 | 10d | 1 | 0.36mi |
| 18 N Bond St Unit 3D Mt Vernon, NY | 1.0 | 1.0 | 750 | $2,000 | $2.67 | 165d | 1 | 0.37mi |
| 32 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,700 | $2.00 | 124d | 1 | 0.38mi |
| 13 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 600 | $1,785 | $2.98 | 165d | 1 | 0.39mi |
| 44 N Bond St Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 1100 | $2,900 | $2.64 | 131d | 1 | 0.39mi |
| 59 Laurel Pl #1 Yonkers, NY | 1.0 | 1.0 | 550 | $2,200 | $4.00 | 3d | 1 | 0.40mi |
| 495 Kimball Ave Unit First Floor Yonkers, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 184d | 1 | 0.40mi |
| 2325 Cortlandt St Unit 4 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 1d | 1 | 0.40mi |
| 2325 Cortlandt St Unit 4 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 165d | 1 | 0.40mi |
| 206 N Terrace Ave Unit 3 Mt Vernon, NY | 1.0 | 1.0 | 700 | $2,000 | $2.86 | 49d | 1 | 0.40mi |
| 86 Edgewood Ave Apt 2E Yonkers, NY | 2.0 | 1.0 | 1000 | $2,599 | $2.60 | 159d | 1 | 0.43mi |
| 86 Edgewood Ave Unit 2W Yonkers, NY | 2.0 | 1.0 | 1000 | $2,699 | $2.70 | 184d | 1 | 0.43mi |
| 14 Elm St Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 165d | 1 | 0.43mi |
| 216 1st St Unit 1 Yonkers, NY | 1.0 | 1.0 | 600 | $2,000 | $3.33 | 184d | 1 | 0.45mi |
| 29 S 15th Ave Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 952 | $2,650 | $2.78 | 109d | 1 | 0.47mi |
| 249 N MacQuesten Pkwy #2 Mt Vernon, NY | 2.0 | 1.0 | 780 | $2,800 | $3.59 | 67d | 1 | 0.48mi |
| 135 Wakefield Ave Yonkers, NY | 1.0–2.0 | 1.0 | 835 | $2,595 | $3.11 | 10d | 3 | 0.58mi |
| 142 Trenchard St Unit 2E Yonkers, NY | 1.0 | 1.0 | 900 | $2,250 | $2.50 | 152d | 1 | 0.59mi |
| 103 North St Mount Vernon, NY | 1.0 | 1.0 | 720 | $1,900 | $2.64 | 161d | 1 | 0.60mi |
| 119 S 13th Ave Mount Vernon, NY | 2.0 | 1.0 | 800 | $2,997 | $3.75 | 154d | 1 | 0.61mi |
| 49 S 10th Ave Mount Vernon, NY | 2.0 | 1.0 | 800 | $2,950 | $3.69 | 10d | 1 | 0.62mi |
| 122 N 7th Ave #1 Mt Vernon, NY | 1.0 | 1.0 | 1000 | $1,900 | $1.90 | 5d | 1 | 0.62mi |
| 407 N MacQuesten Pkwy Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 938 | $3,000 | $3.20 | 10d | 1 | 0.64mi |
| 105 Wakefield Ave Unit 3 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 67d | 1 | 0.64mi |
| 123 N 7th Ave Apt 3 Mt Vernon, NY | 1.0 | 1.0 | 1000 | $1,750 | $1.75 | 77d | 1 | 0.65mi |
| 85 Halley St Unit 3 Yonkers, NY | 2.0 | 1.0 | 1000 | $3,000 | $3.00 | 71d | 1 | 0.65mi |
| 119 S 11th Ave Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,500 | $3.57 | 10d | 1 | 0.65mi |
| 58 S 9th Ave Mount Vernon, NY | 1.0 | 1.0 | 600 | $2,300 | $3.83 | 10d | 1 | 0.65mi |
| 18 N 6th Ave Unit 2 Mt Vernon, NY | 2.0 | 2.0 | 850 | $2,450 | $2.88 | 95d | 1 | 0.66mi |
Property features AI
Finance
- HOA & community
- Additional monthly reserve assessment of $72
Exterior
- Parking
- Assigned parking (1 space)Monthly parking fee of $60
- Utilities
- Public sewerCable availableElectricity connectedNatural gas connectedSewer connectedWater connected
- Home design
- Stock cooperative6-story buildingEntry on level 3
- Construction
- Brick construction
- Exterior features
- Brick constructionNot waterfrontCommunity fenced in-ground outdoor pool
Interior
- Kitchen
- Gas ovenMicrowaveStainless steel appliances
- Bedrooms
- Total rooms: 4
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Hot water heatingWall/window air conditioning units
- Interior features
- Galley-style kitchenQuartz/Quartzite countersCommon basement
Listing history 50 events
-
2026-11-08days on market $159,800 Active 140 DOM
-
2026-11-07days on market $159,800 Active 139 DOM
-
2026-11-06days on market $159,800 Active 138 DOM
-
2026-11-05days on market $159,800 Active 137 DOM
-
2026-11-04days on market $159,800 Active 136 DOM
-
2026-11-02days on market $159,800 Active 134 DOM
-
2026-11-01days on market $159,800 Active 133 DOM
-
2026-10-31days on market $159,800 Active 132 DOM
-
2026-10-30days on market $159,800 Active 131 DOM
-
2026-10-29days on market $159,800 Active 130 DOM
-
2026-10-28days on market $159,800 Active 129 DOM
-
2026-10-27days on market $159,800 Active 128 DOM
-
2026-10-26days on market $159,800 Active 127 DOM
-
2026-10-25days on market $159,800 Active 126 DOM
-
2026-10-24days on market $159,800 Active 125 DOM
-
