5314 Hartsdale Dr · Jackson, MS 39211

$149,900

4 bd · 2.0 ba · 1,422 sqft · SingleFamily public records · 10 Days on market

Built 1960 0.25 ac lot Est $144k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.9/30.0
• DSCR +8.1/10.0
• 1% rule +6.6/10.0
• ARV discount +5.5/15.0
• Rent growth +4.5/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come see this 4 bedroom, 2 bath on a great street in Northeast Jackson! This home has all you are after with combo living/ dining room, original oak floors, kitchen with eat in breakfast nook, 2 bathrooms recently renovated, 2 car carport with a cute backyard right on a corner lot. Great house! Make your appointment today!

Key facts

• Spacious living area
• Updated bathrooms
• Ample cabinet space

Tags

• CORNER LOT
• HARDWOOD FLOORS
• SPACIOUS LIVING AREA
• AMPLE CABINET SPACE
• UPDATED BATHROOMS
• LARGE COVERED CARPORT

Property features AI

Exterior

• Parking: Carport (2 spaces)
• Utilities: Public water; Public sewer; Cable available; Electricity connected
• Home design: Single-family house; One story; Move-in ready
• Construction: Wood siding; Conventional foundation; Asphalt shingle roof; Built in public records (year built source)
• Exterior features: Slab patio/porch; Back yard fencing; Corner lot

Interior

• Kitchen: Cooktop; Electric cooktop; Oven; Dishwasher; Refrigerator
• Flooring: Tile; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (natural gas); Central air conditioning
• Interior features: Insulated windows; Move-in ready
• Laundry & utility: Laundry area located in carport

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $320 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Spann Elementary School (math 7% / reading 21%, grade F, #289 of 375 statewide, top 78%, 395 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
• Market conditions: Rents rising fast (+7.9%/yr); 221 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.9% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $149,900

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 8.85%
• Cash-on-cash: 9.14%
• DSCR: 1.41
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $143,622
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5253 Wayneland Dr	0.19mi	3/2.0 (-1)	1,457 (+2%)	1mo	$146,000	$100	81
5307 Pine Lane Dr	0.10mi	3/2.0 (-1)	1,500 (+6%)	1mo	$169,000	$113	81
159 Pimlico Pl	0.48mi	3/2.0 (-1)	1,367 (-4%)	1mo	$199,000	$146	65
5508 Wayneland Dr	0.27mi	3/2.0 (-1)	1,531 (+8%)	8mo	$155,000	$101	63
5119 Mccoy Dr	0.54mi	3/2.0 (-1)	1,386 (-2%)	4mo	$210,000	$152	62
5107 Venetian Way	0.18mi	3/2.0 (-1)	1,590 (+12%)	6mo	$150,000	$94	62
5348 Keele St	0.54mi	3/2.0 (-1)	1,356 (-5%)	2mo	$162,500	$120	60
811 Fairfax Cir	0.65mi	3/2.0 (-1)	1,421 (-0%)	8mo	$115,000	$81	58
651 Newland St	0.34mi	3/2.0 (-1)	1,560 (+10%)	8mo	$199,999	$128	57
5347 Cedar Park Dr	0.62mi	3/2.0 (-1)	1,347 (-5%)	6mo	$130,000	$97	52
5517 Keele St	0.63mi	3/1.5 (-1)	1,482 (+4%)	8mo	$84,900	$57	50
5506 Concord Dr	0.73mi	3/2.0 (-1)	1,540 (+8%)	1mo	$30,000	$19	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.9% rent growth · sell at horizon

5-year hold

• IRR: 3.0%
• Equity multiple: 1.12×
• Total profit: $5,061
• Equity at exit: $22,351

10-year hold

• IRR: 16.8%
• Equity multiple: 2.70×
• Total profit: $71,451
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39211

• Rents YoY: 7.9%
• Active inventory: 221
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,732 high
• Mortgage (P&I): −$786
• Tax from tax record: −$200 /mo · $2,397/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$364
• Net cashflow: $320

Break-even live

Break-even rent $1,327

Max offer price $149,900

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5538 Pine Lane Dr Jackson, MS	3.0	2.0	1627	$1,465	$0.90	43d	1	0.27mi
5301 Ridgewood Rd Jackson, MS	3.0	2.0	1482	$1,850	$1.25	43d	1	0.28mi
5544 Wayneland Dr Jackson, MS	3.0	2.0	1800	$1,831	$1.02	43d	1	0.31mi
212 Pimlico Pl Jackson, MS	3.0	2.0	1600	$900	$0.56	13d	1	0.48mi
5421 Crepe Myrtle Dr Jackson, MS	4.0	1.5	1079	$1,295	$1.20	23d	1	0.98mi
492 E Beasley Rd Jackson, MS	1.0–3.0	1.0–2.0	1133	$1,440	$1.27	13d	8	1.00mi
120 Parkway Dr Jackson, MS	1.0–3.0	1.0–2.0	1076	$2,255	$2.10	13d	15	1.09mi
701 Cedarhurst Dr Jackson, MS	4.0	2.0	1419	$1,250	$0.88	23d	1	1.39mi
1702 Jamestown Way Unit 1702 Jackson, MS	3.0	2.0	1465	$1,495	$1.02	43d	1	1.40mi
20 N Hill Pkwy Jackson, MS	1.0–3.0	1.0–2.5	1046	$1,100	$1.05	13d	31	1.40mi
119 S Canton Club Cir Jackson, MS	3.0	2.0	1444	$1,595	$1.10	23d	1	1.42mi
508 Benning Rd Jackson, MS	4.0	2.0	1216	$1,400	$1.15	13d	1	1.44mi
508 Benning Rd Jackson, MS	4.0	2.0	1216	$1,400	$1.15	43d	1	1.44mi

