1311&1315 Hazlebrook Rd · Jeddo, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- ARV discount +7.5/15.0
- DSCR +4.8/10.0
- 1% rule +4.3/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
The beautifully updated exterior gives this property fantastic curb appeal, while the interior offers a true blank canvas ready for your vision. Originally built as a double home, it has since been converted into a single residence -- but with two separate deeds, you have the flexibility to keep it as a spacious single-family home, or reconvert it into a duplex, or modernize it to suit your needs.
Key facts
- Updated exterior
- Two separate deeds
- Curb appeal
Tags
Property features AI
Exterior
- Parking: Detached garage with 8 spaces
- Utilities: Private well water
- Home design: Single family residence; Residential property; Three or more stories
- Construction: Aluminum siding
- Exterior features: Patio; Porch; Storage structure
Interior
- Kitchen: Eat-in kitchen
- Bedrooms: Total of 7 rooms (includes bedrooms and living spaces)
- Bathrooms: 1 full bathroom; 1 three-quarter bathroom
- Heating & cooling: Oil heating; Baseboard heating
- Interior features: Eat-in kitchen; Dining room fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $190k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $82 ($980/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (7.1% below list).
- Recommended offer: $177k (7.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 71/100 on livability (#719 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Freeland El/Ms (math 8% / reading 27%, grade F, #1,295 of 1,518 statewide, top 86%, 951 students, 100% FRL); Hazleton Area Hs (math 53% / reading 8%, grade F, #347 of 437 statewide, top 79%, 3,795 students, 83% FRL) — zoned schools average 91% FRL vs 60% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 121 active listings in the ZIP; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $35k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 6.81%
- Cash-on-cash
- 1.84%
- DSCR
- 1.08
- GRM
- 9.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.4%
- Equity multiple
- 0.52×
- Total profit
- $-25,558
- Equity at exit
- $28,330
- IRR
- -4.4%
- Equity multiple
- 0.71×
- Total profit
- $-15,446
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18201
- Home prices YoY
- -14.9%
- Active inventory
- 121
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,766 medium interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax est. 1.5%
- −$238 /mo · $2,850/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $82
Break-even live
Sensitivity live
| Price | -10% $213 | -5% $147 | +0% $82 | +5% $16 | +10% $-50 |
|---|---|---|---|---|---|
| Rent | -10% $-58 | -5% $12 | +0% $82 | +5% $151 | +10% $221 |
| Rate | -1.0pp $177 | -0.5pp $130 | base $82 | +0.5pp $32 | +1.0pp $-18 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 11 events
-
2026-06-22days on market $190,000 Active 24 DOM
-
2026-06-19days on market $190,000 Active 21 DOM
-
2026-06-18days on market $190,000 Active 20 DOM
-
2026-06-17days on market $190,000 Active 19 DOM
-
2026-06-16days on market $190,000 Active 18 DOM
-
2026-06-15days on market $190,000 Active 17 DOM
-
2026-06-14days on market $190,000 Active 15 DOM
-
2026-06-12days on market $190,000 Active 14 DOM
-
2026-06-09days on market $190,000 Active 11 DOM
-
2026-06-09remarks 400-char remark
-
2026-06-09$190,000 Active 10 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,186
- − Mortgage interest
- −$10,643
- − Property taxes
- −$2,850
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,695
- − Management
- −$1,695
- − Depreciation
- −$5,527
- Taxable loss
- −$2,174
- Est. tax savings @ 24.0%
- +$522
- After-tax cash flow
- $1,502/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This property has a fair condition with moderate rehab needs, offering a blank canvas for updates and improvements.
Repairs flagged
- Moderate exterior siding — Weathered and discolored
- Minor exterior landscaping — Needs trimming
Value-add opportunities
- Both paint exterior — Enhances curb appeal and resale value
- Both trim landscaping — Improves curb appeal and rental value
- Both repair and paint interior walls — Enhances interior appearance and resale value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| exterior siding · Weathered and discolored | Moderate | $3,000–15,000 |
| exterior landscaping · Needs trimming | Minor | $500–3,000 |
| Total estimated repair cost · 2 items | $3,500–18,000 |
Value-add ROI direction
- Both paint exterior — Enhances curb appeal and resale value ↑
- Both trim landscaping — Improves curb appeal and rental value ↑
- Both repair and paint interior walls — Enhances interior appearance and resale value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Hazleton Area SD
- NCES district ID
- 4211700
- Math proficiency
- 18% ▼ -3.00%
- Reading proficiency
- 30% ▼ -15.00%
- Median HH income
- $42,247
- Composite
- 20.44/100
- National rank
- #8582
- State rank
- #476 of 539 in PA
Livability — Jeddo
- Score
- 71/100
- State rank
- #719
- US rank
- #7130
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 31,428
Population outlook (Luzerne County) Hauer SSP2
- Today (2025)
- 319,505 people
- By 2030
- 319,943 · +0.1%
- By 2040
- 322,643 · +1.0%
- By 2050
- 330,817 · +3.5%
- By 2075
- 379,145 · +18.7%
- By 2100
- 431,908 · +35.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (60%)
- Race & ethnicity
- Hispanic / Latino 60% White 36% Two or more races 18% Black 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 6% Dominican 41%
- Common ancestry
- Romanian 5% Iranian 1% Russian 1%
- Foreign-born
- 36% · Canada, Jamaica
- Languages at home
- 43% English-only · Spanish 54% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Luzerne
- 2024 margin
- R (+19.2) · D 40.0% · R 59.2%
- 2008→2024 swing
- -27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
- All cycles
- 2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -62.00%
- Current HPI
- 354.7443
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
-15.6% since first listed4 events — show timeline
- 2026-06-08 Relisted — LCAR
- 2026-06-08 Price Changed $190,000 LCAR
- 2026-03-23 Delisted — LCAR
- 2026-03-13 Listed $225,000 LCAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…