CashFlowRE
Sign in Sign up
Azalea Plan 🏗️ New Construction
F Composite 32.27
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.2/30.0
  • Schools +4.3/10.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • 1% rule +2.0/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$251,990

Azalea Plan · Pilot Point, TX 76258
3 bd · 2.0 ba · 1,510 sqft · SingleFamily · 793 Days on market
Good condition ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Azalea home offers low-maintenance living in a one-story design in our exclusive new Smart Series. This floorplan features 3 bedrooms, 2 bathrooms, and 1,510-1,558 square feet of functional living space with room to grow in structural options.

Key facts

  • 2 garage spots
  • Listed 792 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $251,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $287,855.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $252k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-392 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $231k (8.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (19.7% below list).
  • Recommended offer: $202k (19.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#613 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Pilot Point ISD (town): math 41% / reading 43% proficiency, ranked #303 of 826 in TX (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pilot Point El (math 44% / reading 41%, grade F, #1,313 of 4,322 statewide, top 31%, 516 students, 56% FRL); Pilot Point Selz Middle (math 37% / reading 42%, grade F, #660 of 1,662 statewide, top 41%, 330 students, 59% FRL); Pilot Point H S (math 42% / reading 52%, grade D-, #591 of 1,632 statewide, top 38%, 452 students, 39% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: 603 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 41d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 63% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 793 days — a 12% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $40k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $202,240 (19.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 793 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.66%
Cash-on-cash
-5.83%
DSCR
0.74
GRM
11.9

CMA / ARV

ARV (median comp)
$287,855
List price
$251,990
Delta
-12.46%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14126 Donahue St 0.32mi 3/2.0 1,605 (+6%) 1mo $275,000 $171 73
14200 Gallatin St 0.45mi 3/2.0 1,589 (+5%) 0mo $319,000 $201 70
7510 Fenton Pkwy 0.57mi 3/2.0 1,556 (+3%) 1mo $250,660 $161 68
14233 Bechler St 0.29mi 4/2.0 (+1) 1,630 (+8%) 1mo $241,999 $148 68
14134 Maida Dr 0.60mi 3/2.0 1,556 (+3%) 0mo $264,990 $170 67
7029 Adderly Rd 0.24mi 3/2.0 1,320 (-13%) 1mo $215,000 $163 67
14057 Ladbroke St 0.44mi 3/2.0 1,624 (+8%) 1mo $299,990 $185 66
14124 Olney Dr 0.69mi 3/2.0 1,556 (+3%) 0mo $259,990 $167 63
14134 Olney Dr 0.70mi 3/2.0 1,556 (+3%) 1mo $269,990 $174 62
14145 Inglebert St 0.48mi 3/2.0 1,305 (-14%) 1mo $235,000 $180 54
14194 Lampard St 0.58mi 4/2.0 (+1) 1,656 (+10%) 1mo $243,999 $147 51
14218 Marion Downs Trl 0.63mi 4/2.0 (+1) 1,720 (+14%) 1mo $256,999 $149 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.3%
Equity multiple
0.11×
Total profit
$-71,556
Equity at exit
$42,920
10-year hold
IRR
-23.3%
Equity multiple
-0.17×
Total profit
$-94,302
Equity at exit
$24,888

Cash invested: $80,599 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
73 active · 60 under contract
Months of supply
5.9 mo (17%/mo absorbed)
Median asking
$279,999 ($182/sqft)
Median days on market
93 d
This list price
15% of active listings are priced below it
ARV vs active asking
+4.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76258

Home prices YoY
-7.9%
Active inventory
603
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,022 high interval (Pro) →
Mortgage (P&I)
$1,510
Tax est. 1.5%
$360 /mo · $4,318/yr
Insurance
$120
HOA
$0
Vacancy / Maint / Mgmt
$425
Net cashflow
$-392

Break-even live

Break-even rent $2,518
Max offer price $231,189
Occupancy floor

Sensitivity live

Price -10% $-193 -5% $-292 +0% $-392 +5% $-491 +10% $-591
Rent -10% $-551 -5% $-471 +0% $-392 +5% $-312 +10% $-232
Rate -1.0pp $-247 -0.5pp $-318 base $-392 +0.5pp $-466 +1.0pp $-542

