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1127 Robinson Ave
B- Composite 69.31
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$100,000

1127 Robinson Ave · South Apopka, FL 32703
3 bd · 1.0 ba · 1,592 sqft · SingleFamily public records · 13 Days on market
Built 1959 9,105 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Virtually Staged. Investor/renovation opportunity on a spacious corner lot with public water and sewer. This 3-bedroom, 2-bath home offers significant potential for the right buyer looking for a full renovation project. The property needs extensive repairs and updating, but the lot size, corner location, and existing utility connections provide a solid starting point for improvement. Conveniently located near major roads, shopping, dining, and area services. Cash or renovation financing may be needed due to condition. Property is being sold as-is, where-is, with all faults. Buyer and buyer’s agent to verify all information, measurements, condition, utilities, and suitability for inten

Key facts

  • Public sewer
  • Corner lot
  • Conveniently located

Tags

CORNER LOTPUBLIC WATERPUBLIC SEWEREXISTING UTILITY CONNECTIONSCONVENIENTLY LOCATED

Property features AI

Finance

  • Financial info: Lease restrictions apply
  • HOA & community: No HOA/association

Exterior

  • Parking: Attached garage; 2-car garage
  • Utilities: Public water; Public sewer; Electricity available
  • Home design: Single Family Residence; Residential property in fixer condition; One story; Faces west; Entry level: One
  • Construction: Frame construction; Shingle roof; Crawlspace foundation; Built on lot of about 0.21 acres
  • Exterior features: Other exterior features; Paved road access

Interior

  • Kitchen: No appliances included
  • Bedrooms: 3 bedrooms
  • Flooring: Other flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Wall/window cooling units
  • Interior features: Other interior features
  • Laundry & utility: Laundry features: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).

Location & tenants

  • Location reads 67/100 on livability (#578 in FL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.8%/yr); 564 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $10k; list at $100k implies a 852% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $100,000

Questions for the listing agent

  1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.35%
Cap rate
19.32%
Cash-on-cash
46.53%
DSCR
3.07
GRM
3.6

CMA / ARV

ARV (on-the-fly)
$377,304
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
237 E 16th St 0.27mi 3/2.0 1,486 (-7%) 24mo $352,000 $237 52
730 E 9th St 0.71mi 4/2.0 (+1) 1,568 (-2%) 7mo $210,000 $134 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
40.2%
Equity multiple
2.65×
Total profit
$46,143
Equity at exit
$14,910
10-year hold
IRR
45.0%
Equity multiple
4.68×
Total profit
$102,971
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32703

Rents YoY
-2.8%
Active inventory
564
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$2,347 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$202 /mo · $2,426/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$493
Net cashflow
$1,086

Break-even live

Break-even rent $972
Max offer price $100,000
Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1353 Clarcona Rd Apopka, FL 4.0 2.0 1530 $2,275 $1.49 15d 1 0.32mi
40 W 12th St Apopka, FL 4.0 2.0 1437 $2,899 $2.02 22d 1 0.42mi
50 W 12th St Apopka, FL 4.0 2.0 1437 $2,300 $1.60 15d 1 0.44mi
1357 Woodwind Dr Apopka, FL 3.0 2.0 1174 $2,200 $1.87 7d 1 0.65mi
137 W 20th St Apopka, FL 3.0 2.0 1209 $2,045 $1.69 22d 1 0.71mi
1576 Palmstone Dr Apopka, FL 3.0 2.0 1180 $1,959 $1.66 7d 1 0.78mi
402 W 17th St Apopka, FL 4.0 2.0 1380 $1,950 $1.41 24d 1 0.89mi
1598 Royal Oaks Dr Apopka, FL 3.0 2.0 1578 $2,355 $1.49 24d 1 0.97mi
342 Lady Palm St Apopka, FL 3.0 2.5 2147 $2,700 $1.26 7d 1 0.97mi
1008 Royal Oaks Dr Apopka, FL 3.0 2.0 1368 $2,295 $1.68 22d 1 1.06mi
356 W 4th St Apopka, FL 3.0 2.0 1250 $2,300 $1.84 24d 1 1.06mi
617 E 1st St Apopka, FL 2.0 2.0 1288 $2,195 $1.70 24d 1 1.08mi
1952 Alambra Cir Apopka, FL 4.0 3.0 2224 $2,800 $1.26 2d 1 1.09mi
827 Creeping Fig St Unit 1 Apopka, FL 3.0 2.5 1688 $2,895 $1.72 22d 1 1.10mi
487 Blue Bird St Apopka, FL 2.0 1.0 1075 $1,750 $1.63 24d 1 1.16mi
1248 E Cleveland St Apopka, FL 4.0 2.0 1213 $1,989 $1.64 2d 1 1.19mi
1635 Callie Ct Apopka, FL 3.0 2.5 1285 $1,795 $1.40 24d 1 1.26mi
1595 Marden Rdg Lp Apopka, FL 1.0–3.0 1.0–2.0 1055 $2,195 $2.08 2d 44 1.35mi
1236 Dovehill Dr Unit 1244 Apopka, FL 2.0 2.5 1052 $1,700 $1.62 24d 1 1.38mi
1250 Marden Rd Apopka, FL 1.0–3.0 1.0–2.0 1089 $2,895 $2.66 2d 26 1.39mi
178 Dovetail Ct Apopka, FL 3.0 2.0 1158 $2,150 $1.86 24d 1 1.43mi
1266 Sheeler Hills Dr Apopka, FL 4.0 2.0 1788 $2,290 $1.28 2d 1 1.43mi
1236 Indian Bluff Dr Apopka, FL 3.0 2.5 1942 $2,470 $1.27 22d 1 1.48mi
1260 Indian Bluff Dr Apopka, FL 3.0 2.0 1942 $2,420 $1.25 22d 1 1.49mi
283 Rambling Cir Apopka, FL 3.0 2.0 1614 $2,350 $1.46 24d 1 1.50mi

Listing history 2 events

  1. 2026-05-13
    listed $100,000 Active
  2. 1980-05-01
    soldstatus $10,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,426 · $202/mo
Projected year-2 tax
$2,426 · $202/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,160
− Mortgage interest
−$5,602
− Property taxes
−$2,426
− Insurance
−$500
− Repairs & maintenance
−$2,253
− Management
−$2,253
− Depreciation
−$2,909
Taxable income
$12,217
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,932
After-tax cash flow
$10,095/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — South Apopka

Score
67/100
State rank
#578
US rank
#10996

Category grades

Amenities F Commute A+ Cost of living A+ Crime B- Employment F Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
South Apopka, FL
County
Orange County · 1,471,359 people
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
59,269
Household income
$72,880
Rent vs Own
34.2% rent · 65.8% own
Severe rent burden
2191.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 35% Hispanic / Latino 30% Black 28% Two or more races 16% Asian 3%
Hispanic origin (detail)
Mexican 6% Puerto Rican 12% Cuban 3% Dominican 2%
Common ancestry
Hispanic 4% Romanian 1% Italian 1%
Foreign-born
18% · Canada, Jamaica, Vietnam
Languages at home
71% English-only · Spanish 22% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -206.30%
Current HPI
319.2139
Rent YoY
▼ -2.75%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+852.4% since first listed
2 events — show timeline
  • 2026-05-13 Listed $100,000 Stellar MLS as Distributed by MLS Grid
  • 1980-05-01 Sold (Public Records) $10,500 Public Records

Property tax history

+11.9%/yr

Latest (2025): $2,426 · +233.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…