The Bellwood Plan · Dalton, GA 30721

$211,900

3 bd · 2.0 ba · 1,015 sqft · SingleFamily · 178 Days on market

Good condition ↓ 2% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +5.5/30.0
• Schools +4.0/10.0
• Condition / age +3.8/5.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• 1% rule +1.1/10.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Bellwood is a smartly designed home that maximizes space with an open-concept layout ideal for everyday living. An L-shaped eat-in kitchen flows seamlessly into the family room, creating a comfortable and functional main living area. This plan includes three bedrooms and two full baths, with a primary suite featuring a walk-in closet and an ensuite bath with a tub/shower combination, or a shower-only layout. Exterior elevations vary, offering either a full covered front porch or a covered front stoop for added curb appeal. A one-car garage completes this efficient and well-planned home.

Key facts

• One-car garage
• Walk-in closet
• Ensuite bath

Tags

• OPEN-CONCEPT LAYOUT
• L-SHAPED EAT-IN KITCHEN
• WALK-IN CLOSET
• ENSUITE BATH
• FULL COVERED FRONT PORCH
• ONE-CAR GARAGE

🏗️ New construction. The $211,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $250,000.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $212k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-529 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $173k (18.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (28.4% below list).
• Recommended offer: $152k (28.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#172 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Whitfield County (rural): math 37% / reading 34% proficiency, ranked #62 of 174 in GA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Pleasant Grove Elementary School (math 47% / reading 37%, grade F, #380 of 1,228 statewide, top 33%, 448 students, 75% FRL); New Hope Middle School (math 45% / reading 48%, grade D+, #94 of 470 statewide, top 20%, 452 students, 61% FRL); Northwest Whitfield County High School (math 29% / reading 34%, grade F, #122 of 424 statewide, top 30%, 1,219 students, 49% FRL) — zoned schools at 61% FRL track the district average.
• Market conditions: 467 active listings in the ZIP; 374 units permitted in Whitfield County in 2024 (35 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Whitfield County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 178 days — a 12% lower offer ($186k) is reasonable based on typical stale-listing flexibility.

Recommended offer $151,760 (28.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 178 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.61% ✗
• Cap rate: 3.75%
• Cash-on-cash: -9.06%
• DSCR: 0.60
• GRM: 13.7

CMA / ARV

• ARV (median comp): $250,000
• List price: $211,900
• Delta: -15.24%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
191 Andros Dr Dr	0.09mi	2/2.0 (-1)	1,057 (+4%)	10mo	$237,000	$224	76
182 Andros Dr Dr	0.08mi	2/2.0 (-1)	1,057 (+4%)	15mo	$229,500	$217	72
184 Andros Dr Dr	0.09mi	2/2.0 (-1)	1,057 (+4%)	15mo	$233,500	$221	71
180 Andros Dr Dr Unit 20A	0.08mi	2/2.0 (-1)	1,057 (+4%)	16mo	$235,000	$222	71
141 Andros Loop	0.14mi	3/2.0	1,164 (+15%)	1mo	$258,400	$222	68
2826 Grove Level Dr Dr	0.71mi	3/2.0	953 (-6%)	9mo	$50,000	$52	49
1494 Heather Way Way	0.63mi	3/2.0	1,164 (+15%)	2mo	$229,000	$197	45
2319 First Street St	0.57mi	3/1.0	1,088 (+7%)	23mo	$80,000	$74	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -32.4%
• Equity multiple: -0.06×
• Total profit: $-74,167
• Equity at exit: $37,276

10-year hold

• IRR: -37.8%
• Equity multiple: -0.54×
• Total profit: $-107,857
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 6 active · 3 under contract
• Months of supply: 6.0 mo (17%/mo absorbed)
• Median asking: $219,400 ($191/sqft)
• Median days on market: 164 d
• This list price: 33% of active listings are priced below it
• ARV vs active asking: +29.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30721

• Active inventory: 467
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $1,518 medium
• Mortgage (P&I): −$1,311
• Tax est. 1.5%: −$312 /mo · $3,750/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$319
• Net cashflow: $-529

Break-even live

Break-even rent $2,187

Max offer price $173,483

Occupancy floor —

Sensitivity live

Price	-10% $-356	-5% $-442	+0% $-529	+5% $-615	+10% $-702
Rent	-10% $-649	-5% $-589	+0% $-529	+5% $-469	+10% $-409
Rate	-1.0pp $-403	-0.5pp $-465	base $-529	+0.5pp $-594	+1.0pp $-659