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,964
Closing costs
$8,636
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14009 Danesdale Dr Pilot Point, TX 3.0 2.0 1575 $1,950 $1.24 21d 1 0.05mi
14020 Earlham St Pilot Point, TX 4.0 3.0 2138 $2,200 $1.03 4d 1 0.11mi
14121 Danesdale Dr Pilot Point, TX 4.0 2.0 1664 $2,000 $1.20 93d 1 0.12mi
14017 Earlham St Pilot Point, TX 3.0 2.0 1607 $1,950 $1.21 38d 1 0.12mi
6905 Adderly Rd Pilot Point, TX 3.0 2.0 1491 $1,845 $1.24 93d 1 0.14mi
14133 Calderwood St Pilot Point, TX 3.0 2.0 1760 $2,280 $1.30 93d 1 0.15mi
14045 Ilderton St Pilot Point, TX 4.0 2.0 1850 $1,950 $1.05 41d 1 0.32mi
14045 Ilderton St Pilot Point, TX 4.0 2.0 1849 $1,975 $1.07 41d 1 0.32mi
14045 Ilderton St Unit NA Pilot Point, TX 4.0 2.0 1850 $1,950 $1.05 41d 1 0.32mi
7108 Calshot Rd Pilot Point, TX 4.0 2.0 1756 $1,995 $1.14 93d 1 0.32mi
14216 Aberavon Dr Pilot Point, TX 3.0 2.0 1801 $2,135 $1.19 62d 1 0.33mi
14216 Aberavon Dr Pilot Point, TX 3.0 2.0 1801 $2,195 $1.22 93d 1 0.33mi
14220 Aberavon Dr Pilot Point, TX 3.0 2.0 1654 $2,099 $1.27 53d 1 0.34mi
14114 Donahue St Pilot Point, TX 3.0 2.0 1499 $2,200 $1.47 66d 1 0.35mi
14112 Hammersmith St Pilot Point, TX 3.0 2.0 1520 $1,795 $1.18 17d 1 0.37mi
14112 Hammersmith St Pilot Point, TX 3.0 2.0 1520 $1,895 $1.25 68d 1 0.38mi
14122 Emeric St Pilot Point, TX 4.0 3.0 2247 $2,200 $0.98 17d 1 0.41mi
6201 Tilden Ave Pilot Point, TX 4.0 2.5 1936 $2,195 $1.13 7d 1 0.43mi
14153 Golden Bridge Dr Pilot Point, TX 3.0 2.0 1516 $1,850 $1.22 43d 1 0.43mi
14085 Ladbroke St Pilot Point, TX 3.0 2.0 1538 $1,700 $1.11 73d 1 0.45mi
14188 Golden Bridge Dr Pilot Point, TX 4.0 2.0 1761 $1,995 $1.13 17d 1 0.49mi
14188 Golden Bridge Dr Pilot Point, TX 4.0 2.0 1760 $2,095 $1.19 38d 1 0.49mi
14184 Hammersmith St Pilot Point, TX 4.0 2.0 2062 $2,300 $1.12 17d 1 0.50mi
14174 Inglebert St Pilot Point, TX 3.0 2.0 1455 $1,850 $1.27 93d 1 0.51mi
7803 Bent Gale Rd Pilot Point, TX 3.0 2.0 1552 $1,975 $1.27 17d 1 0.64mi
14134 Bacton Rd Pilot Point, TX 4.0 2.5 2155 $2,400 $1.11 4d 1 0.72mi
7808 Marion Downs Trl Pilot Point, TX 4.0 2.0 1776 $2,200 $1.24 0d 1 0.81mi

