CashFlowRE
Sign in Sign up
5950 W Missouri Ave #141
B Composite 74.16
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.6/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.8/5.0
  • Condition / age +2.8/5.0
  • Schools +2.3/10.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$95,000

5950 W Missouri Ave #141 · Glendale, AZ 85301
3 bd · 2.0 ba · 1,248 sqft · Manufactured · 38 Days on market
Built 1974 Average condition Est $110k · 13% under ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • 4 parking spots
  • Community pool
  • Built 1974

Property features AI

Finance

  • HOA & community: Land lease of $760 per month; No association fees listed; Community pool; Biking and walking paths

Exterior

  • Parking: 2 open parking spaces; 2 covered parking spaces; Separate storage area associated with parking; 2 carport spaces
  • Utilities: City water; Public sewer
  • Home design: Manufactured/mobile home; Leasehold ownership
  • Construction: Wood frame construction; Painted exterior; Other roof type
  • Exterior features: Storage area; Gravel/stone front yard; Gravel/stone back yard

Interior

  • Kitchen: Eat-in kitchen
  • Bedrooms: Up to 3 bedrooms
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Floor furnace; Wall furnace
  • Interior features: Eat-in kitchen; No interior steps; Full bath in primary bedroom
  • Laundry & utility: No laundry hookups on site

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $95k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $485 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
  • Cap rate 12.4% vs local median 3.5% in Glendale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#12 in AZ, #3,235 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, amenities B; Watch: health & safety D+, crime F.
  • Glendale Union High School District (4285) (urban): math 23% / reading 31% proficiency, ranked #130 of 249 in AZ (top 52%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: William C Jack School (math 17% / reading 8%, grade F, #944 of 1,109 statewide, top 87%, 830 students, 87% FRL); Don Mensendick School (math 9% / reading 19%, grade F, #917 of 1,109 statewide, top 83%, 589 students, 87% FRL); Glendale High School (math 13% / reading 22%, grade F, #245 of 381 statewide, top 65%, 1,816 students, 76% FRL).
  • Zoned-school proficiency averages 15% at this address vs 27% district-wide (-12 pts) — the specific schools serving this property underperform the Glendale Union High School District (4285) average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-3.0%/yr); 220 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $27k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $92,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.52%
Cap rate
12.41%
Cash-on-cash
21.86%
DSCR
1.97
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$109,824
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5747 W Missouri Ave #171 0.33mi 2/2.0 (-1) 1,150 (-8%) 15mo $99,700 $87 54
5747 W Missouri Ave #191 0.33mi 4/2.0 (+1) 1,364 (+9%) 13mo $120,000 $88 54
5747 W Missouri Ave #157 0.33mi 4/2.0 (+1) 1,405 (+13%) 13mo $134,350 $96 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
11.1%
Equity multiple
1.42×
Total profit
$11,256
Equity at exit
$14,165
10-year hold
IRR
17.6%
Equity multiple
2.25×
Total profit
$33,270
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85301

Home prices YoY
-10.6%
Rents YoY
-3.0%
Active inventory
220
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,444 high interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$303
Net cashflow
$485

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 61%

Sensitivity live

Price -10% $550 -5% $517 +0% $485 +5% $452 +10% $419
Rent -10% $370 -5% $427 +0% $485 +5% $542 +10% $599
Rate -1.0pp $532 -0.5pp $509 base $485 +0.5pp $460 +1.0pp $435