2026-10-23price $159,800 Active 124 DOM
-
2026-10-23days on market $164,800 Active 124 DOM
-
2026-10-22days on market $164,800 Active 123 DOM
-
2026-10-21days on market $164,800 Active 122 DOM
-
2026-10-20days on market $164,800 Active 121 DOM
-
2026-10-19days on market $164,800 Active 120 DOM
-
2026-10-18days on market $164,800 Active 119 DOM
-
2026-10-17days on market $164,800 Active 118 DOM
-
2026-10-16days on market $164,800 Active 117 DOM
-
2026-10-15days on market $164,800 Active 116 DOM
-
2026-10-14days on market $164,800 Active 115 DOM
-
2026-10-13days on market $164,800 Active 114 DOM
-
2026-10-12days on market $164,800 Active 113 DOM
-
2026-10-11days on market $164,800 Active 112 DOM
-
2026-10-10days on market $164,800 Active 111 DOM
-
2026-10-09days on market $164,800 Active 110 DOM
-
2026-10-08days on market $164,800 Active 109 DOM
-
2026-10-07days on market $164,800 Active 108 DOM
-
2026-10-06days on market $164,800 Active 107 DOM
-
2026-10-05days on market $164,800 Active 106 DOM
-
2026-10-04days on market $164,800 Active 105 DOM
-
2026-10-03days on market $164,800 Active 104 DOM
-
2026-10-02days on market $164,800 Active 103 DOM
-
2026-10-01days on market $164,800 Active 102 DOM
-
2026-09-30days on market $164,800 Active 101 DOM
-
2026-09-29pricedays on market $164,800 Active 100 DOM
-
2026-09-28days on market $169,800 Active 99 DOM
-
2026-09-27days on market $169,800 Active 98 DOM
-
2026-09-26days on market $169,800 Active 97 DOM
-
2026-09-25days on market $169,800 Active 96 DOM
-
2026-09-24days on market $169,800 Active 95 DOM
-
2026-09-23days on market $169,800 Active 94 DOM
-
2026-09-22days on market $169,800 Active 93 DOM
-
2026-09-21days on market $169,800 Active 92 DOM
-
2026-09-20days on market $169,800 Active 91 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,476
- − Mortgage interest
- −$8,951
- − Property taxes
- −$2,397
- − Insurance
- −$799
- − Repairs & maintenance
- −$2,278
- − Management
- −$2,278
- − Depreciation
- −$4,649
- Taxable income
- $7,124
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,710
- After-tax cash flow
- $7,534/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 5 photos
75/100
Cosmetic rehab
Est. rehab $3,750–$11,250 screening
This one-bedroom co-op is in good condition with a modern kitchen and maintained exterior. It has potential for further value through painting and landscaping improvements.
Components & finishes AI
Roof asphalt shingle · good
Flooring tile
Counters marble
Appliances stainless steel
HVAC central · new lt5
Value-add opportunities
- Resale Painting the interior walls — Fresh paint can enhance the home's appeal and make it more marketable. ↑
- Rental Landscaping improvements — Well-maintained landscaping can attract tenants and add to the home's curb appeal. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 58/100
Zoned Schools
Elementary
Yonkers Early Childhood Academy
Middle
Yonkers Middle School
F
NY #587/729
Nat'l #9,793/14,009
High
Yonkers High School
A+
NY #238/1,100
Nat'l #387/17,239
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
C
Composite livability gradescore 68/100
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Amenities F
Commute B
Cost of living F
Crime B-
Employment A
Housing B-
Health & safety B-
User ratings B-
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 1,028,035 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 31,921
- Household income
- $106,786
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 50% Hispanic / Latino 32% Two or more races 15% Black 7% Asian 5%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 11% Cuban 2% Dominican 9%
- Languages at home
- 54% English-only · Spanish 25% Other Indo-European 13% Russian/Polish/Slavic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -466.66%
- Current HPI
- 293.4414
- Rent YoY
- ▲ 21.03%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+6307.5% since first listed6 events — show timeline
- 2026-07-09 Price Changed $169,800 OneKey® MLS as Distributed by MLS Grid
- 2026-05-27 Listed $179,800 OneKey® MLS as Distributed by MLS Grid
- 2025-09-02 Rental Removed $2,175 ONEKEY
- 2025-07-09 Price Changed $2,175 ONEKEY
- 2025-06-30 Price Changed $2,350 ONEKEY
- 2025-06-22 Listed for Rent $2,650 ONEKEY
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…