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Azalea Plan 🏗️ New Construction
F Composite 32.12
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.2/30.0
  • Schools +4.3/10.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • 1% rule +2.0/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$255,990

Azalea Plan · Pilot Point, TX 76258
3 bd · 2.0 ba · 1,510 sqft · SingleFamily · 840 Days on market
Good condition ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Azalea home offers low-maintenance living in a one-story design in our exclusive new Smart Series. This floorplan features 3 bedrooms, 2 bathrooms, and 1,510-1,558 square feet of functional living space with room to grow in structural options.

Key facts

  • 2 garage spots
  • Listed 839 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
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🏗️ New construction. The $255,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $287,488.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $256k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-399 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (10.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (21.5% below list).
  • Recommended offer: $201k (21.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#613 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Pilot Point ISD (town): math 41% / reading 43% proficiency, ranked #303 of 826 in TX (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pilot Point El (math 44% / reading 41%, grade F, #1,313 of 4,322 statewide, top 31%, 516 students, 56% FRL); Pilot Point Selz Middle (math 37% / reading 42%, grade F, #660 of 1,662 statewide, top 41%, 330 students, 59% FRL); Pilot Point H S (math 42% / reading 52%, grade D-, #591 of 1,632 statewide, top 38%, 452 students, 39% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: 698 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 74% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 840 days — a 12% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $36k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $201,004 (21.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 840 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.63%
Cash-on-cash
-5.95%
DSCR
0.74
GRM
11.9

CMA / ARV

ARV (median comp)
$287,488
List price
$255,990
Delta
-10.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14061 Earlham St 0.19mi 3/2.0 1,500 (-1%) 0mo $244,995 $163 90
14200 Gallatin St 0.45mi 3/2.0 1,589 (+5%) 2mo $319,000 $201 69
14123 Marion Downs Trl 0.58mi 3/2.0 1,556 (+3%) 2mo $259,990 $167 67
14134 Maida Dr 0.60mi 3/2.0 1,556 (+3%) 2mo $264,990 $170 65
14208 Bechler St 0.27mi 4/2.0 (+1) 1,656 (+10%) 1mo $242,999 $147 65
14078 Marion Downs Trl 0.50mi 3/2.0 1,624 (+8%) 1mo $277,990 $171 63
14111 Nullah St 0.65mi 3/2.0 1,461 (-3%) 1mo $241,999 $166 63
14069 Haggerston Dr 0.30mi 3/2.0 1,305 (-14%) 1mo $209,999 $161 62
14124 Olney Dr 0.69mi 3/2.0 1,556 (+3%) 2mo $259,990 $167 62
14112 Olney Dr 0.67mi 3/2.0 1,311 (-13%) 1mo $234,999 $179 46
14159 Olney Dr 0.74mi 3/2.0 1,311 (-13%) 1mo $229,999 $175 42
14138 Bacton Rd 0.74mi 3/2.5 1,711 (+13%) 0mo $298,990 $175 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.5%
Equity multiple
0.11×
Total profit
$-71,957
Equity at exit
$42,865
10-year hold
IRR
-23.7%
Equity multiple
-0.18×
Total profit
$-95,244
Equity at exit
$24,857

Cash invested: $80,497 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
77 active · 72 under contract
Months of supply
6.5 mo (15%/mo absorbed)
Median asking
$290,490 ($184/sqft)
Median days on market
102 d
This list price
10% of active listings are priced below it
ARV vs active asking
+3.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76258

Home prices YoY
-7.9%
Active inventory
698
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,010 high interval (Pro) →
Mortgage (P&I)
$1,508
Tax est. 1.5%
$359 /mo · $4,312/yr
Insurance
$120
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$-399

Break-even live

Break-even rent $2,515
Max offer price $229,776
Occupancy floor

Sensitivity live

Price -10% $-200 -5% $-299 +0% $-399 +5% $-498 +10% $-598
Rent -10% $-558 -5% $-478 +0% $-399 +5% $-319 +10% $-240
Rate -1.0pp $-254 -0.5pp $-326 base $-399 +0.5pp $-473 +1.0pp $-549

