100 Bachelor Ridge Rd #3210 · Edwards, CO 81620

$110,000

2 bd · 2.5 ba · 1,570 sqft · Condo · 438 Days on market

Built 2002 $1486/mo HOA · 33% of rent ↓ 57% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +8.3/10.0
• ARV discount +7.5/15.0
• Schools +3.0/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Located on Beaver Creek Mountain in the Bachelor Gulch Community, Timbers Bachelor Gulch Owners receive Five-Star amenities and services while in Residence. Owners enjoy Membership to the exclusive Bachelor Gulch Club that provides access to the Award winning Ritz-Carlton Spa, fitness facility, pool, golfing at Red Sky Ranch and Owners receive Complimentary Lift Tickets! This home has Christmas & New Years in 2016 and New Years week in 2017 as well as a bonus week in the TRP program!

Key facts

• Ski in out access
• Recently renovated
• 1,612 sq ft lot

Tags

• SKI IN OUT ACCESS
• RECENTLY RENOVATED

Property features AI

Finance

• HOA & community: HOA with annual fee; Annual association fee includes club membership, common area maintenance, electricity, gas, management, and taxes; Association amenities include fitness center; Community amenities include fishing, golf, and pool

Exterior

• Home design: Unit in a multi-unit building
• Construction: Shake roof; Poured-in-place foundation
• Exterior features: Planned Unit Development zoning

Interior

• Kitchen: Cooktop; Dishwasher; Microwave; Refrigerator; Range hood
• Bedrooms: 2 bedrooms
• Flooring: Marble floors; Wood floors
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating; Radiant heating
• Interior features: Furnished; Washer and dryer included; Range hood
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath condo listed at $110k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $110k).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 59/100 on livability (#268 in CO) — a working-class tenant base; expect higher turnover. Strengths: crime A, employment B+; Watch: amenities F, commute F, cost of living F.
• Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Avon Elementary School (math 5% / reading 22%, grade F, #824 of 966 statewide, top 88%, 296 students, 79% FRL); Berry Creek Middle School (math 12% / reading 42%, grade F, #154 of 270 statewide, top 59%, 221 students, 51% FRL); Battle Mountain High School (math 29% / reading 57%, grade F, #152 of 381 statewide, top 40%, 904 students, 33% FRL) — zoned schools average 54% FRL vs 33% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 456 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($761 loan paydown + $7k appreciation (6.6% local appreciation)).
• Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (6.6% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 438 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $75k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 33% of rent.
• Climate carrying-cost: severe flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 438 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 4.13% ✓
• Cap rate: 20.90%
• Cash-on-cash: 52.16%
• DSCR: 3.32
• GRM: 2.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 59.5%
• Equity multiple: 4.83×
• Total profit: $118,009
• Equity at exit: $73,603

10-year hold

• IRR: 56.0%
• Equity multiple: 10.25×
• Total profit: $284,754
• Equity at exit: $137,498

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 81620

• Home prices YoY: 1.9%
• Active inventory: 456
• Price-to-rent: 2.0×

Monthly cashflow live

• Estimated rent: $4,538 medium
• Mortgage (P&I): −$577
• Tax est. 1.5%: −$138 /mo · $1,650/yr
• Insurance: −$46
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$1,486
• Vacancy / Maint / Mgmt: −$953
• Net cashflow: $1,272

Break-even live

Break-even rent $2,927

Max offer price $110,000

Occupancy floor 67%

Sensitivity live

Price	-10% $1,348	-5% $1,310	+0% $1,272	+5% $1,234	+10% $1,196
Rent	-10% $914	-5% $1,093	+0% $1,272	+5% $1,452	+10% $1,631
Rate	-1.0pp $1,328	-0.5pp $1,300	base $1,272	+0.5pp $1,244	+1.0pp $1,215

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $1,486 · $17,832/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 32 events

1. 2026-06-21
   days on market $110,000 Active 438 DOM
2. 2026-06-19
   days on market $110,000 Active 436 DOM
3. 2026-06-18
   days on market $110,000 Active 435 DOM
4. 2026-06-17
   days on market $110,000 Active 434 DOM
5. 2026-06-16
   days on market $110,000 Active 433 DOM
6. 2026-06-15
   days on market $110,000 Active 432 DOM
7. 2026-06-14
   days on market $110,000 Active 430 DOM
8. 2026-06-12
   days on market $110,000 Active 429 DOM
9. 2026-06-09
   days on market $110,000 Active 426 DOM
10. 2026-06-08
    days on market $110,000 Active 425 DOM
11. 2026-06-07
    days on market $110,000 Active 424 DOM
12. 2026-06-05
    days on market $110,000 Active 421 DOM
13. 2026-06-03
    days on market $110,000 Active 420 DOM
14. 2026-06-02
    days on market $110,000 Active 419 DOM
15. 2026-06-01
    days on market $110,000 Active 418 DOM
16. 2026-05-31
    days on market $110,000 Active 417 DOM
17. 2026-05-30
    days on market $110,000 Active 416 DOM
18. 2025-04-09
    listed $110,000 Active
19. 2018-12-27
    soldstatus $75,000 492-char remark

