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11121 Cypress Dale Ave
B+ Composite 79.41
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • Appreciation +4.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$109,900

11121 Cypress Dale Ave · Baton Rouge, LA 70807
4 bd · 1.5 ba · 1,730 sqft · SingleFamily public records · 131 Days on market
Built 1977 7,840 sqft lot $64/sqft · 30% below area Est $171k · 36% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

Key facts

  • Fenced-in backyard
  • 7,840 sq ft lot
  • Built 1977

Tags

LIVING ROOM FIREPLACEFENCED-IN BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $423 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 101 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $1,510/mo this rent would consume 66% of the median local household income ($28k/yr) (locally 1092% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $760 of loan paydown is wiped out by about $957 of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-0.9% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 131 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 22y ago; this cycle's ask is 22% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $55k; list at $110k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $96,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
10.91%
Cash-on-cash
16.50%
DSCR
1.73
GRM
6.1

CMA / ARV

ARV (median comp)
$170,704
List price
$109,900
Delta
-35.62%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11121 Cypress Dale Ave 0.00mi 4/1.5 1,875 (+8%) 0mo $109,900 $59 86
3802 Gregworth Dr 0.04mi 3/2.0 (-1) 1,845 (+7%) 2mo $177,000 $96 79
5029 Clark St 0.73mi 3/2.0 (-1) 1,558 (-10%) 2mo $210,000 $135 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.87% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.8%
Equity multiple
1.63×
Total profit
$19,347
Equity at exit
$27,209
10-year hold
IRR
19.5%
Equity multiple
2.99×
Total profit
$61,286
Equity at exit
$29,155

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70807

Home prices YoY
-1.1%
Active inventory
101
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,510 medium interval (Pro) →
Mortgage (P&I)
$576
Tax from tax record
$147 /mo · $1,767/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$317
Net cashflow
$423

Break-even live

Break-even rent $974
Max offer price $109,900
Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,475
Closing costs
$3,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12246 Palmyra Dr Baton Rouge, LA 3.0 1.0 1054 $1,095 $1.04 43d 1 1.01mi
5744 Guice Dr Baton Rouge, LA 4.0 2.0 1840 $1,750 $0.95 14d 1 1.27mi
1648 Kildeer St Baton Rouge, LA 3.0 2.0 1450 $1,025 $0.71 21d 1 1.45mi

Listing history 26 events

  1. 2026-05-19
    status Pending 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  2. 2026-05-19
    status Pending 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  3. 2026-05-01
    status Active 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  4. 2026-05-01
    status Active 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  5. 2026-03-18
    status Pending 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  6. 2026-03-18
    status Pending 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  7. 2026-03-03
    price $109,900 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  8. 2026-03-03
    price $109,900 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  9. 2026-01-07
    price $121,000 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  10. 2026-01-07
    price $121,000 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  11. 2025-11-25
    listed $90,000 Active 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  12. 2025-11-24
    listed $90,000 Active 146-char remark
    Show marketing remark (146 chars)

    Spacious 4 bedroom 1.5 bathroom brick-ranch style residence. Contains living room plus large bonus room with fireplace. Fenced-in shaded backyard.

  13. 2024-07-17
    soldstatus $55,003
  14. 2023-12-07
    soldstatus $1,224,235
  15. 2012-08-10
    soldstatus
  16. 2012-07-11
    listed $41,900
  17. 2012-07-11
    listed $41,900
  18. 2011-01-30
    listed $58,000
  19. 2011-01-30
    listed $58,000
  20. 2007-03-05
    soldstatus
  21. 2007-02-15
    soldstatus $117,900
  22. 2006-06-11
    listed $116,900
  23. 2006-06-11
    listed $116,900
  24. 2004-07-22
    soldstatus
  25. 2004-04-14
    listed $64,900
  26. 2004-04-14
    listed $64,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,767 · $147/mo
Projected year-2 tax
$1,767 · $147/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,115
− Mortgage interest
−$6,156
− Property taxes
−$1,767
− Insurance
−$550
− Repairs & maintenance
−$1,449
− Management
−$1,449
− Depreciation
−$3,197
Taxable income
$3,547
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$851
After-tax cash flow
$4,227/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
15,300
Household income
$27,534
Rent vs Own
56.8% rent · 43.2% own
Severe rent burden
1092.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Two or more races 6% White 3%
Common ancestry
Lithuanian 1%
Foreign-born
1% · Canada

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.87%
Current HPI
78.3629
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+69.3% since first listed
26 events — show timeline
  • 2026-05-19 Pending AcadianaMLS
  • 2026-05-19 Pending GBRMLS
  • 2026-05-01 Relisted AcadianaMLS
  • 2026-05-01 Relisted GBRMLS
  • 2026-03-18 Pending AcadianaMLS
  • 2026-03-18 Pending GBRMLS
  • 2026-03-03 Price Changed $109,900 AcadianaMLS
  • 2026-03-03 Price Changed $109,900 GBRMLS
  • 2026-01-07 Price Changed $121,000 AcadianaMLS
  • 2026-01-07 Price Changed $121,000 GBRMLS
  • 2025-11-25 Listed $90,000 GBRMLS
  • 2025-11-24 Listed $90,000 AcadianaMLS
  • 2024-07-17 Sold (Public Records) $55,003 Public Records
  • 2023-12-07 Sold (Public Records) $1,224,235 Public Records
  • 2012-08-10 Sold (MLS) GBRMLS
  • 2012-07-11 Listed $41,900 GBRMLS
  • 2012-07-11 Listed $41,900 AcadianaMLS
  • 2011-01-30 Listed $58,000 AcadianaMLS
  • 2011-01-30 Listed $58,000 GBRMLS
  • 2007-03-05 Sold (MLS) GBRMLS
  • 2007-02-15 Sold (Public Records) $117,900 Public Records
  • 2006-06-11 Listed $116,900 AcadianaMLS
  • 2006-06-11 Listed $116,900 GBRMLS
  • 2004-07-22 Sold (MLS) GBRMLS
  • 2004-04-14 Listed $64,900 AcadianaMLS
  • 2004-04-14 Listed $64,900 GBRMLS

Property tax history

+2.4%/yr

Latest (2025): $1,767 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…