1573 N Arkansas Ter · Hernando, FL 34442

$147,000

2 bd · 2.0 ba · 952 sqft · Manufactured public records · 125 Days on market

Built 1985 9,399 sqft lot Est $148k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.2/30.0
• DSCR +8.3/10.0
• ARV discount +7.7/15.0
• 1% rule +5.5/10.0
• Schools +4.1/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

Key facts

• Fully renovated
• Numerous cabinets
• Screened lanai

Tags

• FULLY RENOVATED
• SCREENED LANAI
• NUMEROUS CABINETS
• TONS OF COUNTER SPACE
• NEWER KITCHEN APPLIANCES
• ENCLOSED ROOM

Property features AI

Finance

• Financial info: Homestead exempt
• HOA & community: No association

Exterior

• Parking: Driveway; RV access/parking; 1-car carport
• Security: Security lights
• Utilities: Well water; Septic tank; Broadband/high-speed internet available; Electricity connected
• Home design: Manufactured single-wide home; Single-story; Faces west
• Construction: Metal siding; Metal and shingle roof; Crawlspace foundation; Built as a manufactured home
• Exterior features: Covered, enclosed, front, rear and screened porches; Fire pit; Hurricane shutters; Outdoor lighting; Outdoor grill; Private mailbox; Rain gutters; Sliding doors; Storage; Shed(s), workshop and additional storage structures; Chain link and wood fencing; Mature landscaping with trees; Cleared, landscaped and level lot; Paved surfaces and asphalt road access; Publicly maintained road

Interior

• Kitchen: Disposal; Microwave; Range; Range hood; Refrigerator; Exhaust fan; Water filtration system; Water softener; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Electric heating; Heat pump; Ductless heating; Central air; Wall/window unit(s)
• Interior features: Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Open floorplan; Split bedroom layout; Thermostat; Blinds
• Laundry & utility: Washer hookup; Dryer hookup (electric); Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $147k.

Deal economics

• At list price, monthly cash flow is $330 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $147k).
• Recommended offer: $129k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.0% vs local median 5.9% in Hernando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#402 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hernando Elementary School (math 47% / reading 51%, grade D, #1,134 of 2,144 statewide, top 54%, 813 students, 71% FRL); Citrus High School (math 34% / reading 51%, grade F, #264 of 667 statewide, top 41%, 1,503 students, 54% FRL).
• Market conditions: 447 active listings in the ZIP; 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 125 days — a 12% lower offer ($129k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 13y ago; this cycle's ask has dropped $33k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $129,360 (12.0% below list)

Questions for the listing agent

1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 8.99%
• Cash-on-cash: 9.62%
• DSCR: 1.43
• GRM: 8.0

CMA / ARV

• ARV (on-the-fly): $147,560
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4294 E Van Ness Rd	0.15mi	2/2.0	864 (-9%)	2mo	$165,000	$191	76
4232 E Alabama Ln	0.16mi	3/1.0 (+1)	912 (-4%)	3mo	$84,700	$93	74
4380 E Louisiana Ln	0.36mi	2/2.0	1,056 (+11%)	20mo	$164,000	$155	49
1420 N Sylvan Pt	0.61mi	2/2.0	840 (-12%)	7mo	$95,000	$113	46
3960 E David St	0.52mi	2/1.0	844 (-11%)	19mo	$132,000	$156	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.8%
• Equity multiple: 0.93×
• Total profit: $-2,856
• Equity at exit: $21,918

10-year hold

• IRR: 7.8%
• Equity multiple: 1.59×
• Total profit: $24,348
• Equity at exit: $12,710

Cash invested: $41,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34442

• Home prices YoY: -21.9%
• Active inventory: 447
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,537 medium
• Mortgage (P&I): −$771
• Tax from tax record: −$52 /mo · $624/yr
• Insurance: −$61
• HOA: −$0
• Vacancy / Maint / Mgmt: −$323
• Net cashflow: $330

Break-even live

Break-even rent $1,119

Max offer price $147,000

Occupancy floor 74%

Sensitivity live

Price	-10% $413	-5% $372	+0% $330	+5% $288	+10% $247
Rent	-10% $209	-5% $269	+0% $330	+5% $391	+10% $451
Rate	-1.0pp $404	-0.5pp $367	base $330	+0.5pp $292	+1.0pp $253

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,750
• Closing costs: $4,410
• Reserves months: —
• Total cash needed: —

