1127 Robinson Ave · South Apopka, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.1/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Virtually Staged. Investor/renovation opportunity on a spacious corner lot with public water and sewer. This 3-bedroom, 2-bath home offers significant potential for the right buyer looking for a full renovation project. The property needs extensive repairs and updating, but the lot size, corner location, and existing utility connections provide a solid starting point for improvement. Conveniently located near major roads, shopping, dining, and area services. Cash or renovation financing may be needed due to condition. Property is being sold as-is, where-is, with all faults. Buyer and buyer’s agent to verify all information, measurements, condition, utilities, and suitability for inten
Key facts
- Public sewer
- Corner lot
- Conveniently located
Tags
Property features AI
Finance
- Financial info: Lease restrictions apply
- HOA & community: No HOA/association
Exterior
- Parking: Attached garage; 2-car garage
- Utilities: Public water; Public sewer; Electricity available
- Home design: Single Family Residence; Residential property in fixer condition; One story; Faces west; Entry level: One
- Construction: Frame construction; Shingle roof; Crawlspace foundation; Built on lot of about 0.21 acres
- Exterior features: Other exterior features; Paved road access
Interior
- Kitchen: No appliances included
- Bedrooms: 3 bedrooms
- Flooring: Other flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Wall/window cooling units
- Interior features: Other interior features
- Laundry & utility: Laundry features: Other
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
Location & tenants
- Location reads 67/100 on livability (#578 in FL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
- Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-2.8%/yr); 564 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
- This rent runs 39% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $10k; list at $100k implies a 852% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.35% ✓
- Cap rate
- 19.32%
- Cash-on-cash
- 46.53%
- DSCR
- 3.07
- GRM
- 3.6
CMA / ARV
- ARV (on-the-fly)
- $377,304
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 237 E 16th St | 0.27mi | 3/2.0 | 1,486 (-7%) | 24mo | $352,000 | $237 | 52 |
| 730 E 9th St | 0.71mi | 4/2.0 (+1) | 1,568 (-2%) | 7mo | $210,000 | $134 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 40.2%
- Equity multiple
- 2.65×
- Total profit
- $46,143
- Equity at exit
- $14,910
- IRR
- 45.0%
- Equity multiple
- 4.68×
- Total profit
- $102,971
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32703
- Rents YoY
- -2.8%
- Active inventory
- 564
- Price-to-rent
- 3.6×
Monthly cashflow live
- Estimated rent
- $2,347 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$202 /mo · $2,426/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$493
- Net cashflow
- $1,086
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1353 Clarcona Rd Apopka, FL | 4.0 | 2.0 | 1530 | $2,275 | $1.49 | 15d | 1 | 0.32mi |
| 40 W 12th St Apopka, FL | 4.0 | 2.0 | 1437 | $2,899 | $2.02 | 22d | 1 | 0.42mi |
| 50 W 12th St Apopka, FL | 4.0 | 2.0 | 1437 | $2,300 | $1.60 | 15d | 1 | 0.44mi |
| 1357 Woodwind Dr Apopka, FL | 3.0 | 2.0 | 1174 | $2,200 | $1.87 | 7d | 1 | 0.65mi |
| 137 W 20th St Apopka, FL | 3.0 | 2.0 | 1209 | $2,045 | $1.69 | 22d | 1 | 0.71mi |
| 1576 Palmstone Dr Apopka, FL | 3.0 | 2.0 | 1180 | $1,959 | $1.66 | 7d | 1 | 0.78mi |
| 402 W 17th St Apopka, FL | 4.0 | 2.0 | 1380 | $1,950 | $1.41 | 24d | 1 | 0.89mi |
| 1598 Royal Oaks Dr Apopka, FL | 3.0 | 2.0 | 1578 | $2,355 | $1.49 | 24d | 1 | 0.97mi |
| 342 Lady Palm St Apopka, FL | 3.0 | 2.5 | 2147 | $2,700 | $1.26 | 7d | 1 | 0.97mi |
