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210 Poplar St
B Composite 73.06
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Appreciation +3.3/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$80,000

210 Poplar St · Skellytown, TX 79080
3 bd · 1.0 ba · 1,668 sqft · SingleFamily public records · 43 Days on market
Built 1960 $48/sqft · 106% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming 3/1 home in Skellytown is ready for you to make it your own! 3 bedrooms, 1 full bathroom with oversized attached garage and large detached shop all on a corner lot in peaceful, quaint town. What's not to love!? Call today to schedule a showing!

Key facts

  • 3 garage spots
  • Built 1960
  • Listed 43 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $375 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#1,074 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing B; Watch: schools C-, employment C-, crime F.
  • White Deer ISD (rural): math 45% / reading 48% proficiency, ranked #439 of 1,141 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 4 active listings in the ZIP; 39 units permitted in Carson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Carson County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.50%
Cap rate
11.92%
Cash-on-cash
20.11%
DSCR
1.89
GRM
5.6

CMA / ARV

ARV (median comp)
$25,526
List price
$80,000
Delta
213.41%
Verdict
OVERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.3%
Equity multiple
1.49×
Total profit
$10,973
Equity at exit
$11,928
10-year hold
IRR
21.3%
Equity multiple
2.81×
Total profit
$40,460
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79080

Home prices YoY
-3.5%
Active inventory
4
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,199 medium interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$119 /mo · $1,431/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$375

Break-even live

Break-even rent $724
Max offer price $80,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-05-19
    status Pending 258-char remark
    Show marketing remark (258 chars)

    This charming 3/1 home in Skellytown is ready for you to make it your own! 3 bedrooms, 1 full bathroom with oversized attached garage and large detached shop all on a corner lot in peaceful, quaint town. What's not to love!? Call today to schedule a showing!

  2. 2026-05-11
    historical Active Under Contract 258-char remark
    Show marketing remark (258 chars)

    This charming 3/1 home in Skellytown is ready for you to make it your own! 3 bedrooms, 1 full bathroom with oversized attached garage and large detached shop all on a corner lot in peaceful, quaint town. What's not to love!? Call today to schedule a showing!

  3. 2026-04-27
    status Active 258-char remark
    Show marketing remark (258 chars)

    This charming 3/1 home in Skellytown is ready for you to make it your own! 3 bedrooms, 1 full bathroom with oversized attached garage and large detached shop all on a corner lot in peaceful, quaint town. What's not to love!? Call today to schedule a showing!

  4. 2026-04-13
    historical Active Under Contract 258-char remark
    Show marketing remark (258 chars)

    This charming 3/1 home in Skellytown is ready for you to make it your own! 3 bedrooms, 1 full bathroom with oversized attached garage and large detached shop all on a corner lot in peaceful, quaint town. What's not to love!? Call today to schedule a showing!

  5. 2026-04-06
    listed $80,000 Active 258-char remark
    Show marketing remark (258 chars)

    This charming 3/1 home in Skellytown is ready for you to make it your own! 3 bedrooms, 1 full bathroom with oversized attached garage and large detached shop all on a corner lot in peaceful, quaint town. What's not to love!? Call today to schedule a showing!

  6. 2013-12-11
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,431 · $119/mo
Projected year-2 tax
$1,464 · $122/mo
Expected delta
+$33/yr (+$3/mo · 2.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 5/10 Major 6 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,391
− Mortgage interest
−$4,481
− Property taxes
−$1,431
− Insurance
−$400
− Repairs & maintenance
−$1,151
− Management
−$1,151
− Depreciation
−$2,327
Taxable income
$3,450
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$828
After-tax cash flow
$3,676/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
White Deer ISD
NCES district ID
4845450
Math proficiency
45% ▼ -5.00%
Reading proficiency
48% ▼ -1.00%
Median HH income
$59,137
Composite
42.91/100
National rank
#6705
State rank
#439 of 1141 in TX

Livability — Skellytown

Score
60/100
State rank
#1074
US rank
#19056

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing B Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Skellytown, TX
Population (ZIP)
498

Population outlook (Carson County) Hauer SSP2

Today (2025)
5,631 people
By 2030
5,516 · -2.0%
By 2040
5,190 · -7.8%
By 2050
5,007 · -11.1%
By 2075
4,509 · -19.9%
By 2100
3,458 · -38.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Hispanic / Latino 5% Two or more races 5% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Serbian 1%
Foreign-born
2% · Canada, China
Languages at home
92% English-only · Spanish 7% Chinese 2%

Political lean MEDSL · Carson

2024 margin
Solid R (+81.2) · D 9.1% · R 90.3%
2008→2024 swing
-9.3pp toward R · 2008: -71.9pp · 2024: -81.2pp
All cycles
2024: R+81.2 2020: R+79.5 2016: R+80.4 2012: R+77.8 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.44%
Current HPI
95.2703
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

6 events — show timeline
  • 2026-05-19 Pending AARMLS
  • 2026-05-11 Contingent AARMLS
  • 2026-04-27 Relisted AARMLS
  • 2026-04-13 Contingent AARMLS
  • 2026-04-06 Listed $80,000 AARMLS
  • 2013-12-11 Sold (Public Records) Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,431 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…