4035 14th Ave S · St. Petersburg, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.2/30.0
- ARV discount +11.4/15.0
- 1% rule +5.1/10.0
- DSCR +5.0/10.0
- Schools +4.3/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
Key facts
- Quick access to 275
- Large backyard
- Updated kitchen
Tags
Property features AI
Finance
- Other: Property type: Single family residence
- Financial info: Lease restrictions apply
- HOA & community: No HOA/association indicated; Pets allowed
Exterior
- Parking: Has carport; 1 carport space
- Utilities: Public water; Public sewer; Public utilities
- Home design: Single family residence; Residential property; One level; Faces south
- Construction: Frame construction; Shingle roof; Other roof type; Concrete perimeter foundation; Built on lot with mature landscaping
- Exterior features: Lighting; Private mailbox; Wood fencing; City limits lot
Interior
- Kitchen: Dishwasher; Range; Range hood; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Central heating; Central air; Dishwasher; Range; Range hood; Refrigerator
- Laundry & utility: No laundry features listed
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $255k.
Deal economics
- At list price, monthly cash flow is $137 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $255k).
- Recommended offer: $224k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Fairmount Park Elementary School (math 21% / reading 15%, grade F, #2,115 of 2,144 statewide, top 99%, 500 students, 91% FRL); Azalea Middle School (math 26% / reading 27%, grade F, #503 of 571 statewide, top 88%, 678 students, 74% FRL); Gibbs High School (math 26% / reading 41%, grade F, #400 of 667 statewide, top 61%, 1,160 students, 64% FRL) — zoned schools average 76% FRL vs 48% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 26% at this address vs 51% district-wide (-25 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-1.5%/yr); 267 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- At $2,574/mo this rent would consume 46% of the median local household income ($67k/yr) (locally 903% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 239 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 22y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 239 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 6.94%
- Cash-on-cash
- 2.30%
- DSCR
- 1.10
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $278,942
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4216 15th Ave S | 0.16mi | 4/2.0 (+1) | 1,402 (+6%) | 6mo | $230,000 | $164 | 72 |
| 3632 15th Ave S | 0.35mi | 3/2.0 | 1,302 (-2%) | 11mo | $325,000 | $250 | 72 |
| 3854 12th Ave S | 0.22mi | 3/2.0 | 1,215 (-8%) | 13mo | $359,000 | $295 | 66 |
| 3720 18th Ave S | 0.43mi | 3/2.0 | 1,248 (-6%) | 10mo | $239,000 | $192 | 62 |
| 3730 18th Ter S | 0.47mi | 3/2.0 | 1,200 (-9%) | 5mo | $315,000 | $263 | 59 |
| 3603 16th Ave S | 0.39mi | 4/2.0 (+1) | 1,235 (-7%) | 13mo | $260,000 | $211 | 55 |
| 4100 18th Ave S | 0.35mi | 4/1.0 (+1) | 1,164 (-12%) | 6mo | $170,625 | $147 | 50 |
| 4649 Queensboro Ave S | 0.55mi | 3/2.0 | 1,479 (+12%) | 8mo | $459,900 | $311 | 48 |
| 1354 33rd St S | 0.63mi | 3/2.0 | 1,200 (-9%) | 12mo | $230,000 | $192 | 45 |
| 3227 Queensboro Ave S | 0.69mi | 3/2.0 | 1,144 (-14%) | 2mo | $235,000 | $205 | 44 |
