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127 Point West Cir
D Composite 40.46
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +7.7/15.0
  • DSCR +4.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • 1% rule +3.2/10.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$210,900

127 Point West Cir · Little Rock, AR 72211
3 bd · 2.0 ba · 1,257 sqft · SingleFamily public records · 72 Days on market
Built 1984 7,840 sqft lot $168/sqft · at area comps Est $212k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SO much love has gone into this affordable3 bedroom 2 bath home! Recent improvements include: 2026:Fresh paint interior and exterior, new deck, new attic door and ladder. 2025:new roof, vapor barrier and crawlspace pipe insulation. 2024:new HVAC(seasonal inspections through 2027 transfers to new owner). 2022:vinyl laminate flooring. 2021:gutter covers, new water heater. 2020:new water line to home. Other notable features: Gas start fireplace, partially floored attic for storage, fridge/stove/microwave/dishwasher/charcoal grill/carpet cleaner/shampooer stays, Termite inspection was done December 2025, flower gardens and landscaping, Beautiful view from the deck, great neighbors and neighborhood, minutes away from shopping and quick access to interstate 630 and 430.

Key facts

  • Vapor barrier
  • Fresh paint interior
  • New deck

Tags

FRESH PAINT INTERIORNEW DECKNEW ATTIC DOORNEW ROOFVAPOR BARRIERCRAWLSPACE PIPE INSULATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $211k.

Deal economics

  • At list price, monthly cash flow is $4 ($49/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (18.4% below list).
  • Recommended offer: $172k (18.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.5%/yr); 87 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 16y ago; this cycle's ask has dropped $19k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $114k; list at $211k implies a 85% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $172,081 (18.4% below list)

Questions for the listing agent

  1. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.32%
Cash-on-cash
0.08%
DSCR
1.00
GRM
10.2

CMA / ARV

ARV (median comp)
$212,026
List price
$210,900
Delta
-0.53%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
608 Timber Hill Dr 0.31mi 3/2.0 1,292 (+3%) 3mo $165,000 $128 78
3 Woodhill Ct 0.22mi 3/2.0 1,324 (+5%) 3mo $215,000 $162 78
1610 Calgary Trl 0.41mi 3/2.0 1,249 (-1%) 6mo $219,000 $175 75
3 Spur Cv 0.17mi 3/2.0 1,116 (-11%) 3mo $184,900 $166 71
12416 Timber Bend Dr 0.34mi 3/2.0 1,355 (+8%) 1mo $225,000 $166 70
28 Elkrun Cv 0.25mi 3/2.0 1,351 (+8%) 7mo $219,900 $163 70
416 Trumpler St 0.46mi 3/2.0 1,165 (-7%) 2mo $189,900 $163 65
420 Trumpler St 0.45mi 3/2.0 1,162 (-8%) 2mo $189,900 $163 65
8 Calvary Cir 0.64mi 3/2.0 1,199 (-5%) 2mo $206,500 $172 61
1511 Mesquite Dr 0.54mi 3/2.0 1,370 (+9%) 2mo $229,000 $167 58
6 Cheyenne Cv 0.59mi 3/2.0 1,348 (+7%) 4mo $217,000 $161 57
27 Taylor Park Loop 0.63mi 2/2.0 (-1) 1,439 (+14%) 1mo $270,000 $188 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.48% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.50×
Total profit
$-29,549
Equity at exit
$31,446
10-year hold
IRR
-1.5%
Equity multiple
0.89×
Total profit
$-6,545
Equity at exit
$18,235

Cash invested: $59,052 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72211

Rents YoY
5.5%
Active inventory
87
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,721 high interval (Pro) →
Mortgage (P&I)
$1,106
Tax from tax record
$161 /mo · $1,938/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$361
Net cashflow
$4

