5950 W Missouri Ave #141 · Glendale, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 5 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +13.6/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.8/5.0
- Condition / age +2.8/5.0
- Schools +2.3/10.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$95,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Key facts
- 4 parking spots
- Community pool
- Built 1974
Property features AI
Finance
- HOA & community: Land lease of $760 per month; No association fees listed; Community pool; Biking and walking paths
Exterior
- Parking: 2 open parking spaces; 2 covered parking spaces; Separate storage area associated with parking; 2 carport spaces
- Utilities: City water; Public sewer
- Home design: Manufactured/mobile home; Leasehold ownership
- Construction: Wood frame construction; Painted exterior; Other roof type
- Exterior features: Storage area; Gravel/stone front yard; Gravel/stone back yard
Interior
- Kitchen: Eat-in kitchen
- Bedrooms: Up to 3 bedrooms
- Flooring: Vinyl flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air; Floor furnace; Wall furnace
- Interior features: Eat-in kitchen; No interior steps; Full bath in primary bedroom
- Laundry & utility: No laundry hookups on site
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $95k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $485 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
- Cap rate 12.4% vs local median 3.5% in Glendale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#12 in AZ, #3,235 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, amenities B; Watch: health & safety D+, crime F.
- Glendale Union High School District (4285) (urban): math 23% / reading 31% proficiency, ranked #130 of 249 in AZ (top 52%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: William C Jack School (math 17% / reading 8%, grade F, #944 of 1,109 statewide, top 87%, 830 students, 87% FRL); Don Mensendick School (math 9% / reading 19%, grade F, #917 of 1,109 statewide, top 83%, 589 students, 87% FRL); Glendale High School (math 13% / reading 22%, grade F, #245 of 381 statewide, top 65%, 1,816 students, 76% FRL).
- Zoned-school proficiency averages 15% at this address vs 27% district-wide (-12 pts) — the specific schools serving this property underperform the Glendale Union High School District (4285) average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-3.0%/yr); 220 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
- This rent runs 32% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $27k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.52% ✓
- Cap rate
- 12.41%
- Cash-on-cash
- 21.86%
- DSCR
- 1.97
- GRM
- 5.5
CMA / ARV
- ARV (on-the-fly)
- $109,824
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5747 W Missouri Ave #171 | 0.33mi | 2/2.0 (-1) | 1,150 (-8%) | 15mo | $99,700 | $87 | 54 |
| 5747 W Missouri Ave #191 | 0.33mi | 4/2.0 (+1) | 1,364 (+9%) | 13mo | $120,000 | $88 | 54 |
| 5747 W Missouri Ave #157 | 0.33mi | 4/2.0 (+1) | 1,405 (+13%) | 13mo | $134,350 | $96 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 11.1%
- Equity multiple
- 1.42×
- Total profit
- $11,256
- Equity at exit
- $14,165
- IRR
- 17.6%
- Equity multiple
- 2.25×
- Total profit
- $33,270
- Equity at exit
- $8,214
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85301
- Home prices YoY
- -10.6%
- Rents YoY
- -3.0%
- Active inventory
- 220
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,444 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax est. 1.5%
- −$119 /mo · $1,425/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$303
- Net cashflow
- $485
Break-even live
Sensitivity live
| Price | -10% $550 | -5% $517 | +0% $485 | +5% $452 | +10% $419 |
|---|---|---|---|---|---|
| Rent | -10% $370 | -5% $427 | +0% $485 | +5% $542 | +10% $599 |
| Rate | -1.0pp $532 | -0.5pp $509 | base $485 | +0.5pp $460 | +1.0pp $435 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5740 N 59th Ave Unit 2 Glendale, AZ | 2.0 | 2.0 | 926 | $1,320 | $1.43 | 0d | 1 | 0.16mi |
