2738 Woodside Dr · Jackson, MS 39204

$74,900

3 bd · 2.0 ba · 1,743 sqft · SingleFamily public records · 17 Days on market

Built 1959 0.32 ac lot Est $82k · 9% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +11.4/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• Rent growth +5.0/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0

Listing remarks

This single-story, mid-century ranch-style home in South Jackson's Brinoy subdivision features 3 bedrooms and 2 full bathrooms across 1,743 square feet of living space. Built in 1959, the exterior combines a brick facade with traditional siding, supported by a slab foundation and an asphalt shingle roof. The interior includes a spacious living area, an eat-in kitchen, dedicated main-level laundry hookups, central heating, and electric central air conditioning. The property sits on a level private lot with a paved front-entrance driveway. Located within the Jackson Public School District, the home is served by Key Elementary, Whitten Middle, and Forest Hill High School.

Key facts

• Slab foundation
• Spacious living area
• Brick facade

Tags

• MID-CENTURY RANCH-STYLE HOME
• BRICK FACADE
• TRADITIONAL SIDING
• SLAB FOUNDATION
• ASPHALT SHINGLE ROOF
• SPACIOUS LIVING AREA

Property features AI

Exterior

• Parking: Driveway with paved, concrete surface and direct access
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Cable available; Electricity available; Natural gas available; Phone available
• Home design: Single-family house; One level
• Construction: Brick and siding exterior; Asphalt shingle roof; Slab foundation; Built (year from public records)
• Exterior features: Porch with slab; Private yard; Exterior lighting

Interior

• Kitchen: Oven; Refrigerator; Eat-in kitchen
• Bedrooms: Primary bedroom on the main level; Two additional bedrooms on the main level
• Flooring: Carpet; Ceramic tile; Vinyl
• Bathrooms: Two bathrooms, both on the main level
• Heating & cooling: Central heating (forced air); Central electric air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Blinds and window screens
• Laundry & utility: In-unit laundry on the main level; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $420 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
• Cap rate 13.0% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Wilkins Elementary School (math 2% / reading 12%, grade F, #337 of 375 statewide, top 94%, 316 students, 100% FRL); Whitten Middle School (math 4% / reading 11%, grade F, #168 of 179 statewide, top 94%, 338 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
• Market conditions: Rents rising fast (+13.6%/yr); 121 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• At $1,220/mo this rent would consume 48% of the median local household income ($30k/yr) (locally 1099% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $8k of equity ($518 loan paydown + $7k appreciation (10.0% local appreciation)).
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 8.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $73,776 (1.5% below list)

Questions for the listing agent

1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.63% ✓
• Cap rate: 13.02%
• Cash-on-cash: 24.02%
• DSCR: 2.07
• GRM: 5.1

CMA / ARV

• ARV (on-the-fly): $81,921
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1732 Southhaven Cir	0.38mi	3/2.0	1,675 (-4%)	8mo	$62,500	$37	69
2938 Oak Forest Dr	0.44mi	3/1.5	1,726 (-1%)	9mo	$93,500	$54	68
2232 Breckinridge Rd	0.52mi	3/2.0	1,794 (+3%)	10mo	$85,000	$47	63
1136 Killarney St	0.47mi	4/2.0 (+1)	1,608 (-8%)	2mo	$45,500	$28	59
2229 Scanlon Dr	0.46mi	4/2.0 (+1)	1,651 (-5%)	8mo	$94,900	$57	58
2813 Marydale Dr	0.36mi	3/1.5	1,500 (-14%)	2mo	$34,999	$23	56
2971 Kentwood Dr	0.62mi	4/2.0 (+1)	1,532 (-12%)	3mo	$59,900	$39	44
3007 Oak Forest Dr	0.54mi	4/2.0 (+1)	1,520 (-13%)	6mo	$99,700	$66	44
210 Lea Cir	0.62mi	3/1.5	1,544 (-11%)	8mo	$29,900	$19	44
2804 Revere St	0.43mi	4/2.0 (+1)	1,484 (-15%)	10mo	$99,000	$67	41
1422 Wooddell Dr	0.67mi	4/2.0 (+1)	1,540 (-12%)	6mo	$99,000	$64	40
3122 Shirley Dr	0.72mi	3/2.0	1,500 (-14%)	8mo	$59,900	$40	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 45.3%
• Equity multiple: 4.53×
• Total profit: $74,009
• Equity at exit: $67,476