Listing history 50 events

  1. 2026-08-08
    days on market $251,990 Active 793 DOM
  2. 2026-08-06
    days on market $251,990 Active 791 DOM
  3. 2026-08-05
    days on market $251,990 Active 790 DOM
  4. 2026-08-04
    days on market $251,990 Active 789 DOM
  5. 2026-08-03
    days on market $251,990 Active 788 DOM
  6. 2026-07-31
    days on market $251,990 Active 785 DOM
  7. 2026-07-30
    days on market $251,990 Active 783 DOM
  8. 2026-07-28
    days on market $251,990 Active 782 DOM
  9. 2026-07-26
    days on market $251,990 Active 780 DOM
  10. 2026-07-24
    days on market $251,990 Active 778 DOM
  11. 2026-07-23
    days on market $251,990 Active 777 DOM
  12. 2026-07-22
    days on market $251,990 Active 776 DOM
  13. 2026-07-21
    days on market $251,990 Active 775 DOM
  14. 2026-07-20
    days on market $251,990 Active 774 DOM
  15. 2026-07-18
    days on market $251,990 Active 772 DOM
  16. 2026-07-18
    days on market $251,990 Active 771 DOM
  17. 2026-07-16
    days on market $251,990 Active 770 DOM
  18. 2026-07-15
    days on market $251,990 Active 769 DOM
  19. 2026-07-14
    days on market $251,990 Active 768 DOM
  20. 2026-07-13
    days on market $251,990 Active 767 DOM
  21. 2026-07-13
    days on market $251,990 Active 766 DOM
  22. 2026-07-11
    days on market $251,990 Active 765 DOM
  23. 2026-07-10
    days on market $251,990 Active 764 DOM
  24. 2026-07-09
    days on market $251,990 Active 763 DOM
  25. 2026-07-07
    days on market $251,990 Active 761 DOM
  26. 2026-07-06
    days on market $251,990 Active 760 DOM
  27. 2026-07-06
    days on market $251,990 Active 759 DOM
  28. 2026-07-05
    days on market $251,990 Active 758 DOM
  29. 2026-07-03
    days on market $251,990 Active 757 DOM
  30. 2026-07-02
    days on market $251,990 Active 756 DOM
  31. 2026-07-01
    days on market $251,990 Active 755 DOM
  32. 2026-06-30
    days on market $251,990 Active 754 DOM
  33. 2026-06-29
    days on market $251,990 Active 753 DOM
  34. 2026-06-28
    days on market $251,990 Active 752 DOM
  35. 2026-06-27
    days on market $251,990 Active 751 DOM
  36. 2026-06-26
    days on market $251,990 Active 750 DOM
  37. 2026-06-24
    days on market $251,990 Active 748 DOM
  38. 2026-06-22
    days on market $251,990 Active 746 DOM
  39. 2026-06-21
    days on market $251,990 Active 745 DOM
  40. 2026-06-18
    days on market $251,990 Active 742 DOM
  41. 2026-06-17
    days on market $251,990 Active 741 DOM
  42. 2026-06-15
    days on market $251,990 Active 739 DOM
  43. 2026-06-13
    days on market $251,990 Active 737 DOM
  44. 2026-06-13
    days on market $251,990 Active 736 DOM
  45. 2026-06-09
    days on market $251,990 Active 733 DOM
  46. 2026-06-08
    days on market $251,990 Active 732 DOM
  47. 2026-06-07
    days on market $251,990 Active 731 DOM
  48. 2026-06-04
    days on market $251,990 Active 728 DOM
  49. 2026-06-03
    days on market $251,990 Active 727 DOM
  50. 2026-06-02
    days on market $251,990 Active 726 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,269
− Mortgage interest
−$16,124
− Property taxes
−$4,318
− Insurance
−$1,439
− Repairs & maintenance
−$1,942
− Management
−$1,942
− Depreciation
−$8,374
Taxable loss
−$9,870
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,369
After-tax cash flow
$-2,331/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This Azalea home in Pilot Point, TX, is in excellent condition with modern finishes and low-maintenance features. It offers a great opportunity for a buyer seeking a move-in-ready property.

Value-add opportunities

  • Both Paint exterior brick — Enhances curb appeal and value
  • Both Replace ceiling fans with energy-efficient models — Saves on energy costs and improves aesthetics
  • Both Install smart home devices — Enhances convenience and marketability
F Composite school gradezoned avg 43/100

Zoned Schools

Elementary Pilot Point El F TX #1,313/4,322 Nat'l #17,692/41,679 Middle Pilot Point Selz Middle F TX #660/1,662 Nat'l #6,151/14,009 High Pilot Point H S D- TX #591/1,632 Nat'l #6,330/17,239

Schools (NCES district)

District
Pilot Point ISD
NCES district ID
4834920
Math proficiency
41% ▼ -3.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$57,332
Composite
36.85/100
National rank
#4555
State rank
#303 of 826 in TX
C Composite livability gradescore 66/100

Livability — Pilot Point

Score
66/100
State rank
#613
US rank
#11604

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pilot Point, TX
County
Denton · 1,053,010 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
8,042
Household income
$93,661
Rent vs Own
14.8% rent · 85.2% own

Population outlook (Denton County) Hauer SSP2

Today (2025)
1,053,010 people
By 2030
1,192,269 · +13.2%
By 2040
1,472,920 · +39.9%
By 2050
1,746,506 · +65.9%
By 2075
2,358,497 · +124.0%
By 2100
2,779,183 · +163.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 28% Two or more races 19% Black 3% Pacific Islander 1%
Hispanic origin (detail)
Mexican 26%
Common ancestry
Serbian 4% Lithuanian 1% Scottish 1%
Foreign-born
11% · Canada
Languages at home
73% English-only · Spanish 25% Arabic 1% Other Asian/Pacific 1%

Political lean MEDSL · Denton

2024 margin
R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
2008→2024 swing
+11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
All cycles
2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2

Not yet ingested

Civics

Price history

-13.7% since first listed
9 events — show timeline
  • 2026-03-11 Price Changed $251,990 Zillow
  • 2026-01-08 Price Changed $250,990 Zillow
  • 2025-09-06 Price Changed $249,990 Zillow
  • 2025-07-25 Price Changed $269,990 Zillow
  • 2025-01-07 Price Changed $297,990 Zillow
  • 2024-12-05 Relisted Zillow
  • 2024-09-05 Delisted Zillow
  • 2024-07-13 Price Changed $296,990 Zillow
  • 2024-03-07 Listed $291,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…