4300 Berger Ave · Baltimore, MD
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +10.4/15.0
- DSCR +6.8/10.0
- 1% rule +6.1/10.0
- Livability +3.8/5.0
- Rent growth +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$195,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
3BR/2.5BA • Wood flooring on main level • Finished basement with full bath • Fenced yard with rear parking pad End of row rowhome with a main level featuring wood flooring throughout, a living room, and separate dining space. The kitchen offers existing cabinetry and workspace, along with access to the rear yard. A convenient half bath is located on the main level. Covered front porch provides an additional outdoor seating area. Upper level includes three bedrooms and a full bathroom, with a functional layout separating sleeping areas from main living space. Fully finished basement expands usable square footage with tiled flooring throughout, an additional living area, and a full bathroom. No unfinished utility room—space is finished wall-to-wall for flexible use such as recreation, workspace, or storage. Exterior features include a fenced rear yard and a parking pad for off-street parking with rear access. Front porch adds usable outdoor space at the entry. Located near the Belair Rd (US-1) corridor (approx. 0.2 mi) with access to grocery, retail, and dining options. Giant Food (approx. 1.3 mi) and additional shopping along Belair Rd provide nearby essentials. Herring Run Park (approx. 0.9 mi) offers green space and trail access. Northeast Market (approx. 2.5 mi) provides additional retail and vendor options. I-695 Beltway access (approx. 1.2 mi) supports regional commuting and connectivity.
Key facts
- Parking
- Built 1941
- Listed 42 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $195k.
Deal economics
- At list price, monthly cash flow is $230 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $195k).
- Recommended offer: $189k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.4%/yr); 173 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 40% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
- 17 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1941 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.05%
- Cash-on-cash
- 6.28%
- DSCR
- 1.28
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $208,627
- List price
- $195,000
- Delta
- -6.53%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4300 Berger Ave | 0.00mi | 3/2.5 | 1,935 (+2%) | 0mo | $200,000 | $103 | 97 |
| 5115 Edgar Ter | 0.66mi | 3/1.5 | 1,880 (-1%) | 2mo | $265,000 | $141 | 62 |
| 3702 Echodale Ave | 0.59mi | 3/2.0 | 2,001 (+5%) | 1mo | $255,000 | $127 | 61 |
| 5439 Belle Vista Ave | 0.27mi | 4/3.5 (+1) | 2,016 (+6%) | 10mo | $290,000 | $144 | 60 |
| 5937 Benton Heights Ave | 0.56mi | 3/2.0 | 1,856 (-2%) | 12mo | $215,000 | $116 | 58 |
| 4008-1 Frankford Ave | 0.31mi | 4/3.5 (+1) | 2,016 (+6%) | 12mo | $285,000 | $141 | 56 |
| 4705 Bayonne Ave | 0.59mi | 3/1.5 | 1,760 (-8%) | 1mo | $190,000 | $108 | 56 |
| 5110 Hillburn Ave | 0.65mi | 3/2.0 | 1,750 (-8%) | 2mo | $285,000 | $163 | 53 |
| 5912 Willet Ave | 0.73mi | 2/1.0 (-1) | 1,882 (-1%) | 1mo | $195,000 | $104 | 52 |
| 5724 Cedella Ave | 0.71mi | 4/2.0 (+1) | 1,850 (-3%) | 4mo | $252,000 | $136 | 52 |
| 5122 Pembroke Ave | 0.58mi | 3/1.5 | 1,800 (-5%) | 12mo | $237,000 | $132 | 50 |
| 3723 Frankford Ave | 0.46mi | 4/2.0 (+1) | 1,634 (-14%) | 8mo | $229,900 | $141 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.43% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.75×
- Total profit
- $-13,665
- Equity at exit
- $29,075
- IRR
- 4.8%
- Equity multiple
- 1.38×
- Total profit
- $20,799
- Equity at exit
- $16,860