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Listing history 50 events

1. 2026-08-08
   days on market $211,900 Active 178 DOM
2. 2026-08-07
   days on market $211,900 Active 177 DOM
3. 2026-08-06
   days on market $211,900 Active 176 DOM
4. 2026-08-05
   days on market $211,900 Active 175 DOM
5. 2026-08-04
   days on market $211,900 Active 174 DOM
6. 2026-08-03
   days on market $211,900 Active 173 DOM
7. 2026-07-31
   days on market $211,900 Active 170 DOM
8. 2026-07-30
   days on market $211,900 Active 169 DOM
9. 2026-07-29
   days on market $211,900 Active 168 DOM
10. 2026-07-27
    days on market $211,900 Active 166 DOM
11. 2026-07-25
    days on market $211,900 Active 164 DOM
12. 2026-07-23
    price $211,900 Active 162 DOM
13. 2026-07-23
    days on market $209,900 Active 162 DOM
14. 2026-07-22
    days on market $209,900 Active 161 DOM
15. 2026-07-21
    days on market $209,900 Active 160 DOM
16. 2026-07-18
    days on market $209,900 Active 157 DOM
17. 2026-07-16
    days on market $209,900 Active 155 DOM
18. 2026-07-16
    days on market $209,900 Active 154 DOM
19. 2026-07-14
    days on market $209,900 Active 153 DOM
20. 2026-07-13
    days on market $209,900 Active 152 DOM
21. 2026-07-12
    days on market $209,900 Active 151 DOM
22. 2026-07-11
    days on market $209,900 Active 150 DOM
23. 2026-07-10
    days on market $209,900 Active 149 DOM
24. 2026-07-09
    days on market $209,900 Active 148 DOM
25. 2026-07-08
    days on market $209,900 Active 147 DOM
26. 2026-07-07
    days on market $209,900 Active 146 DOM
27. 2026-07-06
    days on market $209,900 Active 145 DOM
28. 2026-07-06
    days on market $209,900 Active 144 DOM
29. 2026-07-04
    days on market $209,900 Active 143 DOM
30. 2026-07-03
    days on market $209,900 Active 142 DOM
31. 2026-07-02
    days on market $209,900 Active 141 DOM
32. 2026-07-01
    days on market $209,900 Active 140 DOM
33. 2026-06-30
    days on market $209,900 Active 139 DOM
34. 2026-06-29
    days on market $209,900 Active 138 DOM
35. 2026-06-28
    days on market $209,900 Active 137 DOM
36. 2026-06-28
    days on market $209,900 Active 136 DOM
37. 2026-06-27
    days on market $209,900 Active 135 DOM
38. 2026-06-26
    days on market $209,900 Active 134 DOM
39. 2026-06-23
    days on market $209,900 Active 131 DOM
40. 2026-06-21
    days on market $209,900 Active 130 DOM
41. 2026-06-19
    days on market $209,900 Active 128 DOM
42. 2026-06-18
    days on market $209,900 Active 127 DOM
43. 2026-06-17
    days on market $209,900 Active 126 DOM
44. 2026-06-16
    days on market $209,900 Active 125 DOM
45. 2026-06-15
    days on market $209,900 Active 124 DOM
46. 2026-06-14
    days on market $209,900 Active 122 DOM
47. 2026-06-13
    days on market $209,900 Active 121 DOM
48. 2026-06-10
    days on market $209,900 Active 119 DOM
49. 2026-06-09
    days on market $209,900 Active 118 DOM
50. 2026-06-08
    days on market $209,900 Active 117 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $18,211
• − Mortgage interest: −$14,004
• − Property taxes: −$3,750
• − Insurance: −$1,250
• − Repairs & maintenance: −$1,457
• − Management: −$1,457
• − Depreciation: −$7,273
• Taxable loss: −$10,979
• Est. tax savings @ 24.0%: +$2,635
• After-tax cash flow: $-3,710/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab Est. rehab $5,075–$15,225 screening

The Bellwood Plan is a well-maintained single-family home with good condition and curb appeal. Minor updates to exterior and interior can significantly enhance its value.

Value-add opportunities

• Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms — Improves functionality and aesthetics ↑
• Both New kitchen backsplash — Enhances functionality and aesthetics ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Pleasant Grove Elementary School F GA #380/1,228 Nat'l #17,861/41,679 Middle New Hope Middle School D+ GA #94/470 Nat'l #4,335/14,009 High Northwest Whitfield County High School F GA #122/424 Nat'l #10,753/17,239

Schools (NCES district)

• District: Whitfield County
• NCES district ID: 1305700
• Math proficiency: 37% ▼ -6.00%
• Reading proficiency: 34% ▼ -9.00%
• Median HH income: $44,296
• Composite: 30.24/100
• National rank: #6290
• State rank: #62 of 174 in GA

C Composite livability gradescore 67/100

Livability — Dalton

• Score: 67/100
• State rank: #172
• US rank: #10778

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Whitfield County · 107,770 people
• City population: 80,309
• Metro: Dalton, GA
• Population (ZIP): 53,060
• Household income: $62,094
• Rent vs Own: 34.7% rent · 65.3% own
• Severe rent burden: 14% of renters

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Population outlook (Whitfield County) Hauer SSP2

• Today (2025): 107,770 people
• By 2030: 108,737 · +0.9%
• By 2040: 110,260 · +2.3%
• By 2050: 111,205 · +3.2%
• By 2075: 113,014 · +4.9%
• By 2100: 112,775 · +4.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 48% Hispanic / Latino 47% Two or more races 10% Black 4% Native American 1%
• Hispanic origin (detail): Mexican 35% Cuban 1%
• Common ancestry: Slovak 1% Italian 1%
• Foreign-born: 24% · Canada, Jamaica
• Languages at home: 62% English-only · Spanish 37%

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Political lean MEDSL · Whitfield

• 2024 margin: Solid R (+44.5) · D 27.5% · R 72.0%
• 2008→2024 swing: -4.5pp toward R · 2008: -40.0pp · 2024: -44.5pp
• All cycles: 2024: R+44.5 2020: R+40.7 2016: R+44.8 2012: R+45.1 2008: R+40.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -220.10%
• Current HPI: 314.9341
• Rent YoY: —
• Metro: Dalton, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

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Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-2.2% since first listed

2 events — show timeline

• 2026-03-28 Price Changed $219,900 Zillow
• 2026-02-11 Listed $224,900 Zillow