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9459 Olde Towne Row
C Composite 59.93
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.7/30.0
  • ARV discount +10.2/15.0
  • 1% rule +9.3/10.0
  • DSCR +6.9/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$92,000

9459 Olde Towne Row · Dallas, TX 75227
2 bd · 1.5 ba · 870 sqft · Townhouse public records · 73 Days on market
Built 1983 1,568 sqft lot $106/sqft · 6% below area Est $98k · 6% under $200/mo HOA · 15% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully maintained townhome nestled in an established Dallas community, offering both comfort and convenience. This spacious residence features a well-designed floor plan with generous living areas, perfect for both everyday living and entertaining. The home showcases a bright and inviting interior with abundant natural light, a functional kitchen with ample cabinetry and counter space, and comfortable bedrooms designed for relaxation. The primary suite provides a private retreat with an en-suite bath and plenty of storage. Step outside to enjoy a private backyard space—ideal for small gatherings, outdoor enjoyment, or simply unwinding. The property also offers convenient parking and easy access to major highways, shopping, dining, and local amenities. Located within Dallas ISD, this home presents a great opportunity for homeowners or investors alike. ? Highlights: Functional and spacious layout Natural light throughout Private outdoor space Convenient Dallas location Easy access to major highways and retail Don’t miss the opportunity to make this property your own—schedule your showing today!

Key facts

  • Functional kitchen
  • $200 HOA
  • Built 1983

Tags

PRIVATE BACKYARD SPACEFUNCTIONAL KITCHENCONVENIENT DALLAS LOCATIONEASY ACCESS TO MAJOR HIGHWAYS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath townhouse listed at $92k.

Deal economics

  • At list price, monthly cash flow is $141 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $92k).
  • Recommended offer: $86k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.4%/yr); 179 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $636 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $86,480 (6.0% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.43%
Cap rate
8.13%
Cash-on-cash
6.55%
DSCR
1.29
GRM
5.8

CMA / ARV

ARV (median comp)
$97,976
List price
$92,000
Delta
-6.10%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9455 Olde Towne Row 0.00mi 1/1.5 (-1) 870 (0%) 5mo $90,000 $103 91
2250 Aspen Dr 0.07mi 2/1.5 915 (+5%) 2mo $105,000 $115 87
2243 Aspen Dr 0.09mi 2/1.5 915 (+5%) 4mo $99,000 $108 84
9483 Olde Village Ct 0.05mi 2/1.5 915 (+5%) 18mo $105,000 $115 74
9442 Olde Village Ct 0.09mi 1/1.5 (-1) 870 (0%) 21mo $95,000 $109 74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.7%
Equity multiple
0.63×
Total profit
$-9,630
Equity at exit
$13,717
10-year hold
IRR
-8.4%
Equity multiple
0.57×
Total profit
$-11,030
Equity at exit
$7,954

Cash invested: $25,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75227

Home prices YoY
-30.9%
Rents YoY
-0.4%
Active inventory
179
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,317 high interval (Pro) →
Mortgage (P&I)
$482
Tax from tax record
$179 /mo · $2,148/yr
Insurance
$38
HOA
$200
Vacancy / Maint / Mgmt
$277
Net cashflow
$141

Break-even live

Break-even rent $1,139
Max offer price $92,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,000
Closing costs
$2,760
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9467 Olde Towne Row Dallas, TX 2.0 1.5 1110 $975 $0.88 43d 1 0.02mi
2198 Aspen Dr Dallas, TX 2.0 1.5 1110 $1,300 $1.17 3d 1 0.14mi
2194 Aspen Dr Dallas, TX 2.0 1.5 1110 $1,200 $1.08 7d 1 0.15mi
9415 Bruton Rd Dallas, TX 1.0–3.0 1.0–2.0 885 $924 $1.04 43d 1 0.19mi
9666 Scyene Rd Dallas, TX 1.0–2.0 1.0–2.0 753 $1,286 $1.71 2d 21 0.68mi
2255 Nantucket Village Dr Dallas, TX 3.0 2.0 1037 $1,625 $1.57 43d 1 0.73mi
10320 Nantucket Village Ct Dallas, TX 3.0 2.0 1037 $1,645 $1.59 43d 1 0.82mi
8840 Milverton Dr Dallas, TX 3.0 1.5 1016 $1,599 $1.57 43d 1 0.82mi
10315 Limestone Dr Dallas, TX 2.0 2.0 1068 $1,450 $1.36 43d 1 0.85mi
10328 Chelmsford Dr Dallas, TX 3.0 1.0 1061 $1,300 $1.23 43d 1 0.87mi
2540 Winter Oak St Dallas, TX 3.0 2.0 994 $1,750 $1.76 20d 1 1.03mi
2603 Winter Oak St Dallas, TX 3.0 2.0 1004 $1,921 $1.91 43d 1 1.05mi
8323 Lapanto Ln Unit B Dallas, TX 3.0 1.5 968 $1,375 $1.42 43d 1 1.06mi
10611 Woodleaf Dr Dallas, TX 2.0 2.0 959 $1,650 $1.72 7d 1 1.06mi
10611 Woodleaf Dr Dallas, TX 2.0 2.0 959 $1,695 $1.77 16d 1 1.06mi
2423 Lolita Dr Dallas, TX 3.0 2.0 1040 $1,650 $1.59 2d 1 1.25mi
8128 Barclay St Dallas, TX 1.0–2.0 1.0 587 $1,099 $1.87 1d 6 1.33mi
303 Ridgefield Cir Mesquite, TX 3.0 1.0 1021 $2,095 $2.05 12d 1 1.43mi
303 Ridgefield Cir Mesquite, TX 3.0 1.0 1021 $2,095 $2.05 24d 1 1.43mi
303 Ridgefield Cir Mesquite, TX 3.0 1.0 1021 $2,095 $2.05 19d 1 1.43mi