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5740 N 59th Ave Unit 2 Glendale, AZ 2.0 2.0 926 $1,320 $1.43 0d 1 0.16mi
5750 N 59th Ave Unit 2 Glendale, AZ 2.0 2.0 900 $1,242 $1.38 0d 1 0.20mi
6024 W Oregon Ave Unit C Glendale, AZ 2.0 1.5 950 $1,249 $1.31 0d 1 0.26mi
6012 W Oregon Ave Glendale, AZ 2.0 1.5 950 $1,249 $1.31 0d 1 0.27mi
5819 N 59th Dr Glendale, AZ 3.0 3.0 1500 $2,100 $1.40 4d 1 0.28mi
6033 W Bethany Home Rd Glendale, AZ 1.0–2.0 1.0 700 $1,208 $1.73 6d 1 0.32mi
5755 N 59th Ave Glendale, AZ 2.0 2.0 878 $1,593 $1.81 25d 1 0.33mi
5755 N 59th Ave Glendale, AZ 2.0 2.0 878 $1,393 $1.59 0d 1 0.33mi
6077 N 60th Ave Glendale, AZ 2.0–3.0 2.0 940 $1,798 $1.91 25d 2 0.43mi
5601 W Missouri Ave Glendale, AZ 3.0 2.0 1012 $1,500 $1.48 0d 1 0.55mi
5045 N 58th Ave Glendale, AZ 1.0–2.0 1.0–2.0 821 $1,399 $1.70 0d 1 0.60mi
6141 N 59th Ave Glendale, AZ 1.0–2.0 1.0–2.0 796 $1,300 $1.63 0d 1 0.60mi
5947 W Rose Ln Unit 5947-21 Glendale, AZ 2.0 1.0 900 $1,170 $1.30 2d 1 0.61mi
5947 W Rose Ln Unit 5947-17 Glendale, AZ 2.0 1.0 750 $1,275 $1.70 18d 1 0.61mi
5631 W Colter St Glendale, AZ 1.0–3.0 1.0–2.0 885 $1,599 $1.81 0d 5 0.62mi
5926 W Rose Ln Unit A Glendale, AZ 2.0 1.0 750 $1,435 $1.91 2d 1 0.64mi
6231 N 59th Ave Unit 51 Glendale, AZ 2.0 2.0 1152 $1,200 $1.04 0d 1 0.68mi
5039 N 57th Ave Glendale, AZ 1.0–2.0 1.0–2.0 800 $2,403 $3.00 0d 14 0.70mi
5190 N 55th Ave Glendale, AZ 1.0–2.0 1.0–2.0 708 $1,560 $2.20 0d 15 0.72mi
6240 N 63rd Ave Glendale, AZ 1.0–2.0 1.0–2.0 758 $1,978 $2.61 0d 7 0.81mi
6301 N 64th Dr Glendale, AZ 1.0–3.0 1.0–2.0 796 $1,499 $1.88 0d 3 0.85mi
6301 N 64th Dr Glendale, AZ 2.0 1.0 853 $915 $1.07 23d 1 0.85mi
6320 N 63rd Ave Glendale, AZ 2.0 1.0 750 $1,249 $1.67 0d 1 0.86mi
6541 W Keim Dr Glendale, AZ 2.0 1.0 896 $1,499 $1.67 11d 1 0.88mi
5830 N 67th Ave Glendale, AZ 1.0–2.0 1.0–2.0 802 $1,299 $1.62 0d 1 0.97mi
6318 N 65th Dr Glendale, AZ 2.0 1.0 672 $1,245 $1.85 0d 4 1.01mi
6755 W Montebello Ave Glendale, AZ 3.0 2.0 1476 $1,795 $1.22 18d 1 1.03mi
6112 N 67th Ave Glendale, AZ 1.0–2.0 1.0 755 $1,100 $1.46 0d 22 1.06mi
5736 N 68th Dr Glendale, AZ 2.0 1.0 1020 $1,399 $1.37 2d 1 1.10mi
6816 W Bethany Home Rd Glendale, AZ 3.0 1.0 986 $1,710 $1.73 0d 5 1.13mi
6603 N 65th Ave Glendale, AZ 1.0–4.0 1.0–2.0 1150 $1,687 $1.47 0d 30 1.16mi
6541 N 67th Ave #125 Glendale, AZ 2.0 2.0 1020 $1,195 $1.17 2d 1 1.19mi
6541 N 67th Ave Glendale, AZ 2.0 2.0 1020 $1,195 $1.17 23d 1 1.19mi
6541 N 67th Ave Unit 111 Glendale, AZ 2.0 2.0 1020 $1,195 $1.17 0d 1 1.19mi
6575 W Ocotillo Rd Glendale, AZ 2.0 1.0 916 $1,100 $1.20 0d 1 1.24mi
6527 N 67th Ave Glendale, AZ 2.0 2.0 1020 $1,195 $1.17 0d 2 1.25mi
4545 N 67th Ave Phoenix, AZ 3.0 2.0 1339 $2,300 $1.72 11d 2 1.26mi
6444 N 67th Ave Glendale, AZ 1.0–2.0 1.0–2.0 732 $1,348 $1.84 0d 46 1.27mi
6548 N 67th Ave Glendale, AZ 1.0–3.0 1.0–2.0 965 $1,683 $1.74 0d 83 1.29mi
6801 W Ocotillo Rd Glendale, AZ 1.0–2.0 1.0–2.0 782 $1,299 $1.66 0d 13 1.40mi

