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3014 Wilson St #307 🏷️ Likely Rental
B Composite 71.92
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.1/5.0
  • Condition / age +3.8/5.0
  • Schools +3.4/10.0
  • Rent growth +3.1/5.0
  • Appreciation +0.0/10.0

$64,900

3014 Wilson St #307 · Menomonie, WI 54751
3 bd · 2.0 ba · 1,180 sqft · SingleFamily · 55 Days on market
Built 2000 Good condition $55/sqft · 74% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Personal Property Sale ? No Land Included. Move-in ready! Listing agent is owner of home and manufactured home community. This well kept home offers 3 bedrooms and 2 bathrooms with a modern design and open-concept layout. Featuring fresh finishes throughout, a spacious living area, functional kitchen, and comfortable bedrooms, this home is ready for its first owner. Located in Wilson Estates, Lot 307 this home provides a great opportunity for affordable, low-maintenance living in a welcoming community. Site rent is $475/month. Buyers can complete an application for residency online at www. pvpwi.com. Financing options are available, with several lenders experienced in working with manufactured home buyers. Don?t miss your chance to own this affordable home?schedule your private showing today and let us help you every step of the way!

Key facts

  • Functional kitchen
  • Modern design
  • Spacious living area

Tags

MOVE IN READYMODERN DESIGNOPEN CONCEPT LAYOUTFRESH FINISHESSPACIOUS LIVING AREAFUNCTIONAL KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $64,900 price doesn't fit this home's estimated sale value (~$249,500) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $65k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $675 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $63k (3.0% below list) — sets the bar for market timing.
  • Cap rate 18.8% vs local median 3.7% in Menomonie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#50 in WI, #1,248 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, amenities F.
  • Menomonie Area School District (town): math 40% / reading 40% proficiency, ranked #157 of 342 in WI (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 105 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 151 units permitted in Dunn County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
Recommended offer $62,953 (3.0% below list)

Questions for the listing agent

  1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.19%
Cap rate
18.77%
Cash-on-cash
44.58%
DSCR
2.98
GRM
3.8

CMA / ARV

ARV (median comp)
$249,500
List price
$64,900
Delta
-73.99%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2808 Knapp St 0.15mi 3/2.0 1,328 (+12%) 1mo $275,000 $207 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold
IRR
41.1%
Equity multiple
2.76×
Total profit
$31,914
Equity at exit
$9,677
10-year hold
IRR
47.2%
Equity multiple
5.45×
Total profit
$80,861
Equity at exit
$5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Wisconsin
73 Landlord-Friendly · R+2
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; Madison / Milwaukee have some local enforcement.

ZIP-level market 54751

Rents YoY
2.6%
Active inventory
105
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,422 medium interval (Pro) →
Mortgage (P&I)
$340
Tax est. 1.5%
$81 /mo · $974/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$299
Net cashflow
$675

Break-even live

Break-even rent $568
Max offer price $64,900
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,225
Closing costs
$1,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
629 29th Ave NE Apt 1 Menomonie, WI 3.0 2.5 1500 $1,595 $1.06 43d 1 0.03mi
650 Northern Meadows Pkwy Menomonie, WI 2.0 1.0 1050 $1,122 $1.07 3d 8 0.16mi
420 Heller Rd Menomonie, WI 2.0 1.0–1.5 950 $1,025 $1.08 12d 1 1.34mi

Listing history 10 events

  1. 2026-06-09
    status $64,900 Pending 55 DOM
  2. 2026-06-08
    days on market $64,900 Active 55 DOM
  3. 2026-06-07
    days on market $64,900 Active 54 DOM
  4. 2026-06-05
    days on market $64,900 Active 52 DOM
  5. 2026-06-03
    days on market $64,900 Active 50 DOM
  6. 2026-06-02
    days on market $64,900 Active 49 DOM
  7. 2026-06-01
    days on market $64,900 Active 48 DOM
  8. 2026-05-31
    days on market $64,900 Active 47 DOM
  9. 2026-05-30
    days on market $64,900 Active 46 DOM
  10. 2026-04-14
    listed $64,900 Active 846-char remark
    Show marketing remark (846 chars)

    Personal Property Sale ? No Land Included. Move-in ready! Listing agent is owner of home and manufactured home community. This well kept home offers 3 bedrooms and 2 bathrooms with a modern design and open-concept layout. Featuring fresh finishes throughout, a spacious living area, functional kitchen, and comfortable bedrooms, this home is ready for its first owner. Located in Wilson Estates, Lot 307 this home provides a great opportunity for affordable, low-maintenance living in a welcoming community. Site rent is $475/month. Buyers can complete an application for residency online at www. pvpwi.com. Financing options are available, with several lenders experienced in working with manufactured home buyers. Don?t miss your chance to own this affordable home?schedule your private showing today and let us help you every step of the way!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,067
− Mortgage interest
−$3,635
− Property taxes
−$974
− Insurance
−$324
− Repairs & maintenance
−$1,365
− Management
−$1,365
− Depreciation
−$1,888
Taxable income
$7,515
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,803
After-tax cash flow
$6,297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready home offers a good condition with fresh finishes and a modern design, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both paint exterior — enhances curb appeal and value
  • Both replace window seals — improves energy efficiency and appearance

Renovation cost estimate screening

Value-add ROI direction

  • Both paint exterior — enhances curb appeal and value
  • Both replace window seals — improves energy efficiency and appearance

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Menomonie Area School District
NCES district ID
5509090
Math proficiency
40% ▼ -1.00%
Reading proficiency
40% ▲ 2.00%
Median HH income
$47,172
Composite
34.23/100
National rank
#5262
State rank
#157 of 342 in WI

Livability — Menomonie

Score
82/100
State rank
#50
US rank
#1248

Category grades

Amenities F Commute B+ Cost of living A+ Crime A Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Menomonie, WI
County
Dunn County · 26,193 people
City population
26,193
Metro
Menomonie, WI
Population (ZIP)
26,193
Household income
$72,028
Rent vs Own
42.5% rent · 57.5% own
Severe rent burden
821.0

Population outlook (Dunn County) Hauer SSP2

Today (2025)
45,435 people
By 2030
45,694 · +0.6%
By 2040
45,329 · -0.2%
By 2050
44,343 · -2.4%
By 2075
42,497 · -6.5%
By 2100
40,616 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Asian 5% Two or more races 3% Hispanic / Latino 2% Black 1%
Common ancestry
Portuguese 15% Romanian 6% Lithuanian 3%
Foreign-born
3% · China, Canada
Languages at home
94% English-only · Other Asian/Pacific 3% Spanish 1% Chinese 1%

Political lean MEDSL · Dunn

2024 margin
R (+15.9) · D 41.5% · R 57.4% · Other 1.2%
2008→2024 swing
-30.9pp toward R · 2008: 14.9pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+13.9 2016: R+11.2 2012: D+5.0 2008: D+14.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.07%
Current HPI
214.7943
Rent YoY
▲ 2.59%
Metro
Menomonie, WI
State GDP YoY
▲ 2.10%
F500 in state
20

Industry mix (Fortune 500 HQ in WI)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-14 Listed $64,900 SCWMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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