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21206
- Rents YoY
- 4.4%
- Active inventory
- 173
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $2,167 high interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$322 /mo · $3,865/yr
- Insurance
- −$81
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$455
- Net cashflow
- $230
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5632 Belair Rd Baltimore, MD | 3.0 | 1.5 | 1260 | $2,100 | $1.67 | 24d | 1 | 0.13mi |
| 3721 Frankford Ave Baltimore, MD | 3.0 | 2.0 | 1600 | $2,050 | $1.28 | 44d | 1 | 0.45mi |
| 3802 Biddison Ln Baltimore, MD | 4.0 | 1.5 | 1443 | $2,024 | $1.40 | 11d | 1 | 0.50mi |
| 4111 Century Rd Baltimore, MD | 3.0 | 1.5 | 1432 | $2,500 | $1.75 | 44d | 1 | 0.52mi |
| 3510 Hamilton Ave Baltimore, MD | 3.0 | 2.5 | 2100 | $2,300 | $1.10 | 24d | 1 | 0.65mi |
| 4718 Blue Ridge Ave Baltimore, MD | 4.0 | 3.0 | 1744 | $2,400 | $1.38 | 11d | 1 | 0.70mi |
| 4517 Woodlea Ave Baltimore, MD | 2.0 | 2.0 | 1326 | $1,900 | $1.43 | 3d | 1 | 0.71mi |
| 3514 Ailsa Ave Baltimore, MD | 3.0 | 2.0 | 1800 | $2,200 | $1.22 | 44d | 1 | 0.72mi |
| 5307 Valiquet Ave Unit A Baltimore, MD | 2.0 | 1.0 | 1672 | $1,375 | $0.82 | 44d | 1 | 0.85mi |
| 5313 Todd Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 16d | 1 | 0.92mi |
| 5248 Darien Rd Baltimore, MD | 3.0 | 1.0 | 1584 | $2,100 | $1.33 | 44d | 1 | 1.14mi |
| 4400 Asbury Ave Baltimore, MD | 3.0 | 2.0 | 1270 | $1,995 | $1.57 | 4d | 1 | 1.15mi |
| 6410 Walther Ave Baltimore, MD | 2.0 | 1.0–2.0 | 1195 | $1,995 | $1.67 | 44d | 7 | 1.19mi |
| 2900 Ailsa Ave Apt 2 Baltimore, MD | 3.0 | 1.0 | 1300 | $1,750 | $1.35 | 4d | 1 | 1.21mi |
| 4320 Sheldon Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 24d | 1 | 1.21mi |
| 2911 Shirey Ave Baltimore, MD | 4.0 | 2.0 | 1680 | $2,500 | $1.49 | 20d | 1 | 1.22mi |
| 4905 Greencrest Rd Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 44d | 1 | 1.25mi |
| 4244 Shamrock Ave Baltimore, MD | 3.0 | 1.5 | 1920 | $1,850 | $0.96 | 24d | 1 | 1.26mi |
| 4110 Harris Ave Unit 1 Baltimore, MD | 3.0 | 2.0 | 2450 | $1,650 | $0.67 | 24d | 1 | 1.27mi |
| 5938 Clayton Ave Baltimore, MD | 4.0 | 2.0 | 1296 | $2,872 | $2.22 | 16d | 1 | 1.28mi |
| 2918 Grindon Ave Unit 1ST Baltimore, MD | 2.0 | 1.0 | 2000 | $1,250 | $0.62 | 44d | 1 | 1.29mi |
| 2805 Hamilton Ave Baltimore, MD | 4.0 | 2.0 | 1416 | $2,300 | $1.62 | 44d | 1 | 1.31mi |
| 3412 Fleetwood Ave Baltimore, MD | 3.0 | 2.5 | 1620 | $2,195 | $1.35 | 44d | 1 | 1.34mi |
| 5611 Force Rd Baltimore, MD | 3.0 | 1.5 | 1296 | $1,850 | $1.43 | 44d | 1 | 1.41mi |
| 4704 Denview Way Baltimore, MD | 4.0 | 3.5 | 2513 | $3,500 | $1.39 | 44d | 1 | 1.43mi |
| 8133 Bartholomew Ct Baltimore, MD | 3.0 | 2.5 | 1600 | $2,700 | $1.69 | 24d | 1 | 1.47mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 24d | 1 | 1.49mi |
| 3300 Dudley Ave Baltimore, MD | 4.0 | 2.0 | 1724 | $2,200 | $1.28 | 44d | 1 | 1.49mi |
Listing history 50 events
-
2026-05-12status Pending 1436-char remark
Show marketing remark (1436 chars)
3BR/2.5BA • Wood flooring on main level • Finished basement with full bath • Fenced yard with rear parking pad End of row rowhome with a main level featuring wood flooring throughout, a living room, and separate dining space. The kitchen offers existing cabinetry and workspace, along with access to the rear yard. A convenient half bath is located on the main level. Covered front porch provides an additional outdoor seating area. Upper level includes three bedrooms and a full bathroom, with a functional layout separating sleeping areas from main living space. Fully finished basement expands usable square footage with tiled flooring throughout, an additional living area, and a full bathroom. No unfinished utility room—space is finished wall-to-wall for flexible use such as recreation, workspace, or storage. Exterior features include a fenced rear yard and a parking pad for off-street parking with rear access. Front porch adds usable outdoor space at the entry. Located near the Belair Rd (US-1) corridor (approx. 