200 E 141st St · Dolton, IL 60419

$65,000

4 bd · 1.0 ba · 1,141 sqft · SingleFamily public records · 113 Days on market

Built 1948 Est $118k · 45% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +4.9/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Key facts

• Garage
• Built 1948
• Listed 113 days

Property features AI

Finance

• Financial info: Special service area: No
• HOA & community: No master association fee required

Exterior

• Parking: Detached garage (1 garage space, 1 total parking space)
• Utilities: Water source: Lake Michigan; Public sewer
• Home design: Detached single-family home; One-story design (living areas primarily on main level); Fee simple ownership; Built before 1978
• Construction: Vinyl siding and brick exterior
• Exterior features: Lot smaller than 0.25 acre; Lot dimensions: 1141

Interior

• Kitchen: Kitchen on main level
• Bedrooms: Three bedrooms (master bedroom located on the second level; other bedrooms on the main level)
• Bathrooms: One full bathroom
• Heating & cooling: Natural gas heating; Central air conditioning
• Interior features: Partially finished basement; Seven total rooms
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $1k ($18k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $65k).
• Recommended offer: $59k (9.0% below list) — sets the bar for market timing.
• Cap rate 33.5% vs local median 9.3% in Dolton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#263 in IL, #4,883 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
• Thornton Twp Hsd 205 (suburban): math 7% / reading 8% proficiency, ranked #594 of 620 in IL (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+9.7%/yr); 130 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
• At $2,436/mo this rent would consume 51% of the median local household income ($58k/yr) (locally 919% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 113 days — a 9% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $45k (41%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $59,150 (9.0% below list)

Questions for the listing agent

1. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.75% ✓
• Cap rate: 33.53%
• Cash-on-cash: 97.29%
• DSCR: 5.33
• GRM: 2.2

CMA / ARV

• ARV (on-the-fly): $117,523
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
228 E 141st St	0.06mi	4/2.0	1,200 (+5%)	1mo	$235,000	$196	84
201 E 143rd St	0.28mi	4/2.0	1,129 (-1%)	0mo	$95,000	$84	81
14129 S Michigan Ave	0.17mi	3/2.0 (-1)	1,146 (+0%)	4mo	$200,000	$175	79
205 E 142nd Pl	0.22mi	5/2.0 (+1)	1,143 (+0%)	3mo	$162,000	$142	78
14234 S Michigan Ave	0.29mi	3/1.0 (-1)	1,102 (-3%)	3mo	$114,000	$103	74
14231 S Dearborn St	0.39mi	3/1.0 (-1)	1,116 (-2%)	3mo	$178,000	$159	71
14235 S Dearborn St	0.40mi	3/1.5 (-1)	1,091 (-4%)	4mo	$80,000	$73	64
14135 S La Salle St	0.46mi	3/1.5 (-1)	1,210 (+6%)	1mo	$60,000	$50	61
14525 S Michigan Ave	0.61mi	3/1.0 (-1)	1,200 (+5%)	2mo	$190,000	$158	56
14102 S Clark St	0.40mi	3/1.0 (-1)	1,272 (+12%)	3mo	$90,000	$71	54
13829 S State St	0.39mi	3/1.5 (-1)	1,000 (-12%)	2mo	$80,000	$80	53
506 E 144th St	0.54mi	3/1.0 (-1)	1,020 (-11%)	2mo	$48,500	$48	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 6.29×
• Total profit: $96,359
• Equity at exit: $9,692

10-year hold

• IRR: —
• Equity multiple: 15.49×
• Total profit: $263,673
• Equity at exit: $5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60419

• Home prices YoY: -25.7%
• Rents YoY: 9.7%
• Active inventory: 130
• Price-to-rent: 2.2×

Monthly cashflow live

• Estimated rent: $2,436 high
• Mortgage (P&I): −$341
• Tax est. 1.5%: −$81 /mo · $975/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$512
• Net cashflow: $1,476

Break-even live

Break-even rent $569

Max offer price $65,000

Occupancy floor 34%

Sensitivity live

Price	-10% $1,520	-5% $1,498	+0% $1,476	+5% $1,453	+10% $1,431
Rent	-10% $1,283	-5% $1,379	+0% $1,476	+5% $1,572	+10% $1,668
Rate	-1.0pp $1,508	-0.5pp $1,492	base $1,476	+0.5pp $1,459	+1.0pp $1,442