Listing history 41 events

1. 2026-06-21
   days on market $147,000 Active 125 DOM
2. 2026-06-19
   days on market $147,000 Active 123 DOM
3. 2026-06-18
   days on market $147,000 Active 122 DOM
4. 2026-06-17
   days on market $147,000 Active 121 DOM
5. 2026-06-16
   days on market $147,000 Active 120 DOM
6. 2026-06-15
   days on market $147,000 Active 119 DOM
7. 2026-06-14
   days on market $147,000 Active 117 DOM
8. 2026-06-13
   days on market $147,000 Active 116 DOM
9. 2026-06-09
   days on market $147,000 Active 113 DOM
10. 2026-06-08
    pricedays on market $147,000 Active 112 DOM
11. 2026-06-03
    days on market $150,000 Active 107 DOM
12. 2026-06-02
    days on market $150,000 Active 106 DOM
13. 2026-06-01
    days on market $150,000 Active 105 DOM
14. 2026-05-31
    days on market $150,000 Active 104 DOM
15. 2026-05-30
    days on market $150,000 Active 103 DOM
16. 2026-05-21
    price $150,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

17. 2026-05-21
    price $150,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

18. 2026-05-11
    price $152,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

19. 2026-05-11
    price $152,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

20. 2026-05-01
    price $155,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

21. 2026-05-01
    price $155,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

22. 2026-04-07
    price $157,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

23. 2026-04-07
    price $157,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

24. 2026-03-23
    price $160,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

25. 2026-03-23
    price $160,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

26. 2026-03-14
    price $165,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

27. 2026-03-14
    price $165,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

28. 2026-03-08
    price $170,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

29. 2026-03-08
    price $170,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

30. 2026-03-04
    price $175,000 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

31. 2026-03-04
    price $175,000

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

32. 2026-02-16
    listed $180,000 Active 1038-char remark

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

33. 2026-02-16
    listed $180,000 Active

    Show marketing remark (1038 chars)

    SELLER MOTIVATED! PRICED 10K BELOW APPRAISED VALUE. ONE YEAR HOME WARRANTY. w/ Acceptable Offer. FULLY RENOVATED 2-Bedroom, 2-Bathroom home w/ LVP Flooring thruout, NO POLY PIPING and a 30’ Screened Lanai plus an ADDITIONAL RV DRIVEWAY w/ POWER POLE and Close-by Water Connection. INTERIOR: Great Room includes the Family/Kitchen/Dining Areas. KITCHEN: Numerous Cabinets, Tons of Counter Space and Newer Kitchen Appliances. BATHROOMS: New Adorable Mirrors, Cabinets, Hardware, Fixtures. EXTERIOR: NEW PAINT AND SKIRTING. NEW 240sf ENCLOSED ROOM off the Lanai w/ Heat and Cooling and Sliders out to the NEW DARLING COVERED PORCH. Triple-filter Water Filter, Water Softener, LOCATION, LOCATION, LOCATION !! Conveniently Located Only 10 Miles to Ocala for Big City Shopping/Entertainment or 6 Miles to Lecanto for Suburban Shopping. Withlacoochee State Trail and River are practically in your backyard, and you’ll be Only 10 Miles to Crystal River to Enjoy the Gulf Side of Florida! NOTE: Drapes, Rods, Valances do NOT convey.

34. 2025-08-08
    soldstatus $160,000
35. 2025-08-06
    soldstatus $160,000 Closed 1338-char remark

    Show marketing remark (1338 chars)

    Tucked away in a peaceful, family-oriented neighborhood in Hernando, this 2 bedroom, 2 bathroom home feels like home the moment you arrive. Fully updated, move-in ready, and being sold FULLY FURNISHED, it offers a rare opportunity for easy living from day one. Inside, you’ll find modern touches, recent major upgrades, and a comfortable layout that welcomes you in. Step outside and you’ll discover your very own private oasis — vibrant greenery, mature plantings, fruit trees, fresh herbs, and visits from local birds like robins and cardinals add to the peaceful charm of the property. In addition to the driveway, there’s extra space on the property for additional parking or guests, plus a dedicated RV connection already installed, giving you added flexibility. Major updates include a new roof (2023) with transferable warranty, a new AC (2023), updated drainfield, appliances, multi-stage water filtration system, and water softener — offering true peace of mind for years to come. Beyond the property, Hernando offers a warm small-town feel with great local dining, friendly neighbors, and endless outdoor adventure nearby, including the Withlacoochee State Trail, lakes, parks, and rivers. Don’t miss your chance to call this charming retreat home — schedule your private showing today!