0.2 mi) with access to grocery, retail, and dining options. Giant Food (approx. 1.3 mi) and additional shopping along Belair Rd provide nearby essentials. Herring Run Park (approx. 0.9 mi) offers green space and trail access. Northeast Market (approx. 2.5 mi) provides additional retail and vendor options. I-695 Beltway access (approx. 1.2 mi) supports regional commuting and connectivity.
-
2026-05-05price $195,000 1436-char remark
Show marketing remark (1436 chars)
3BR/2.5BA • Wood flooring on main level • Finished basement with full bath • Fenced yard with rear parking pad End of row rowhome with a main level featuring wood flooring throughout, a living room, and separate dining space. The kitchen offers existing cabinetry and workspace, along with access to the rear yard. A convenient half bath is located on the main level. Covered front porch provides an additional outdoor seating area. Upper level includes three bedrooms and a full bathroom, with a functional layout separating sleeping areas from main living space. Fully finished basement expands usable square footage with tiled flooring throughout, an additional living area, and a full bathroom. No unfinished utility room—space is finished wall-to-wall for flexible use such as recreation, workspace, or storage. Exterior features include a fenced rear yard and a parking pad for off-street parking with rear access. Front porch adds usable outdoor space at the entry. Located near the Belair Rd (US-1) corridor (approx. 0.2 mi) with access to grocery, retail, and dining options. Giant Food (approx. 1.3 mi) and additional shopping along Belair Rd provide nearby essentials. Herring Run Park (approx. 0.9 mi) offers green space and trail access. Northeast Market (approx. 2.5 mi) provides additional retail and vendor options. I-695 Beltway access (approx. 1.2 mi) supports regional commuting and connectivity.
-
2026-03-31$199,999 Active 1436-char remark
Show marketing remark (1436 chars)
3BR/2.5BA • Wood flooring on main level • Finished basement with full bath • Fenced yard with rear parking pad End of row rowhome with a main level featuring wood flooring throughout, a living room, and separate dining space. The kitchen offers existing cabinetry and workspace, along with access to the rear yard. A convenient half bath is located on the main level. Covered front porch provides an additional outdoor seating area. Upper level includes three bedrooms and a full bathroom, with a functional layout separating sleeping areas from main living space. Fully finished basement expands usable square footage with tiled flooring throughout, an additional living area, and a full bathroom. No unfinished utility room—space is finished wall-to-wall for flexible use such as recreation, workspace, or storage. Exterior features include a fenced rear yard and a parking pad for off-street parking with rear access. Front porch adds usable outdoor space at the entry. Located near the Belair Rd (US-1) corridor (approx. 0.2 mi) with access to grocery, retail, and dining options. Giant Food (approx. 1.3 mi) and additional shopping along Belair Rd provide nearby essentials. Herring Run Park (approx. 0.9 mi) offers green space and trail access. Northeast Market (approx. 2.5 mi) provides additional retail and vendor options. I-695 Beltway access (approx. 1.2 mi) supports regional commuting and connectivity.