| 1008 Royal Oaks Dr Apopka, FL | 3.0 | 2.0 | 1368 | $2,295 | $1.68 | 22d | 1 | 1.06mi |
| 356 W 4th St Apopka, FL | 3.0 | 2.0 | 1250 | $2,300 | $1.84 | 24d | 1 | 1.06mi |
| 617 E 1st St Apopka, FL | 2.0 | 2.0 | 1288 | $2,195 | $1.70 | 24d | 1 | 1.08mi |
| 1952 Alambra Cir Apopka, FL | 4.0 | 3.0 | 2224 | $2,800 | $1.26 | 2d | 1 | 1.09mi |
| 827 Creeping Fig St Unit 1 Apopka, FL | 3.0 | 2.5 | 1688 | $2,895 | $1.72 | 22d | 1 | 1.10mi |
| 487 Blue Bird St Apopka, FL | 2.0 | 1.0 | 1075 | $1,750 | $1.63 | 24d | 1 | 1.16mi |
| 1248 E Cleveland St Apopka, FL | 4.0 | 2.0 | 1213 | $1,989 | $1.64 | 2d | 1 | 1.19mi |
| 1635 Callie Ct Apopka, FL | 3.0 | 2.5 | 1285 | $1,795 | $1.40 | 24d | 1 | 1.26mi |
| 1595 Marden Rdg Lp Apopka, FL | 1.0–3.0 | 1.0–2.0 | 1055 | $2,195 | $2.08 | 2d | 44 | 1.35mi |
| 1236 Dovehill Dr Unit 1244 Apopka, FL | 2.0 | 2.5 | 1052 | $1,700 | $1.62 | 24d | 1 | 1.38mi |
| 1250 Marden Rd Apopka, FL | 1.0–3.0 | 1.0–2.0 | 1089 | $2,895 | $2.66 | 2d | 26 | 1.39mi |
| 178 Dovetail Ct Apopka, FL | 3.0 | 2.0 | 1158 | $2,150 | $1.86 | 24d | 1 | 1.43mi |
| 1266 Sheeler Hills Dr Apopka, FL | 4.0 | 2.0 | 1788 | $2,290 | $1.28 | 2d | 1 | 1.43mi |
| 1236 Indian Bluff Dr Apopka, FL | 3.0 | 2.5 | 1942 | $2,470 | $1.27 | 22d | 1 | 1.48mi |
| 1260 Indian Bluff Dr Apopka, FL | 3.0 | 2.0 | 1942 | $2,420 | $1.25 | 22d | 1 | 1.49mi |
| 283 Rambling Cir Apopka, FL | 3.0 | 2.0 | 1614 | $2,350 | $1.46 | 24d | 1 | 1.50mi |
Listing history 2 events
-
2026-05-13$100,000 Active
-
1980-05-01soldstatus $10,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,426 · $202/mo
- Projected year-2 tax
- $2,426 · $202/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,160
- − Mortgage interest
- −$5,602
- − Property taxes
- −$2,426
- − Insurance
- −$500
- − Repairs & maintenance
- −$2,253
- − Management
- −$2,253
- − Depreciation
- −$2,909
- Taxable income
- $12,217
- Est. tax owed @ 24.0%
- −$2,932
- After-tax cash flow
- $10,095/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Orange
- NCES district ID
- 1201440
- Math proficiency
- 46% ▼ -9.00%
- Reading proficiency
- 51% ▼ -2.00%
- Median HH income
- $49,350
- Composite
- 41.47/100
- National rank
- #3461
- State rank
- #43 of 73 in FL
Livability — South Apopka
- Score
- 67/100
- State rank
- #578
- US rank
- #10996
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- South Apopka, FL
- County
- Orange County · 1,471,359 people
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 59,269
- Household income
- $72,880
- Rent vs Own
- Severe rent burden
- 2191.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 1,618,226 people
- By 2030
- 1,787,404 · +10.5%
- By 2040
- 2,125,621 · +31.4%
- By 2050
- 2,454,016 · +51.6%
- By 2075
- 3,173,711 · +96.1%
- By 2100
- 3,607,781 · +122.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- White 35% Hispanic / Latino 30% Black 28% Two or more races 16% Asian 3%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 12% Cuban 3% Dominican 2%
- Common ancestry
- Hispanic 4% Romanian 1% Italian 1%
- Foreign-born
- 18% · Canada, Jamaica, Vietnam
- Languages at home
- 71% English-only · Spanish 22% French/Haitian/Cajun 3% Other Indo-European 1%
Political lean MEDSL · Orange
- 2024 margin
- D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
- 2008→2024 swing
- -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
- All cycles
- 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -206.30%
- Current HPI
- 319.2139
- Rent YoY
- ▼ -2.75%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+852.4% since first listed2 events — show timeline
- 2026-05-13 Listed $100,000 Stellar MLS as Distributed by MLS Grid
- 1980-05-01 Sold (Public Records) $10,500 Public Records
Property tax history
+11.9%/yrLatest (2025): $2,426 · +233.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…