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,250
• Closing costs: $1,950
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14124 Manor Ave Dolton, IL	3.0	2.0	1440	$2,390	$1.66	25d	1	0.13mi
13841 Forest Ave Dolton, IL	3.0	1.0	930	$1,895	$2.04	25d	1	0.42mi
13810 S La Salle St #1 Riverdale, IL	3.0	1.0	800	$1,550	$1.94	3d	1	0.58mi
13708 S Wentworth Ave Riverdale, IL	3.0	1.5	1500	$2,200	$1.47	22d	1	0.70mi
13604 S Wentworth Ave Riverdale, IL	3.0	1.0	1100	$1,200	$1.09	25d	1	0.79mi
14305 Irving Ave Unit 2 Dolton, IL	3.0	1.0	1100	$2,200	$2.00	25d	1	0.80mi
14844 Wabash Ave Dolton, IL	3.0	1.5	1277	$2,320	$1.82	25d	1	1.01mi
14916 Langley Ave Dolton, IL	3.0	1.5	1418	$2,500	$1.76	25d	1	1.36mi

Listing history 28 events

1. 2026-06-18
   days on market $65,000 Active 113 DOM
2. 2026-06-17
   days on market $65,000 Active 112 DOM
3. 2026-06-16
   days on market $65,000 Active 111 DOM
4. 2026-06-15
   days on market $65,000 Active 110 DOM
5. 2026-06-13
   days on market $65,000 Active 108 DOM
6. 2026-06-13
   days on market $65,000 Active 107 DOM
7. 2026-06-09
   days on market $65,000 Active 104 DOM
8. 2026-06-08
   days on market $65,000 Active 103 DOM
9. 2026-06-07
   days on market $65,000 Active 102 DOM
10. 2026-06-04
    days on market $65,000 Active 99 DOM
11. 2026-06-03
    days on market $65,000 Active 98 DOM
12. 2026-06-02
    days on market $65,000 Active 97 DOM
13. 2026-06-01
    days on market $65,000 Active 96 DOM
14. 2026-05-31
    days on market $65,000 Active 95 DOM
15. 2026-04-30
    status Active
16. 2026-04-16
    status Pending
17. 2026-04-08
    price $65,000
18. 2026-03-24
    price $72,500
19. 2026-03-11
    price $100,000
20. 2026-02-25
    price $105,000
21. 2026-02-11
    listed $110,000 Active
22. 2026-01-30
    historical
23. 2025-12-09
    price
24. 2025-10-29
    listed Active
25. 2019-01-25
    soldstatus $111,000
26. 2006-10-05
    soldstatus $142,000
27. 1992-05-15
    soldstatus $58,500
28. 1983-09-01
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,237
• − Mortgage interest: −$3,641
• − Property taxes: −$975
• − Insurance: −$325
• − Repairs & maintenance: −$2,339
• − Management: −$2,339
• − Depreciation: −$1,891
• Taxable income: $17,727
• Est. tax owed @ 24.0%: −$4,254
• After-tax cash flow: $13,452/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Thornton Twp Hsd 205
• NCES district ID: 1738970
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 8% ▼ -2.00%
• Median HH income: $43,392
• Composite: 6.92/100
• National rank: #9976
• State rank: #594 of 620 in IL

Livability — Dolton

• Score: 74/100
• State rank: #263
• US rank: #4883

Category grades

Amenities F Commute A+ Cost of living A+ Crime D- Employment C- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dolton, IL
• County: Cook County · 4,486,803 people
• City population: 20,825
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 20,825
• Household income: $57,887
• Rent vs Own: 27.4% rent · 72.6% own
• Severe rent burden: 919.0

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% White 4% Two or more races 3% Hispanic / Latino 1%
• Common ancestry: Romanian 1% Hispanic 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Spanish 1%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -66.88%
• Current HPI: 193.2346
• Rent YoY: ▲ 9.65%
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+75.7% since first listed

14 events — show timeline

• 2026-04-30 Relisted — MRED as Distributed by MLS Grid
• 2026-04-16 Pending — MRED as Distributed by MLS Grid
• 2026-04-08 Price Changed $65,000 MRED as Distributed by MLS Grid
• 2026-03-24 Price Changed $72,500 MRED as Distributed by MLS Grid
• 2026-03-11 Price Changed $100,000 MRED as Distributed by MLS Grid
• 2026-02-25 Price Changed $105,000 MRED as Distributed by MLS Grid
• 2026-02-11 Listed $110,000 MRED as Distributed by MLS Grid
• 2026-01-30 Listing Removed — MRED as Distributed by MLS Grid
• 2025-12-09 Price Changed — MRED as Distributed by MLS Grid
• 2025-10-29 Listed — MRED as Distributed by MLS Grid
• 2019-01-25 Sold (Public Records) $111,000 Public Records
• 2006-10-05 Sold (Public Records) $142,000 Public Records
• 1992-05-15 Sold (Public Records) $58,500 Public Records
• 1983-09-01 Sold (Public Records) $37,000 Public Records

Property tax history

+4.4%/yr

Latest (2023): $7,235 · -18.8% YoY. Source: county tax records.