-
2026-03-27historical $199,999 1436-char remark
Show marketing remark (1436 chars)
3BR/2.5BA • Wood flooring on main level • Finished basement with full bath • Fenced yard with rear parking pad End of row rowhome with a main level featuring wood flooring throughout, a living room, and separate dining space. The kitchen offers existing cabinetry and workspace, along with access to the rear yard. A convenient half bath is located on the main level. Covered front porch provides an additional outdoor seating area. Upper level includes three bedrooms and a full bathroom, with a functional layout separating sleeping areas from main living space. Fully finished basement expands usable square footage with tiled flooring throughout, an additional living area, and a full bathroom. No unfinished utility room—space is finished wall-to-wall for flexible use such as recreation, workspace, or storage. Exterior features include a fenced rear yard and a parking pad for off-street parking with rear access. Front porch adds usable outdoor space at the entry. Located near the Belair Rd (US-1) corridor (approx. 0.2 mi) with access to grocery, retail, and dining options. Giant Food (approx. 1.3 mi) and additional shopping along Belair Rd provide nearby essentials. Herring Run Park (approx. 0.9 mi) offers green space and trail access. Northeast Market (approx. 2.5 mi) provides additional retail and vendor options. I-695 Beltway access (approx. 1.2 mi) supports regional commuting and connectivity.
-
2026-01-30price $1,800
-
2025-08-08$2,000
-
2022-07-25status Pending
-
2022-07-25historical
-
2022-05-09$200,000 Active
-
2021-05-25soldstatus $177,500
-
2021-02-12soldstatus $177,500 Closed
-
2021-01-16status Pending
-
2020-12-11historical Active Under Contract
-
2020-12-11price $177,500
-
2020-12-09$165,000 Active
-
2019-10-31soldstatus $47,500
-
2019-10-22historical
-
2019-10-19status Pending
-
2019-10-18soldstatus $47,500 Closed
-
2019-09-26historical Active Under Contract
-
2019-09-10status Active
-
2019-07-18status Pending
-
2019-06-14price $60,000
-
2019-05-21price $65,000
-
2019-04-27status Active
-
2019-04-03historical
-
2019-03-25historical Active Under Contract
-
2019-03-07price $69,500
-
2019-02-10$75,000 Active
-
2015-01-01historical Expired
-
2014-07-18price
-
2014-03-17historical
-
2014-03-17$80,000
-
2014-03-17Active
-
2010-07-01historical Expired
-
2010-07-01historical
-
2010-06-30price
-
2010-06-11price
-
2010-06-01price
-
2010-03-30price Active
-
2010-03-30status Active
-
2010-02-25historical Temporarily Off-Market
-
2010-01-26status Active
-
2010-01-12historical Temporarily Off-Market
-
2010-01-05status Active
-
2010-01-01historical Expired
-
2009-10-19status
-
2009-10-08historical
-
2009-10-07Active
-
2009-10-07$84,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,865 · $322/mo
- Projected year-2 tax
- $3,865 · $322/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,000
- − Mortgage interest
- −$10,923
- − Property taxes
- −$3,865
- − Insurance
- −$1,642
- − Repairs & maintenance
- −$2,080
- − Management