Break-even live

Break-even rent $1,716
Max offer price $210,900
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,725
Closing costs
$6,327
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
24 Wagon Wheel Ct Little Rock, AR 3.0 2.0 1250 $1,673 $1.34 43d 1 0.21mi
311 Gamble Rd Little Rock, AR 4.0 2.0 1682 $3,200 $1.90 23d 1 0.54mi
19 Burkwood Dr Little Rock, AR 3.0 2.0 1552 $2,200 $1.42 14d 1 0.57mi
13025 Lorena Ave Little Rock, AR 4.0 2.0 1800 $1,625 $0.90 43d 1 0.59mi
222 Gamble Rd Little Rock, AR 3.0 2.5 1500 $1,650 $1.10 23d 1 0.61mi
220 Gamble Rd Little Rock, AR 3.0 2.5 1500 $1,650 $1.10 23d 1 0.62mi
11423 Birchwood Dr Little Rock, AR 3.0 2.0 1834 $1,911 $1.04 23d 1 0.80mi
7 Kings Pointe Cv Little Rock, AR 3.0 2.0 1200 $1,800 $1.50 21d 1 0.93mi
117 Edgewood Cir Little Rock, AR 3.0 2.0 1650 $2,600 $1.58 43d 1 1.08mi
13500 Chenal Pkwy Little Rock, AR 1.0–3.0 1.0–2.0 920 $1,527 $1.66 14d 61 1.14mi
508 Green Mountain Cir #80 Little Rock, AR 2.0 2.0 1060 $1,060 $1.00 43d 1 1.17mi
14201 Kanis Rd Little Rock, AR 1.0–3.0 1.0–2.0 995 $1,417 $1.42 14d 18 1.17mi
1310 Aldersgate Rd Little Rock, AR 2.0 2.0 1150 $1,352 $1.18 19d 7 1.29mi
11124 Mara Lynn Rd Unit D Little Rock, AR 2.0 1.0 1000 $725 $0.72 43d 1 1.30mi
6 Woodlore Ct Little Rock, AR 3.0 2.0 1614 $1,750 $1.08 23d 1 1.32mi
10901 Mara Lynn Rd Little Rock, AR 2.0 1.0 1000 $1,050 $1.05 43d 1 1.38mi
1621 Wilson Rd Little Rock, AR 4.0 2.0 1632 $2,175 $1.33 43d 1 1.49mi

Listing history 24 events

  1. 2026-06-18
    days on market $210,900 Active 72 DOM
  2. 2026-06-17
    days on market $210,900 Active 71 DOM
  3. 2026-06-16
    days on market $210,900 Active 70 DOM
  4. 2026-06-15
    statusdays on market $210,900 Active 69 DOM
  5. 2026-06-14
    days on market $210,900 Price Change 67 DOM
  6. 2026-06-13
    days on market $210,900 Price Change 66 DOM
  7. 2026-06-10
    days on market $210,900 Price Change 64 DOM
  8. 2026-06-09
    days on market $210,900 Price Change 63 DOM
  9. 2026-06-08
    pricestatusdays on market $210,900 Price Change 62 DOM
  10. 2026-06-05
    days on market $219,900 Active 58 DOM
  11. 2026-06-03
    days on market $219,900 Active 57 DOM
  12. 2026-06-02
    days on market $219,900 Active 56 DOM
  13. 2026-06-01
    days on market $219,900 Active 55 DOM
  14. 2026-05-31
    days on market $219,900 Active 54 DOM
  15. 2026-05-31
    days on market $219,900 Active 53 DOM
  16. 2026-05-19
    price $219,900 774-char remark
    Show marketing remark (774 chars)

    SO much love has gone into this affordable3 bedroom 2 bath home! Recent improvements include: 2026:Fresh paint interior and exterior, new deck, new attic door and ladder. 2025:new roof, vapor barrier and crawlspace pipe insulation. 2024:new HVAC(seasonal inspections through 2027 transfers to new owner). 2022:vinyl laminate flooring. 2021:gutter covers, new water heater. 2020:new water line to home. Other notable features: Gas start fireplace, partially floored attic for storage, fridge/stove/microwave/dishwasher/charcoal grill/carpet cleaner/shampooer stays, Termite inspection was done December 2025, flower gardens and landscaping, Beautiful view from the deck, great neighbors and neighborhood, minutes away from shopping and quick access to interstate 630 and 430.

  17. 2026-04-25
    price $224,900 774-char remark
    Show marketing remark (774 chars)

    SO much love has gone into this affordable3 bedroom 2 bath home! Recent improvements include: 2026:Fresh paint interior and exterior, new deck, new attic door and ladder. 2025:new roof, vapor barrier and crawlspace pipe insulation. 2024:new HVAC(seasonal inspections through 2027 transfers to new owner). 2022:vinyl laminate flooring. 2021:gutter covers, new water heater. 2020:new water line to home. Other notable features: Gas start fireplace, partially floored attic for storage, fridge/stove/microwave/dishwasher/charcoal grill/carpet cleaner/shampooer stays, Termite inspection was done December 2025, flower gardens and landscaping, Beautiful view from the deck, great neighbors and neighborhood, minutes away from shopping and quick access to interstate 630 and 430.

