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194 Fairview Oak Pl
D+ Composite 49.29
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.6/10.0
  • 1% rule +3.7/10.0
  • Schools +3.6/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$229,900

194 Fairview Oak Pl · Braswell, GA 30157
3 bd · 2.0 ba · 1,279 sqft · SingleFamily public records · 132 Days on market
Built 2003 0.48 ac lot Est $280k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 194 Fairview Oak Pl in Dallas, GA! This charming 3-bedroom, 2-bath home offers 1,277 sq ft of comfortable, single-level living in a peaceful and well-kept community. Step inside to an inviting, open floor plan featuring a bright living area, a cozy dining space, and a functional kitchen perfect for everyday meals or entertaining. The spacious primary suite includes a private full bath, while two additional bedrooms provide flexibility for guests, a home office, or a growing family. Enjoy low-maintenance living with a manageable yard and convenient access to nearby shops, schools, parks, and major highways.

Key facts

  • Open floor plan
  • Manageable yard
  • Convenient access

Tags

OPEN FLOOR PLANPRIVATE FULL BATHMANAGEABLE YARDCONVENIENT ACCESS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $230k.

Deal economics

  • At list price, monthly cash flow is $73 ($879/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (12.5% below list).
  • Recommended offer: $201k (12.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 3.4% in Braswell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#380 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: amenities F, commute F, employment D-.
  • Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sara M. Ragsdale Elementary (math 37% / reading 36%, grade F, #509 of 1,228 statewide, top 42%, 604 students, 56% FRL); Carl Scoggins Sr. Middle School (math 29% / reading 40%, grade F, #196 of 470 statewide, top 42%, 760 students, 47% FRL); Paulding County High School (math 19% / reading 37%, grade F, #155 of 424 statewide, top 37%, 2,005 students, 48% FRL) — zoned schools average 50% FRL vs 33% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-2.8%/yr); 614 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 13y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $230k implies a 187% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $201,065 (12.5% below list)

Questions for the listing agent

  1. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.68%
Cash-on-cash
1.37%
DSCR
1.06
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$280,101
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
40 Fairview Knl 0.35mi 3/2.0 1,279 (0%) 1mo $279,900 $219 83
698 Fairview Dr 0.23mi 3/3.0 1,306 (+2%) 2mo $257,000 $197 80
84 Fairview Knl 0.35mi 3/2.0 1,285 (+0%) 6mo $279,900 $218 77
600 Fairview Dr 0.14mi 3/2.0 1,306 (+2%) 16mo $290,000 $222 76
167 Fairview Oak Trl 0.33mi 3/2.0 1,280 (+0%) 10mo $282,000 $220 76
236 Fairview Dr 0.30mi 3/2.0 1,230 (-4%) 12mo $281,000 $228 70
119 Fred Poole Trce 0.10mi 3/2.0 1,337 (+4%) 24mo $280,000 $209 68
1863 Gold Mine Rd 0.44mi 3/1.5 1,118 (-13%) 2mo $240,000 $215 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.4%
Equity multiple
0.40×
Total profit
$-38,496
Equity at exit
$34,279
10-year hold
IRR
-16.0%
Equity multiple
0.22×
Total profit
$-50,346
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30157

Home prices YoY
-9.4%
Rents YoY
-2.8%
Active inventory
614
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,011 medium interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$214 /mo · $2,565/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$73

Break-even live

Break-even rent $1,918
Max offer price $229,900
Occupancy floor 91%

Sensitivity live

Price -10% $203 -5% $138 +0% $73 +5% $8 +10% $-57
Rent -10% $-86 -5% $-6 +0% $73 +5% $153 +10% $232
Rate -1.0pp $189 -0.5pp $132 base $73 +0.5pp $14 +1.0pp $-47

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
58 Fairview Oak Trce Dallas, GA 4.0 2.5 1679 $1,701 $1.01 3d 1 0.17mi