| 5750 N 59th Ave Unit 2 Glendale, AZ | 2.0 | 2.0 | 900 | $1,242 | $1.38 | 0d | 1 | 0.20mi |
| 6024 W Oregon Ave Unit C Glendale, AZ | 2.0 | 1.5 | 950 | $1,249 | $1.31 | 0d | 1 | 0.26mi |
| 6012 W Oregon Ave Glendale, AZ | 2.0 | 1.5 | 950 | $1,249 | $1.31 | 0d | 1 | 0.27mi |
| 5819 N 59th Dr Glendale, AZ | 3.0 | 3.0 | 1500 | $2,100 | $1.40 | 4d | 1 | 0.28mi |
| 6033 W Bethany Home Rd Glendale, AZ | 1.0–2.0 | 1.0 | 700 | $1,208 | $1.73 | 6d | 1 | 0.32mi |
| 5755 N 59th Ave Glendale, AZ | 2.0 | 2.0 | 878 | $1,593 | $1.81 | 25d | 1 | 0.33mi |
| 5755 N 59th Ave Glendale, AZ | 2.0 | 2.0 | 878 | $1,393 | $1.59 | 0d | 1 | 0.33mi |
| 6077 N 60th Ave Glendale, AZ | 2.0–3.0 | 2.0 | 940 | $1,798 | $1.91 | 25d | 2 | 0.43mi |
| 5601 W Missouri Ave Glendale, AZ | 3.0 | 2.0 | 1012 | $1,500 | $1.48 | 0d | 1 | 0.55mi |
| 5045 N 58th Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 821 | $1,399 | $1.70 | 0d | 1 | 0.60mi |
| 6141 N 59th Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 796 | $1,300 | $1.63 | 0d | 1 | 0.60mi |
| 5947 W Rose Ln Unit 5947-21 Glendale, AZ | 2.0 | 1.0 | 900 | $1,170 | $1.30 | 2d | 1 | 0.61mi |
| 5947 W Rose Ln Unit 5947-17 Glendale, AZ | 2.0 | 1.0 | 750 | $1,275 | $1.70 | 18d | 1 | 0.61mi |
| 5631 W Colter St Glendale, AZ | 1.0–3.0 | 1.0–2.0 | 885 | $1,599 | $1.81 | 0d | 5 | 0.62mi |
| 5926 W Rose Ln Unit A Glendale, AZ | 2.0 | 1.0 | 750 | $1,435 | $1.91 | 2d | 1 | 0.64mi |
| 6231 N 59th Ave Unit 51 Glendale, AZ | 2.0 | 2.0 | 1152 | $1,200 | $1.04 | 0d | 1 | 0.68mi |
| 5039 N 57th Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 800 | $2,403 | $3.00 | 0d | 14 | 0.70mi |
| 5190 N 55th Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 708 | $1,560 | $2.20 | 0d | 15 | 0.72mi |
| 6240 N 63rd Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 758 | $1,978 | $2.61 | 0d | 7 | 0.81mi |
| 6301 N 64th Dr Glendale, AZ | 1.0–3.0 | 1.0–2.0 | 796 | $1,499 | $1.88 | 0d | 3 | 0.85mi |
| 6301 N 64th Dr Glendale, AZ | 2.0 | 1.0 | 853 | $915 | $1.07 | 23d | 1 | 0.85mi |
| 6320 N 63rd Ave Glendale, AZ | 2.0 | 1.0 | 750 | $1,249 | $1.67 | 0d | 1 | 0.86mi |
| 6541 W Keim Dr Glendale, AZ | 2.0 | 1.0 | 896 | $1,499 | $1.67 | 11d | 1 | 0.88mi |
| 5830 N 67th Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 802 | $1,299 | $1.62 | 0d | 1 | 0.97mi |
| 6318 N 65th Dr Glendale, AZ | 2.0 | 1.0 | 672 | $1,245 | $1.85 | 0d | 4 | 1.01mi |
| 6755 W Montebello Ave Glendale, AZ | 3.0 | 2.0 | 1476 | $1,795 | $1.22 | 18d | 1 | 1.03mi |
| 6112 N 67th Ave Glendale, AZ | 1.0–2.0 | 1.0 | 755 | $1,100 | $1.46 | 0d | 22 | 1.06mi |
| 5736 N 68th Dr Glendale, AZ | 2.0 | 1.0 | 1020 | $1,399 | $1.37 | 2d | 1 | 1.10mi |
| 6816 W Bethany Home Rd Glendale, AZ | 3.0 | 1.0 | 986 | $1,710 | $1.73 | 0d | 5 | 1.13mi |
| 6603 N 65th Ave Glendale, AZ | 1.0–4.0 | 1.0–2.0 | 1150 | $1,687 | $1.47 | 0d | 30 | 1.16mi |
| 6541 N 67th Ave #125 Glendale, AZ | 2.0 | 2.0 | 1020 | $1,195 | $1.17 | 2d | 1 | 1.19mi |
| 6541 N 67th Ave Glendale, AZ | 2.0 | 2.0 | 1020 | $1,195 | $1.17 | 23d | 1 | 1.19mi |
| 6541 N 67th Ave Unit 111 Glendale, AZ | 2.0 | 2.0 | 1020 | $1,195 | $1.17 | 0d | 1 | 1.19mi |
| 6575 W Ocotillo Rd Glendale, AZ | 2.0 | 1.0 | 916 | $1,100 | $1.20 | 0d | 1 | 1.24mi |
| 6527 N 67th Ave Glendale, AZ | 2.0 | 2.0 | 1020 | $1,195 | $1.17 | 0d | 2 | 1.25mi |
| 4545 N 67th Ave Phoenix, AZ | 3.0 | 2.0 | 1339 | $2,300 | $1.72 | 11d | 2 | 1.26mi |
| 6444 N 67th Ave Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 732 | $1,348 | $1.84 | 0d | 46 | 1.27mi |
| 6548 N 67th Ave Glendale, AZ | 1.0–3.0 | 1.0–2.0 | 965 | $1,683 | $1.74 | 0d | 83 | 1.29mi |
| 6801 W Ocotillo Rd Glendale, AZ | 1.0–2.0 | 1.0–2.0 | 782 | $1,299 | $1.66 | 0d | 13 | 1.40mi |
Listing history 18 events
-
2026-06-21days on market $95,000 Active 38 DOM
-
2026-06-18days on market $95,000 Active 35 DOM
-
2026-06-17days on market $95,000 Active 34 DOM
-
2026-06-16days on market $95,000 Active 33 DOM
-
2026-06-15days on market $95,000 Active 32 DOM
-
2026-06-13days on market $95,000 Active 30 DOM
-
2026-06-13days on market $95,000 Active 29 DOM
-
