2200 Jefferson Hwy · Pineville, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.6/30.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- DSCR +3.1/10.0
- Schools +3.1/10.0
- 1% rule +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$109,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
4 Acres on a Pineville Hilltop -- Location, Land, and Limitless Potential Opportunities like this are rare. Positioned on Jefferson Hwy in a highly desirable Pineville location, this 4-acre hilltop property offers sweeping potential for builders, renovators, and dream-home seekers alike. The existing 3BR/2BA cottage boasts 9' ceilings, generous room sizes, and classic hardwood floors. A separate two-car garage with workshop space provides added functionality. Whether you envision restoring the cottage to its former charm or designing a brand-new home from the ground up, this property delivers the space, setting, and location to make it happen. Don't miss your chance to see this unique offer
Key facts
- Workshop space
- 4 acres
- Two-car garage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $109k.
Deal economics
- At list price, monthly cash flow is $-53 ($-640/yr) — negative.
- To cash-flow at today's rent, offer at most $100k (8.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $87k (20.1% below list).
- Recommended offer: $87k (20.1% below list) — sets the bar for 1% rule.
- Cap rate 5.7% vs local median 4.2% in Pineville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#38 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, crime D-, amenities F.
- Rapides Parish (urban): math 29% / reading 44% proficiency, ranked #31 of 98 in LA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 239 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 239 units permitted in Rapides Parish in 2024 (0 in 5+ unit buildings).
- This rent is only 17% of the median local income ($61k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $754 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Rapides County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.71%
- Cash-on-cash
- -2.10%
- DSCR
- 0.91
- GRM
- 10.4
CMA / ARV
- ARV (on-the-fly)
- $66,528
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1628 Henry St | 0.52mi | 2/1.0 | 914 (+6%) | 1mo | $70,000 | $77 | 65 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -19.8%
- Equity multiple
- 0.31×
- Total profit
- $-21,054
- Equity at exit
- $16,252
- IRR
- -12.6%
- Equity multiple
- 0.26×
- Total profit
- $-22,685
- Equity at exit
- $9,424
Cash invested: $30,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71360
- Home prices YoY
- -26.9%
- Active inventory
- 239
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $871 medium interval (Pro) →
- Mortgage (P&I)
- −$572
- Tax from tax record
- −$124 /mo · $1,490/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$183
- Net cashflow
- $-53
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,250
- Closing costs
- $3,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 424 Forest St Pineville, LA | 2.0 | 1.0 | 800 | $750 | $0.94 | 43d | 1 | 1.18mi |
| 803 Erion St Pineville, LA | 2.0 | 1.0 | 675 | $750 | $1.11 | 43d | 1 | 1.48mi |
Listing history 2 events
-
2026-04-25status Pending
-
2026-04-20$109,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,490 · $124/mo
- Projected year-2 tax
- $1,490 · $124/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥111°F today · 17 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,449
- − Mortgage interest
- −$6,106
- − Property taxes
- −$1,490
- − Insurance
- −$545
- − Repairs & maintenance
- −$836
- − Management
- −$836
- − Depreciation
- −$3,171
- Taxable loss
- −$2,535
- Est. tax savings @ 24.0%
- +$608
- After-tax cash flow
- $-32/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rapides Parish
- NCES district ID
- 2201290
- Math proficiency
- 29% ▼ -34.00%
- Reading proficiency
- 44% ▼ -29.00%
- Median HH income
- $41,057
- Composite
- 30.68/100
- National rank
- #6179
- State rank
- #31 of 98 in LA
Livability — Pineville
- Score
- 73/100
- State rank
- #38
- US rank
- #5613
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pineville, LA
- County
- Rapides Parish · 59,791 people
- City population
- 34,653
- Metro
- Alexandria, LA
- Population (ZIP)
- 34,653
- Household income
- $60,527
- Rent vs Own
- Severe rent burden
- 960.0
Population outlook (Rapides County) Hauer SSP2
- Today (2025)
- 133,047 people
- By 2030
- 132,333 · -0.5%
- By 2040
- 129,355 · -2.8%
- By 2050
- 124,535 · -6.4%
- By 2075
- 110,338 · -17.1%
- By 2100
- 88,641 · -33.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 19% Two or more races 6% Hispanic / Latino 3%
- Common ancestry
- Lithuanian 7% Serbian 1% Slovak 1%
- Foreign-born
- 2% · China
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Rapides
- 2024 margin
- Solid R (+36.8) · D 31.0% · R 67.7% · Other 1.3%
- 2008→2024 swing
- -8.1pp toward R · 2008: -28.7pp · 2024: -36.8pp
- All cycles
- 2024: R+36.8 2020: R+32.1 2016: R+32.5 2012: R+29.6 2008: R+28.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -74.92%
- Current HPI
- 203.0411
- Rent YoY
- —
- Metro
- Alexandria, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
2 events — show timeline
- 2026-04-25 Pending — AcadianaMLS
- 2026-04-20 Listed $109,000 AcadianaMLS
Property tax history
+1.5%/yrLatest (2025): $1,490 · +13.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…