10-year hold

• IRR: 41.4%
• Equity multiple: 11.15×
• Total profit: $212,955
• Equity at exit: $145,514

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39204

• Home prices YoY: 8.0%
• Rents YoY: 13.6%
• Active inventory: 121
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,220 high
• Mortgage (P&I): −$393
• Tax from tax record: −$120 /mo · $1,437/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$256
• Net cashflow: $420

Break-even live

Break-even rent $688

Max offer price $74,900

Occupancy floor 61%

Sensitivity live

Price	-10% $462	-5% $441	+0% $420	+5% $399	+10% $377
Rent	-10% $323	-5% $372	+0% $420	+5% $468	+10% $516
Rate	-1.0pp $458	-0.5pp $439	base $420	+0.5pp $400	+1.0pp $381

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,725
• Closing costs: $2,247
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2732 Woodside Dr Jackson, MS	4.0	2.0	1566	$1,050	$0.67	25d	1	0.05mi
2694 Woodside Dr Jackson, MS	3.0	1.0	1509	$1,075	$0.71	25d	1	0.12mi
2694 Woodside Dr Jackson, MS	3.0	1.0	1509	$1,075	$0.71	16d	1	0.12mi
1513 Maria Dr Jackson, MS	3.0	2.0	1120	$1,200	$1.07	16d	1	0.19mi
1513 Maria Dr Jackson, MS	3.0	2.0	1120	$1,200	$1.07	25d	1	0.19mi
1126 Barbara Ann Dr Jackson, MS	3.0	1.0	1343	$1,000	$0.74	16d	1	0.21mi
1126 Barbara Ann Dr Jackson, MS	3.0	1.0	1343	$1,000	$0.74	45d	1	0.21mi
427 McDowell Park Cir Jackson, MS	3.0	1.5	1308	$1,200	$0.92	16d	1	0.35mi
2729 Carleton St Jackson, MS	4.0	2.0	1666	$1,575	$0.95	16d	1	0.37mi
2242 Castle Hill Dr Jackson, MS	4.0	2.0	1500	$1,475	$0.98	16d	1	0.48mi
2242 Castle Hill Dr Jackson, MS	4.0	2.0	1500	$1,475	$0.98	25d	1	0.48mi
2873 Teresa Dr Jackson, MS	3.0	1.0	1100	$1,100	$1.00	45d	1	0.48mi
2904 Marwood Dr Jackson, MS	3.0	2.0	1554	$1,250	$0.80	25d	1	0.52mi
3030 Oak Forest Dr Jackson, MS	3.0	1.5	1200	$1,100	$0.92	45d	1	0.55mi
3030 Oak Forest Dr Jackson, MS	3.0	2.0	1200	$1,100	$0.92	16d	1	0.55mi
3020 Lakewood Dr Jackson, MS	4.0	2.0	1600	$1,150	$0.72	25d	1	0.59mi
1223 Marydale Dr Jackson, MS	3.0	1.0	1300	$950	$0.73	45d	1	0.61mi
3049 Lakewood Dr Jackson, MS	3.0	1.0	1200	$975	$0.81	45d	1	0.67mi
3122 Oak Forest Dr Jackson, MS	3.0	2.0	1421	$1,100	$0.77	45d	1	0.71mi
2915 Longwood Dr Jackson, MS	3.0	2.0	1800	$1,400	$0.78	25d	1	0.78mi
3147 Shirley Dr Jackson, MS	4.0	2.0	2137	$1,425	$0.67	45d	1	0.78mi
3147 Shirley Dr Jackson, MS	4.0	2.0	2137	$1,425	$0.67	16d	1	0.78mi
3162 Oak Forest Dr Jackson, MS	3.0	1.5	1280	$1,236	$0.97	45d	1	0.79mi
843 Reaves St Jackson, MS	3.0	2.0	1408	$1,084	$0.77	45d	1	0.80mi
3151 Shirley Dr Jackson, MS	4.0	2.0	1474	$1,306	$0.89	16d	1	0.80mi
1219 Woody Dr Jackson, MS	3.0	1.0	1058	$1,150	$1.09	25d	1	0.81mi
3147 Bilgray Dr Jackson, MS	3.0	2.0	1850	$1,306	$0.71	45d	1	0.86mi
125 Wingfield Ct Unit NA Jackson, MS	4.0	2.0	1797	$1,650	$0.92	25d	1	0.89mi
2808 Ridgeland Dr Jackson, MS	3.0	2.0	1606	$1,600	$1.00	45d	1	0.89mi
3152 Bilgray Dr Jackson, MS	3.0	1.5	1200	$1,100	$0.92	16d	1	0.89mi
1533 Raymond Rd Jackson, MS	2.0	1.0	1135	$1,010	$0.89	45d	1	0.91mi
1805 Hospital Dr Jackson, MS	3.0	2.0	1335	$1,050	$0.79	16d	1	1.05mi
3308 Ramona St Jackson, MS	3.0	1.0	1104	$1,150	$1.04	23d	1	1.09mi
2401 Coronet Pl Jackson, MS	3.0	1.0	1200	$1,400	$1.17	25d	1	1.20mi
316 Woody Dr Jackson, MS	3.0	1.0	1185	$1,250	$1.05	45d	1	1.23mi
316 Woody Dr Jackson, MS	3.0	1.0	1185	$1,250	$1.05	16d	1	1.23mi
1848 Willaneel Dr Jackson, MS	4.0	2.0	1623	$1,100	$0.68	16d	1	1.25mi
1010 Deryll St Jackson, MS	3.0	2.0	1143	$1,050	$0.92	16d	1	1.28mi
1018 Deryll St Jackson, MS	3.0	1.0	1056	$900	$0.85	25d	1	1.30mi
360 Cooper Rd Jackson, MS	4.0	2.0	1624	$1,575	$0.97	16d	1	1.30mi

