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730 Rockard Dr
D Composite 41.53
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.3/10.0
  • 1% rule +3.9/10.0
  • Condition / age +3.8/5.0
  • Livability +3.3/5.0
  • Rent growth +3.2/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$210,000

730 Rockard Dr · Horizon City, TX 79928
3 bd · 2.0 ba · 1,594 sqft · SingleFamily · 155 Days on market
Built 2022 Good condition 0.42 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this spacious 3 bedroom, 2 bath, double wide home. A refined and inviting residence, gracefully nestled within an expansive, verdant grounds—where warmth, and comfort harmonize to create a truly idyllic retreat. Lot and home sold together.

Key facts

  • 0.42 acre lot
  • Built 2022
  • Listed 154 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $29 ($350/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (10.8% below list).
  • Recommended offer: $185k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#619 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Clint ISD (suburban): math 14% / reading 22% proficiency, ranked #792 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Desert Hills El (math 23% / reading 24%, grade F, #3,247 of 4,322 statewide, top 76%, 907 students, 78% FRL); Horizon Middle (math 16% / reading 20%, grade F, #1,491 of 1,662 statewide, top 91%, 670 students, 84% FRL); Horizon H S (math 14% / reading 26%, grade F, #1,397 of 1,632 statewide, top 87%, 1,677 students, 85% FRL) — zoned schools average 82% FRL vs 59% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.9%/yr); 2098 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
Recommended offer $184,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.46%
Cash-on-cash
0.60%
DSCR
1.03
GRM
9.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.93% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.45×
Total profit
$-32,273
Equity at exit
$31,312
10-year hold
IRR
-7.0%
Equity multiple
0.56×
Total profit
$-26,133
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79928

Home prices YoY
-16.9%
Rents YoY
2.9%
Active inventory
2098
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,874 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax est. 1.5%
$262 /mo · $3,150/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$394
Net cashflow
$29

Break-even live

Break-even rent $1,837
Max offer price $210,000
Occupancy floor 93%

Sensitivity live

Price -10% $174 -5% $102 +0% $29 +5% $-43 +10% $-116
Rent -10% $-119 -5% $-45 +0% $29 +5% $103 +10% $177
Rate -1.0pp $135 -0.5pp $83 base $29 +0.5pp $-25 +1.0pp $-81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14724 Mountain Breeze Ave El Paso, TX 4.0 2.0 1635 $1,800 $1.10 4d 1 0.90mi
14749 Sand Gate Dr El Paso, TX 4.0 2.0 1600 $1,700 $1.06 4d 1 1.03mi
14324 Desert Shadow Dr Horizon City, TX 3.0 2.0 1250 $1,600 $1.28 16d 1 1.17mi
14741 Calhoun Dr El Paso, TX 3.0 2.0 1114 $1,400 $1.26 45d 1 1.18mi
14321 Bill Lazor Pkwy El Paso, TX 3.0 2.0 1164 $1,925 $1.65 45d 1 1.19mi
14364 Nick Drahos Ln El Paso, TX 3.0 2.0 1066 $1,700 $1.59 13d 1 1.29mi

Listing history 9 events

  1. 2026-06-10
    days on market $210,000 Active 155 DOM
  2. 2026-06-09
    days on market $210,000 Active 154 DOM
  3. 2026-06-08
    days on market $210,000 Active 153 DOM
  4. 2026-06-07
    days on market $210,000 Active 152 DOM
  5. 2026-06-03
    days on market $210,000 Active 148 DOM
  6. 2026-06-03
    days on market $210,000 Active 147 DOM
  7. 2026-06-01
    days on market $210,000 Active 146 DOM
  8. 2026-05-31
    days on market $210,000 Active 145 DOM
  9. 2026-01-06
    listed $210,000 Active 256-char remark
    Show marketing remark (256 chars)

    Welcome to this spacious 3 bedroom, 2 bath, double wide home. A refined and inviting residence, gracefully nestled within an expansive, verdant grounds—where warmth, and comfort harmonize to create a truly idyllic retreat. Lot and home sold together.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,488
− Mortgage interest
−$11,763
− Property taxes
−$3,150
− Insurance
−$1,050
− Repairs & maintenance
−$1,799
− Management
−$1,799
− Depreciation
−$6,109
Taxable loss
−$3,182
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$764
After-tax cash flow
$1,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This spacious 3-bedroom, 2-bath home is in good condition with minimal repairs needed. It has a good foundation and structure, and the interior is well-maintained. The home has good curb appeal and is ready for a fresh paint job and some minor updates to the kitchen and bathrooms to increase its value.

Value-add opportunities

  • Both Painting and updating the interior walls and ceiling — Fresh paint can make the home more appealing and increase its value
  • Both Updating the flooring in the bathrooms — New flooring can improve the look and feel of the bathrooms
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and attractive
  • Both Landscaping the front yard — A well-maintained front yard can improve curb appeal and increase the home's value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting and updating the interior walls and ceiling — Fresh paint can make the home more appealing and increase its value
  • Both Updating the flooring in the bathrooms — New flooring can improve the look and feel of the bathrooms
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and attractive
  • Both Landscaping the front yard — A well-maintained front yard can improve curb appeal and increase the home's value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Clint ISD
NCES district ID
4814430
Math proficiency
14% ▼ -32.00%
Reading proficiency
22% ▼ -15.00%
Median HH income
$37,490
Composite
15.03/100
National rank
#9356
State rank
#792 of 826 in TX

Livability — Horizon City

Score
66/100
State rank
#619
US rank
#11815

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
El Paso County · 761,266 people
City population
86,599
Metro
El Paso, TX
Population (ZIP)
86,599
Household income
$76,643
Rent vs Own
13.4% rent · 86.6% own
Severe rent burden
838.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (89%)
Race & ethnicity
Hispanic / Latino 89% Two or more races 39% White 7% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 84%
Foreign-born
23% · Canada
Languages at home
25% English-only · Spanish 74% Other Asian/Pacific 1%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.72%
Current HPI
200.6454
Rent YoY
▲ 2.93%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-01-06 Listed $210,000 GEPARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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