| 4675 20th Ave S | 0.68mi | 3/1.0 | 1,168 (-12%) | 9mo | $290,000 | $248 | 37 |
| 4742 9th Ave S | 0.64mi | 3/1.5 | 1,512 (+14%) | 14mo | $270,000 | $179 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -16.3%
- Equity multiple
- 0.44×
- Total profit
- $-40,025
- Equity at exit
- $38,021
- IRR
- -15.1%
- Equity multiple
- 0.27×
- Total profit
- $-52,286
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33711
- Rents YoY
- -1.5%
- Active inventory
- 267
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,574 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$453 /mo · $5,436/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$541
- Net cashflow
- $137
Break-even live
Sensitivity live
| Price | -10% $281 | -5% $209 | +0% $137 | +5% $65 | +10% $-7 |
|---|---|---|---|---|---|
| Rent | -10% $-66 | -5% $35 | +0% $137 | +5% $239 | +10% $340 |
| Rate | -1.0pp $265 | -0.5pp $202 | base $137 | +0.5pp $71 | +1.0pp $4 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4029 13th Ave S St Petersburg, FL | 3.0 | 2.0 | 1152 | $2,650 | $2.30 | 26d | 1 | 0.06mi |
| 1327 43rd St S Saint Petersburg, FL | 3.0 | 1.5 | 959 | $2,250 | $2.35 | 6d | 1 | 0.18mi |
| 1543 43rd St S Saint Petersburg, FL | 4.0 | 2.0 | 1198 | $3,495 | $2.92 | 6d | 1 | 0.21mi |
| 1628 43rd St S Saint Petersburg, FL | 3.0 | 2.0 | 1045 | $2,100 | $2.01 | 26d | 1 | 0.21mi |
| 4327 17th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 880 | $2,500 | $2.84 | 26d | 1 | 0.27mi |
| 1642 39th St S Saint Petersburg, FL | 3.0 | 1.0 | 975 | $1,995 | $2.05 | 22d | 1 | 0.29mi |
| 1734 39th St S Saint Petersburg, FL | 4.0 | 2.0 | 1152 | $2,000 | $1.74 | 26d | 1 | 0.33mi |
| 4421 11th Ave S Saint Petersburg, FL | 3.0 | 2.0 | 945 | $2,000 | $2.12 | 6d | 1 | 0.35mi |
| 3855 8th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1565 | $3,530 | $2.26 | 6d | 1 | 0.39mi |
| 3603 16th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1235 | $3,000 | $2.43 | 6d | 1 | 0.43mi |
| 4537 10th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1046 | $2,690 | $2.57 | 6d | 1 | 0.45mi |
| 1910 45th St S St Petersburg, FL | 3.0 | 2.0 | 1200 | $1,820 | $1.52 | 0d | 1 | 0.52mi |
| 4631 Queensboro Ave S Unit 4631 St. Petersburg, FL | 3.0 | 2.0 | 1094 | $2,600 | $2.38 | 9d | 1 | 0.52mi |
| 4631 Queensboro Ave S St Petersburg, FL | 3.0 | 2.0 | 1094 | $2,600 | $2.38 | 12d | 1 | 0.52mi |
| 4700 10th Ave S Unit 1 St. Petersburg, FL | 4.0 | 2.0 | 1300 | $2,650 | $2.04 | 26d | 1 | 0.54mi |
| 4700 10th Ave S Saint Petersburg, FL | 3.0 | 2.0 | 1300 | $2,500 | $1.92 | 22d | 1 | 0.54mi |
| 4718 13th Ave S Saint Petersburg, FL | 4.0 | 1.5 | 1520 | $2,881 | $1.90 | 14d | 1 | 0.55mi |
| 2044 44th St S Saint Petersburg, FL | 3.0 | 2.0 | 1384 | $2,600 | $1.88 | 23d | 1 | 0.58mi |
| 4801 10th Ave S Unit 1 St. Petersburg, FL | 3.0 | 1.0 | 1100 | $2,200 | $2.00 | 26d | 1 | 0.63mi |
| 4618 20th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 921 | $1,800 | $1.95 | 4d | 1 | 0.65mi |
| 4541 6th Ave S Saint Petersburg, FL | 3.0 | 1.0 | 945 | $1,100 | $1.16 | 16d | 1 | 0.66mi |
| 4711 Fairfield Ave S Saint Petersburg, FL | 3.0 | 2.0 | 1135 | $2,800 | $2.47 | 5d | 1 | 0.70mi |
| 4933 13th Ave S Gulfport, FL | 2.0 | 1.0 | 939 | $2,200 | $2.34 | 22d | 1 | 0.73mi |