36. 2025-06-15
    status Pending 1338-char remark

    Show marketing remark (1338 chars)

    Tucked away in a peaceful, family-oriented neighborhood in Hernando, this 2 bedroom, 2 bathroom home feels like home the moment you arrive. Fully updated, move-in ready, and being sold FULLY FURNISHED, it offers a rare opportunity for easy living from day one. Inside, you’ll find modern touches, recent major upgrades, and a comfortable layout that welcomes you in. Step outside and you’ll discover your very own private oasis — vibrant greenery, mature plantings, fruit trees, fresh herbs, and visits from local birds like robins and cardinals add to the peaceful charm of the property. In addition to the driveway, there’s extra space on the property for additional parking or guests, plus a dedicated RV connection already installed, giving you added flexibility. Major updates include a new roof (2023) with transferable warranty, a new AC (2023), updated drainfield, appliances, multi-stage water filtration system, and water softener — offering true peace of mind for years to come. Beyond the property, Hernando offers a warm small-town feel with great local dining, friendly neighbors, and endless outdoor adventure nearby, including the Withlacoochee State Trail, lakes, parks, and rivers. Don’t miss your chance to call this charming retreat home — schedule your private showing today!

37. 2025-06-05
    listed $165,000 Active 1338-char remark

    Show marketing remark (1338 chars)

    Tucked away in a peaceful, family-oriented neighborhood in Hernando, this 2 bedroom, 2 bathroom home feels like home the moment you arrive. Fully updated, move-in ready, and being sold FULLY FURNISHED, it offers a rare opportunity for easy living from day one. Inside, you’ll find modern touches, recent major upgrades, and a comfortable layout that welcomes you in. Step outside and you’ll discover your very own private oasis — vibrant greenery, mature plantings, fruit trees, fresh herbs, and visits from local birds like robins and cardinals add to the peaceful charm of the property. In addition to the driveway, there’s extra space on the property for additional parking or guests, plus a dedicated RV connection already installed, giving you added flexibility. Major updates include a new roof (2023) with transferable warranty, a new AC (2023), updated drainfield, appliances, multi-stage water filtration system, and water softener — offering true peace of mind for years to come. Beyond the property, Hernando offers a warm small-town feel with great local dining, friendly neighbors, and endless outdoor adventure nearby, including the Withlacoochee State Trail, lakes, parks, and rivers. Don’t miss your chance to call this charming retreat home — schedule your private showing today!

38. 2023-07-31
    soldstatus $62,000
39. 2013-03-15
    soldstatus $30,000
40. 2013-01-24
    listed $32,900
41. 1996-11-01
    soldstatus $24,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $624 · $52/mo
• Projected year-2 tax: $1,220 · $102/mo
• Expected delta: +$596/yr (+$50/mo · 95.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,443
• − Mortgage interest: −$8,234
• − Property taxes: −$624
• − Insurance: −$735
• − Repairs & maintenance: −$1,475
• − Management: −$1,475
• − Depreciation: −$4,276
• Taxable income: $1,623
• Est. tax owed @ 24.0%: −$390
• After-tax cash flow: $3,571/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Hernando

• Score: 71/100
• State rank: #402
• US rank: #7137

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Citrus County · 111,314 people
• City population: 17,281
• Metro: Homosassa Springs, FL
• Population (ZIP): 17,281
• Household income: $57,259
• Rent vs Own: 12.9% rent · 87.1% own
• Severe rent burden: 314.0

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 4% Two or more races 3% Asian 2% Black 2%
• Common ancestry: Romanian 4% Slovak 4% Lithuanian 3%
• Foreign-born: 8% · Canada, China, South Korea
• Languages at home: 93% English-only · Spanish 3% German/W. Germanic 2% Tagalog/Filipino 1%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -76.70%
• Current HPI: 273.3262
• Rent YoY: —
• Metro: Homosassa Springs, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+512.2% since first listed

26 events — show timeline

• 2026-05-21 Price Changed $150,000 RACC
• 2026-05-21 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-11 Price Changed $152,000 RACC
• 2026-05-11 Price Changed $152,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Price Changed $155,000 RACC
• 2026-05-01 Price Changed $155,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-07 Price Changed $157,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-07 Price Changed $157,000 RACC
• 2026-03-23 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-23 Price Changed $160,000 RACC
• 2026-03-14 Price Changed $165,000 RACC
• 2026-03-14 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-08 Price Changed $170,000 RACC
• 2026-03-08 Price Changed $170,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-04 Price Changed $175,000 RACC
• 2026-03-04 Price Changed $175,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-16 Listed $180,000 RACC
• 2026-02-16 Listed $180,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-08 Sold (Public Records) $160,000 Public Records
• 2025-08-06 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-06-05 Listed $165,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-31 Sold (Public Records) $62,000 Public Records
• 2013-03-15 Sold (MLS) $30,000 RACC
• 2013-01-24 Listed $32,900 RACC
• 1996-11-01 Sold (Public Records) $24,500 Public Records

Property tax history

+21.4%/yr

Latest (2025): $624 · +9.8% YoY. Source: county tax records.