Listing history 27 events

1. 2026-06-05
   statusdays on market $149,900 Pending 10 DOM
2. 2026-06-03
   days on market $149,900 Active 9 DOM
3. 2026-06-02
   days on market $149,900 Active 8 DOM
4. 2026-06-01
   days on market $149,900 Active 7 DOM
5. 2026-05-31
   days on market $149,900 Active 6 DOM
6. 2026-05-30
   days on market $149,900 Active 5 DOM
7. 2026-05-25
   listed $149,900 Active
8. 2025-03-01
   historical $1,525
9. 2025-02-25
   listed $1,525
10. 2023-09-26
    historical $1,465
11. 2023-09-14
    price $1,465
12. 2023-08-31
    price $1,480
13. 2023-08-24
    price $1,495
14. 2023-08-03
    price $1,510
15. 2023-07-29
    price $1,525
16. 2021-10-02
    historical
17. 2020-08-07
    soldstatus 324-char remark

    Show marketing remark (324 chars)

    Come see this 4 bedroom, 2 bath on a great street in Northeast Jackson! This home has all you are after with combo living/ dining room, original oak floors, kitchen with eat in breakfast nook, 2 bathrooms recently renovated, 2 car carport with a cute backyard right on a corner lot. Great house! Make your appointment today!

18. 2020-07-14
    soldstatus
19. 2020-03-20
    listed $139,900 324-char remark

    Show marketing remark (324 chars)

    Come see this 4 bedroom, 2 bath on a great street in Northeast Jackson! This home has all you are after with combo living/ dining room, original oak floors, kitchen with eat in breakfast nook, 2 bathrooms recently renovated, 2 car carport with a cute backyard right on a corner lot. Great house! Make your appointment today!

20. 2014-11-21
    soldstatus
21. 2014-06-12
    soldstatus
22. 2014-01-13
    listed $105,000
23. 2011-08-23
    listed $119,500
24. 2004-06-25
    soldstatus
25. 1998-07-31
    soldstatus
26. 1991-09-25
    soldstatus
27. 1966-10-31
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $2,397 · $200/mo
• Projected year-2 tax: $2,397 · $200/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,779
• − Mortgage interest: −$8,397
• − Property taxes: −$2,397
• − Insurance: −$750
• − Repairs & maintenance: −$1,662
• − Management: −$1,662
• − Depreciation: −$4,361
• Taxable income: $1,550
• Est. tax owed @ 24.0%: −$372
• After-tax cash flow: $3,464/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 23,838
• Household income: $69,426
• Rent vs Own: 38.0% rent · 62.0% own
• Severe rent burden: 736.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (59%)
• Race & ethnicity: Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
• Common ancestry: Serbian 2% Italian 2% Slovak 1%
• Foreign-born: 2% · Canada, China
• Languages at home: 96% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -135.99%
• Current HPI: 145.5192
• Rent YoY: ▲ 7.90%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+25.4% since first listed

21 events — show timeline

• 2026-05-25 Listed $149,900 MLSU
• 2025-03-01 Rental Removed $1,525 RENTLY
• 2025-02-25 Listed for Rent $1,525 RENTLY
• 2023-09-26 Rental Removed $1,465 RENTLY
• 2023-09-14 Price Changed $1,465 RENTLY
• 2023-08-31 Price Changed $1,480 RENTLY
• 2023-08-24 Price Changed $1,495 RENTLY
• 2023-08-03 Price Changed $1,510 RENTLY
• 2023-07-29 Price Changed $1,525 RENTLY
• 2021-10-02 Listing Removed — MLSU
• 2020-08-07 Sold (MLS) — MLSU
• 2020-07-14 Sold (Public Records) — Public Records
• 2020-03-20 Listed $139,900 MLSU
• 2014-11-21 Sold (Public Records) — Public Records
• 2014-06-12 Sold (MLS) — MLSU
• 2014-01-13 Listed $105,000 MLSU
• 2011-08-23 Listed $119,500 MLSU
• 2004-06-25 Sold (Public Records) — Public Records
• 1998-07-31 Sold (Public Records) — Public Records
• 1991-09-25 Sold (Public Records) — Public Records
• 1966-10-31 Sold (Public Records) — Public Records

Property tax history

+0.9%/yr

Latest (2025): $2,397 · +1.1% YoY. Source: county tax records.