    Show marketing remark (492 chars)

    Located on Beaver Creek Mountain in the Bachelor Gulch Community, Timbers Bachelor Gulch Owners receive Five-Star amenities and services while in Residence. Owners enjoy Membership to the exclusive Bachelor Gulch Club that provides access to the Award winning Ritz-Carlton Spa, fitness facility, pool, golfing at Red Sky Ranch and Owners receive Complimentary Lift Tickets! This home has Christmas & New Years in 2016 and New Years week in 2017 as well as a bonus week in the TRP program!

20. 2018-03-20
    listed $80,000
21. 2017-03-08
    listed $95,000 492-char remark

    Show marketing remark (492 chars)

    Located on Beaver Creek Mountain in the Bachelor Gulch Community, Timbers Bachelor Gulch Owners receive Five-Star amenities and services while in Residence. Owners enjoy Membership to the exclusive Bachelor Gulch Club that provides access to the Award winning Ritz-Carlton Spa, fitness facility, pool, golfing at Red Sky Ranch and Owners receive Complimentary Lift Tickets! This home has Christmas & New Years in 2016 and New Years week in 2017 as well as a bonus week in the TRP program!

22. 2017-01-19
    listed $69,500
23. 2014-02-11
    listed $65,000
24. 2013-09-10
    soldstatus $47,000
25. 2013-02-12
    listed $52,900
26. 2012-09-17
    listed $119,000
27. 2008-02-22
    listed $227,000
28. 2007-06-20
    listed $214,000
29. 2006-11-16
    listed $255,000
30. 2006-05-23
    soldstatus $235,000
31. 2006-03-05
    listed $235,000
32. 2006-02-10
    listed $255,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 1/10 Low 13 d/yr ≥81°F today · 34 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $54,457
• − Mortgage interest: −$6,162
• − Property taxes: −$1,650
• − Insurance: −$1,348
• − Repairs & maintenance: −$4,357
• − Management: −$4,357
• − HOA: −$17,832
• − Depreciation: −$3,200
• Taxable income: $15,552
• Est. tax owed @ 24.0%: −$3,733
• After-tax cash flow: $11,537/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Eagle County School District No. RE-50
• NCES district ID: 0803540
• Math proficiency: 22% ▼ -8.00%
• Reading proficiency: 42% ▼ -4.00%
• Median HH income: $73,322
• Composite: 30.01/100
• National rank: #6360
• State rank: #39 of 86 in CO

Livability — Edwards

• Score: 59/100
• State rank: #268
• US rank: #19899

Category grades

Amenities F Commute F Cost of living F Crime A Employment B+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Eagle County · 42,178 people
• City population: 10,965
• Metro: Edwards, CO
• Population (ZIP): 10,870
• Household income: $102,775
• Rent vs Own: 46.9% rent · 53.1% own
• Severe rent burden: 744.0

Population outlook (Eagle County) Hauer SSP2

• Today (2025): 57,837 people
• By 2030: 59,258 · +2.5%
• By 2040: 60,698 · +4.9%
• By 2050: 60,206 · +4.1%
• By 2075: 54,326 · -6.1%
• By 2100: 47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Italian 3% Scotch-Irish 2% Slovak 2%
• Foreign-born: 14% · Canada, Dominican Republic
• Languages at home: 78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Eagle

• 2024 margin: Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
• All cycles: 2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.63%
• Current HPI: 363.7493
• Rent YoY: —
• Metro: Edwards, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-56.9% since first listed

15 events — show timeline

• 2025-04-09 Listed $110,000 VMLS
• 2018-12-27 Sold (MLS) $75,000 VMLS
• 2018-03-20 Listed $80,000 VMLS
• 2017-03-08 Listed $95,000 VMLS
• 2017-01-19 Listed $69,500 VMLS
• 2014-02-11 Listed $65,000 VMLS
• 2013-09-10 Sold (MLS) $47,000 VMLS
• 2013-02-12 Listed $52,900 VMLS
• 2012-09-17 Listed $119,000 VMLS
• 2008-02-22 Listed $227,000 VMLS
• 2007-06-20 Listed $214,000 VMLS
• 2006-11-16 Listed $255,000 VMLS
• 2006-05-23 Sold (MLS) $235,000 VMLS
• 2006-03-05 Listed $235,000 VMLS
• 2006-02-10 Listed $255,000 VMLS