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,872
Closing costs
$8,625
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 35 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14009 Danesdale Dr Pilot Point, TX 3.0 2.0 1575 $1,950 $1.24 68d 1 0.05mi
14020 Earlham St Pilot Point, TX 4.0 3.0 2138 $2,000 $0.94 33d 1 0.11mi
14121 Danesdale Dr Pilot Point, TX 4.0 2.0 1664 $2,000 $1.20 139d 1 0.12mi
14017 Earlham St Pilot Point, TX 3.0 2.0 1607 $1,895 $1.18 27d 1 0.12mi
6905 Adderly Rd Pilot Point, TX 3.0 2.0 1491 $1,845 $1.24 139d 1 0.14mi
14133 Calderwood St Pilot Point, TX 3.0 2.0 1760 $2,280 $1.30 139d 1 0.15mi
14037 Earlham St Pilot Point, TX 3.0 2.0 1500 $2,150 $1.43 3d 1 0.15mi
14152 Calderwood St Pilot Point, TX 3.0 2.5 2108 $2,100 $1.00 28d 1 0.20mi
14165 Calderwood St Pilot Point, TX 3.0 2.0 1389 $1,800 $1.30 4d 1 0.21mi
6445 Auburn Dale Rd Pilot Point, TX 4.0 2.0 2054 $2,095 $1.02 20d 1 0.25mi
14156 Aberavon Dr Pilot Point, TX 4.0 3.0 2148 $2,280 $1.06 20d 1 0.28mi
7016 Calshot Rd Pilot Point, TX 4.0 3.0 2121 $2,100 $0.99 39d 1 0.31mi
14045 Ilderton St Pilot Point, TX 4.0 2.0 1849 $1,975 $1.07 88d 1 0.32mi
14045 Ilderton St Pilot Point, TX 4.0 2.0 1850 $1,950 $1.05 88d 1 0.32mi
14045 Ilderton St Unit NA Pilot Point, TX 4.0 2.0 1850 $1,950 $1.05 87d 1 0.32mi
7108 Calshot Rd Pilot Point, TX 4.0 2.0 1756 $1,995 $1.14 139d 1 0.32mi
14216 Aberavon Dr Pilot Point, TX 3.0 2.0 1801 $2,195 $1.22 139d 1 0.33mi
14216 Aberavon Dr Pilot Point, TX 3.0 2.0 1801 $2,135 $1.19 108d 1 0.33mi
14220 Aberavon Dr Pilot Point, TX 3.0 2.0 1654 $2,099 $1.27 99d 1 0.34mi
14114 Donahue St Pilot Point, TX 3.0 2.0 1499 $2,000 $1.33 43d 1 0.35mi
14057 Kempt Dr Pilot Point, TX 4.0 2.0 2010 $2,095 $1.04 42d 1 0.37mi
14112 Hammersmith St Pilot Point, TX 3.0 2.0 1520 $1,795 $1.18 64d 1 0.37mi
14112 Hammersmith St Pilot Point, TX 3.0 2.0 1520 $1,895 $1.25 114d 1 0.38mi
14122 Emeric St Pilot Point, TX 4.0 3.0 2247 $2,200 $0.98 64d 1 0.41mi
6201 Tilden Ave Pilot Point, TX 4.0 2.5 1936 $2,195 $1.13 54d 1 0.43mi
14153 Golden Bridge Dr Pilot Point, TX 3.0 2.0 1516 $1,850 $1.22 90d 1 0.43mi
14085 Ladbroke St Pilot Point, TX 3.0 2.0 1538 $1,700 $1.11 120d 1 0.45mi
14188 Golden Bridge Dr Pilot Point, TX 4.0 2.0 1761 $1,945 $1.10 10d 1 0.49mi
14188 Golden Bridge Dr Pilot Point, TX 4.0 2.0 1760 $2,095 $1.19 84d 1 0.49mi
14184 Hammersmith St Pilot Point, TX 4.0 2.0 2062 $2,100 $1.02 6d 1 0.50mi
14174 Inglebert St Pilot Point, TX 3.0 2.0 1455 $1,850 $1.27 139d 1 0.51mi
7803 Bent Gale Rd Pilot Point, TX 3.0 2.0 1552 $1,975 $1.27 64d 1 0.64mi
14134 Bacton Rd Pilot Point, TX 4.0 2.5 2155 $2,300 $1.07 36d 1 0.72mi
7808 Marion Downs Trl Pilot Point, TX 4.0 2.0 1776 $2,200 $1.24 47d 1 0.81mi
14814 Bigelow St Celina, TX 4.0 2.0 2062 $1,995 $0.97 24d 1 1.47mi

