11120 Carriage Hill Dr #1 · Bayonet Point, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.7/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- Schools +4.3/10.0
- Livability +3.5/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$96,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
Key facts
- Renovated condo
- New cabinets
- New lvp flooring
Tags
Property features AI
Finance
- Other: Lease restrictions apply; Turnkey furnished
- Financial info: Total annual association fees listed as $6,756 (total monthly approx. $563)
- HOA & community: Association managed by Sentry Management/Gail Dasher and Timber Oaks; Monthly association/condo fee around $513; additional monthly fee $50; Association fee covers cable TV, common area taxes, pool, escrow reserves, building and grounds maintenance, private road maintenance, and trash; Buyer approval required by association; Community amenities include clubhouse, owned recreation areas, sidewalks, and street lights; Senior community; Pets allowed with number and size limits
Exterior
- Utilities: Public water; Public sewer; Electricity available and connected; Cable available and connected; High-speed/Broadband internet available; Water available and connected
- Home design: Residential villa; Single-story; Faces northwest; Planned unit development (PUD)
- Construction: Block construction; Built-up, other, and shingle roofing; Slab foundation; Built/recorded building area about 882 (public records)
- Exterior features: Sidewalk; Paved private road; Lot roughly 4.97 acres (2 to less than 5 acres)
Interior
- Kitchen: Microwave; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Living room and dining room combo; Open floorplan; Thermostat; Walk-in closets; Window treatments; Blinds
- Laundry & utility: No laundry hook-ups/room specified
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $96k.
Deal economics
- At list price, monthly cash flow is $148 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $96k).
- Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 5.3% in Bayonet Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#485 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities D+, schools F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+1.3%/yr); 581 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 41% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $664 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 140 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 15y ago; this cycle's ask has dropped $9k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $45k; list at $96k implies a 113% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 35% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.69% ✓
- Cap rate
- 8.14%
- Cash-on-cash
- 6.60%
- DSCR
- 1.29
- GRM
- 4.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.28% rent growth · sell at horizon
- IRR
- -8.9%
- Equity multiple
- 0.68×
- Total profit
- $-8,593
- Equity at exit
- $14,314
- IRR
- -3.2%
- Equity multiple
- 0.81×
- Total profit
- $-5,045
- Equity at exit
- $8,300
Cash invested: $26,880 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34668
- Home prices YoY
- -17.4%
- Rents YoY
- 1.3%
- Active inventory
- 581
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,626 high interval (Pro) →
- Mortgage (P&I)
- −$503
- Tax from tax record
- −$30 /mo · $360/yr
- Insurance
- −$40
- HOA
- −$563
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $148
Break-even live
Sensitivity live
| Price | -10% $202 | -5% $175 | +0% $148 | +5% $121 | +10% $93 |
|---|---|---|---|---|---|
| Rent | -10% $19 | -5% $84 | +0% $148 | +5% $212 | +10% $276 |
| Rate | -1.0pp $196 | -0.5pp $172 | base $148 | +0.5pp $123 | +1.0pp $98 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,000
- Closing costs
- $2,880
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8161 Braddock Cir #1 Port Richey, FL | 2.0 | 2.0 | 1000 | $1,595 | $1.59 | 19d | 1 | 0.22mi |
| 11138 Yellowwood Ln Unit NA Port Richey, FL | 3.0 | 1.0 | 1000 | $1,800 | $1.80 | 25d | 1 | 0.25mi |
| 10802 Laburnum Dr Port Richey, FL | 2.0 | 2.0 | 1002 | $1,545 | $1.54 | 25d | 1 | 0.50mi |
| 7804 Topay Ln Port Richey, FL | 3.0 | 2.0 | 1125 | $1,795 | $1.60 | 0d | 1 | 0.55mi |
| 11611 Constance Dr Port Richey, FL | 3.0 | 1.0 | 984 | $1,540 | $1.57 | 25d | 1 | 0.57mi |
| 11611 Constance Dr Port Richey, FL | 3.0 | 1.0 | 984 | $1,540 | $1.57 | 12d | 1 | 0.57mi |
| 11635 Salmon Dr Port Richey, FL | 2.0 | 1.5 | 816 | $1,500 | $1.84 | 25d | 1 | 0.64mi |
| 7715 Sue Ellen Dr Port Richey, FL | 2.0 | 2.0 | 1080 | $1,495 | $1.38 | 4d | 1 | 0.64mi |