2026-06-09days on market $95,000 Active 26 DOM
-
2026-06-08days on market $95,000 Active 25 DOM
-
2026-06-07days on market $95,000 Active 24 DOM
-
2026-06-04days on market $95,000 Active 21 DOM
-
2026-06-03days on market $95,000 Active 20 DOM
-
2026-06-02days on market $95,000 Active 19 DOM
-
2026-06-01days on market $95,000 Active 18 DOM
-
2026-05-31days on market $95,000 Active 17 DOM
-
2026-05-08$95,000 Active
-
2026-04-28historical
-
2026-02-25$102,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 5 d/yr ≥112°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $17,333
- − Mortgage interest
- −$5,321
- − Property taxes
- −$1,425
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,387
- − Management
- −$1,387
- − Depreciation
- −$2,764
- Taxable income
- $4,574
- Est. tax owed @ 24.0%
- −$1,098
- After-tax cash flow
- $4,717/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
The home is in average condition with cosmetic updates needed to enhance its resale and rental value.
Repairs flagged
- Moderate kitchen cabinets — dated and in need of updating
- Moderate bathroom fixtures — dated and in need of updating
- Minor exterior siding — moderate wear
Value-add opportunities
- Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
- Both update kitchen cabinets — new cabinets improve functionality and aesthetics
- Both update bathroom fixtures — new fixtures enhance functionality and aesthetics
- Both repair exterior siding — repairing siding improves curb appeal and structural integrity
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · dated and in need of updating | Moderate | $3,000–15,000 |
| bathroom fixtures · dated and in need of updating | Moderate | $3,000–15,000 |
| exterior siding · moderate wear | Minor | $500–3,000 |
| Total estimated repair cost · 3 items | $6,500–33,000 |
Value-add ROI direction
- Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics ↑
- Both update kitchen cabinets — new cabinets improve functionality and aesthetics ↑
- Both update bathroom fixtures — new fixtures enhance functionality and aesthetics ↑
- Both repair exterior siding — repairing siding improves curb appeal and structural integrity ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Glendale Union High School District (4285)
- NCES district ID
- 0403450
- Math proficiency
- 23% ▼ -38.00%
- Reading proficiency
- 31% ▼ -19.00%
- Median HH income
- $40,846
- Composite
- 22.81/100
- National rank
- #8020
- State rank
- #130 of 249 in AZ
Livability — Glendale
- Score
- 76/100
- State rank
- #12
- US rank
- #3235
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Glendale, AZ
- County
- Maricopa County · 4,537,380 people
- City population
- 294,586
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 68,178
- Household income
- $53,827
- Rent vs Own
- Severe rent burden
- 3741.0
Population outlook (Maricopa County) Hauer SSP2
- Today (2025)
- 4,979,203 people
- By 2030
- 5,378,229 · +8.0%
- By 2040
- 6,156,598 · +23.6%
- By 2050
- 6,872,376 · +38.0%
- By 2075
- 8,401,270 · +68.7%
- By 2100
- 9,247,439 · +85.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 37% White 22% Black 8% Asian 2% Native American 2%
- Hispanic origin (detail)
- Mexican 57% Cuban 1%
- Common ancestry
- Slovak 1% Italian 1%
- Foreign-born
- 26% · Canada, Vietnam, Philippines
- Languages at home
- 46% English-only · Spanish 48% Arabic 1% Other Indo-European 1%
Political lean MEDSL · Maricopa
- 2024 margin
- Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
- 2008→2024 swing
- +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -50.49%
- Current HPI
- 427.3069
- Rent YoY
- ▼ -2.98%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
||
| Metals / Steel | 1 | $14B |
|
||
| Technology Distribution | 1 | $9B |
|
||
| Homebuilding | 1 | $8B |
|
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Price history
-6.9% since first listed3 events — show timeline
- 2026-05-08 Listed $95,000 ARMLS
- 2026-04-28 Listing Removed — ARMLS
- 2026-02-25 Listed $102,000 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…