- −$2,080
- − Depreciation
- −$5,673
- Taxable loss
- −$263
- Est. tax savings @ 24.0%
- +$63
- After-tax cash flow
- $2,825/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 48,902
- Household income
- $64,531
- Rent vs Own
- Severe rent burden
- 2317.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 20% Two or more races 3% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 3% Ukrainian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 92% English-only · Spanish 2% Arabic 2% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -191.83%
- Current HPI
- 284.5645
- Rent YoY
- ▲ 4.43%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
+306.2% since first listed59 events — show timeline
- 2026-05-12 Pending — BRIGHT MLS
- 2026-05-05 Price Changed $195,000 BRIGHT MLS
- 2026-03-31 Listed $199,999 BRIGHT MLS
- 2026-03-27 Coming Soon $199,999 BRIGHT MLS
- 2026-01-30 Price Changed $1,800 RENTLY
- 2025-08-08 Listed for Rent $2,000 RENTLY
- 2022-07-25 Pending — BRIGHT MLS
- 2022-07-25 Listing Removed — BRIGHT MLS
- 2022-05-09 Listed $200,000 BRIGHT MLS
- 2021-05-25 Sold (Public Records) $177,500 Public Records
- 2021-02-12 Sold (MLS) $177,500 BRIGHT MLS
- 2021-01-16 Pending — BRIGHT MLS
- 2020-12-11 Contingent — BRIGHT MLS
- 2020-12-11 Price Changed $177,500 BRIGHT MLS
- 2020-12-09 Listed $165,000 BRIGHT MLS
- 2019-10-31 Sold (Public Records) $47,500 Public Records
- 2019-10-22 Listing Removed — BRIGHT MLS
- 2019-10-19 Pending — BRIGHT MLS
- 2019-10-18 Sold (MLS) $47,500 BRIGHT MLS
- 2019-09-26 Contingent — BRIGHT MLS
- 2019-09-10 Relisted — BRIGHT MLS
- 2019-07-18 Pending — BRIGHT MLS
- 2019-06-14 Price Changed $60,000 BRIGHT MLS
- 2019-05-21 Price Changed $65,000 BRIGHT MLS
- 2019-04-27 Relisted — BRIGHT MLS
- 2019-04-03 Listing Removed — BRIGHT MLS
- 2019-03-25 Contingent — BRIGHT MLS
- 2019-03-07 Price Changed $69,500 BRIGHT MLS
- 2019-02-10 Listed $75,000 BRIGHT MLS
- 2015-01-01 Delisted — MRIS
- 2014-07-18 Price Changed — MRIS
- 2014-03-17 Listed $80,000 BRIGHT MLS
- 2014-03-17 Listing Removed — BRIGHT MLS
- 2014-03-17 Listed — MRIS
- 2010-07-01 Delisted — MRIS
- 2010-07-01 Listing Removed — BRIGHT MLS
- 2010-06-30 Price Changed — MRIS
- 2010-06-11 Price Changed — MRIS
- 2010-06-01 Price Changed — MRIS
- 2010-03-30 Relisted — MRIS
- 2010-03-30 Price Changed — MRIS
- 2010-02-25 Delisted — MRIS
- 2010-01-26 Relisted — MRIS
- 2010-01-12 Delisted — MRIS
- 2010-01-05 Relisted — MRIS
- 2010-01-01 Delisted — MRIS
- 2009-10-19 Relisted — MRIS
- 2009-10-08 Delisted — MRIS
- 2009-10-07 Listed — MRIS
- 2009-10-07 Listed $84,000 BRIGHT MLS
- 2008-10-23 Sold (Public Records) $143,050 Public Records
- 2008-01-31 Delisted — MRIS
- 2007-10-24 Price Changed — MRIS
- 2007-10-12 Listed — MRIS
- 2004-08-19 Sold (Public Records) $63,000 Public Records
- 2003-05-06 Sold (Public Records) $48,000 Public Records
- 2001-07-26 Sold (Public Records) $48,000 Public Records
- 1998-02-13 Delisted — MRIS
- 1997-06-04 Listed — MRIS
Property tax history
+0.7%/yrLatest (2025): $3,865 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…