Listing history 34 events

  1. 2026-06-21
    statusdays on market $229,900 Active 132 DOM
  2. 2026-06-18
    status $229,900 Back On Market 129 DOM
  3. 2026-04-27
    status Under Contract
  4. 2026-04-17
    price $229,900
  5. 2026-03-06
    price $244,900
  6. 2026-02-22
    status Back On Market
  7. 2026-02-16
    status Under Contract
  8. 2026-01-30
    price $249,900
  9. 2026-01-09
    price $254,900
  10. 2025-12-13
    listed $259,900 New
  11. 2025-11-28
    historical
  12. 2025-11-28
    historical
  13. 2025-10-02
    price $263,900
  14. 2025-10-02
    price $263,900
  15. 2025-09-12
    price $275,900
  16. 2025-09-12
    price $275,900
  17. 2025-09-04
    historical
  18. 2025-09-03
    price $282,900
  19. 2025-09-03
    price $282,900
  20. 2025-08-22
    price $284,900
  21. 2025-08-22
    price $284,900
  22. 2025-07-28
    listed $289,900 Active
  23. 2025-07-28
    listed $284,900 New
  24. 2025-07-28
    listed $289,900 New
  25. 2014-03-28
    soldstatus $80,000
  26. 2014-03-21
    historical
  27. 2014-03-13
    historical
  28. 2014-03-12
    soldstatus $80,000 Sold
  29. 2014-03-12
    soldstatus $80,000 Sold
  30. 2013-08-21
    status Under Contract
  31. 2013-08-14
    status Pending Offer Approval
  32. 2013-08-14
    historical Pending Approval
  33. 2013-08-07
    listed $80,000 New
  34. 2013-08-07
    listed $80,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,565 · $214/mo
Projected year-2 tax
$2,565 · $214/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,128
− Mortgage interest
−$12,878
− Property taxes
−$2,565
− Insurance
−$1,150
− Repairs & maintenance
−$1,930
− Management
−$1,930
− Depreciation
−$6,688
Taxable loss
−$3,013
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$723
After-tax cash flow
$1,602/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paulding County
NCES district ID
1304020
Math proficiency
39% ▼ -6.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$61,447
Composite
36.0/100
National rank
#4784
State rank
#33 of 174 in GA

Livability — Braswell

Score
60/100
State rank
#380
US rank
#19219

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Paulding County · 134,013 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
53,445
Household income
$93,625
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
375.0

Population outlook (Paulding County) Hauer SSP2

Today (2025)
175,714 people
By 2030
186,082 · +5.9%
By 2040
204,414 · +16.3%
By 2050
217,040 · +23.5%
By 2075
236,980 · +34.9%
By 2100
238,314 · +35.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 13% Two or more races 9% Hispanic / Latino 8% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Paulding

2024 margin
Strong R (+24.1) · D 37.6% · R 61.7%
2008→2024 swing
+14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.28%
Current HPI
330.3487
Rent YoY
▼ -2.83%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+187.4% since first listed
32 events — show timeline
  • 2026-04-27 Pending GAMLS
  • 2026-04-17 Price Changed $229,900 GAMLS
  • 2026-03-06 Price Changed $244,900 GAMLS
  • 2026-02-22 Relisted GAMLS
  • 2026-02-16 Pending GAMLS
  • 2026-01-30 Price Changed $249,900 GAMLS
  • 2026-01-09 Price Changed $254,900 GAMLS
  • 2025-12-13 Listed $259,900 GAMLS
  • 2025-11-28 Listing Removed GAMLS
  • 2025-11-28 Listing Removed FMLS
  • 2025-10-02 Price Changed $263,900 GAMLS
  • 2025-10-02 Price Changed $263,900 FMLS
  • 2025-09-12 Price Changed $275,900 GAMLS
  • 2025-09-12 Price Changed $275,900 FMLS
  • 2025-09-04 Listing Removed GAMLS
  • 2025-09-03 Price Changed $282,900 GAMLS
  • 2025-09-03 Price Changed $282,900 FMLS
  • 2025-08-22 Price Changed $284,900 GAMLS
  • 2025-08-22 Price Changed $284,900 FMLS
  • 2025-07-28 Listed $289,900 GAMLS
  • 2025-07-28 Listed $284,900 GAMLS
  • 2025-07-28 Listed $289,900 FMLS
  • 2014-03-28 Sold (Public Records) $80,000 Public Records
  • 2014-03-21 Listing Removed FMLS
  • 2014-03-13 Listing Removed GAMLS
  • 2014-03-12 Sold (MLS) $80,000 GAMLS
  • 2014-03-12 Sold (MLS) $80,000 FMLS
  • 2013-08-21 Pending GAMLS
  • 2013-08-14 Pending FMLS
  • 2013-08-14 Contingent GAMLS
  • 2013-08-07 Listed $80,000 GAMLS
  • 2013-08-07 Listed $80,000 FMLS

Property tax history

+3.0%/yr

Latest (2025): $2,565 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…