| 404 Madison St S Saint Petersburg, FL | 3.0 | 1.0 | 1391 | $2,500 | $1.80 | 5d | 1 | 0.73mi |
| 4601 22nd Ave S Saint Petersburg, FL | 1.0–2.0 | 1.0 | 872 | $1,349 | $1.55 | 3d | 3 | 0.74mi |
| 4938 12th Ave S Gulfport, FL | 3.0 | 2.0 | 990 | $1,795 | $1.81 | 0d | 1 | 0.74mi |
| 4616 22nd Ave S Saint Petersburg, FL | 2.0 | 1.0 | 1200 | $2,400 | $2.00 | 26d | 1 | 0.75mi |
| 4519 5th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1448 | $2,900 | $2.00 | 5d | 1 | 0.76mi |
| 450 47th St S Saint Petersburg, FL | 3.0 | 1.0 | 960 | $2,950 | $3.07 | 5d | 1 | 0.83mi |
| 4018 2nd Ave S Saint Petersburg, FL | 3.0 | 1.0 | 1176 | $2,095 | $1.78 | 5d | 1 | 0.83mi |
| 2510 38th St S Saint Petersburg, FL | 3.0 | 1.5 | 1104 | $2,340 | $2.12 | 6d | 1 | 0.83mi |
| 2510 38th St S Saint Petersburg, FL | 3.0 | 1.5 | 1104 | $2,340 | $2.12 | 25d | 1 | 0.83mi |
| 4736 5th Ave S Saint Petersburg, FL | 4.0 | 1.0 | 1224 | $1,895 | $1.55 | 5d | 1 | 0.83mi |
| 3089 15th Ave S Saint Petersburg, FL | 3.0 | 2.0 | 1000 | $2,195 | $2.19 | 6d | 1 | 0.86mi |
| 5105 Tangerine Ave S Gulfport, FL | 4.0 | 2.0 | 1860 | $3,750 | $2.02 | 6d | 1 | 0.86mi |
| 3091 15th Ave S St. Petersburg, FL | 3.0 | 2.0 | 1000 | $2,195 | $2.19 | 26d | 1 | 0.86mi |
| 4010 1st Ave S Saint Petersburg, FL | 3.0 | 1.5 | 1847 | $2,145 | $1.16 | 0d | 1 | 0.88mi |
| 800 51st St S Gulfport, FL | 3.0 | 2.0 | 1258 | $3,200 | $2.54 | 6d | 1 | 0.88mi |
| 3421 4th Ave S Saint Petersburg, FL | 2.0 | 1.5 | 938 | $1,805 | $1.92 | 5d | 1 | 0.91mi |
| 3801 1st Ave S Saint Petersburg, FL | 2.0 | 1.0 | 900 | $1,975 | $2.19 | 19d | 1 | 0.95mi |
Listing history 40 events
-
2026-06-22days on market $255,000 Active 239 DOM
-
2026-06-18days on market $255,000 Active 236 DOM
-
2026-06-17days on market $255,000 Active 235 DOM
-
2026-06-16days on market $255,000 Active 234 DOM
-
2026-06-15days on market $255,000 Active 233 DOM
-
2026-06-13days on market $255,000 Active 231 DOM
-
2026-06-09days on market $255,000 Active 227 DOM
-
2026-06-08days on market $255,000 Active 226 DOM
-
2026-06-07days on market $255,000 Active 225 DOM
-
2026-05-31days on market $255,000 Active 222 DOM
-
2025-12-03price $255,000
-
2025-11-24price $269,000
-
2025-10-21$275,000 Active
-
2021-11-10soldstatus $240,000
-
2021-10-27soldstatus $240,000 Closed 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-09-30status Pending 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-09-24price $240,000 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-09-10price $255,000 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-08-26price $258,500 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-08-25price $259,000 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-08-13$260,000 Active 506-char remark
Show marketing remark (506 chars)
Nicely updated single family home features 3 bedrooms plus Den and 2 baths, Big backyard fenced, recent updated includes new 2021 roof, new electrical wiring (all permitted), laminated floor, new custom open kitchen with granite counter tops, tile backsplash, updated bathrooms, 15 minutes to the beach. NO HOA, NO CDD, NO FLOOD INSURANCE, Close to Tampa International Airport and Downtown, Easy access to Interstate I-275 and major highways, Ready to move in. Must see it. Schedule your appointment today.