  18. 2026-04-07
    listed $229,900 New Listing 774-char remark
    Show marketing remark (774 chars)

    SO much love has gone into this affordable3 bedroom 2 bath home! Recent improvements include: 2026:Fresh paint interior and exterior, new deck, new attic door and ladder. 2025:new roof, vapor barrier and crawlspace pipe insulation. 2024:new HVAC(seasonal inspections through 2027 transfers to new owner). 2022:vinyl laminate flooring. 2021:gutter covers, new water heater. 2020:new water line to home. Other notable features: Gas start fireplace, partially floored attic for storage, fridge/stove/microwave/dishwasher/charcoal grill/carpet cleaner/shampooer stays, Termite inspection was done December 2025, flower gardens and landscaping, Beautiful view from the deck, great neighbors and neighborhood, minutes away from shopping and quick access to interstate 630 and 430.

  19. 2010-12-14
    soldstatus $114,000
  20. 2010-12-09
    soldstatus $114,000 504-char remark
    Show marketing remark (504 chars)

    What a neat house! There are a lot of little extras in this house! The great room is oversized and features vaulted ceiling and a handsome wood burning fireplace. The kitchen has pergo-type floors, a large pantry and lots of natural light. The master bedroom is large and features a walk in closet! The backyard is landscaped and you will love the large, 2 level deck! Plus the HVAC was replaced in 2008, water heater 2004, garbage disposal 2010! A great house in a great neighborhood! Check it out!

  21. 2010-11-08
    historical 504-char remark
    Show marketing remark (504 chars)

    What a neat house! There are a lot of little extras in this house! The great room is oversized and features vaulted ceiling and a handsome wood burning fireplace. The kitchen has pergo-type floors, a large pantry and lots of natural light. The master bedroom is large and features a walk in closet! The backyard is landscaped and you will love the large, 2 level deck! Plus the HVAC was replaced in 2008, water heater 2004, garbage disposal 2010! A great house in a great neighborhood! Check it out!

  22. 2010-10-22
    listed $114,000 504-char remark
    Show marketing remark (504 chars)

    What a neat house! There are a lot of little extras in this house! The great room is oversized and features vaulted ceiling and a handsome wood burning fireplace. The kitchen has pergo-type floors, a large pantry and lots of natural light. The master bedroom is large and features a walk in closet! The backyard is landscaped and you will love the large, 2 level deck! Plus the HVAC was replaced in 2008, water heater 2004, garbage disposal 2010! A great house in a great neighborhood! Check it out!

  23. 2003-06-18
    soldstatus $109,000
  24. 2001-05-11
    soldstatus $87,430

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,938 · $161/mo
Projected year-2 tax
$1,938 · $161/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,650
− Mortgage interest
−$11,814
− Property taxes
−$1,938
− Insurance
−$1,054
− Repairs & maintenance
−$1,652
− Management
−$1,652
− Depreciation
−$6,135
Taxable loss
−$3,595
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$863
After-tax cash flow
$912/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Little Rock School District
NCES district ID
0509000
Math proficiency
23% ▼ -12.00%
Reading proficiency
26% ▼ -8.00%
Median HH income
$43,346
Composite
21.0/100
National rank
#8457
State rank
#183 of 238 in AR

Livability — Little Rock

Score
73/100
State rank
#22
US rank
#5295

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Little Rock, AR
County
Pulaski County · 372,764 people
City population
218,896
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
22,335
Household income
$83,134
Rent vs Own
50.4% rent · 49.6% own
Severe rent burden
1062.0

Population outlook (Pulaski County) Hauer SSP2

Today (2025)
415,378 people
By 2030
423,720 · +2.0%
By 2040
435,182 · +4.8%
By 2050
440,904 · +6.1%
By 2075
445,521 · +7.3%
By 2100
419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 19% Asian 8% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Italian 3% Slovak 2% Lithuanian 2%
Foreign-born
13% · Canada, China, South Korea
Languages at home
85% English-only · Spanish 4% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Pulaski

2024 margin
Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
2008→2024 swing
+10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
All cycles
2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.88%
Current HPI
186.3947
Rent YoY
▲ 5.48%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+151.5% since first listed
9 events — show timeline
  • 2026-05-19 Price Changed $219,900 CARMLS
  • 2026-04-25 Price Changed $224,900 CARMLS
  • 2026-04-07 Listed $229,900 CARMLS
  • 2010-12-14 Sold (Public Records) $114,000 Public Records
  • 2010-12-09 Sold (MLS) $114,000 CARMLS
  • 2010-11-08 Listing Removed CARMLS
  • 2010-10-22 Listed $114,000 CARMLS
  • 2003-06-18 Sold (Public Records) $109,000 Public Records
  • 2001-05-11 Sold (Public Records) $87,430 Public Records

Property tax history

+1.6%/yr

Latest (2025): $1,938 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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