| 7808 Talisman Dr Port Richey, FL | 3.0 | 2.0 | 1063 | $2,100 | $1.98 | 25d | 1 | 0.67mi |
| 10502 Laburnum Dr Port Richey, FL | 2.0 | 2.0 | 1002 | $1,545 | $1.54 | 25d | 1 | 0.68mi |
| 7839 Canna Dr Port Richey, FL | 2.0 | 2.0 | 1095 | $1,450 | $1.32 | 12d | 1 | 0.69mi |
| 7539 Gulf Highlands Dr Port Richey, FL | 2.0 | 1.5 | 936 | $1,550 | $1.66 | 6d | 1 | 0.80mi |
| 12200 Hudson Ridge Dr Port Richey, FL | 2.0–3.0 | 2.0 | 1107 | $1,468 | $1.33 | 3d | 10 | 0.80mi |
| 7438 Coventry Dr Port Richey, FL | 2.0 | 1.0 | 985 | $1,600 | $1.62 | 13d | 1 | 0.84mi |
| 10803 Hyssop St Port Richey, FL | 3.0 | 1.0 | 1120 | $1,500 | $1.34 | 12d | 1 | 0.84mi |
| 11103 Harding Dr Unit 2 Port Richey, FL | 2.0 | 1.0 | 760 | $1,450 | $1.91 | 21d | 1 | 0.90mi |
| 10303 Gardenia Ln Port Richey, FL | 3.0 | 2.0 | 1054 | $1,950 | $1.85 | 25d | 1 | 0.94mi |
| 10225 Gardenia Ln Port Richey, FL | 3.0 | 1.0 | 1042 | $1,495 | $1.43 | 15d | 1 | 0.98mi |
| 7213 Seward Dr Port Richey, FL | 2.0 | 1.0 | 700 | $1,500 | $2.14 | 25d | 1 | 1.00mi |
| 10401 Oleander Dr Port Richey, FL | 2.0 | 1.0 | 887 | $1,250 | $1.41 | 25d | 1 | 1.04mi |
| 12027 Hoosier Ct #203 Hudson, FL | 2.0 | 2.0 | 1103 | $1,550 | $1.41 | 25d | 1 | 1.05mi |
| 12041 Hoosier Ct #204 Hudson, FL | 2.0 | 2.0 | 1103 | $1,495 | $1.36 | 25d | 1 | 1.07mi |
| 12041 Hoosier Ct #204 Hudson, FL | 2.0 | 2.0 | 1103 | $1,495 | $1.36 | 19d | 1 | 1.07mi |
| 11031 Hassle Ave Port Richey, FL | 3.0 | 1.0 | 1006 | $1,595 | $1.59 | 25d | 1 | 1.09mi |
| 8019 Portage Dr Port Richey, FL | 2.0 | 2.0 | 1078 | $2,000 | $1.86 | 17d | 1 | 1.13mi |
| 7110 Tudor Ln Port Richey, FL | 1.0 | 1.0 | 676 | $1,310 | $1.94 | 3d | 1 | 1.19mi |
| 7110 Tudor Ln Port Richey, FL | 1.0 | 1.0 | 676 | $1,310 | $1.94 | 25d | 1 | 1.19mi |
| 12221 Holbrook Dr Bayonet Point, FL | 1.0–2.0 | 1.0–2.0 | 761 | $1,685 | $2.21 | 0d | 58 | 1.24mi |
| 8422 Paxton Dr Port Richey, FL | 2.0 | 1.0 | 744 | $1,800 | $2.42 | 25d | 1 | 1.24mi |
| 9440 Bourbon St Unit 9 New Port Richey, FL | 2.0 | 1.0 | 700 | $1,275 | $1.82 | 25d | 1 | 1.32mi |
| 8304 Mill Creek Ln Hudson, FL | 2.0 | 2.0 | 1000 | $1,650 | $1.65 | 25d | 1 | 1.32mi |
| 7616 Danube Dr Hudson, FL | 2.0 | 2.0 | 1125 | $1,350 | $1.20 | 25d | 1 | 1.34mi |
| 7602 Danube Dr Unit 7602 Hudson, FL | 2.0 | 2.0 | 1125 | $1,600 | $1.42 | 25d | 1 | 1.34mi |
| 8437 Luray Dr Port Richey, FL | 2.0 | 1.0 | 1038 | $1,595 | $1.54 | 5d | 1 | 1.44mi |
| 6731 Sandra Dr Port Richey, FL | 2.0 | 1.0 | 816 | $1,575 | $1.93 | 25d | 1 | 1.45mi |
HOA detail condo
- Monthly dues
- $563 · $6,756/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 44 events
-
2026-06-18days on market $96,000 Active 140 DOM
-
2026-06-17days on market $96,000 Active 139 DOM
-
2026-06-16days on market $96,000 Active 138 DOM
-
2026-06-15days on market $96,000 Active 137 DOM
-
2026-06-13days on market $96,000 Active 135 DOM
-
2026-06-09days on market $96,000 Active 131 DOM
-
2026-06-08days on market $96,000 Active 130 DOM
-
2026-06-07days on market $96,000 Active 129 DOM
-
2026-06-04days on market $96,000 Active 126 DOM
-
2026-06-03days on market $96,000 Active 125 DOM
-
2026-06-02days on market $96,000 Active 124 DOM
-
2026-06-01days on market $96,000 Active 123 DOM
-
2026-05-31days on market $96,000 Active 122 DOM
-
2026-04-14price $96,000
-
2026-03-25price $99,900
-
2026-03-12price $101,750
-
2026-02-27price $102,500
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2026-01-29$105,000 Active
-
2025-12-17soldstatus $45,000
-
2025-12-12soldstatus $45,000 Closed 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
-
2025-11-13status Pending 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
-
2025-09-27price $69,999 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
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2025-09-26price $699,999 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
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2025-09-09status Active 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
-
2025-09-06status Pending 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
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2025-07-29$74,900 Active 526-char remark
Show marketing remark (526 chars)
2/2/C END UNIT CONDO BACKS TO POND & GREEN AREA NEEDS TLC SO IT IS PERFECT TO MAKE IT YOUR OWN! OPEN GREAT ROOM STYLE FLOOR PLAN. PRIMARY BEDROOM WITH PRIVTE BATH. EAT IN KITCHEN LOTS OF CABINETS & HANDY PANTRY COMPLETE WITH ALL APPLIANCES. ENCLOSED FLORIDA ROOM HAS AWESOME VIEWS! VERY POPULAR COMMUNITY WITH AWESOME AMENITIES THAT INCLUDE EXERCISE ROOM LOADED WITH EQUIPMENT, HEATED POOL & SPA, GAME ROOM, TENNIS, PARTIES, DANCES & MORE ACTIVITIES THAN YOU CAN KEEP UP WITH!!! BRING ALL OFFERS!
