3210 Ohio St · Baytown, TX 77520

$99,999

2 bd · 1.0 ba · 1,379 sqft · SingleFamily public records · 64 Days on market

Built 1928 6,751 sqft lot $73/sqft · 33% below area Est $149k · 33% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.7/30.0
• ARV discount +15.0/15.0
• DSCR +8.0/10.0
• 1% rule +6.9/10.0
• Livability +3.5/5.0
• Schools +3.2/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fantastic investment opportunity in Baytown! This property at 3210 Ohio Street has great potential for buyers seeking to renovate or customize a home to their liking. Featuring 2 bedrooms, 1 bathroom, 1379 square feet of space, and a lot size of 6750 square feet, this single-family home built in 1928 offers endless possibilities for a primary residence, resale, or long-term investment. Don't miss out on this chance to create your dream home!

Key facts

• 6,751 sq ft lot
• Built 1928
• Listed 64 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $208 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 4.2% in Baytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D+, crime F.
• Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.3%/yr); 274 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $93,999 (6.0% below list)

Questions for the listing agent

1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 8.79%
• Cash-on-cash: 8.93%
• DSCR: 1.40
• GRM: 7.0

CMA / ARV

• ARV (median comp): $149,001
• List price: $99,999
• Delta: -32.89%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3129 Indiana St	0.06mi	2/1.0	1,248 (-10%)	12mo	$159,000	$127	71
1912 Maryland St	0.38mi	3/2.0 (+1)	1,414 (+2%)	1mo	$224,900	$159	68
3204 Michigan St	0.12mi	3/2.0 (+1)	1,498 (+9%)	16mo	$90,000	$60	58
2406 Missouri St	0.31mi	3/1.0 (+1)	1,300 (-6%)	20mo	$177,500	$137	54
1805 Vermont St	0.68mi	2/1.0	1,274 (-8%)	4mo	$80,000	$63	52
3318 Illinois St	0.22mi	3/2.0 (+1)	1,232 (-11%)	13mo	$155,000	$126	52
1805 Maryland St	0.42mi	3/1.0 (+1)	1,312 (-5%)	19mo	$125,000	$95	52
1808 Oregon St	0.63mi	3/2.0 (+1)	1,341 (-3%)	8mo	$164,000	$122	51
2005 Utah St	0.40mi	3/2.0 (+1)	1,201 (-13%)	3mo	$165,000	$137	48
1300 Magnolia St	0.37mi	3/2.0 (+1)	1,224 (-11%)	14mo	$135,000	$110	44
2306 Florida St	0.52mi	3/2.0 (+1)	1,550 (+12%)	9mo	$180,000	$116	38
2013 New Mexico St	0.68mi	3/2.0 (+1)	1,181 (-14%)	14mo	$199,999	$169	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold

• IRR: -4.8%
• Equity multiple: 0.82×
• Total profit: $-4,904
• Equity at exit: $14,910

10-year hold

• IRR: 2.7%
• Equity multiple: 1.18×
• Total profit: $5,024
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77520

• Rents YoY: 1.3%
• Active inventory: 274
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,195 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$170 /mo · $2,036/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$251
• Net cashflow: $208

Break-even live

Break-even rent $931

Max offer price $99,999

Occupancy floor 78%

Sensitivity live

Price	-10% $265	-5% $237	+0% $208	+5% $180	+10% $152
Rent	-10% $114	-5% $161	+0% $208	+5% $255	+10% $303
Rate	-1.0pp $259	-0.5pp $234	base $208	+0.5pp $182	+1.0pp $156

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3419 Illinois St Baytown, TX	3.0	1.0	1065	$1,195	$1.12	0d	1	0.26mi
1206 Missouri St Baytown, TX	2.0	2.0	1046	$1,023	$0.98	44d	1	1.02mi
811 Barrymore Blvd Baytown, TX	3.0	2.0	1200	$1,300	$1.08	6d	1	1.17mi

Listing history 8 events

1. 2026-06-03
   days on market $99,999 Active 64 DOM
2. 2026-06-02
   days on market $99,999 Active 63 DOM
3. 2026-06-01
   days on market $99,999 Active 62 DOM
4. 2026-05-31
   days on market $99,999 Active 61 DOM
5. 2026-03-31
   price $99,999 445-char remark

   Show marketing remark (445 chars)

   Fantastic investment opportunity in Baytown! This property at 3210 Ohio Street has great potential for buyers seeking to renovate or customize a home to their liking. Featuring 2 bedrooms, 1 bathroom, 1379 square feet of space, and a lot size of 6750 square feet, this single-family home built in 1928 offers endless possibilities for a primary residence, resale, or long-term investment. Don't miss out on this chance to create your dream home!

6. 2026-03-31
   listed $99,000 Active 445-char remark

   Show marketing remark (445 chars)

   Fantastic investment opportunity in Baytown! This property at 3210 Ohio Street has great potential for buyers seeking to renovate or customize a home to their liking. Featuring 2 bedrooms, 1 bathroom, 1379 square feet of space, and a lot size of 6750 square feet, this single-family home built in 1928 offers endless possibilities for a primary residence, resale, or long-term investment. Don't miss out on this chance to create your dream home!

7. 2013-04-02
   soldstatus
8. 1989-03-16
   soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,036 · $170/mo
• Projected year-2 tax: $2,036 · $170/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 59% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,339
• − Mortgage interest: −$5,601
• − Property taxes: −$2,036
• − Insurance: −$500
• − Repairs & maintenance: −$1,147
• − Management: −$1,147
• − Depreciation: −$2,909
• Taxable income: $998
• Est. tax owed @ 24.0%: −$240
• After-tax cash flow: $2,260/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Goose Creek CISD
• NCES district ID: 4821150
• Math proficiency: 37% ▼ -11.00%
• Reading proficiency: 36% ▼ -4.00%
• Median HH income: $52,468
• Composite: 31.84/100
• National rank: #5877
• State rank: #473 of 826 in TX

Livability — Baytown

• Score: 69/100
• State rank: #412
• US rank: #8494

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baytown, TX
• County: Harris County · 4,702,590 people
• City population: 135,579
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 36,355
• Household income: $54,278
• Rent vs Own: 47.8% rent · 52.2% own
• Severe rent burden: 1559.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: Hispanic / Latino 55% White 30% Two or more races 19% Black 10% Asian 2%
• Hispanic origin (detail): Mexican 48%
• Common ancestry: Italian 1% Lithuanian 1% Romanian 1%
• Foreign-born: 21% · Canada, Vietnam
• Languages at home: 55% English-only · Spanish 43% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -143.36%
• Current HPI: 262.066
• Rent YoY: ▲ 1.30%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+1.0% since first listed

4 events — show timeline

• 2026-03-31 Price Changed $99,999 HARMLS
• 2026-03-31 Listed $99,000 HARMLS
• 2013-04-02 Sold (Public Records) — Public Records
• 1989-03-16 Sold (Public Records) — Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,036 · +10.3% YoY. Source: county tax records.