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4829 SE Tattershall Way
D- Composite 36.47
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • Appreciation +4.6/10.0
  • DSCR +3.9/10.0
  • 1% rule +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • ARV discount +1.3/15.0

$165,000

4829 SE Tattershall Way · Lawton, OK 73501
3 bd · 2.0 ba · 1,219 sqft · SingleFamily public records · 3 Days on market
Built 1993 7,200 sqft lot Est $145k · 14% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come see this recently remodeled 3 bed, 2 bath, 2 car garage home located in the highly desirable Macarthur School District. The remodel includes new flooring throughout, new paint, new granite countertops, new cabinets, new fixtures, new stainless steel appliances, and the list goes on and on. The soaring ceilings give this home a much bigger feel. Come see today!

Key facts

  • Granite counter top
  • Updated home
  • Bay windows

Tags

UPDATED HOMEWOOD BURNING FIREPLACEBAY WINDOWSWALK IN SHOWERWALK IN CLOSETGRANITE COUNTER TOP

Property features AI

Exterior

  • Parking: 2 total parking spaces; 2 covered spaces; 2-car garage with garage door opener
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Updated/remodeled
  • Construction: Brick veneer construction; Composition roof; Slab foundation; Built as residential single-family
  • Exterior features: Patio; Wood fencing; Public maintained road access; City street frontage

Interior

  • Kitchen: Cooktop; Microwave; Dishwasher; Disposal; Range hood; Electric water heater
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Fireplace heating; Central air; Ceiling fans; Electric cooling
  • Interior features: Walk-in closets; Granite countertops; Double-pane windows; Wood-burning fireplace
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-13 ($-152/yr) — negative.
  • To cash-flow at today's rent, offer at most $163k (1.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (17.7% below list).
  • Recommended offer: $136k (17.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Sullivan Village Es (math 22% / reading 27%, grade F, #354 of 845 statewide, top 47%, 433 students, 0% FRL); Macarthur Ms (math 16% / reading 31%, grade F, #113 of 345 statewide, top 34%, 865 students, 0% FRL); Macarthur Hs (math 19% / reading 34%, grade F, #139 of 447 statewide, top 31%, 1,163 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.7%/yr); 117 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.7%/yr); year-one equity from $1k of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $142k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,845 (17.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.20%
Cash-on-cash
-0.33%
DSCR
0.99
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$145,061
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
103 SE Churchill Way 0.13mi 3/2.0 1,300 (+7%) 4mo $165,000 $127 79
118 SE Sungate Blvd 0.10mi 3/2.0 1,100 (-10%) 1mo $107,000 $97 78
412 SE Sungate Blvd 0.19mi 3/2.0 1,300 (+7%) 4mo $167,500 $129 77
404 SE Sungate Blvd 0.19mi 3/2.0 1,300 (+7%) 5mo $158,000 $122 76
202 NE 48th St 0.27mi 3/2.0 1,300 (+7%) 2mo $199,500 $153 74
4637 SE Aberdeen Ave 0.52mi 3/2.0 1,200 (-2%) 2mo $125,000 $104 72
4915 SE Randolph Rd 0.08mi 3/2.0 1,400 (+15%) 4mo $167,000 $119 68
205 SE Heather Ln 0.14mi 3/2.0 1,400 (+15%) 3mo $180,000 $129 66
4220 SE Ford Rd 0.61mi 3/1.5 1,200 (-2%) 4mo $127,000 $106 63
4502 NE Arlington Ave 0.39mi 2/2.5 (-1) 1,300 (+7%) 2mo $62,000 $48 62
4629 SE Brighton Pl 0.44mi 3/2.0 1,100 (-10%) 4mo $81,999 $75 59
4630 SE Brighton Dr 0.37mi 3/1.5 1,400 (+15%) 2mo $135,000 $96 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.71% appreciation · 1.7% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.72×
Total profit
$-12,823
Equity at exit
$42,144
10-year hold
IRR
-0.8%
Equity multiple
0.92×
Total profit
$-3,557
Equity at exit
$46,259

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73501

Home prices YoY
-0.4%
Rents YoY
1.7%
Active inventory
117
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,358 medium interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$152 /mo · $1,822/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$285
Net cashflow
$-13

Break-even live

Break-even rent $1,375
Max offer price $162,759
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-06-19
    days on market $165,000 Active 3 DOM
  2. 2026-06-18
    days on market $165,000 Active 2 DOM
  3. 2026-06-17
    remarks 684-char remark
  4. 2026-06-17
    listed $165,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,822 · $152/mo
Projected year-2 tax
$1,822 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,301
− Mortgage interest
−$9,243
− Property taxes
−$1,822
− Insurance
−$825
− Repairs & maintenance
−$1,304
− Management
−$1,304
− Depreciation
−$4,800
Taxable loss
−$2,996
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$719
After-tax cash flow
$567/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
20,397
Household income
$49,741
Rent vs Own
54.8% rent · 45.2% own
Severe rent burden
742.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 45% Black 20% Two or more races 18% Hispanic / Latino 14% Native American 7% Asian 3%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
88% English-only · Spanish 8% Tagalog/Filipino 1% German/W. Germanic 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.71%
Current HPI
172.4877
Rent YoY
▲ 1.70%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+1275.0% since first listed
13 events — show timeline
  • 2026-06-16 Listed $165,000 LBRMLS
  • 2022-09-21 Sold (Public Records) $142,500 Public Records
  • 2022-09-19 Sold (MLS) $142,500 LBRMLS
  • 2022-07-28 Listed $142,500 LBRMLS
  • 2016-06-02 Sold (Public Records) $91,000 Public Records
  • 2016-05-21 Sold (MLS) $91,000 LBRMLS
  • 2015-09-16 Listed $99,700 LBRMLS
  • 2007-06-26 Sold (Public Records) $118,500 Public Records
  • 2005-04-21 Sold (Public Records) $102,000 Public Records
  • 2002-07-28 Sold (Public Records) $89,000 Public Records
  • 1998-12-02 Sold (Public Records) $79,500 Public Records
  • 1997-08-04 Sold (Public Records) $83,500 Public Records
  • 1993-03-16 Sold (Public Records) $12,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $1,822 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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