HOA detail

Monthly dues
$200 · $2,400/yr

Listing history 24 events

  1. 2026-05-31
    days on market $92,000 Active 73 DOM
  2. 2026-04-13
    price $92,000 1178-char remark
    Show marketing remark (1178 chars)

    Welcome to this beautifully maintained townhome nestled in an established Dallas community, offering both comfort and convenience. This spacious residence features a well-designed floor plan with generous living areas, perfect for both everyday living and entertaining. The home showcases a bright and inviting interior with abundant natural light, a functional kitchen with ample cabinetry and counter space, and comfortable bedrooms designed for relaxation. The primary suite provides a private retreat with an en-suite bath and plenty of storage. Step outside to enjoy a private backyard space—ideal for small gatherings, outdoor enjoyment, or simply unwinding. The property also offers convenient parking and easy access to major highways, shopping, dining, and local amenities. Located within Dallas ISD, this home presents a great opportunity for homeowners or investors alike. ? Highlights: Functional and spacious layout Natural light throughout Private outdoor space Convenient Dallas location Easy access to major highways and retail Don’t miss the opportunity to make this property your own—schedule your showing today!

  3. 2026-03-19
    listed $96,000 Active 1178-char remark
    Show marketing remark (1178 chars)

    Welcome to this beautifully maintained townhome nestled in an established Dallas community, offering both comfort and convenience. This spacious residence features a well-designed floor plan with generous living areas, perfect for both everyday living and entertaining. The home showcases a bright and inviting interior with abundant natural light, a functional kitchen with ample cabinetry and counter space, and comfortable bedrooms designed for relaxation. The primary suite provides a private retreat with an en-suite bath and plenty of storage. Step outside to enjoy a private backyard space—ideal for small gatherings, outdoor enjoyment, or simply unwinding. The property also offers convenient parking and easy access to major highways, shopping, dining, and local amenities. Located within Dallas ISD, this home presents a great opportunity for homeowners or investors alike. ? Highlights: Functional and spacious layout Natural light throughout Private outdoor space Convenient Dallas location Easy access to major highways and retail Don’t miss the opportunity to make this property your own—schedule your showing today!

  4. 2025-07-23
    historical
  5. 2025-07-01
    listed $80,000
  6. 2025-06-30
    historical
  7. 2025-05-23
    price $89,995
  8. 2025-04-04
    price $99,500
  9. 2025-03-25
    status Active
  10. 2024-12-30
    listed $105,000 Active
  11. 2022-06-22
    price $950
  12. 2021-02-23
    soldstatus
  13. 2021-02-23
    soldstatus
  14. 2015-05-20
    soldstatus
  15. 2015-05-19
    soldstatus Sold
  16. 2015-05-02
    status Pending
  17. 2015-04-28
    historical Active Option Contract
  18. 2015-04-24
    listed $21,000 Active
  19. 2014-02-07
    soldstatus
  20. 2008-11-21
    soldstatus
  21. 2007-03-19
    soldstatus
  22. 2007-02-20
    historical
  23. 2007-02-09
    listed $13,000
  24. 2007-01-11
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,148 · $179/mo
Projected year-2 tax
$2,148 · $179/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,804
− Mortgage interest
−$5,153
− Property taxes
−$2,148
− Insurance
−$460
− Repairs & maintenance
−$1,264
− Management
−$1,264
− HOA
−$2,400
− Depreciation
−$2,676
Taxable income
$437
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$105
After-tax cash flow
$1,582/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
58,319
Household income
$64,008
Rent vs Own
43.7% rent · 56.3% own
Severe rent burden
1679.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (62%)
Race & ethnicity
Hispanic / Latino 62% Two or more races 35% Black 28% White 8%
Hispanic origin (detail)
Mexican 56%
Foreign-born
27% · Canada, Vietnam
Languages at home
44% English-only · Spanish 55%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -148.56%
Current HPI
332.3303
Rent YoY
▼ -0.36%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+607.7% since first listed
23 events — show timeline
  • 2026-04-13 Price Changed $92,000 NTREIS
  • 2026-03-19 Listed $96,000 NTREIS
  • 2025-07-23 Listing Removed NTREIS
  • 2025-07-01 Listed $80,000 NTREIS
  • 2025-06-30 Listing Removed NTREIS
  • 2025-05-23 Price Changed $89,995 NTREIS
  • 2025-04-04 Price Changed $99,500 NTREIS
  • 2025-03-25 Relisted NTREIS
  • 2024-12-30 Listed $105,000 NTREIS
  • 2022-06-22 Price Changed $950 RENT.
  • 2021-02-23 Sold (Public Records) Public Records
  • 2021-02-23 Sold (Public Records) Public Records
  • 2015-05-20 Sold (Public Records) Public Records
  • 2015-05-19 Sold (MLS) NTREIS
  • 2015-05-02 Pending NTREIS
  • 2015-04-28 Contingent NTREIS
  • 2015-04-24 Listed $21,000 NTREIS
  • 2014-02-07 Sold (Public Records) Public Records
  • 2008-11-21 Sold (Public Records) Public Records
  • 2007-03-19 Sold (MLS) NTREIS
  • 2007-02-20 Listing Removed NTREIS
  • 2007-02-09 Listed $13,000 NTREIS
  • 2007-01-11 Sold (Public Records) Public Records

Property tax history

+14.1%/yr

Latest (2025): $2,148 · +15.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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