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1311&1315 Hazlebrook Rd
D Composite 42.61
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.8/10.0
  • 1% rule +4.3/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$190,000

1311&1315 Hazlebrook Rd · Jeddo, PA 18201
4 bd · 2.0 ba · 2,928 sqft · SingleFamily · 24 Days on market
Fair condition 0.80 ac lot ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The beautifully updated exterior gives this property fantastic curb appeal, while the interior offers a true blank canvas ready for your vision. Originally built as a double home, it has since been converted into a single residence -- but with two separate deeds, you have the flexibility to keep it as a spacious single-family home, or reconvert it into a duplex, or modernize it to suit your needs.

Key facts

  • Updated exterior
  • Two separate deeds
  • Curb appeal

Tags

UPDATED EXTERIORCURB APPEALSPACIOUS SINGLE-FAMILY HOMETWO SEPARATE DEEDS

Property features AI

Exterior

  • Parking: Detached garage with 8 spaces
  • Utilities: Private well water
  • Home design: Single family residence; Residential property; Three or more stories
  • Construction: Aluminum siding
  • Exterior features: Patio; Porch; Storage structure

Interior

  • Kitchen: Eat-in kitchen
  • Bedrooms: Total of 7 rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom; 1 three-quarter bathroom
  • Heating & cooling: Oil heating; Baseboard heating
  • Interior features: Eat-in kitchen; Dining room fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $190k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $82 ($980/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (7.1% below list).
  • Recommended offer: $177k (7.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#719 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Freeland El/Ms (math 8% / reading 27%, grade F, #1,295 of 1,518 statewide, top 86%, 951 students, 100% FRL); Hazleton Area Hs (math 53% / reading 8%, grade F, #347 of 437 statewide, top 79%, 3,795 students, 83% FRL) — zoned schools average 91% FRL vs 60% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 121 active listings in the ZIP; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $35k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $176,551 (7.1% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.81%
Cash-on-cash
1.84%
DSCR
1.08
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.52×
Total profit
$-25,558
Equity at exit
$28,330
10-year hold
IRR
-4.4%
Equity multiple
0.71×
Total profit
$-15,446
Equity at exit
$16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18201

Home prices YoY
-14.9%
Active inventory
121
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,766 medium interval (Pro) →
Mortgage (P&I)
$996
Tax est. 1.5%
$238 /mo · $2,850/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$371
Net cashflow
$82

Break-even live

Break-even rent $1,662
Max offer price $190,000
Occupancy floor 90%

Sensitivity live

Price -10% $213 -5% $147 +0% $82 +5% $16 +10% $-50
Rent -10% $-58 -5% $12 +0% $82 +5% $151 +10% $221
Rate -1.0pp $177 -0.5pp $130 base $82 +0.5pp $32 +1.0pp $-18

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,500
Closing costs
$5,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-22
    days on market $190,000 Active 24 DOM
  2. 2026-06-19
    days on market $190,000 Active 21 DOM
  3. 2026-06-18
    days on market $190,000 Active 20 DOM
  4. 2026-06-17
    days on market $190,000 Active 19 DOM
  5. 2026-06-16
    days on market $190,000 Active 18 DOM
  6. 2026-06-15
    days on market $190,000 Active 17 DOM
  7. 2026-06-14
    days on market $190,000 Active 15 DOM
  8. 2026-06-12
    days on market $190,000 Active 14 DOM
  9. 2026-06-09
    days on market $190,000 Active 11 DOM
  10. 2026-06-09
    remarks 400-char remark
  11. 2026-06-09
    listed $190,000 Active 10 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,186
− Mortgage interest
−$10,643
− Property taxes
−$2,850
− Insurance
−$950
− Repairs & maintenance
−$1,695
− Management
−$1,695
− Depreciation
−$5,527
Taxable loss
−$2,174
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$522
After-tax cash flow
$1,502/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This property has a fair condition with moderate rehab needs, offering a blank canvas for updates and improvements.

Repairs flagged

  • Moderate exterior siding — Weathered and discolored
  • Minor exterior landscaping — Needs trimming

Value-add opportunities

  • Both paint exterior — Enhances curb appeal and resale value
  • Both trim landscaping — Improves curb appeal and rental value
  • Both repair and paint interior walls — Enhances interior appearance and resale value

Renovation cost estimate screening

Repair itemSeverityEst. cost
exterior siding · Weathered and discolored Moderate $3,000–15,000
exterior landscaping · Needs trimming Minor $500–3,000
Total estimated repair cost · 2 items $3,500–18,000

Value-add ROI direction

  • Both paint exterior — Enhances curb appeal and resale value
  • Both trim landscaping — Improves curb appeal and rental value
  • Both repair and paint interior walls — Enhances interior appearance and resale value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hazleton Area SD
NCES district ID
4211700
Math proficiency
18% ▼ -3.00%
Reading proficiency
30% ▼ -15.00%
Median HH income
$42,247
Composite
20.44/100
National rank
#8582
State rank
#476 of 539 in PA

Livability — Jeddo

Score
71/100
State rank
#719
US rank
#7130

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
31,428

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (60%)
Race & ethnicity
Hispanic / Latino 60% White 36% Two or more races 18% Black 2%
Hispanic origin (detail)
Mexican 6% Puerto Rican 6% Dominican 41%
Common ancestry
Romanian 5% Iranian 1% Russian 1%
Foreign-born
36% · Canada, Jamaica
Languages at home
43% English-only · Spanish 54% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -62.00%
Current HPI
354.7443
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-15.6% since first listed
4 events — show timeline
  • 2026-06-08 Relisted LCAR
  • 2026-06-08 Price Changed $190,000 LCAR
  • 2026-03-23 Delisted LCAR
  • 2026-03-13 Listed $225,000 LCAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…