105 S Newport Ln · Waynesville, MO 65583

$120,000

4 bd · 1.0 ba · 1,155 sqft · Other public records · 1 Days on market

Built 1960 6,272 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +7.5/10.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Quaint 3-bedroom 1 bathroom starter home in Waynesville school district, built in 1960. New metal roof. Outbuilding for parking or using as a workshop, with electric. Flat yard with firepit. Schedule your showing today!

Key facts

• 6,272 sq ft lot
• Garage
• Built 1960

Property features AI

Finance

• Other: Lease not considered; No home warranty; Living area and above-grade finished area per public records

Exterior

• Parking: Driveway; On-street parking; Paved parking; 1-car garage (total parking for 1)
• Security: Security system
• Utilities: Public water; Public sewer; Propane available; Electricity connected; Cable connected; Phone available
• Home design: Single-family residence; One level; Private ownership; Fixer condition; House structure
• Construction: Concrete and frame construction with steel siding; Metal roof; Slab foundation; Built area above grade (per public records)
• Exterior features: Patio; Exterior lighting; No-step entry; Back yard; Fenced yard; City lot; City street frontage; Paved road

Interior

• Kitchen: Electric oven; Electric range; Refrigerator
• Bedrooms: 4 bedrooms (all on the main level)
• Flooring: Ceramic tile
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Forced-air heating (propane); Central air conditioning; Ceiling fans for added cooling
• Interior features: Breakfast bar; Ceiling fans; Window screens; Window treatments; Security system
• Laundry & utility: Inside laundry on main level; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath other listed at $120k.

Deal economics

• At list price, monthly cash flow is $471 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Cap rate 11.0% vs local median 4.0% in Waynesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#322 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
• Waynesville R-VI (town): math 46% / reading 53% proficiency, ranked #41 of 324 in MO (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Waynesville East Elem. (math 51% / reading 53%, grade C-, #231 of 1,115 statewide, top 24%, 929 students, 44% FRL); Waynesville Sr. High (math 37% / reading 53%, grade D-, #176 of 521 statewide, top 34%, 1,704 students, 39% FRL).
• Market conditions: Rents rising fast (+10.3%/yr); 156 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 62 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $96k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,000

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.25% ✓
• Cap rate: 11.01%
• Cash-on-cash: 16.83%
• DSCR: 1.75
• GRM: 6.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 13.1%
• Equity multiple: 1.55×
• Total profit: $18,434
• Equity at exit: $17,892

10-year hold

• IRR: 25.3%
• Equity multiple: 3.69×
• Total profit: $90,505
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65583

• Home prices YoY: -27.3%
• Rents YoY: 10.3%
• Active inventory: 156
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,497 medium
• Mortgage (P&I): −$629
• Tax from tax record: −$32 /mo · $382/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$314
• Net cashflow: $471

Break-even live

Break-even rent $900

Max offer price $120,000

Occupancy floor 64%

Sensitivity live

Price	-10% $539	-5% $505	+0% $471	+5% $437	+10% $403
Rent	-10% $353	-5% $412	+0% $471	+5% $530	+10% $590
Rate	-1.0pp $532	-0.5pp $502	base $471	+0.5pp $440	+1.0pp $409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
20380 Spice Dr Ste D Waynesville, MO	1.0–3.0	1.0–2.5	1140	$1,495	$1.31	45d	9	0.90mi

Listing history 8 events

1. 2026-05-21
   status Pending
2. 2026-05-19
   listed $120,000 Active
3. 2022-12-14
   soldstatus $96,000
4. 2022-12-13
   soldstatus Closed 219-char remark

   Show marketing remark (219 chars)

   Quaint 3-bedroom 1 bathroom starter home in Waynesville school district, built in 1960. New metal roof. Outbuilding for parking or using as a workshop, with electric. Flat yard with firepit. Schedule your showing today!

5. 2022-10-26
   status Pending 219-char remark

   Show marketing remark (219 chars)

   Quaint 3-bedroom 1 bathroom starter home in Waynesville school district, built in 1960. New metal roof. Outbuilding for parking or using as a workshop, with electric. Flat yard with firepit. Schedule your showing today!

6. 2022-10-25
   listed $96,000 Active 219-char remark

   Show marketing remark (219 chars)

   Quaint 3-bedroom 1 bathroom starter home in Waynesville school district, built in 1960. New metal roof. Outbuilding for parking or using as a workshop, with electric. Flat yard with firepit. Schedule your showing today!

7. 2010-05-03
   soldstatus
8. 2010-03-24
   soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $382 · $32/mo
• Projected year-2 tax: $1,164 · $97/mo
• Expected delta: +$782/yr (+$65/mo · 204.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,961
• − Mortgage interest: −$6,722
• − Property taxes: −$382
• − Insurance: −$600
• − Repairs & maintenance: −$1,437
• − Management: −$1,437
• − Depreciation: −$3,491
• Taxable income: $3,893
• Est. tax owed @ 24.0%: −$934
• After-tax cash flow: $4,722/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Waynesville R-VI
• NCES district ID: 2931440
• Math proficiency: 46% ▼ -1.00%
• Reading proficiency: 53% ▼ -1.00%
• Median HH income: $50,147
• Composite: 42.36/100
• National rank: #3246
• State rank: #41 of 324 in MO

Livability — Waynesville

• Score: 64/100
• State rank: #322
• US rank: #14679

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Waynesville, MO
• County: Pulaski County · 25,264 people
• City population: 14,711
• Metro: Fort Leonard Wood, MO
• Population (ZIP): 14,711
• Household income: $76,626
• Rent vs Own: 32.9% rent · 67.1% own
• Severe rent burden: 185.0

Population outlook (Pulaski County) Hauer SSP2

• Today (2025): 54,214 people
• By 2030: 54,723 · +0.9%
• By 2040: 54,885 · +1.2%
• By 2050: 55,467 · +2.3%
• By 2075: 58,576 · +8.0%
• By 2100: 61,179 · +12.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Black 12% Two or more races 9% Hispanic / Latino 5% Asian 1%
• Common ancestry: Iranian 4% Serbian 2% Lithuanian 2%
• Foreign-born: 4% · Canada, South Korea, Jamaica
• Languages at home: 96% English-only · Spanish 2% German/W. Germanic 1% Korean 1%

Political lean MEDSL · Pulaski

• 2024 margin: Solid R (+50.3) · D 24.2% · R 74.5% · Other 1.3%
• 2008→2024 swing: -21.6pp toward R · 2008: -28.7pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.7 2016: R+51.7 2012: R+36.1 2008: R+28.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -58.32%
• Current HPI: 155.2931
• Rent YoY: ▲ 10.27%
• Metro: Fort Leonard Wood, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+25.0% since first listed

8 events — show timeline

• 2026-05-21 Pending — MARIS as Distributed by MLS Grid
• 2026-05-19 Listed $120,000 MARIS as Distributed by MLS Grid
• 2022-12-14 Sold (Public Records) $96,000 Public Records
• 2022-12-13 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2022-10-26 Pending — MARIS as Distributed by MLS Grid
• 2022-10-25 Listed $96,000 MARIS as Distributed by MLS Grid
• 2010-05-03 Sold (Public Records) — Public Records
• 2010-03-24 Sold (Public Records) — Public Records

Property tax history

+1.7%/yr

Latest (2025): $382 · +5.3% YoY. Source: county tax records.