Listing history 50 events

  1. 2026-09-24
    days on market $255,990 Active 840 DOM
  2. 2026-09-23
    days on market $255,990 Active 839 DOM
  3. 2026-09-22
    days on market $255,990 Active 838 DOM
  4. 2026-09-21
    days on market $255,990 Active 837 DOM
  5. 2026-09-20
    days on market $255,990 Active 836 DOM
  6. 2026-09-19
    days on market $255,990 Active 835 DOM
  7. 2026-09-18
    days on market $255,990 Active 834 DOM
  8. 2026-09-17
    days on market $255,990 Active 833 DOM
  9. 2026-09-16
    days on market $255,990 Active 832 DOM
  10. 2026-09-15
    days on market $255,990 Active 831 DOM
  11. 2026-09-14
    days on market $255,990 Active 830 DOM
  12. 2026-09-13
    days on market $255,990 Active 829 DOM
  13. 2026-09-12
    days on market $255,990 Active 828 DOM
  14. 2026-09-11
    pricedays on market $255,990 Active 827 DOM
  15. 2026-09-05
    days on market $253,990 Active 821 DOM
  16. 2026-09-04
    days on market $253,990 Active 820 DOM
  17. 2026-09-02
    days on market $253,990 Active 818 DOM
  18. 2026-08-31
    days on market $253,990 Active 816 DOM
  19. 2026-08-29
    days on market $253,990 Active 814 DOM
  20. 2026-08-28
    pricedays on market $253,990 Active 813 DOM
  21. 2026-08-27
    days on market $251,990 Active 812 DOM
  22. 2026-08-26
    days on market $251,990 Active 811 DOM
  23. 2026-08-25
    days on market $251,990 Active 810 DOM
  24. 2026-08-24
    days on market $251,990 Active 809 DOM
  25. 2026-08-23
    days on market $251,990 Active 808 DOM
  26. 2026-08-22
    days on market $251,990 Active 807 DOM
  27. 2026-08-21
    days on market $251,990 Active 806 DOM
  28. 2026-08-20
    days on market $251,990 Active 805 DOM
  29. 2026-08-19
    days on market $251,990 Active 804 DOM
  30. 2026-08-18
    days on market $251,990 Active 803 DOM
  31. 2026-08-17
    days on market $251,990 Active 802 DOM
  32. 2026-08-16
    days on market $251,990 Active 801 DOM
  33. 2026-08-15
    days on market $251,990 Active 800 DOM
  34. 2026-08-14
    days on market $251,990 Active 799 DOM
  35. 2026-08-13
    days on market $251,990 Active 798 DOM
  36. 2026-08-12
    days on market $251,990 Active 797 DOM
  37. 2026-08-11
    days on market $251,990 Active 796 DOM
  38. 2026-08-10
    days on market $251,990 Active 795 DOM
  39. 2026-08-09
    days on market $251,990 Active 794 DOM
  40. 2026-08-08
    days on market $251,990 Active 793 DOM
  41. 2026-08-06
    days on market $251,990 Active 791 DOM
  42. 2026-08-05
    days on market $251,990 Active 790 DOM
  43. 2026-08-04
    days on market $251,990 Active 789 DOM
  44. 2026-08-03
    days on market $251,990 Active 788 DOM
  45. 2026-07-31
    days on market $251,990 Active 785 DOM
  46. 2026-07-30
    days on market $251,990 Active 783 DOM
  47. 2026-07-28
    days on market $251,990 Active 782 DOM
  48. 2026-07-26
    days on market $251,990 Active 780 DOM
  49. 2026-07-24
    days on market $251,990 Active 778 DOM
  50. 2026-07-23
    days on market $251,990 Active 777 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,120
− Mortgage interest
−$16,104
− Property taxes
−$4,312
− Insurance
−$1,437
− Repairs & maintenance
−$1,930
− Management
−$1,930
− Depreciation
−$8,363
Taxable loss
−$9,956
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,389
After-tax cash flow
$-2,397/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This Azalea home in Pilot Point, TX, is in excellent condition with modern finishes and low-maintenance features. It offers a great opportunity for a buyer seeking a move-in-ready property.

Value-add opportunities

  • Both Paint exterior brick — Enhances curb appeal and value
  • Both Replace ceiling fans with energy-efficient models — Saves on energy costs and improves aesthetics
  • Both Install smart home devices — Enhances convenience and marketability
F Composite school gradezoned avg 43/100

Zoned Schools

Elementary Pilot Point El F TX #1,313/4,322 Nat'l #17,692/41,679 Middle Pilot Point Selz Middle F TX #660/1,662 Nat'l #6,151/14,009 High Pilot Point H S D- TX #591/1,632 Nat'l #6,330/17,239

Schools (NCES district)

District
Pilot Point ISD
NCES district ID
4834920
Math proficiency
41% ▼ -3.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$57,332
Composite
36.85/100
National rank
#4555
State rank
#303 of 826 in TX
C Composite livability gradescore 66/100

Livability — Pilot Point

Score
66/100
State rank
#613
US rank
#11604

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pilot Point, TX
County
Denton · 1,053,010 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
8,042
Household income
$93,661
Rent vs Own
14.8% rent · 85.2% own

Population outlook (Denton County) Hauer SSP2

Today (2025)
1,053,010 people
By 2030
1,192,269 · +13.2%
By 2040
1,472,920 · +39.9%
By 2050
1,746,506 · +65.9%
By 2075
2,358,497 · +124.0%
By 2100
2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 28% Two or more races 19% Black 3% Pacific Islander 1%
Hispanic origin (detail)
Mexican 26%
Common ancestry
Serbian 4% Lithuanian 1% Scottish 1%
Foreign-born
11% · Canada
Languages at home
73% English-only · Spanish 25% Arabic 1% Other Asian/Pacific 1%

Political lean MEDSL · Denton

2024 margin
R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
2008→2024 swing
+11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
All cycles
2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

Civics

Price history

-13.7% since first listed
9 events — show timeline
  • 2026-03-11 Price Changed $251,990 Zillow
  • 2026-01-08 Price Changed $250,990 Zillow
  • 2025-09-06 Price Changed $249,990 Zillow
  • 2025-07-25 Price Changed $269,990 Zillow
  • 2025-01-07 Price Changed $297,990 Zillow
  • 2024-12-05 Relisted Zillow
  • 2024-09-05 Delisted Zillow
  • 2024-07-13 Price Changed $296,990 Zillow
  • 2024-03-07 Listed $291,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…