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807 E C St
B- Composite 68.66
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,000

807 E C St · Monahans, TX 79756
3 bd · 1.0 ba · 840 sqft · SingleFamily public records · 59 Days on market
Built 1995 5,998 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Unlock the potential in this 3-bedroom, 1-bath home! Featuring a living area and tile flooring throughout, this property is ready for your vision and creativity. Whether you're an investor or a buyer looking for a project, this fixer-upper is full of possibilities!

Key facts

  • 5,998 sq ft lot
  • Listed 58 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $79k.

Deal economics

  • At list price, monthly cash flow is $513 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $77k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 65/100 on livability (#687 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, amenities F, commute F.
  • Monahans-Wickett-Pyote ISD (town): math 33% / reading 34% proficiency, ranked #532 of 826 in TX (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 54 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 7 units permitted in Ward County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Ward County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($77k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $76,630 (3.0% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.64%
Cap rate
14.09%
Cash-on-cash
27.84%
DSCR
2.24
GRM
5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.0%
Equity multiple
1.90×
Total profit
$19,887
Equity at exit
$11,779
10-year hold
IRR
30.0%
Equity multiple
3.69×
Total profit
$59,403
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79756

Active inventory
54
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,297 medium interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$64 /mo · $766/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$513

Break-even live

Break-even rent $647
Max offer price $79,000
Occupancy floor 55%

Sensitivity live

Price -10% $558 -5% $536 +0% $513 +5% $491 +10% $469
Rent -10% $411 -5% $462 +0% $513 +5% $564 +10% $616
Rate -1.0pp $553 -0.5pp $533 base $513 +0.5pp $493 +1.0pp $472

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1307 N Carol Ave Unit C Monahans, TX 2.0 1.0 850 $1,250 $1.47 44d 1 1.06mi
1309 N Carol Ave Unit E3 Monahans, TX 3.0 2.0 975 $1,350 $1.38 44d 1 1.06mi

Listing history 20 events

  1. 2026-06-21
    days on market $79,000 Active 59 DOM
  2. 2026-06-18
    days on market $79,000 Active 57 DOM
  3. 2026-06-17
    days on market $79,000 Active 56 DOM
  4. 2026-06-16
    days on market $79,000 Active 55 DOM
  5. 2026-06-15
    days on market $79,000 Active 54 DOM
  6. 2026-06-15
    days on market $79,000 Active 53 DOM
  7. 2026-06-13
    days on market $79,000 Active 52 DOM
  8. 2026-06-12
    days on market $79,000 Active 51 DOM
  9. 2026-06-10
    days on market $79,000 Active 48 DOM
  10. 2026-06-08
    days on market $79,000 Active 47 DOM
  11. 2026-06-08
    days on market $79,000 Active 46 DOM
  12. 2026-06-07
    days on market $79,000 Active 45 DOM
  13. 2026-06-03
    days on market $79,000 Active 42 DOM
  14. 2026-06-02
    days on market $79,000 Active 41 DOM
  15. 2026-06-01
    days on market $79,000 Active 40 DOM
  16. 2026-05-31
    price $79,000 Active 39 DOM
  17. 2026-05-31
    days on market $95,000 Active 39 DOM
  18. 2026-04-23
    listed $95,000 Active 265-char remark
    Show marketing remark (265 chars)

    Unlock the potential in this 3-bedroom, 1-bath home! Featuring a living area and tile flooring throughout, this property is ready for your vision and creativity. Whether you're an investor or a buyer looking for a project, this fixer-upper is full of possibilities!

  19. 2025-10-03
    soldstatus
  20. 2018-06-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$766 · $64/mo
Projected year-2 tax
$1,446 · $120/mo
Expected delta
+$680/yr (+$57/mo · 88.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,559
− Mortgage interest
−$4,425
− Property taxes
−$766
− Insurance
−$395
− Repairs & maintenance
−$1,245
− Management
−$1,245
− Depreciation
−$2,298
Taxable income
$5,185
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,244
After-tax cash flow
$4,915/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Monahans-Wickett-Pyote ISD
NCES district ID
4831170
Math proficiency
33% ▲ 3.00%
Reading proficiency
34% ▲ 7.00%
Median HH income
$50,117
Composite
29.12/100
National rank
#6592
State rank
#532 of 826 in TX

Livability — Monahans

Score
65/100
State rank
#687
US rank
#12856

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment B Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Monahans, TX
Population (ZIP)
9,558

Population outlook (Ward County) Hauer SSP2

Today (2025)
14,048 people
By 2030
15,329 · +9.1%
By 2040
18,112 · +28.9%
By 2050
21,301 · +51.6%
By 2075
29,199 · +107.9%
By 2100
33,968 · +141.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 54% White 39% Two or more races 11% Black 5% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 48%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
8% · Canada, China, Vietnam
Languages at home
63% English-only · Spanish 35% Chinese 2%

Political lean MEDSL · Ward

2024 margin
Solid R (+66.1) · D 16.7% · R 82.8%
2008→2024 swing
-17.0pp toward R · 2008: -49.1pp · 2024: -66.1pp
All cycles
2024: R+66.1 2020: R+61.0 2016: R+51.6 2012: R+47.2 2008: R+49.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -167.06%
Current HPI
194.6219
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-04-23 Listed $95,000 ODMLS
  • 2025-10-03 Sold (Public Records) Public Records
  • 2018-06-13 Sold (Public Records) Public Records

Property tax history

+14.1%/yr

Latest (2025): $766 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…