Listing history 13 events

1. 2026-06-22
   days on market $74,900 Active 17 DOM
2. 2026-06-18
   days on market $74,900 Active 14 DOM
3. 2026-06-17
   days on market $74,900 Active 13 DOM
4. 2026-06-16
   days on market $74,900 Active 12 DOM
5. 2026-06-15
   days on market $74,900 Active 11 DOM
6. 2026-06-14
   days on market $74,900 Active 9 DOM
7. 2026-06-13
   days on market $74,900 Active 8 DOM
8. 2026-06-10
   days on market $74,900 Active 6 DOM
9. 2026-06-09
   days on market $74,900 Active 5 DOM
10. 2026-06-08
    days on market $74,900 Active 4 DOM
11. 2026-06-07
    days on market $74,900 Active 3 DOM
12. 2026-06-05
    remarks 677-char remark
13. 2026-06-05
    listed $74,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,437 · $120/mo
• Projected year-2 tax: $1,437 · $120/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,636
• − Mortgage interest: −$4,196
• − Property taxes: −$1,437
• − Insurance: −$374
• − Repairs & maintenance: −$1,171
• − Management: −$1,171
• − Depreciation: −$2,179
• Taxable income: $4,108
• Est. tax owed @ 24.0%: −$986
• After-tax cash flow: $4,051/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 13,249
• Household income: $30,237
• Rent vs Own: 66.3% rent · 33.7% own
• Severe rent burden: 1099.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 4% Hispanic / Latino 3%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 17.25%
• Current HPI: 233.9061
• Rent YoY: ▲ 13.56%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

5 events — show timeline

• 2026-06-04 Listed $74,900 MLSU
• 2022-02-02 Sold (Public Records) — Public Records
• 1998-09-18 Sold (Public Records) — Public Records
• 1992-09-08 Sold (Public Records) — Public Records
• 1975-02-26 Sold (Public Records) — Public Records

Property tax history

-0.8%/yr

Latest (2025): $1,437 · +1.9% YoY. Source: county tax records.