-
2021-06-07status Pending
-
2021-05-29$260,000 Active
-
2021-03-17soldstatus $141,000
-
2021-02-06price $185,000
-
2021-02-04$169,900 Active
-
2019-07-16soldstatus $69,000
-
2019-07-12soldstatus $69,000 Sold
-
2019-07-08status Pending
-
2019-06-17status Active
-
2019-03-02status Pending
-
2019-02-14$85,000 Active
-
2006-10-16soldstatus $130,000
-
2006-09-13soldstatus $130,000
-
2006-02-02$132,500
-
2006-01-13soldstatus $108,000
-
2005-12-21soldstatus $108,000
-
2005-08-06$123,000
-
2005-03-25soldstatus $77,500
-
2004-12-01$77,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,436 · $453/mo
- Projected year-2 tax
- $5,436 · $453/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,886
- − Mortgage interest
- −$14,284
- − Property taxes
- −$5,436
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$2,471
- − Management
- −$2,471
- − Depreciation
- −$7,418
- Taxable loss
- −$2,468
- Est. tax savings @ 24.0%
- +$592
- After-tax cash flow
- $2,235/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — St. Petersburg
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Petersburg, FL
- County
- Pinellas County · 939,478 people
- City population
- 249,151
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 20,013
- Household income
- $66,540
- Rent vs Own
- Severe rent burden
- 903.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 45% Black 45% Hispanic / Latino 6% Two or more races 6%
- Hispanic origin (detail)
- Puerto Rican 1%
- Common ancestry
- Romanian 2% Lithuanian 2% Italian 1%
- Foreign-born
- 7% · Canada, Dominican Republic
- Languages at home
- 91% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -313.54%
- Current HPI
- 338.2712
- Rent YoY
- ▼ -1.47%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+229.0% since first listed30 events — show timeline
- 2025-12-03 Price Changed $255,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-24 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-21 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2021-11-10 Sold (Public Records) $240,000 Public Records
- 2021-10-27 Sold (MLS) $240,000 Stellar MLS as Distributed by MLS Grid
- 2021-09-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-09-24 Price Changed $240,000 Stellar MLS as Distributed by MLS Grid
- 2021-09-10 Price Changed $255,000 Stellar MLS as Distributed by MLS Grid
- 2021-08-26 Price Changed $258,500 Stellar MLS as Distributed by MLS Grid
- 2021-08-25 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
- 2021-08-13 Listed $260,000 Stellar MLS as Distributed by MLS Grid
- 2021-06-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-05-29 Listed $260,000 Stellar MLS as Distributed by MLS Grid
- 2021-03-17 Sold (Public Records) $141,000 Public Records
- 2021-02-06 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
- 2021-02-04 Listed $169,900 Stellar MLS as Distributed by MLS Grid
- 2019-07-16 Sold (Public Records) $69,000 Public Records
- 2019-07-12 Sold (MLS) $69,000 Stellar MLS as Distributed by MLS Grid
- 2019-07-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-06-17 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-03-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-02-14 Listed $85,000 Stellar MLS as Distributed by MLS Grid
- 2006-10-16 Sold (Public Records) $130,000 Public Records
- 2006-09-13 Sold (MLS) $130,000 Stellar MLS as Distributed by MLS Grid
- 2006-02-02 Listed $132,500 Stellar MLS as Distributed by MLS Grid
- 2006-01-13 Sold (Public Records) $108,000 Public Records
- 2005-12-21 Sold (MLS) $108,000 Stellar MLS as Distributed by MLS Grid
- 2005-08-06 Listed $123,000 Stellar MLS as Distributed by MLS Grid
- 2005-03-25 Sold (MLS) $77,500 Stellar MLS as Distributed by MLS Grid
- 2004-12-01 Listed $77,500 Stellar MLS as Distributed by MLS Grid
Property tax history
+19.7%/yrLatest (2025): $5,436 · +7.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…