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2025-06-01historical
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2025-05-30status Active
-
2025-05-12status Pending
-
2025-05-12status Pending
-
2025-05-12historical
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2025-04-20price $85,000
-
2025-04-19price $85,000
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2025-03-19$90,000 Active
-
2025-03-19$90,000 Active
-
2025-03-16historical
-
2012-10-30soldstatus $24,500
-
2012-10-29soldstatus $24,500
-
2012-05-08$24,900
-
2011-06-13soldstatus $28,500
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2011-06-10soldstatus $28,500
-
2011-03-02$29,900
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1978-04-01soldstatus $24,000
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1974-01-01soldstatus $21,300
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $360 · $30/mo
- Projected year-2 tax
- $797 · $66/mo
- Expected delta
- +$436/yr (+$36/mo · 121.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,508
- − Mortgage interest
- −$5,377
- − Property taxes
- −$360
- − Insurance
- −$480
- − Repairs & maintenance
- −$1,561
- − Management
- −$1,561
- − HOA
- −$6,756
- − Depreciation
- −$2,793
- Taxable income
- $620
- Est. tax owed @ 24.0%
- −$149
- After-tax cash flow
- $1,625/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Bayonet Point
- Score
- 69/100
- State rank
- #485
- US rank
- #8934
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bayonet Point, FL
- County
- Pasco County · 524,098 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 49,442
- Household income
- $47,401
- Rent vs Own
- Severe rent burden
- 2699.0
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 23% Two or more races 14% Black 4%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 10% Cuban 5% Dominican 1%
- Common ancestry
- Romanian 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 11% · Canada, Jamaica
- Languages at home
- 82% English-only · Spanish 14% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.64%
- Current HPI
- 359.7163
- Rent YoY
- ▲ 1.28%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+350.7% since first listed31 events — show timeline
- 2026-04-14 Price Changed $96,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-25 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
- 2026-03-12 Price Changed $101,750 Stellar MLS as Distributed by MLS Grid
- 2026-02-27 Price Changed $102,500 Stellar MLS as Distributed by MLS Grid
- 2026-01-29 Listed $105,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-17 Sold (Public Records) $45,000 Public Records
- 2025-12-12 Sold (MLS) $45,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-09-27 Price Changed $69,999 Stellar MLS as Distributed by MLS Grid
- 2025-09-26 Price Changed $699,999 Stellar MLS as Distributed by MLS Grid
- 2025-09-09 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-09-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-07-29 Listed $74,900 Stellar MLS as Distributed by MLS Grid
- 2025-06-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-05-30 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-05-12 Pending — Beaches MLS
- 2025-05-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-05-12 Listing Removed — Beaches MLS
- 2025-04-20 Price Changed $85,000 Beaches MLS
- 2025-04-19 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-19 Listed $90,000 Beaches MLS
- 2025-03-19 Listed $90,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-16 Coming Soon — Beaches MLS
- 2012-10-30 Sold (Public Records) $24,500 Public Records
- 2012-10-29 Sold (MLS) $24,500 Stellar MLS as Distributed by MLS Grid
- 2012-05-08 Listed $24,900 Stellar MLS as Distributed by MLS Grid
- 2011-06-13 Sold (Public Records) $28,500 Public Records
- 2011-06-10 Sold (MLS) $28,500 Stellar MLS as Distributed by MLS Grid
- 2011-03-02 Listed $29,900 Stellar MLS as Distributed by MLS Grid
- 1978-04-01 Sold (Public Records) $24,000 Public Records
- 1974-01-01 Sold (Public Records) $21,300 Public Records
Property tax history
-2.3%/yrLatest (2025): $360 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…