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800 A. S. Davis Rd
C+ Composite 63.03
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.3/10.0
  • 1% rule +6.1/10.0
  • Schools +3.5/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

800 A. S. Davis Rd · Diboll, TX 75941
4 bd · 5.0 ba · 1,908 sqft · SingleFamily public records · 119 Days on market
Built 1970 1.84 ac lot $66/sqft · 41% below area Est $214k · 41% under ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come see this spacious home with Acreage Close to Town! Bonus! It's in a tucked away, cozy neighborhood. Situated on 1.84 acres just minutes from Diboll schools, this 4-bedroom, 3-bath home offers 1,908 sq. ft. of space and endless potential. Ideal for investors, first-time buyers, or anyone ready to roll up their sleeves, this property is a rare chance to customize a home on a generous lot in a convenient location. With room to grow, And make it your own, this is the perfect project for someone looking to create value and enjoy country-style living near town. This property provides a peaceful setting that is hard to find. All it needs is your personal touch. Come bring your vision to life! And, make this your own today.

Key facts

  • Generous lot
  • Country-style living
  • 1.84 acres

Tags

1.84 ACRESMINUTES FROM DIBOLL SCHOOLSGENEROUS LOTCOUNTRY-STYLE LIVINGPEACEFUL SETTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/5.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $218 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $114k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 65/100 on livability (#708 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Diboll ISD (town): math 45% / reading 37% proficiency, ranked #394 of 826 in TX (top 48%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 53 active listings in the ZIP; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,750 (9.0% below list)

Questions for the listing agent

  1. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
8.39%
Cash-on-cash
7.48%
DSCR
1.33
GRM
7.5

CMA / ARV

ARV (median comp)
$213,667
List price
$125,000
Delta
-41.50%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.82×
Total profit
$-6,324
Equity at exit
$18,638
10-year hold
IRR
4.9%
Equity multiple
1.36×
Total profit
$12,521
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75941

Home prices YoY
-22.6%
Active inventory
53
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,393 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$175 /mo · $2,094/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$292
Net cashflow
$218

Break-even live

Break-even rent $1,117
Max offer price $125,000
Occupancy floor 79%

Sensitivity live

Price -10% $289 -5% $254 +0% $218 +5% $183 +10% $147
Rent -10% $108 -5% $163 +0% $218 +5% $273 +10% $328
Rate -1.0pp $281 -0.5pp $250 base $218 +0.5pp $186 +1.0pp $153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $125,000 Active 119 DOM
  2. 2026-06-19
    days on market $125,000 Active 117 DOM
  3. 2026-06-18
    days on market $125,000 Active 116 DOM
  4. 2026-06-17
    days on market $125,000 Active 115 DOM
  5. 2026-06-16
    days on market $125,000 Active 114 DOM
  6. 2026-06-15
    days on market $125,000 Active 113 DOM
  7. 2026-06-14
    days on market $125,000 Active 111 DOM
  8. 2026-06-13
    days on market $125,000 Active 110 DOM
  9. 2026-06-10
    days on market $125,000 Active 108 DOM
  10. 2026-06-09
    days on market $125,000 Active 107 DOM
  11. 2026-06-08
    days on market $125,000 Active 106 DOM
  12. 2026-06-07
    days on market $125,000 Active 105 DOM
  13. 2026-06-05
    days on market $125,000 Active 102 DOM
  14. 2026-06-02
    days on market $125,000 Active 100 DOM
  15. 2026-06-01
    days on market $125,000 Active 99 DOM
  16. 2026-05-31
    days on market $125,000 Active 98 DOM
  17. 2026-05-30
    days on market $125,000 Active 97 DOM
  18. 2026-04-08
    price $145,000 730-char remark
    Show marketing remark (730 chars)

    Come see this spacious home with Acreage Close to Town! Bonus! It's in a tucked away, cozy neighborhood. Situated on 1.84 acres just minutes from Diboll schools, this 4-bedroom, 3-bath home offers 1,908 sq. ft. of space and endless potential. Ideal for investors, first-time buyers, or anyone ready to roll up their sleeves, this property is a rare chance to customize a home on a generous lot in a convenient location. With room to grow, And make it your own, this is the perfect project for someone looking to create value and enjoy country-style living near town. This property provides a peaceful setting that is hard to find. All it needs is your personal touch. Come bring your vision to life! And, make this your own today.

  19. 2026-01-22
    listed $149,000 Active 730-char remark
    Show marketing remark (730 chars)

    Come see this spacious home with Acreage Close to Town! Bonus! It's in a tucked away, cozy neighborhood. Situated on 1.84 acres just minutes from Diboll schools, this 4-bedroom, 3-bath home offers 1,908 sq. ft. of space and endless potential. Ideal for investors, first-time buyers, or anyone ready to roll up their sleeves, this property is a rare chance to customize a home on a generous lot in a convenient location. With room to grow, And make it your own, this is the perfect project for someone looking to create value and enjoy country-style living near town. This property provides a peaceful setting that is hard to find. All it needs is your personal touch. Come bring your vision to life! And, make this your own today.

  20. 2014-02-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,094 · $175/mo
Projected year-2 tax
$2,288 · $191/mo
Expected delta
+$193/yr (+$16/mo · 9.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,714
− Mortgage interest
−$7,002
− Property taxes
−$2,094
− Insurance
−$625
− Repairs & maintenance
−$1,337
− Management
−$1,337
− Depreciation
−$3,636
Taxable income
$682
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$164
After-tax cash flow
$2,455/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Diboll ISD
NCES district ID
4817040
Math proficiency
45% ▼ -5.00%
Reading proficiency
37% ▼ -2.00%
Median HH income
$42,667
Composite
34.67/100
National rank
#5142
State rank
#394 of 826 in TX

Livability — Diboll

Score
65/100
State rank
#708
US rank
#13209

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Diboll, TX
Population (ZIP)
8,712

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 41% Hispanic / Latino 40% Two or more races 27% Black 16%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
66% English-only · Spanish 33% Vietnamese 1%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.36%
Current HPI
200.1079
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-2.7% since first listed
3 events — show timeline
  • 2026-04-08 Price Changed $145,000 Deep East Texas MLS
  • 2026-01-22 Listed $149,000 Deep East Texas MLS
  • 2014-02-13 Sold (Public Records) Public Records

Property tax history

+2.5%/yr

Latest (2025): $2,094 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…