Listing history 18 events

  1. 2026-06-21
    days on market $95,000 Active 38 DOM
  2. 2026-06-18
    days on market $95,000 Active 35 DOM
  3. 2026-06-17
    days on market $95,000 Active 34 DOM
  4. 2026-06-16
    days on market $95,000 Active 33 DOM
  5. 2026-06-15
    days on market $95,000 Active 32 DOM
  6. 2026-06-13
    days on market $95,000 Active 30 DOM
  7. 2026-06-13
    days on market $95,000 Active 29 DOM
  8. 2026-06-09
    days on market $95,000 Active 26 DOM
  9. 2026-06-08
    days on market $95,000 Active 25 DOM
  10. 2026-06-07
    days on market $95,000 Active 24 DOM
  11. 2026-06-04
    days on market $95,000 Active 21 DOM
  12. 2026-06-03
    days on market $95,000 Active 20 DOM
  13. 2026-06-02
    days on market $95,000 Active 19 DOM
  14. 2026-06-01
    days on market $95,000 Active 18 DOM
  15. 2026-05-31
    days on market $95,000 Active 17 DOM
  16. 2026-05-08
    listed $95,000 Active
  17. 2026-04-28
    historical
  18. 2026-02-25
    listed $102,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥112°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,333
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,387
− Management
−$1,387
− Depreciation
−$2,764
Taxable income
$4,574
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,098
After-tax cash flow
$4,717/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Cosmetic rehab

The home is in average condition with cosmetic updates needed to enhance its resale and rental value.

Repairs flagged

  • Moderate kitchen cabinets — dated and in need of updating
  • Moderate bathroom fixtures — dated and in need of updating
  • Minor exterior siding — moderate wear

Value-add opportunities

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both update kitchen cabinets — new cabinets improve functionality and aesthetics
  • Both update bathroom fixtures — new fixtures enhance functionality and aesthetics
  • Both repair exterior siding — repairing siding improves curb appeal and structural integrity

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · dated and in need of updating Moderate $3,000–15,000
bathroom fixtures · dated and in need of updating Moderate $3,000–15,000
exterior siding · moderate wear Minor $500–3,000
Total estimated repair cost · 3 items $6,500–33,000

Value-add ROI direction

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both update kitchen cabinets — new cabinets improve functionality and aesthetics
  • Both update bathroom fixtures — new fixtures enhance functionality and aesthetics
  • Both repair exterior siding — repairing siding improves curb appeal and structural integrity

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Glendale Union High School District (4285)
NCES district ID
0403450
Math proficiency
23% ▼ -38.00%
Reading proficiency
31% ▼ -19.00%
Median HH income
$40,846
Composite
22.81/100
National rank
#8020
State rank
#130 of 249 in AZ

Livability — Glendale

Score
76/100
State rank
#12
US rank
#3235

Category grades

Amenities B Commute A+ Cost of living B Crime F Employment C+ Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Glendale, AZ
County
Maricopa County · 4,537,380 people
City population
294,586
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
68,178
Household income
$53,827
Rent vs Own
60.0% rent · 40.0% own
Severe rent burden
3741.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% Two or more races 37% White 22% Black 8% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 57% Cuban 1%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
26% · Canada, Vietnam, Philippines
Languages at home
46% English-only · Spanish 48% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.49%
Current HPI
427.3069
Rent YoY
▼ -2.98%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-6.9% since first listed
3 events — show timeline
  • 2026-05-08 Listed $95,000 ARMLS
  • 2026-04-28 Listing Removed ARMLS
  • 2026-02-25 Listed $102,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…